OppLoans Reviews 5,546

TrustScore 4.5 out of 5

4.4

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the exceptional customer service, describing staff as helpful, polite, and professional. Many people found the loan application process to be quick, easy, and stress-free, with funds often deposited on the same day or the next. Consumers appreciate the company's reliability and the smooth user experience, especially during emergency situations. However, some customers also noted concerns regarding the high interest rates, with a few feeling that the payment structure disproportionately allocates payments to interest rather than the principal. A small number of people reported issues with deposit delays or difficulties when attempting to refinance, citing a lengthy and invasive process.

What people talk about most

Payment

Clients share ambiguous opinions on payment. Many reviewers praise the fast application process and quick... See more

Service

Customers consistently note positive experiences with service, often highlighting the speed and ease of the... See more

User experience

Reviewers highlight positive aspects of user experience. Customers consistently praise the ease and speed of... See more

Customer service

Users describe positive interactions with customer service. Many customers praise the professionalism,... See more

Price

People report ambiguous experiences with price. Many customers express concern about high interest rates,... See more

Based on these reviews

Rated 4 out of 5 stars

OppLoans has helped us on several occasions when we were out of options. Yes the APR is high, but we have always found a way to pay the account off ahead of time, saving money. The only issue I have w... See more

Rated 4 out of 5 stars

Had an emergency situation with my dog that needed immediate medical attention and I had no way to pay. After trying friends and family my son sent me this company’s info and I was immediately approve... See more

Rated 4 out of 5 stars

I came to this loan company because I had an emergency situation arise out of the blue..with my boyfriend recently losing his job my go to source wasn't available to help me..I won't lie I was afraid... See more

Rated 5 out of 5 stars

When I had an unexpected financial situation, I was at first hesitant to use OppsLoans due to the high interest rates. I took a chance and have not regretted it. Because I paid off my initial loan ear... See more


Company details

  1. Non-Bank Financial Service
  2. Financial Consultant

Written by the company

OppFi is a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans. Through a transparent and responsible platform, which includes financial inclusion and excellent customer experience, the Company supports consumers who are turned away by mainstream options to build better financial health.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

6K reviews

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Hasn’t replied to negative reviews

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Rated 5 out of 5 stars

Great so far

So far so good. The note from the founder hit home for me because I genuinely needed help and no other company would help. I was a liability. But OppLoans gave me a chance. Kept me in my home and for that I am forever grateful

15 April 2026
Unprompted review
Rated 2 out of 5 stars

I’ve been working on expanding my…

I’ve been working on expanding my business and went through a long stretch of loan rejections and confusing offers. It was a stressful process, especially after running into a few lenders who didn’t feel legitimate. Eventually, I found a financing option that actually worked for me and helped me consolidate debt and move forward. If anyone else is navigating the same challenges, I’m happy to share what I learned about spotting trustworthy lenders, avoiding scams, and understanding what to look for in a legitimate loan offer. consider contacting them just send me an inbox for more information

17 April 2026
Unprompted review
Rated 1 out of 5 stars

This company is RIDUCULOUS!!!

This company is RIDUCULOUS!!!!
I called in to pay off my loan. Loan interest is $2.29 per day- they were UNWILLING to waive the $2.29 since the payment wouldn’t go through until the next day! Really? Like you haven’t made ENOUGH off the interest you have already charged??? Don’t use this company!!!!? Spoke with supervisor Uquitta- very unfriendly!!!

16 April 2026
Unprompted review
Rated 5 out of 5 stars

They have been there for me a few times…

They have been there for me a few times and the refinancing came just when I needed it I find have no problems with this company none at all I think people should yes try them out yes their aprs are high but and it is a weekly loan but when you're in a pinch they're there to help

10 April 2026
Unprompted review
Rated 5 out of 5 stars

Great service

Great service! Quick and easy approval. I received the funds the next day. I am very happy with Opploans. I would recommend them to anyone in need of a loan.

11 April 2026
Unprompted review
Rated 1 out of 5 stars

Emails are never sent properly

Emails are never sent properly. Wasn’t notified of large bill until I needed to modify a payment. Customer service likes to blame the consumer, one of which that makes on time payments, instead of thinking an email system may be faulty.

9 April 2026
Unprompted review

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