OppLoans Reviews 5,572

Super professional
Polite
Quick
Fair

I was promised a deposit on 1/20/2026 and as of 4:43 EST, no money. Really counting on this and very upset that not a cent has been deposited.

I applied for a loan etc. they said I was approved for the loan and that the money would be in my account on the 20th. Yet here I am seeing no such deposit.. if the deposit does come then I'd give a better review but I'm starting to doubt how legit this all is.

Everything was very easy to answer and fill out. And to attach any documents as well. Once I submitted everything I got a text and email and by the next day funds were in my acct by morning. Thank you for helping out.

Opploand really helped my family out when we were in need. They came through for us when no one else would. Thank you opploans and moneylion for the recommendation.

I’ve used OOPS LOAN several times since 2020 and have had no problems. Their process is reliable, they’re linked with Experian, and I always finish satisfied. Highly recommended.

Absolutely phenomenal customer service and support very helpful in areas I needed more in information I highly recommend them if you need a boost

Sometimes life throws you a curveball this company was there for me when I needed them the most it was fast and easy and very professional communication was on point

After being a loyal OppLoans customer for four years with never a missed payment, I am beyond disappointed. When I switched banks and tried to refinance, I was dragged through a month-long process of submitting repeated bank statements, paystubs, and even personal screenshots of my banking transactions, which felt invasive and unnecessary. Despite complying with every request and repeatedly reminding them of my perfect payment history, my application sat “in review” day after day. On January 13, 2026, after all that, I was simply denied. Customer service is outsourced, no one has answers, and I was told to “wait for an email in 10 days” over a basic bank change. I no longer recommend OppLoans! Zero out of ten, garbage service.

Great help when I needed it most. Thank you

OppLoans has helped us on several occasions when we were out of options. Yes the APR is high, but we have always found a way to pay the account off ahead of time, saving money. The only issue I have with the process is you cannot choose the amount you wish to borrow through the application process, unless I’m missing something. The last time I wound up borrowing 3 times what we needed so we almost immediately paid that part back. I think if you call or chat with a representative, they can adjust the amount.

Opploans helped when I needed it. Going through a rough patch at the moment and thanks to Opploans we are able to stay on track.

Associate were very knowledgeable and patient and fast, they went straight to the point and I would recommend them to family and friends

The whole entire process was very quick, yet they still made sure they did their due diligence to make sure I was eligible to receive a loan and they even offered me a loan for twice as much as what I asked! They also made the paper work very easy to understand and easy to fill out. Thats a testament to their impeccable and thorough communication with me every step of the way. At no point was I unsure of what I needed to do next to make sure the process was smooth and quick. highly recommended!

My experience with OppLoans was very positive from start to finish. The application process was quick and straightforward, and I appreciated how clear and transparent everything was. There were no surprises, and all terms were explained upfront.

When I needed access to funds, OppLoans came through and made the process stress-free. Customer service was helpful and professional, and the funding was timely. I’m grateful for the opportunity they provided and would recommend OppLoans to anyone looking for a dependable lending option.

This is a great company and has helped me in the past. I would recommend it to anyone the doesn’t have perfect credit.

Everytime I apply it's no problem. This now I have one problem, payment schedule, it's always been nine months but now it's 12 months, if I really didn't need that money to move with I would've cancel my application.

Very efficient and helpful with the process.
Immediate service.

Was easy and quick and got the money fast definitely helped in a time of need

Was what I needed and on-time. Looking for the next time.