Neptune Flood Reviews 278

TrustScore 4.5 out of 5

4.4

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Rated 5 out of 5 stars

Nicole St Williams was FABULOUS and went above and beyond to help me. She responded so quickly to my question, and then kept going with me when I had follow-up questions and difficulty getting onto t... See more

Company replied

Rated 5 out of 5 stars

Nicole St. Williams processed my change in record time! I hadn't even finished my OWN notes on my submission yet and my request had been completed!

Company replied

Rated 1 out of 5 stars

HEY...Less than 1 star BTW,,,,,, So I went thru a lengthy conversation with Representative April, and finally received a quote, although it went to the wrong email address,, I specifically requeste... See more

Company replied

Rated 5 out of 5 stars

I was shocked to see an email stating that over 1400.00 would be deducted from one of my bank accounts for a policy that does not renew until May 25th. There is no reason for a company to take such pa... See more

Company replied

Company details

  1. Insurance Company
  2. Insurance Agency

Written by the company

Neptune Flood is the largest private flood insurance company in the United States, offering an entirely digital quote-and-bind process. Neptune offers residential, commercial, and RCBAP products with a 2-minute quote-to-bind process, offering greater coverage limits and additional optional coverages. Flood insurance products are available in all 50 states and Washington, D.C. Neptune also offers Jumpstart parametric earthquake insurance in California, Oregon, and Washington for both residential and business customers. Neptune Flood specializes in providing flood insurance solutions for residential and commercial properties. By leveraging advanced technology, data analytics, and user-friendly online tools, Neptune Flood offers consumers and businesses a fast and efficient way to obtain flood insurance policies tailored to their needs. The company aims to simplify the insurance-buying process while offering competitive rates and comprehensive coverage options. Neptune Flood is backed by top-rated insurance carriers, ensuring that their customers receive reliable financial protection in the event of a flood. Their dedication to superior customer service, along with their cutting-edge approach to flood insurance, makes Neptune Flood a trusted and pioneering force in the industry.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

278 reviews

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Replied to 100% of negative reviews

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Rated 5 out of 5 stars

Happy Customer

Was able to get a great price on my flood insurance through their online system and then their customer service reached out to let me know they were available with any questions or concerns. They made it very easy and are a highly rated company for Flood Insurance.

16 October 2023
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Reply from Neptune Flood

Thank you for the review, Linda! Our team is here if you have any questions about your policy.

Rated 5 out of 5 stars

Great team

Great team, quick response, good customer service.

5 October 2023
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Reply from Neptune Flood

Thank you for the review, Jose.

Rated 5 out of 5 stars

Kyle was super helpfull and informative…

Kyle was super helpfull and informative . Answered all of my questions . Neptune provided the best bank for your buck

3 October 2023
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Reply from Neptune Flood

Thank you for the review, Michael. We're glad to hear Kyle was able to assist in getting you the proper flood coverage for your property. We're always here to answer any questions you may have in the future.

Rated 1 out of 5 stars

Would not have bought unless required…

Would not have bought unless required by mortgage agency, very expensive for the area i live

5 October 2023
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Reply from Neptune Flood

Thank you for the feedback. Please know our team is available to review your coverage pre-inception for potential savings opportunities.

Rated 5 out of 5 stars

The agent I dealt with was very…

The agent I dealt with was very professional, responding immediately to my communications and was easy to work with to attain a fair quote for flood insurance.

5 October 2023
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Reply from Neptune Flood

Lynn, thank you for the review! Our team is here if you have any questions about your policy.

Rated 5 out of 5 stars

Your billing was in advance.

Your billing was in advance, so that I could plan my budget.

I've never had a claim, and I hope I never do.

I appreciate the coverage as flood insurance offered by the company who provides my homeowner insurance is completely inadequate.

21 September 2023
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Reply from Neptune Flood

Thank you for the review and for choosing Neptune! We're always here to answer any questions you may have about your flood insurance policy.

Rated 5 out of 5 stars

very professional

very easy to deal with and to get exactluy what I neededvery

18 September 2023
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Reply from Neptune Flood

Thank you for the review, Deane!

Rated 5 out of 5 stars

Kind and Caring Company

This is my 3rd year with Neptune Flood, they have always been resonably affordable. The staff has been very helpful and always resolved any questions I had. I would recommend them highly.

15 September 2023
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Reply from Neptune Flood

Thank you for the review, Jerry! We're happy to hear you've trusted Neptune for three years to provide flood coverage. Our team is always here and ready to answer any questions you may have.

Rated 3 out of 5 stars

I don't like being forced to pay for…

I don't like being forced to pay for this insurance. The map was marked wrong ,I am the only one paying no ody else is and there houses are a lower level then my house.

6 September 2023
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Reply from Neptune Flood

Hi Scott, thank you for the feedback. The Federal Emergency Management Agency (FEMA) controls the mapping of which properties are in a designated flood zone, not Neptune.

If you feel your property has been incorrectly designated, you, with your lender, can submit a Letter of Determination Review (LODR) for FEMA to review your property. It is up to your lender to waive the flood insurance requirement if FEMA does change your zone, though they are not required to.

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