Mashreq Reviews 724

TrustScore 2 out of 5

1.9

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Most reviewers were unhappy with their experience overall. Many customers expressed significant dissatisfaction with the customer service, citing difficulties in reaching a real person and encountering unhelpful or scripted responses. People frequently reported issues with payments, including unexpected charges for international transfers, ATM withdrawals, and not maintaining minimum balances. There were also complaints about high late payment fees and charges for alleged breaches of minimum balance. Some people were dissatisfied with the overall service, highlighting problems with delayed actions on reported issues, such as card machine malfunctions, and a general lack of proper support or guidance. Reviewers also mentioned difficulties with contacting the bank, often being redirected to automated systems or experiencing long wait times without resolution. Conversely, a small portion of people felt satisfied with the staff, praising specific employees for their professionalism, helpfulness, and positive attitudes, particularly in branch visits.

What people talk about most

Customer service

Users describe negative interactions with customer service, citing poor communication and a lack of effective... See more

Service

Customers consistently note negative experiences with service. Many reviewers describe the service as... See more

Staff

Customers had ambiguous experiences with staff. Many reviewers praised specific employees like Iman Saleh... See more

Payment

People report negative experiences with payment, citing numerous hidden charges and unauthorized deductions.... See more

Customer communications

Clients share negative opinions on contact, with many reviewers reporting extreme difficulty reaching a human... See more

Reviews shaping this summary

Rated 1 out of 5 stars

They are looters, promote with half details & then keep on charging. Even after request they just deny.. international transfer they will charge you, other ATM withdrawal they will charge you, not mai... See more

Company replied

Rated 1 out of 5 stars

Worst bank experience.. Late payment minimum fees are too high.. a common man shouldn't take credit card from this.. They are fraud transactions..if payment is delayed due to blocking of card, the... See more

Company replied

Rated 1 out of 5 stars

I obtained a car loan and require a clearance certificate. Despite visiting three branches, each advised me to log in to the website and request a call back. The process seems unnecessarily complicate... See more

Company replied

Rated 1 out of 5 stars

The whole customer care services is a failure because since last Sunday February 1st, Amazon deducted 121.00 aed from my account and I am not even a registered user in that store. I was trying to reac... See more

Company replied


Company details

  1. Bank

Written by the company

Mashreq is almost a half century old, yet proudly thinks like a challenger, startup, and innovator. Our mandate is to help customers find their way to Rise Every Day and unlock their vision of success. Find your way to Rise Every Day at www.Mashreq.com Stay connected with us! Twitter www.twitter.com/MashreqTweets Instagram www.instagram.com/mashreqbankofficial YouTube www.youtube.com/user/Mashreqbanklive LinkedIn: www.linkedin.com/company/mashreqbank Google+ https://plus.google.com


Contact info

1.9

Poor

TrustScore 2 out of 5

724 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 100% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Worst bank of all time

I would give 0 stars if I could – unfortunately, that is not possible. I am absolutely dissatisfied with the customer service. I am writing this message because, after almost an hour on hold, a representative advised me to submit my concern by email in order to receive a solution.

Unfortunately, I have already sent emails on 21.07.2025, 29.07.2025, and 30.07.2025 regarding two different issues and have not received any response to date. I find this extremely irresponsible, as I was therefore unable to pay my rent: my check was not processed because my signature specimen, which I submitted in April, was suddenly no longer valid in July. In addition, I was unable to make a transfer, as I would have had to change my password at an ATM in Dubai – something that is impossible for me due to being abroad for professional reasons.

I have never experienced such poor service with any bank. As soon as I return to Dubai, I will close my accounts with this bank.

30 July 2025
Unprompted review
Mashreq logo

Reply from Mashreq

Dear Mario,
We’re sorry to hear about the issue you’ve encountered and regret the inconvenience. For further assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/complaints/.
Regards,
Mashreq

Rated 5 out of 5 stars

That's a good experience very helpful…

That's a good experience very helpful all staff...DIC branch

1 August 2025
Unprompted review
Mashreq logo

Reply from Mashreq

Dear Shariq,
Thank you for sharing your positive review with us. We deliver the best possible services to our customers and are delighted to hear we met your expectations.
Regards,
Mashreq

Rated 1 out of 5 stars

WORST BANK EVER!!!!

29 July 2025
Unprompted review
Mashreq logo

Reply from Mashreq

Hello Mika van aeken,
We sincerely regret for the inconvenience. Our team is constantly working to provide the best experience for all our customers. We have taken note of this as we strive to improve our services continuously. We hope to serve you again in the future - with a delightful outcome. For further assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/complaints/.
Regards,
Mashreq

Rated 5 out of 5 stars

Iman Saleh Al Jaberi is truly the best…

Iman Saleh Al Jaberi is truly the best customer service representative. She always greets customers with a warm smile, is extremely friendly, and provides exceptional service. She is an amazing representative and a great asset to the bank.

29 July 2025
Unprompted review
Mashreq logo

Reply from Mashreq

Dear Sher,
Thank you for sharing your positive review with us. We deliver the best possible services to our customers and are delighted to hear we met your expectations.
Regards,
Mashreq

Rated 1 out of 5 stars

Disappointed customer

Dear Mr. Shah & Irshad
I am extremely disappointed with the lack of follow-up and communication regarding my credit card delivery. It has now been over three weeks since I applied, and despite multiple attempts, I have not received any clear updates, calls, or resolutions from your team.

This delay is highly inconvenient and reflects poorly on the service I expected from Mashreq. I would appreciate it if this matter is treated as urgent and resolved without any further delay, with a clear timeline provided for when I can expect my card to be delivered.

I trust that you will prioritize this issue and get back to me promptly.

Best regards,

14 July 2025
Unprompted review
Mashreq logo

Reply from Mashreq

Dear Moses maina,
We sincerely regret for the inconvenience. We have taken note of it and thank you for bringing this to our attention. For further assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/complaints/.
Regards,
Mashreq

Rated 1 out of 5 stars

Worst Bank Ever

Worst customer service , they even have no idea about being digital banking system they just introduced the Trusted Device option but how to overcome the errors they won’t know. I complaint 2 months earlier but they don’t care because they don’t know what is banking system they just have bank to roll their own money. Never recommend this bank ever.

1 July 2025
Unprompted review
Mashreq logo

Reply from Mashreq

Dear Mohsin,
We’re sorry to hear about the issue you’ve encountered and regret the inconvenience. For further assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/complaints/.
Regards,
Mashreq

Rated 5 out of 5 stars

I would like to express my sincere…

I would like to express my sincere appreciation for the outstanding service provided by Nada Darwish at the Mashreq Bank DIC branch. From the moment I entered the branch, Nada greeted me with genuine warmth and professionalism. She was not only knowledgeable and efficient but also incredibly patient and attentive to every detail of my request.

What stood out most was her willingness to go the extra mile to ensure that my banking needs were fully met, all while making the entire process smooth and stress-free. Her positive attitude and customer-first approach truly reflect the highest standards of service.

Thank you, Nada, for your exceptional support — you are a true asset to the Mashreq team.

25 July 2025
Unprompted review
Mashreq logo

Reply from Mashreq

Hello Yaroslav Lukyianchyn,
Thank you for sharing your positive experience with us. We truly value and appreciate your feedback and are committed to further enhancing our customer experience.
Regards,
Mashreq

Rated 1 out of 5 stars

I’ve been a victim of credit card fraud…

I’ve been a victim of credit card fraud ($2,000) with @MashreqBank for 24 months.
They rejected my dispute within hours, let interest grow, and are now threatening legal action for AED 8,871.

This is not customer protection — it’s victim blaming.

15 November 2024
Unprompted review
Mashreq logo

Reply from Mashreq

Dear Kareema,
We are sorry to hear about your experience. For further assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/complaints/.
Regards,
Mashreq

Rated 1 out of 5 stars

Such a bagger bank I ever seen in my…

Such a bagger bank I ever seen in my whole life poor customer service without any rights deduction if you have their credit card even you paid on time they take amount from your card a really thiefiast bank ever I seen

10 July 2025
Unprompted review
Mashreq logo

Reply from Mashreq

Dear Atif,
We regret the inconvenience caused and have noted your feedback. For further assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/complaints/.
Regards,
Mashreq

Rated 1 out of 5 stars

Poor service

Poor service. I reported the issue about our card machine, already one week ago and no one come to take action. How many times to follow up, first follow up customer care said nobody pick the complain second follow up customer care said since the I raised the issue they pick the complain but nobody come. Yesterday somebody called for location but nobody come again. Until now no solution to our machine. This is how you treat your customer. Actually already informed to our company maybe they will change another bank, hopefully because it takes time to take action for any issues not only in our branch.

2 July 2025
Unprompted review
Mashreq logo

Reply from Mashreq

Dear Jean Emano,
We’re sorry to hear about the issue you’ve encountered and regret the inconvenience. For further assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/complaints/.
Regards,
Mashreq

Rated 1 out of 5 stars

One of the worst customer service I…

One of the worst customer service I would ever had. I want to close my bank account for some emergency purposes for last one year when the bank call me I explain to them they told it's okay to call customer service but when I am going to to connect with customer service there communication is unable to connect.

7 July 2025
Unprompted review
Mashreq logo

Reply from Mashreq

Hello Rimi,
We sincerely regret for the inconvenience. Our team is constantly working to provide the best experience for all our customers. We have taken note of this as we strive to improve our services continuously. We hope to serve you again in the future - with a delightful outcome. For further assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/complaints/.
Regards,
Mashreq

Rated 1 out of 5 stars

Unprofessional behavior from customer service agent - Abdulrahman

inquiry. I spoke with a representative named Abdulrahman, and I was extremely disappointed with how I was treated.

While seeking clarification about my cashback bonus, I explained that I could not locate the relevant details in my online account. Instead of assisting me calmly and professionally, Abdulrahman raised his voice at me repeatedly and kept saying “it’s in your statement,” despite my explanation that I was already checking and could not find it.

I clearly told him not to raise his voice and requested assistance, or to transfer the call to someone else if he could not help. His tone and attitude were dismissive and unprofessional, and it felt as if he had no interest in helping. This kind of behavior is unacceptable, especially coming from a customer service representative.

I have never experienced such treatment in any customer service interaction, and it reflects poorly on the standards I expect from Mashreq. I hope this matter will be investigated and appropriate action taken to ensure better service quality in the future.

6 July 2025
Unprompted review
Mashreq logo

Reply from Mashreq

Dear Janel,
We sincerely regret for the inconvenience. We have taken note of it and thank you for bringing this to our attention. For further assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/complaints/.
Regards,
Mashreq

Rated 1 out of 5 stars

I will give o star bad bank services…

I will give o star bad bank services specially personal loan experience very bad sales person without explaining give products after that bank dispatch loan and without funds transfer to customers account bank asking emi specially Mr anil and Mr altam do not trust any sales person staff. and also very bad customer service support also many time I called but didn't receive response correctly.

4 July 2025
Unprompted review
Mashreq logo

Reply from Mashreq

Hello Akshay,
We’re sorry to hear about your experience. Our team is constantly working to provide the best experience for all our customers. We have taken note of this as we strive to improve our services continuously. We hope to serve you again in the future - with a delightful outcome. For further assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/complaints/.
Regards,
Mashreq

Rated 1 out of 5 stars

Worse Bank ever

Poor customer service at Muraqqabat deira branch

My ATM card stuck and they couldn't give it back and it wasn't UAE bank ATM it's from my country I reported it to 2 branches but they told me they will destroy it instead of given it back to me

1 July 2025
Unprompted review
Mashreq logo

Reply from Mashreq

Dear Benjamin A. K. Quaidoo,
We are sorry to hear about your experience. For further assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/complaints/.
Regards,
Mashreq

Rated 5 out of 5 stars

I’m go to DIC branch I’m meeting stuff…

I’m go to DIC branch I’m meeting stuff name Iman saleh al jaberi she giving me full service with big smile she very smart lady thank you a lot madam Iman

25 June 2025
Unprompted review
Mashreq logo

Reply from Mashreq

Hello Mahmad Nagy,
It's encouraging to know that you loved our service. Nothing makes us happier than hearing positive feedback from our customers.
Regards,
Mashreq

Rated 1 out of 5 stars

Very very poor customer service

Very very poor customer service. I haven't seen any bank with this kinda poor customer service.a credit card with a good track record and never before default even when there was a hug outstanding, for the first time due to genuine issue with my current account i couldn't pay the Credit card on time bt was paid within a day and just made a genuine concern to waive the charges to which they declined my request. Such a pathetic service. I had now requested to cancel my card and would no more b banking with mashreq both personally and professionally.

24 June 2025
Unprompted review
Mashreq logo

Reply from Mashreq

Hello Mihas,
We’re sorry to hear about your experience. Our team is constantly working to provide the best experience for all our customers. We have taken note of this as we strive to improve our services continuously. For further assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/complaints/.
Regards,
Mashreq

Rated 1 out of 5 stars

Worst bank experience..

Worst bank experience..
Late payment minimum fees are too high.. a common man shouldn't take credit card from this..
They are fraud transactions..if payment is delayed due to blocking of card, they will add charges like sky..

Don't fall into welcome bonus trap...

21 June 2025
Unprompted review
Mashreq logo

Reply from Mashreq

Dear Gouthami,
We apologize for the sub-par experience. We have taken a note of your feedback and are committed to serve you again in the future - with a delightful outcome. For any further assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/Complaintss/.
Regards,
Mashreq

Rated 1 out of 5 stars

What a bad joke

What a bad joke. It’s impossible to reach anyone, the app keeps crashing, and the only contact option is a bot that disconnects every time I try to ask how to resolve your issue.
I recently moved to Dubai, and before opening the account, you should inform customers that:

2/ You are not allowed to deposit more than 4000 AED in cash (even after providing my employment contract, etc.), and this restriction applies indefinitely.

1/ They block incoming transfers (even from family members, since I was not allowed to deposit cash).

As of today, I had to open a different account just to be able to pay my rent. What a joke of a company.

20 May 2025
Unprompted review
Mashreq logo

Reply from Mashreq

Dear Julen,
We’re sorry to hear about the issue you’ve encountered and regret the inconvenience. For further assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/complaints/.
Regards,
Mashreq

Rated 1 out of 5 stars

Customer support virtual assistant

I didn't believe the 3rd class of customer support you people have, no helpline system we do not connect with any real person no call service no chat service. I will close my account i had enough

17 June 2025
Unprompted review
Mashreq logo

Reply from Mashreq

Dear Ibrahim,
We are sorry to hear about your experience. For further assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/complaints/.
Regards,
Mashreq

Rated 1 out of 5 stars

Two Months of Ignored Complaints and Blocked Funds – The Worst Bank I've Dealt With

I have been a corporate customer of Mashreq Bank through my company, and this has been the single worst banking experience of my professional life.

Over $50,000 USD of my funds have been withheld without justification for more than two months. Despite submitting all required documents for KYC and following every instruction given by the bank, I was completely ignored.

I opened multiple complaints – each one promised a callback “within the next business day.” Not a single one came. I sent dozens of follow-up emails – zero replies. My account shows no movement, and my funds are still blocked.

Their staff kept asking the same questions repeatedly, without ever reading my previous responses. It felt like they were deliberately stalling. Meanwhile, my business suffered serious losses: contracts were cancelled, penalties imposed, and I couldn’t access my own money.

Mashreq Bank has displayed a shocking level of incompetence, lack of transparency, and total disregard for customer rights. Their so-called complaint resolution process is just PR talk – in reality, they do nothing.

I’ve already reported this to the UAE Central Bank via the Sanadak platform.
I strongly warn foreign investors and entrepreneurs to stay away from Mashreq.

17 June 2025
Unprompted review
Mashreq logo

Reply from Mashreq

Hello Eren Ozkan,
We sincerely regret for the inconvenience. Our team is constantly working to provide the best experience for all our customers. We have taken note of this as we strive to improve our services continuously. For further assistance, please connect with our 24/7 Support team via the Mashreq App’s Chatbot. Alternatively, you may reach out through our Mashreq Online Contact Us page under Mobile and Online Banking: https://www.mashreq.com/en/uae/customer-care/complaints/.
Regards,
Mashreq

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look