OppLoans has helped us on several occasions when we were out of options. Yes the APR is high, but we have always found a way to pay the account off ahead of time, saving money. The only issue I have w... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Company details
Written by the company
OppFi is a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans. Through a transparent and responsible platform, which includes financial inclusion and excellent customer experience, the Company supports consumers who are turned away by mainstream options to build better financial health.
Contact info
130 E. Randolph St. Suite 3400, 60601, Chicago, United States
- (800) 990-9130
- info@opploans.com
- opploans.com
Hasn’t replied to negative reviews
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
I only had to send in paystubs!
I only had to send in paystubs!! They were quick and efficient! When I call there they are so kind and helpful. Only took 18 hrs because how late in the day I did it! Very happy!
Don't use OppLoans!!!
Upon reading the small print I learned I would be charged my first payment on the first of January, 9 days after obtaining a 3600 dollar loan. That's bad business, especially for a repeat customer. I am very displeased with this issue and will be sure to not recommend your company for a loan. Shame on you!
No Hassle
It was easy to apply and received funds with in the sane say. I was able to purchase my washer.
Just in time for Christmas From completing my refinance and…
From completing my refinance and submitting the application the process was easy. The step by step was correct.
This company has been a lifesaver for…
This company has been a lifesaver for me , there rates are very fair and the service is top notch. I'd recommend anyone try it !
Great Company.
Great Company easy to deal with, great quick service.Easy to communicate with.
Has been great to deal with..
Was a very easy and great experience..
It was fast and easy to secure a loan
Quick efficient and flexible
It's very awesome for me with them
It's very awesome for me with them. They helped me smooth out my loan process, and my credit score improved slightly. I have a direct deposit scheduled for the next day or two days, and I have no problems in my third year in a row. I make it cheerful myself
Opps Loan has been there for me when I…
Opps Loan has been there for me when I have needed them. This is my second loan with them and I could not be happier.
Predatory and Illegal interest rates!!!
While easy to get a loan with this company. It is by far the highest and most predatory interest rate I have ever seen. It is illegal in most states in the US, how high the interest rates are. DO NOT get a loan with them unless you can pay it back immediately. Otherwise it could ruin you financially.
Just a good experience all around…
Just a good experience all around throughout this process and I even refinanced my loan and the rate is still good!
Unexpected Expenses
Sometimes if there was a storm coming that we cannot stop but with the help of this company my storm was able to make it calm and steady. Thank you so much for your assistance for some emergency that I cannot control. The process was extremely easy and outstanding. It was so amazing that the funding was available the next day, what else I can say, you are all so understanding and ready to lend a helping hand. Yes! the rate was kind a high but what will expect in an emergency like what I have, I will have no regret. Thanks all!
Found this company to be quick and…
Found this company to be quick and reliable. Although the time frame was a bit long the experience and end result was very nice and accommodating. I would recommend this company to those in need
Very bad service
Very bad service. Took all my information and then expired my application. I waited a whole week for an answer and when I called to check on my application they said it had expired. Wanted me to give them my information again.Not a trustworthy company at all.
I give them a 5 if I could give them…
I give them a 5 if I could give them 100 I would. Their customer service is always nice and always available to answer any questions you need. My last customer service she helped me with all I needed and I didn’t know what was wrong and she took her time to walk me through everything!! I love opp loans
Happy Camper in PENNSYLVANIA.....................
I've applied the first time for a loan towards or close to the end of 2025! I applied and everything was smooth. I know those working for this company offer the BEST service you can ask for always. I got the loan. Now in December I need to refianance to do a little christmas shopping. I got the 2nd loan. You can pay me to complain about this company and I would most definately turn you down. .......
MERRY CHRISTMAS / HAPPY NEW YEAR to those involved in working with this business.THANKS AGAIN! :) :) :) :) :) :) :)
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.








