Lopay Reviews 2,288

TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Evaluating 1,259 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the simplicity and user-friendliness of the payment system and the app, highlighting how easy it is to set up and navigate. Many appreciate the low transaction fees and the various convenient options for receiving payouts, often noting significant savings compared to competitors. The service is frequently described as reliable and efficient, making it much easier for businesses to process payments. However, some customers occasionally experienced minor inconveniences, such as the card machine taking a while to update or connect, and the app sometimes being slow or laggy. A few people also mentioned that transaction processing can be slower compared to other services, and that the "Tap to pay" feature can take time to appear.

What people talk about most

Payment

Customers consistently note positive experiences with payment. Many reviewers praise the ease of use, quick... See more

User experience

Customers consistently express satisfaction with the user experience, highlighting the ease of use and setup... See more

Price

Users describe positive interactions with price, consistently highlighting low fees and competitive rates.... See more

Service

Reviewers highlight positive aspects of service. Customers are very happy with the service, finding it fast,... See more

Application

Clients share positive opinions on the app, highlighting its ease of use, intuitive design, and reliability.... See more

Reviews shaping this summary

Rated 5 out of 5 stars

The simplicity of payments mainly. Nothing about the system is complicated. From taking initial payment to having those same funds payed into my chosen account at my time or chosen threshold for payou... See more

Company replied

Rated 5 out of 5 stars

Lopay has been so easy and user friendly to use for both myself and my clients. Love that if I have forgotten my card machine, I have a facility to take payment by mobile phone or by sending a payme... See more

Company replied

Rated 5 out of 5 stars

Lopay is very simple to setup and use. It makes life easier on my clients rather than having to source cash before arriving. The charges are very low compared to some other companies. Downloading re... See more

Company replied

Rated 5 out of 5 stars

I was recommended this instead of using Sumup. It hasn't disappointed, as easy to use ( even for a dinosaur 🦕 like me), payment in bank the following morning. Lots of extras that I can use as & when... See more

Company replied


Company details

  1. Payment Service
  2. Business to Business Service
  3. Card Processing Service
  4. Cashback Provider
  5. Eftpos Equipment Supplier

About Lopay

Written by the company

Boost your business with Lopay

From taxi drivers to barbers, pet groomers and everything in between, Lopay enables small businesses take payments at half the rate of Zettle and SumUp and reduce their rates even further with free payment processing rewards.

GO to Lopay.com

Take payments your way

For payments on the go, use our handy card reader or just your smartphone, no hardware required! For static businesses, our stylish Business Terminal is ideal for countertops. For deposits, use a Payment Link to reduce missed appointments - or add them to your Xero invoices.

Payment Methods

Instant payouts and free processing rewards!

Your earnings are available instantly, 24/7. With the Lopay Expense & Rewards Card, you can also manage your expenses and lower your fees further with 50% of all spend back in fee-free processing!

Learn More

Rapid onboarding

Simply download the Lopay app to be up and running in minutes. If you need a card reader or standalone terminal, simply order via the app to get yours in 2 business days. Any questions? Get in touch - we're here to help.

Contact Us

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
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1-star

Replied to 100% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

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Rated 5 out of 5 stars

Great

Great, easy to use. Low fees, perfect for our small business.

30 April 2026
Unprompted review
Lopay logo

Reply from Lopay

Thank you, Sam! Easy to use and low fees - just what small businesses deserve. Really pleased Lopay is a good fit for yours!

Rated 5 out of 5 stars

It’s a fab company that makes taking…

It’s a fab company that makes taking payment so easy to run my self employed business.

30 April 2026
Unprompted review
Lopay logo

Reply from Lopay

That means a lot, Richard - making payments simple for self-employed people is exactly why we built Lopay. Really glad it's working well for your business!

Rated 5 out of 5 stars

Great rate and services

29 April 2026
Unprompted review
Lopay logo

Reply from Lopay

Thank you, Syed! Great rates and great service - we're really glad Lopay is hitting the mark for you.

Rated 5 out of 5 stars

always great

always great - does exactly what i want

29 April 2026
Unprompted review
Lopay logo

Reply from Lopay

That's all we ever want to hear, Paul - does exactly what you need, every time. Thank you!

Rated 5 out of 5 stars

Low fees and instant payout whats not…

Low fees and instant payout whats not to like

29 April 2026
Unprompted review
Lopay logo

Reply from Lopay

Our thoughts exactly! Low fees and instant payout - we think that's a pretty hard combination to beat. Thanks so much for the kind words!

Rated 5 out of 5 stars

Never had an issues with Lopay

Never had an issues with Lopay, easy to use and good rates

29 April 2026
Unprompted review
Lopay logo

Reply from Lopay

That's wonderful to hear, Megan - no issues, easy to use, and good rates is exactly what we're here for. Thank you for taking the time to share!

Rated 5 out of 5 stars

Very happy

Very happy with lopay, machine works as it should, rates are good, customer service really good too, had a problem with reader connecting to my phone and they sent a new reader out within 24h

29 April 2026
Unprompted review
Lopay logo

Reply from Lopay

Thanks, Jonathan! We're really pleased we could get a new reader out to you so quickly. Great to know everything is running smoothly now!

Rated 5 out of 5 stars

Low cost

Low cost - works on my iphone - efficient and effective.

29 April 2026
Unprompted review
Lopay logo

Reply from Lopay

Thanks, Nigel! Low cost, works on your iPhone, and gets the job done - that's exactly what we aim for. Really glad Lopay is working well for you!

Rated 5 out of 5 stars

Lopay Card payments, I choose to use it on my mobile, no card machine.

I have recently left a franchised, I was forced to use a “world” leading card machine to take my “pay”ments. While I assume the franchise was over charging for this system but using this company as an excuse to over charge? I did use Lopay for a short period, while in the franchise but got taken thorough, to call it any other name, disciplinary for not using the supplied card machine. I was forced to concede using Lopay. I continued to use Lopay from my mobile, when I completed the term with the franchise. I am saving what makes a difference to my takings, in not paying a monthly fee and my choice of what % payments for simply using the Lopay system. It is so easy to use, you can simply change how you want to receive your payments, as & when? Receive as it’s paid, the next day or weekly, your choice. You get to ask how the customer receives their receipt fir the payment.

29 April 2026
Unprompted review
Lopay logo

Reply from Lopay

What a journey - from being forced off Lopay to coming straight back once you were free to choose. That says everything! So glad the flexibility and savings are making a real difference to your takings.

Rated 5 out of 5 stars

Easy to use and switching

Easy to use and switching, using the weekly payout option, saved me significantly on my previous card fees

29 April 2026
Lopay logo

Reply from Lopay

That's brilliant to hear, Katherine - saving money on fees is exactly why we built Lopay! Really glad the switch was smooth and that weekly payouts are working well for you.

Rated 5 out of 5 stars

Processing payments is quick and easy

Processing payments is quick and easy. Payment into my bank account is efficient. App is very good with various features to check takings.

29 April 2026
Unprompted review
Lopay logo

Reply from Lopay

Thank you for the kind words, Neil! Fast payouts and a clear view of your takings are things we're really proud of. Great to know the app is delivering for you.

Rated 5 out of 5 stars

Low pay are the best I've used

Low pay are the best I've used, always on time with payment, no connection issues. Low fees and easy to use

29 April 2026
Unprompted review
Lopay logo

Reply from Lopay

Thank you so much - what a lovely thing to say! Reliable payments, low fees, and a steady connection are things we work hard to deliver every day. Really glad it's all hitting the mark for you.

Rated 5 out of 5 stars

Lopay has been so easy and user…

Lopay has been so easy and user friendly to use for both myself and my clients. Love that if I have forgotten my card machine, I have a facility to take payment by mobile phone or by sending a payment link.
Love the payout method.
Never had an issue at all.

29 April 2026
Unprompted review
Lopay logo

Reply from Lopay

Thank you, Amanda! Having the flexibility to take payments by phone or link - even without your card machine - is exactly the kind of backup we want every customer to have. So glad it's all working brilliantly for you and your clients.

Rated 5 out of 5 stars

The app is very easy to use

The app is very easy to use. Set up was very simple, the card reader came quickly and is easy to use.
It’s great for taking payments and looking at statements - to have as a self employed person.

29 April 2026
Unprompted review
Lopay logo

Reply from Lopay

Thank you so much! We're really pleased the setup was smooth and your card reader arrived quickly. It's brilliant to know Lopay is working well for you as a self-employed person.

Rated 5 out of 5 stars

Easy to use

Easy to use. Very helpful to have different payout options.

29 April 2026
Unprompted review
Lopay logo

Reply from Lopay

Thanks, Stuart! Flexibility around payouts is something we really care about, so it's great to hear that's making a difference. Glad you're finding Lopay easy to use too.

Rated 5 out of 5 stars

Easy to use

Easy to use. Instructions easy to follow.

1 March 2026
Unprompted review
Lopay logo

Reply from Lopay

Thank you, Donna! We work hard to make sure everything, from setup to day-to-day use, is as straightforward as possible. Really glad it's been easy for you.

Rated 5 out of 5 stars

Brilliant card machine

Never had a problem with my card machine, would certainly recommend to anyone that is wanting one

29 April 2026
Unprompted review
Lopay logo

Reply from Lopay

Thank you, Joy! We're so pleased your card machine has been trouble-free. Your recommendation means a lot to us - we'll keep doing our best to make Lopay an easy choice for everyone.

Rated 4 out of 5 stars

Lopay - easy to use, low fee transactions

Lopay is very easy to use, both in my clinic and out and about. I moved from Sumup and the lower % fee per transaction has been a significant saving.
Payout is always prompt and accurate.
I have also benefited from the Refer a friend scheme.

29 April 2026
Unprompted review
Lopay logo

Reply from Lopay

Thank you for the lovely review! It's great to hear the lower fees are making a real difference since switching, and that you're enjoying the rewards too. We're glad Lopay works seamlessly whether you're in your clinic or on the go!

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