I really need emergency funds to sort out my outstanding bills and credit card payments. I really appreciate Lending Stream to coming to my rescue. It only took like 60 seconds for my account to be cr... See more
Company replied
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Review summary
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Very good naturally intuitive website interface. I have used this company several times when I had unexpected bills and they have been very good. Of course interest rates are high, but I pay off the l... See more
Company replied
Fast, No Fuss, Transparent Service. Application Took A Few Minutes. Have Been A Customer On/Off For Several Years And LS Are First Class. Would Recommend Always!!
Company replied
Quick,sufficient and simple. Highly recommend it to everyone and anyone who is looking for a loan. Many thanks to the customer service and teams behind the scene for making this transaction a breez... See more
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Company details
About Lending Stream
Written by the company
Lending Stream is a UK-based direct lender. We provide six-month short-term loans to help people manage unexpected expenses.
Since 2008 we have helped over 900,000 customers across the UK. Our goal is to make borrowing simple. That means no hidden fees and clear information.
With Lending Stream:
- Apply online 24/7, with decisions made in seconds.
- If approved, cash is sent to your bank in 90 seconds.*
- No early repayment fees.
New customers can borrow from £50 to £800. Existing customers can borrow from £100 to £1500.
We consider applications with bad credit. We understand life happens and a credit score doesn't tell the whole story.
*It may take longer to reach your account depending on your bank’s processes.
Authorised and Regulated by the Financial Conduct Authority. Registration Number 689378.
Since 2008 we have helped over 900,000 customers across the UK. Our goal is to make borrowing simple. That means no hidden fees and clear information.
With Lending Stream:
- Apply online 24/7, with decisions made in seconds.
- If approved, cash is sent to your bank in 90 seconds.*
- No early repayment fees.
New customers can borrow from £50 to £800. Existing customers can borrow from £100 to £1500.
We consider applications with bad credit. We understand life happens and a credit score doesn't tell the whole story.
*It may take longer to reach your account depending on your bank’s processes.
Authorised and Regulated by the Financial Conduct Authority. Registration Number 689378.
Short term loans from Lending Stream
Written by the company
- New customers can borrow from £50 to £800. Existing customers can borrow from £100 to £1,500.
- With Lending Stream you get 6 months repay, no early repayment fees and we look at more than just your credit history on your application.
- Trusted
- Over 50,000 reviews with 4.8/5 average rating, we are rated Excellent on Trustpilot.
- Convenient
- 24/7 simple & online application. Instant decision. Direct lender since 2008.
- Affordable
- Repay over 6 months. Pay off early with no extra fees and save on interest.
- Fast
- Cash sent to your bank in under 90 seconds, if approved. It may take longer to reach your account depending on your bank’s processes.
- Representative Example: Given a Representative APR of 1271%, if you borrow £300 over 6 months at 292% p.a. (fixed), you would owe 6 equal repayments of £96.39. You will repay £578.36 in total. Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.
Contact info
PO Box 10756, LE3 4GX, Leicester, United Kingdom
- 0203 808 4440
- info@lendingstream.co.uk
- lendingstream.co.uk
4.8
Excellent
35K reviews
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Quick and easy to apply.
19 September 2026
Easy to apply quick to reply and fast…
Easy to apply quick to reply and fast with transfer. Thank you
15 September 2026
Quick and easy
19 September 2026
May use AI-assist with repliesRead more
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
Lending stream was extremely easy…
Lending stream was extremely easy process and money in my account within half an hour.
18 September 2026
Reply from Lending Stream
Hi Jacqueline,
Thank you for your 5-star review! We're so happy to know that our service met your needs and that the process was quick and straightforward for you.
Thanks again,
Lending Stream
Easy and helpful
19 September 2026
So quick on decisions and paying out xxx
18 September 2026
Quick helpful
19 September 2026
Only one that gives me a loan bang on…
Only one that gives me a loan bang on service every time I need emergency cash
18 September 2026
Reply from Lending Stream
Hi Paul,
Thank you for your 5-star review! We're pleased to hear that we were able to help you when you needed it most.
Thanks again,
Lending Stream
It was easy straight forward and quick
It was easy straight forward and quick, I've had loans years ago and the experience was great.
19 September 2026
Reply from Lending Stream
Hi Jacqueline,
Thank you for your 5-star review! We're so pleased to hear that you found the process easy and straightforward, and it's wonderful to know that your experience with us has been consistently great over the years. We really appreciate you taking the time to share your feedback.
Thanks again,
Lending Stream
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