I really need emergency funds to sort out my outstanding bills and credit card payments. I really appreciate Lending Stream to coming to my rescue. It only took like 60 seconds for my account to be cr... See more
Company replied
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Review summary
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Very good naturally intuitive website interface. I have used this company several times when I had unexpected bills and they have been very good. Of course interest rates are high, but I pay off the l... See more
Company replied
Fast, No Fuss, Transparent Service. Application Took A Few Minutes. Have Been A Customer On/Off For Several Years And LS Are First Class. Would Recommend Always!!
Company replied
Quick,sufficient and simple. Highly recommend it to everyone and anyone who is looking for a loan. Many thanks to the customer service and teams behind the scene for making this transaction a breez... See more
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Company details
About Lending Stream
Written by the company
Lending Stream is a UK-based direct lender. We provide six-month short-term loans to help people manage unexpected expenses.
Since 2008 we have helped over 900,000 customers across the UK. Our goal is to make borrowing simple. That means no hidden fees and clear information.
With Lending Stream:
- Apply online 24/7, with decisions made in seconds.
- If approved, cash is sent to your bank in 90 seconds.*
- No early repayment fees.
New customers can borrow from £50 to £800. Existing customers can borrow from £100 to £1500.
We consider applications with bad credit. We understand life happens and a credit score doesn't tell the whole story.
*It may take longer to reach your account depending on your bank’s processes.
Authorised and Regulated by the Financial Conduct Authority. Registration Number 689378.
Since 2008 we have helped over 900,000 customers across the UK. Our goal is to make borrowing simple. That means no hidden fees and clear information.
With Lending Stream:
- Apply online 24/7, with decisions made in seconds.
- If approved, cash is sent to your bank in 90 seconds.*
- No early repayment fees.
New customers can borrow from £50 to £800. Existing customers can borrow from £100 to £1500.
We consider applications with bad credit. We understand life happens and a credit score doesn't tell the whole story.
*It may take longer to reach your account depending on your bank’s processes.
Authorised and Regulated by the Financial Conduct Authority. Registration Number 689378.
Short term loans from Lending Stream
Written by the company
- New customers can borrow from £50 to £800. Existing customers can borrow from £100 to £1,500.
- With Lending Stream you get 6 months repay, no early repayment fees and we look at more than just your credit history on your application.
- Trusted
- Over 50,000 reviews with 4.8/5 average rating, we are rated Excellent on Trustpilot.
- Convenient
- 24/7 simple & online application. Instant decision. Direct lender since 2008.
- Affordable
- Repay over 6 months. Pay off early with no extra fees and save on interest.
- Fast
- Cash sent to your bank in under 90 seconds, if approved. It may take longer to reach your account depending on your bank’s processes.
- Representative Example: Given a Representative APR of 1271%, if you borrow £300 over 6 months at 292% p.a. (fixed), you would owe 6 equal repayments of £96.39. You will repay £578.36 in total. Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.
Contact info
PO Box 10756, LE3 4GX, Leicester, United Kingdom
- 0203 808 4440
- info@lendingstream.co.uk
- lendingstream.co.uk
4.8
Excellent
35K reviews
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It was easy to fill the questions in
19 September 2026
May use AI-assist with repliesRead more
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
Very friendly and helpful quick payment…
Very friendly and helpful quick payment I strongly recommend
19 September 2026
Reply from Lending Stream
Hi John,
Thank you for your 5-star review! We're so pleased to hear that you found our service friendly and helpful. It's great to know we were able to assist you quickly.
Thanks again,
Lending Stream
Quick
All done online, don’t need to talk to anyone about why you need it and genuinely takes less than 5 minutes
20 September 2026
Reply from Lending Stream
Hi Graeme,
Thank you for your 5-star review! We're so glad to hear that you found the application process quick and straightforward. We designed our service to be as simple and convenient as possible, so it's great to know it worked well for you.
Thanks again,
Lending Stream
Everything was smooth and…
Everything was smooth and professionally executed above and bemy expectation.
16 September 2026
Reply from Lending Stream
Hi Morgen,
Thank you for your 5-star review! We're so pleased to hear that everything went smoothly and that we exceeded your expectations. Your feedback means a lot to us.
Thanks again,
Lending Stream
Very easy to apply for a loan thank you…
Very easy to apply for a loan thank you for lent me the money keep the good job
18 September 2026
Reply from Lending Stream
Thank you for your 5-star review! We're so pleased to hear that you found the application process straightforward and that we could help when you needed it. We appreciate your kind words and will continue working hard to provide the same great service.
Thanks again,
Lending Stream
Nice simple and easy
Easy to use expensive but cant complain when you need money love that you can pay your monthly balance early aswell thats a nice touch
15 September 2026
Reply from Lending Stream
Hi Joshua,
Thank you for your 5-star review! We're really pleased to hear you found our service simple and easy to use. We appreciate your understanding regarding our rates, and we're glad you've taken advantage of the early repayment option - it's a great way to reduce the overall interest on your loan. Thanks for taking the time to share your experience with us.
Thanks again,
Lending Stream
Really easy service no messing
Really easy service no messing. Straight into account. Makes life very easy if. Like me had a household item break few days before pay day. Thx for help and professional service
19 September 2026
Reply from Lending Stream
Hi Steven,
Thank you for your 5-star review! We're pleased to hear that we were able to help you when you needed it most. It's great to know our service was straightforward and got the funds to you quickly.
Thanks again,
Lending Stream
Very easy to deal with,fast service no…
Very easy to deal with,fast service no complicated forms or questions, highly recommend them.
18 September 2026
Reply from Lending Stream
Hi Lee,
Thank you for your 5-star review! We're so pleased to hear that you found our application process straightforward and our service quick. We work hard to keep things simple and efficient for our customers, so it's wonderful to know we met your expectations.
Thanks again,
Lending Stream
Money as gone in straight away but 2bh…
Money as gone in straight away but 2bh the interest and charges and doubled abit much
18 September 2026
Reply from Lending Stream
Hi Philip,
Thank you for your 5-star review and for sharing your feedback with us. We're pleased to hear the funds reached you quickly.
We understand your concerns about interest rates. As a company regulated by the FCA, we adhere to strict guidelines including a price cap that ensures customers never pay more in interest than they borrow. We always aim to be transparent about costs upfront, and one feature we'd like to highlight is the ability to make overpayments at any time without penalty. This can help you reduce the length of your loan and save on interest overall.
If you'd like more information about managing your loan or have any questions, please don't hesitate to contact us at https://www.lendingstream.co.uk/contactus/ or call us on 0203 808 4440.
Thanks again,
Lending Stream
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