N26 Reviews 40,765

Excellent customer service, intuitive platform.

I highly recommend N26, I have been banking with them for a little over a year and they have exceeded my expectations. Excellent app, and customer support!

GDPR request submitted on 18 March 2026 under reference 5VJ8HQQR8K. The legal deadline expired on 17 April 2026, but N26 still did not provide the requested account statements.

Instead, more than 10 different support agents repeatedly sent the same template responses, requested documents that had already been submitted and created multiple complaint numbers instead of resolving the case.

After the deadline expired, a new employee suddenly claimed that my previously accepted document was “not sufficient”, although this had never been raised before.

At this point, N26 appears to be delaying the request rather than processing it.

Super easy to open the account online and use it, have had no problems so far. I personally like the fact that you can organize everything online, but if you need a local Bank office then I would suggest looking for another Bank.

Love N26 and the financial products. Especially the spaces feature and the Metal card

I have been using N26 for 2 months. So far, opening the account was simple, the app is intuitive, and I have had no problems with basic operations. It is still too early to evaluate it in the long term, but my initial experience has been positive.

Bank N26 have everything I need - my everyday bank, my holiday bank, my digital money, my free cash, my crypto, my ETFs, my instalments, my loans, my everything 💪🏻

Great experience with this bank. Friendly staff, fast service, and easy-to-use online banking. Highly recommended

They closed my account for no reason. Now I am asking for them to check the account balance and send me bank statement of November, 2025, but they have been working for this 2 months already.

I have submited their form 4 times and still did not receive anything!

N26 is a leading German digital bank offering banking services via smartphone app, with a full European banking license. It offers free accounts, Mastercard debit cards, zero commissions on currency conversions and free withdrawals (up to a certain amount) in euros. The account opening process is 100% online.

Ease to use, transparent fast and smooth with no hidden charges

no unnecessary costs, well-functioning application, easy to get in touch.

The app simply terrible.
Searches doesn't work, the flows for sending money and adding contacts and confusing and brittle.
Automations are very basic and hard to set
It's a torture if you need to search for history data.
It's really terrible. It's hard to believe that there's a product team working on that.
The web version is useless.

tried a withdrawal in bbva atm.. no money came out but account charged. Customer support makes me lose my time telling me to contact bbva, but turns put that N26 is holding my money and I have to wait 12 days before I can open a dispute. So n26 dispose of my 1000eur for free during 12 days and I need to beg to get back what is mine.
AVOID N26

This is the worst bank I've ever seen, and this is coming from someone who has dealt with french bureaucracy as a foreigner. The requisite to work there must be to be highly incompetent and illiterate because there's no way they're actually reading what we send them.

After ticking all the requirements, I got rejected due to „legal reasons“ without telling much about it. I have local regular bank so not sure what that means. Customer service is also rude, he cut the chat in the middle of conversation. Avoid at all cost.

It is an easy app to navigate. Never had of many years a technical issue.

Very fast, common, useful bank account.

Great app, easy to transfer money to N26.
Never had any problems.
Would prefer more free take out of money on a money machine