Lopay Reviews 2,288

TrustScore 4.5 out of 5

4.7

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 1,259 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the simplicity and user-friendliness of the payment system and the app, highlighting how easy it is to set up and navigate. Many appreciate the low transaction fees and the various convenient options for receiving payouts, often noting significant savings compared to competitors. The service is frequently described as reliable and efficient, making it much easier for businesses to process payments. However, some customers occasionally experienced minor inconveniences, such as the card machine taking a while to update or connect, and the app sometimes being slow or laggy. A few people also mentioned that transaction processing can be slower compared to other services, and that the "Tap to pay" feature can take time to appear.

What people talk about most

Payment

Customers consistently note positive experiences with payment. Many reviewers praise the ease of use, quick... See more

User experience

Customers consistently express satisfaction with the user experience, highlighting the ease of use and setup... See more

Price

Users describe positive interactions with price, consistently highlighting low fees and competitive rates.... See more

Service

Reviewers highlight positive aspects of service. Customers are very happy with the service, finding it fast,... See more

Application

Clients share positive opinions on the app, highlighting its ease of use, intuitive design, and reliability.... See more

Reviews shaping this summary

Rated 5 out of 5 stars

The simplicity of payments mainly. Nothing about the system is complicated. From taking initial payment to having those same funds payed into my chosen account at my time or chosen threshold for payou... See more

Company replied

Rated 5 out of 5 stars

Lopay has been so easy and user friendly to use for both myself and my clients. Love that if I have forgotten my card machine, I have a facility to take payment by mobile phone or by sending a payme... See more

Company replied

Rated 5 out of 5 stars

Lopay is very simple to setup and use. It makes life easier on my clients rather than having to source cash before arriving. The charges are very low compared to some other companies. Downloading re... See more

Company replied

Rated 5 out of 5 stars

I was recommended this instead of using Sumup. It hasn't disappointed, as easy to use ( even for a dinosaur 🦕 like me), payment in bank the following morning. Lots of extras that I can use as & when... See more

Company replied


Company details

  1. Payment Service
  2. Business to Business Service
  3. Card Processing Service
  4. Cashback Provider
  5. Eftpos Equipment Supplier

About Lopay

Written by the company

Boost your business with Lopay

From taxi drivers to barbers, pet groomers and everything in between, Lopay enables small businesses take payments at half the rate of Zettle and SumUp and reduce their rates even further with free payment processing rewards.

GO to Lopay.com

Take payments your way

For payments on the go, use our handy card reader or just your smartphone, no hardware required! For static businesses, our stylish Business Terminal is ideal for countertops. For deposits, use a Payment Link to reduce missed appointments - or add them to your Xero invoices.

Payment Methods

Instant payouts and free processing rewards!

Your earnings are available instantly, 24/7. With the Lopay Expense & Rewards Card, you can also manage your expenses and lower your fees further with 50% of all spend back in fee-free processing!

Learn More

Rapid onboarding

Simply download the Lopay app to be up and running in minutes. If you need a card reader or standalone terminal, simply order via the app to get yours in 2 business days. Any questions? Get in touch - we're here to help.

Contact Us

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 100% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Fantastic service

Fantastic service, super fast payment processing, low commission rates with faultless connection issues, very pleased

5 April 2026
Unprompted review
Lopay logo

Reply from Lopay

Thank you so much - fast processing, low rates and a reliable connection is exactly the combination we aim for! Really pleased you're happy. We appreciate the wonderful review! 😊

Rated 5 out of 5 stars

Excellent service

Excellent service

10 April 2026
Unprompted review
Lopay logo

Reply from Lopay

Thank you, Wendy - so glad to hear it! We really appreciate you taking the time to leave a review. 😊

Rated 5 out of 5 stars

Great value transactions

Great value transactions, up to date hardware with lots of handy features to check balance and performance.
Lopay card is a great feature for flexible spend and rewards of free transactions when you do spend...amazing

15 April 2026
Unprompted review
Lopay logo

Reply from Lopay

Thank you - amazing is what we were going for! 😄 Great to hear you're making the most of the Lopay card and earning free transactions. We really appreciate your review!

Rated 5 out of 5 stars

Excellent

Excellent, concise, simple service at a great price.

15 April 2026
Unprompted review
Lopay logo

Reply from Lopay

Thank you, Martin - simple, great value and no fuss is exactly what we aim for! Really glad it's working well for you. We appreciate the kind words! 😊

Rated 5 out of 5 stars

Great service never a problem

Great experience never a problem payouts always there when tjey said its gonna be customer service is 100% great company all round

15 April 2026
Unprompted review
Lopay logo

Reply from Lopay

Thank you, Christopher - what a brilliant review! Punctual payouts and great customer service are things we really care about, so this means a lot. We're so glad to have you with us! 😊

Rated 5 out of 5 stars

Very good

Very good, reliable and fast money transfer

13 April 2026
Unprompted review
Lopay logo

Reply from Lopay

Thank you! Reliable and fast transfers are something we're really proud of, so it's great to hear it's making a difference. We appreciate you taking the time to review us! 😊

Rated 4 out of 5 stars

Great company

Great company, very easy to use! Makes my business run so much more smoothly!

15 April 2026
Unprompted review
Lopay logo

Reply from Lopay

Thank you so much - this is lovely to hear! Helping your business run more smoothly is exactly why we do what we do. We really appreciate the kind words! 😊

Rated 5 out of 5 stars

I’ve consistently had a great…

I’ve consistently had a great experience with Lopay. The system is reliable, transactions are processed quickly, and it’s very straightforward to use day-to-day. It’s made taking payments much easier for my business. I would highly recommend Lopay to anyone looking for a dependable card payment solution.

15 April 2026
Unprompted review
Lopay logo

Reply from Lopay

Thank you, Jonathan - this is so great to hear! Reliable, fast, and easy to use is exactly what we set out to deliver. We really appreciate you recommending us! 😊

Rated 5 out of 5 stars

Best for taxi payments

I have used Lopay for years wouldn’t use anyone else

15 April 2026
Unprompted review
Lopay logo

Reply from Lopay

That means the world to us, Ryan - thank you! Loyal customers like you are the reason we keep pushing to be better. Here's to many more years together! 😊

Rated 5 out of 5 stars

Happy to recommend Lopay

Happy to recommend Lopay. Their app is well designed, their small card machine more than capable for our needs and their communication clear. I looked around and I couldn't find better rate anywhere else for my small business.

15 April 2026
Unprompted review
Lopay logo

Reply from Lopay

Wow, thank you - what a lovely review! We're thrilled the app, card machine, and rates all hit the mark for your small business. We really appreciate you recommending us! 😊

Rated 5 out of 5 stars

Very easy

Very easy! Great customer service

6 February 2026
Unprompted review
Lopay logo

Reply from Lopay

That's so great to hear - easy and helpful is exactly what we aim for! Thank you for taking the time to leave a review, Michelle. We really appreciate it! 😊

Rated 4 out of 5 stars

Great bit of kit

The only reason I give 4 stars and not 5 is that the connection to the reader fails in busy areas in central London other than that it’s fantastic.

15 April 2026
Unprompted review
Lopay logo

Reply from Lopay

Thank you for the kind words, and the honest feedback! Connectivity in busy areas is something we're actively working to improve. We hope to earn that fifth star from you soon!

Rated 5 out of 5 stars

Instantly transfer on you account

The percentage is good and it's the lowest compared the other
Instantly in u account

14 April 2026
Lopay logo

Reply from Lopay

Thank you for the kind words, Mohamed! Keeping our rates low is something we work hard at, so it's great to hear it makes a real difference. We're glad to have you with us! 😊

Rated 5 out of 5 stars

Swapped to Lopay

Easy to set up, prompt delivery of terminal, great commission rate and offers when referring others!

12 April 2026
Lopay logo

Reply from Lopay

Thank you very much, Boydell! It's great to hear that our service is working well for you, and we're pleased to hear that you have been making use of our referral service. If you ever need any assistance, please just let us know - we're happy to help!

Rated 5 out of 5 stars

Highly recommended

So easy to use, low fees, low stress!! Great value.

9 April 2026
Lopay logo

Reply from Lopay

Thank you so much for your kind words! We're so glad to hear that things are working out well for you. If you ever require any assistance please just let us know - we're always happy to help!

Rated 1 out of 5 stars

This card company is not worth it at…

This card company is not worth it at all. The machine constantly updates and has ongoing connection issues. I have repeatedly explained the situation to customer service, but they have not taken it seriously.

I have lost over £300–£400, and no one seems to care. I do not recommend this company to anyone. I will share my negative experience on all platforms.

We have been put in a very difficult situation and our financial losses have not been compensated.

8 April 2026
Unprompted review
Lopay logo

Reply from Lopay

We’re sorry to hear about your experience and appreciate you taking the time to share your feedback.

We understand how frustrating connection issues and repeated disruption can be, especially when this impacts your business. This is not the experience we want for our merchants.

We have offered a resolution options and we will do what we can to help resolve this as quickly as possible.

Trustpilot is assessing this review in accordance with our flagging process.

Rated 5 out of 5 stars

Very good and easy

Very good and easy

2 April 2026
Lopay logo

Reply from Lopay

Thank you, Mahzar. We're glad to hear that you are finding our service easy to use!

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look