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Olky Reviews 2,057

TrustScore 3.5 out of 5

3.3

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Rated 5 out of 5 stars

Our company would like to mention what its like to work with ONLY BANK. Our experience is that for an online bank, communication is very good with OLKY. The quick email responses from OLKY... See more

Company replied

Rated 3 out of 5 stars

I have tried multiple times, via phone or PC to follow the ID verification. Every time (and I used different phones and PCs), it is not recording the voice or can not verify the document! No res... See more

Company replied

Rated 5 out of 5 stars

I am a corporate and banking Lawyer with over 30 years of practical experience. This is the first time I have encountered such a level of professionalism and range of services in one Bank. The int... See more

Company replied

Rated 3 out of 5 stars

The communication with Olky team is extremely difficult. Opening tickets each an every time with no real answers. Additional communication channels should be provided.

Company replied

Company details

  1. Payment Service
  2. Alternative Financial Service
  3. Bank
  4. Financial Institution
  5. Private Sector Bank

About Olky

Written by the company

OlkyPay

Première néo-banque franco-luxembourgeoise au service des professionnels, la clientèle d’OlkyPay située dans 24 pays est principalement constituée de sociétés commerciales, tous secteurs confondus, et de sociétés financières.

OlkyPay propose un compte pro en ligne disponible 7J/7 et 24h/24. La souscription sur le site est simple et rapide : vous recevez votre IBAN au choix FR ou LU en quelques minutes et vous bénéficiez d’un service clients efficace pour vous aider dans vos démarches.

OlkyPay répond à tous les besoins des professionnels pour effectuer leurs paiements :

  • Par virement classique sans limite de montant ;
  • Par Instant Payment jusqu’à 100.000 € en quelques secondes ;

Et pour traiter leurs encaissements :

  • Par carte à distance (contrats VAD) et de proximité (location de TPE) ;
  • Par prélèvement SDD Core et B to B.

OlkyPay propose également des cartes Mastercard avec la possibilité de configurer les limites de paiement journalières, hebdomadaires ou mensuelles.

Régulièrement primée pour son innovation et plébiscitée pour ses performances en termes de rapidité et de sécurité des paiements, OlkyPay est devenue en quelques années l’une des références européennes dans le secteur bancaire.


Contact info

3.3

Average

TrustScore 3.5 out of 5

2K reviews

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Replied to 100% of negative reviews

Typically replies within 1 week

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Rated 3 out of 5 stars

ID process horrible

I have tried multiple times, via phone or PC to follow the ID verification.
Every time (and I used different phones and PCs), it is not recording the voice or can not verify the document!
No response from the support for weeks, no solution or any thing else!
Poor service!

After 4 weeks, there is some movement, the account is now open, manually from olky side, but this ID process is not the best way!

25 February 2025
Unprompted review
Olky logo

Reply from Olky

Hello,

Thank you for taking the time to share your experience.

We understand that the customer verification process can be complex and would like to inform you that it is constantly evolving in order to improve it. We're sorry if you've experienced any difficulties.

Nevertheless, we are delighted to have you as a customer and remain at your disposal for any further questions or assistance you may require.


Yours sincerely

The Olky Account team

Rated 5 out of 5 stars

Good services

Good services

23 January 2025
Olky logo

Reply from Olky

Hello,

Many thanks for the 5 stars!🌟

All the best with the Olky Pro Account.

Have a nice day,

The Olky Pro Account team

Rated 5 out of 5 stars

Very good bank.

Very good bank.
user easy dashboard and good security steps

9 January 2025
Olky logo

Reply from Olky

Hello,

Many thanks for the 5 stars!🌟

All the best with the Olky Pro Account.

Have a nice day,

The Olky Pro Account team

Rated 5 out of 5 stars

We are extremely happy wiExceptional Service and Fast Account Setup – Highly Recommended!th the service…

We are extremely happy with the service provided by OlkyPay. From the very beginning, they handled everything efficiently and professionally. The process of opening our account was incredibly quick, and we were up and running in no time. Their attention to detail and customer support has been outstanding. We couldn’t ask for a better experience, and we highly recommend OlkyPay to anyone looking for a reliable and responsive payment service. Definitely a 5-star rating from us!

21 January 2025
Olky logo

Reply from Olky

Hello,

Many thanks for the 5 stars!🌟

We are delighted to read that our service has brought you complete satisfaction. 😊

All the best with the Olky Pro Account.

Have a nice day,

The Olky Pro Account team

Rated 1 out of 5 stars

Bank account has been blocked for…

Our bank account has been blocked for approximately six days because we have not received the email with the Terms & Conditions (T&C) to sign. Despite sending multiple requests, including high-priority emails, I have yet to receive any response from your team. This is crazy!

21 January 2025
Unprompted review
Olky logo

Reply from Olky

Hello,

We're sorry to read your message.
As a regulated establishment, OlkyPay follows the laws and regulations in force. These may occasionally result in temporary account blocking.

After checking with customer service, the terms and conditions have been signed and your account has been fully active since 21/01.

Yours faithfully

The Olky Pro Account Team

Rated 2 out of 5 stars

Difficult and slow process of KYC

Difficult and slow process of KYC.
It has been very difficult to communicate and deal with the requests of the KYC Team. Each time their indications were so hasty, that I provided over documents (so also documents not needed) because of lack of clarity. Between my responce and their new communications also a week passed, so all the process has been painfuly slow.

14 January 2025
Olky logo

Reply from Olky

Hello,

Thank you for taking the time to give us your feedback.
As part of our ongoing commitment to customer satisfaction, we will take your comments into account for future developments.

We would like to remind you that, in application of the regulatory measures that apply to the banking sector, we must perfectly identify our customers when entering into a relationship.
Failure to respond to requests for information or to provide documents that are not conclusive necessarily delays the opening of an account.

After checking with customer service, your account has been active since 14/01.

We hope that the Olky Pro Account will meet your expectations.

Please do not hesitate to update your review.

Best regards,

The Olky Pro Account team

Rated 5 out of 5 stars

I cant transfer my own money! Waiting for days

I opened pro account and got email that i needed to deposit 700 euro to use my account i just moved with business to Luxemburg now yesterday my client send the 700 and after this another 3000 i owed for labor but still not i can send money or use account i am alone here and this money is for me to live next weeks i need to pay rent and eat and then i can work more and hopefully let more payments come to olky i heard good things from someone but now i am in trouble i have 3850 euro in account that i cant use im in New country Alone i really need my money i worked for it customer send me proof of payment everything i search number olky nothing found i send multiple email no reaction please olkypay help

13 January 2025
Unprompted review
Olky logo

Reply from Olky

Hello,

We are sorry to read your comment and understand your frustration.
After checking with customer service, they sent you a notification email dated 03/02. We invite you to consult it.

Thank you for your patience and understanding,

Kind regards,

The Olky Pro Account team

Rated 1 out of 5 stars

Scammers - avoid at all costs!

EDIT: The funds were never recredited as they say below!!!

Just like other reviews mention they purposely seem to delay everything with KYC checks while they are holding your money in their account. The moment I asked them to close my account, they stop replying to any emails, phone calls and close tickets with responses that don’t make any sense.
I have sent them a registered letter demanding the money back as it’s been over a month of unsuccessful attempts and will report them to CSSF and take a lawyer to get my money back.

8 January 2025
Unprompted review
Olky logo

Reply from Olky

Hello,

We have read your comment very carefully.

We would like to remind you that Trustpilot does not provide customer support.

Secondly, we are not authorized to comment publicly on transactions relating to one of our customers' payment accounts.

After checking with customer service, he explained the situation to you by e-mail on 27.12.24. The funds were recredited on 23.12.24.

Yours faithfully,

The Olky Pro Account team

Rated 1 out of 5 stars

Unethical Practices, Frozen Funds, and Non-Existent Support

I had a highly disappointing and frustrating experience with Olky Bank. I applied for a business account and was immediately issued an IBAN before the account was officially opened. Today I have 7000 Euros frozen in the account.

The account opening process dragged on for months with zero communication or updates from Olky. Their customer support is virtually non-existent, with no phone number to call and unresponsive email replies. They repeatedly asked for documents I had already submitted, creating unnecessary delays and frustration.

After months of waiting, I decided to withdraw my application and requested a refund of my funds. The next day, Olky informed me that the account had been opened despite my withdrawal. They then conveniently charged a €585 account opening fee without my consent and are now forcing me to accept the account opening before allowing me to close it and access my funds.

This practice is not only unethical but also feels like coercion. My business is suffering because I can't access the funds locked in their system. A quick search on Trustpilot reveals that I am not alone—many others have had similarly bad experiences with Olky.

I strongly caution anyone considering Olky as their banking partner. Their lack of transparency, poor customer support, and questionable practices are unacceptable.

7 January 2025
Unprompted review
Rated 5 out of 5 stars

Service impeccable

6 January 2025
Olky logo

Reply from Olky

Bonjour,

Nous vous remercions pour les 5 étoiles 😊

Notre support client fait son maximum pour vous répondre dans les meilleurs délais et reste à votre service.

Bonne continuation avec le Compte Olky Pro.

Belle journée 🌟

L'équipe du Compte Olky Pro

Rated 1 out of 5 stars

Exercie KYC bcq trop long… demande de…

Exercie KYC bcq trop long… demande de doc par document.

10 December 2024
Olky logo

Reply from Olky

Bonjour,

Nous sommes désolés de lire votre commentaire.

Nous tenons à rappeler qu’en application des mesures réglementaires qui s’appliquent au secteur bancaire, nous devons parfaitement identifier nos clients lors de l’entrée en relation.
La non réponse à des demandes d’informations ou la communication de documents non probants retarde nécessairement l’ouverture du compte.

Après vérification auprès du service client, votre compte est aujourd'hui pleinement actif.

Cordialement,

L'équipe du Compte Olky Pro





Rated 2 out of 5 stars

Je pense que ce serais bien d'avoir de…

Je pense que ce serais bien d'avoir de personnes specifiques de contact. De plus quand nous appelons le numéro support qui est sur le website nous avons pas de réponse. The system requires us to only have one person of contact on the clients end, this is difficult as we are a fiduciary and our whole team works for our clients therefore it does not serve us well to have our suppport tickets cancelled because we are not the initiator of the bank account.

26 November 2024
Olky logo

Reply from Olky

Bonjour,

Nous avons bien pris en compte votre commentaire.

Notre service client a essayé de vous joindre à plusieurs reprises par mail, en dates du 06/12/24 et 11/12/24 et aussi par téléphone le 02/12/24. Pourriez vous, svp, renvoyer vos disponibilités au support pour qu'il vous recontacte.

Bien cordialement,

L'équipe Compte Olky Pro

Rated 5 out of 5 stars

L'inscription s'est faite en 5 minutes…

L'inscription s'est faite en 5 minutes !
Très facile à prendre en main, je recommande.

28 November 2024
Olky logo

Reply from Olky

Bonjour,

Nous vous remercions pour votre retour d'expérience et pour les 5 étoiles 😊

Bonne continuation avec le Compte Olky Pro.

Belle journée 🌟

L'équipe du Compte Olky Pro

Rated 1 out of 5 stars

Fraudulent Bank Service/Scam

Fraudulent Bank Service/Scam
I cannot recommend to anybody to use this bank. It's nearly a scamming scheme. At the very moment we started to receive larger amounts billed that is a bill of 98000 they froze the account without warning. We discovered it as the rental payment would not get through. They took 4 days to confirm the account was frozen apparently for a missing second ID which was submitted but still they have not been willing 4 days later to unfreeze the account.
Date of experience: November 15, 202

15 November 2024
Unprompted review
Rated 5 out of 5 stars

Flexibilite

Tellement utile et facile a utilizer

5 November 2024
Olky logo

Reply from Olky

Bonjour,

Merci beaucoup pour votre retour d'expérience😊

Bonne continuation avec le Compte Olky Pro.

Belle journée 🌟

L'équipe du Compte Olky Pro

Rated 2 out of 5 stars

Opening account

The process to open the account needed 6 months with a continuous request of documents. The compliance dipartment was not effective.

24 October 2024
Olky logo

Reply from Olky

Hello,

We're sorry to read your comment.

In accordance with the regulations of our supervisors (ACPR, CSSF), we are obliged to fully identify our customers when they register with us.

Once all the requested documents have been received by our services, the account opening decision is made within 2 to 3 working days.

For complex structures, additional documents may be required in addition to the usual ones. This in-depth analysis has an impact on account opening times.

We recognize that your application has taken a long time to process. Especially as some documents took several weeks to reach us.

We assure you that we are doing our utmost to improve the process.

Yours faithfully

The Olky Pro Account team.

Rated 5 out of 5 stars

Did solve my issue very quickly and…

Did solve my issue very quickly and everything did work well!

15 October 2024
Olky logo

Reply from Olky

Hello,

We love your review 😊

We wish you all the best with the Olky Pro Account.

Have a nice day ☀️

The Olky Pro Account team

Rated 4 out of 5 stars

Professional team.

Professional team.
The KYC procedure went smoothly.
Globally satisfied.

24 September 2024
Olky logo

Reply from Olky

Hello,

We love your review 😊

We wish you all the best with the Olky Pro Account.

Have a nice day ☀️

The Olky Pro Account team

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