Average tbh, Toby has clearly got a lot of knowledge but the repetitive nature of his abhorrence of the Fed becomes a little tiresome. His and Heidi’s portfolio aren’t clear and how they manage their... See more
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Both of you are excellent at education and keeping perspective. I trust your objective insight. I am sorry that Heidi got dinged in a montage of influencers shilling Coldcard and generally do not... See more
Heidi and Toby have been in crypto for many years and have great experience to share. Over the years, the quality of content and graphics in their videos and website continues to evolve. They aren't... See more
Very repetitive. Many of the macro information are not correct - no offense but economics needs to be studied thoroughly. If your result is correct but you got there based on incorrect assumptions the... See more
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Learning Crypto has published on-chain research since 2017. We read what actually settled on the blockchain and write up what it means, every weekday before the US market opens. Every figure traces back to a public ledger you can go and check yourself, which is rather the point. Members get the daily brief, an AI that answers from live chain data, portfolio and wallet tracking, and personalised risk alerts. Paid plans start at $349 a year, with a 7-day trial that takes no card and a 30-day money-back guarantee. The weekly Hard Money Brief is free, along with our beginner guides. Our revenue comes from member subscriptions, so the only thing riding on a piece of research is whether you find it worth renewing. We're a research and education service. Nothing we publish is financial advice, and we don't manage anyone's money.
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IFZA Building, Silicon Oasis, Dubai, UAE, 000000, Dubai, U.A.E.
- support@learningcrypto.com
- learningcrypto.com
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Waste of Time and Money - Borderline Scam
I started following Toby on Youtube and twitter since 2021. He seemed to have it all figured out and therefore i wanted to follow him to accumulate Crypto for the following ALT Season. In 2023, I signed up for a 1 year membership to see what he buys and sells but more importantly WHEN he buys and sells. I was extremely disappointed for the following reasons;
1. The website is amateur at best almost looks like a child had designed it.
2. The portfolio is quite vague. There was a pie chart which showed the coins that Toby had invested in. For 1 section it just said "others". I asked "what does 'Others' mean? and could you provide a breakdown" No response from Toby!
3. For the portfolio, Toby did not provide the date or price he bought or sold for or the amount he bought or sold from past trades. He did not provide an average price of all past buys/sells.
4. Toby did not teach any strategies or risk management, fundamental analysis, technical analysis or even market psychology.
5. I remember Toby saying something along the lines of "oh a good friend of mine bought TAO whos really excited about it and ive bought." That was the reason. Come on Toby, do better.
6. One time, I was browsing the website and Toby had just posted that he bought a coin. I instantly saw the post the same time it was posted so I instantly went to buy it and noticed it was already 2x from the price Toby had bought! How could that be? I guess he must have bought a day or 2 before and then posted much after. This made me angry. Is that what I pay you for?
7. Every time Toby posts on his website there is an option to comment. Most of the times he posted I noticed members were asking Toby questions about his posts. I rarely saw a response from Toby. Poor form to your paying customers Toby!
8. Since 2023 Toby has been calling for a 2021 style ALT Season. He kept saying it wasnt there yet but it will soon happen and when it does "Expect Fireworks". We did not have a 2021 style ALT season in 2023, 2024 or 2025 and now we are in mid August 2026 with no ALT season in sight. All of the ALTS you bought at their highs have crashed to rock bottom lows some 95% down.
9. When BTC topped at $125k Toby said it wasnt the top and he expected much higher. He said Heidi believed it was the Top of the cycle. Great so who do we pay attention to? I guess NOT YOU TOBY!
Nowadays I just follow Toby on YouTube and twitter to understand what he is telling his followers and how they feel via their comments. This is for me to gain an idea of Market Sentiment. I do this for all the medium to big accounts in the Crypto space. Back in 2023-2025 I bought memberships from approx. 5 different Crypto Influencers. Most have been useless just like Toby. Every Crypto Influencer calls every other Crypto Influencer a Scammer - but guess what THEY ARE ALL SCAMMERS LOL.
I have been making so much more money by focussing on my own Risk Management, Technical Analysis and Market Sentiment and by NOT listening to these people who only care about making content rather than helping the community or even their paying customers! All they care about is gaining more attention/views/subs so they can convert these people into paying customers to make more $$$ for themselves.
THEY ONLY CARE ABOUT MAKING MONEY FOR THEMSELVES - NOT YOU - REMEMBER THAT!!!
I’ve been following Heidy for many…
I’ve been following Heidy for many years, then Tony came along, these two are the ones I trust in the crypto space, they tell it how it is, I have followed their advice several times and it has been very good for me. I will definitely recommend them..
Genuine learning, real transparency
I've been with Learning Crypto for a good while now, and it does what it says on the tin, it's a genuine learning platform, not a trading-hype outfit. The focus is on dollar cost averaging into crypto for the long term, which suits me down to the ground.
For me, the bottom line is transparency, and they deliver it. You can see exactly what the team are putting their own money into, coin by coin, right down to the percentages. That's real skin in the game, no smoke and mirrors, and there's a team watchlist alongside it. The Satoshi Indicator is a close second, it rolls several signals into one simple gauge for when to step up your DCA, doing the hard work so you don't have to.
The dashboard is customisable too, you can add widgets and build your own watchlist. There are AI helpers for quick crypto answers, though it's not always clear how the two of them differ, and the resources section has solid curated guides and tutorials.
A few things are still being smoothed out, the analytics section didn't load for me. Nothing that takes from the core value, and it fits their honest, building-in-the-open approach.
If you're after learning and a sensible long-term DCA mindset rather than get-rich-quick trading, it's well worth a look.
I followed Learning Crypto for a bit…
I followed Learning Crypto for a bit all going good until a change to the platform Then I was locked out and have never regained access to the platform then billing cycle came around still not happy .
Very repetitive
Very repetitive. Many of the macro information are not correct - no offense but economics needs to be studied thoroughly. If your result is correct but you got there based on incorrect assumptions then it is still not great. They have recommended a bunch of coins that lost big money and are dubious at the very least (of course they say so but still) and most of their takes tend to be wrong (even though sometimes they make good points). Then they tend to retract silently on many of their predictions or concepts. If you are an absolute beginner it could work. Otherwise take it as an opinion from a random guy in a pub and definitely do not follow it.
They bring emotional calm to a volatile space!
The crypto space can be daunting and feel creepy to many. Toby and Heidi have created a space where you can learn, feel reassured when markets are doing their volatile thing. The depth of learning and sharing are so valuable. I've been an OG follower and will continue to be.
Not a lot of added value to paid subscription
I really liked the (almost) daily YouTube content, but the online platform doesn’t give me a lot of added value. The widgets don’t load properly and in my opinion it’s expensive for what you get so I will not extend my membership.
I have greatly appreciated Toby and…
I have greatly appreciated Toby and Heidi's knowledge over the years. They have great insight!
I would like to see more of them these days; I get the impression that there is less 'hands on' lately and miss their personal content.
only good for beginners
Not for people that have been in Crypto for a number of years but probably good for beginners, nothing on there website for me.
Love Heidi and Toby
Love Heidi and Toby, really! They are so natural, always smiling and very clear in their Youtube videos. Love that content. Love the new indicator on the platform. What I am really missing is for them to start looking more at altcoins and their potential for the next bull run. I know they are BTC maximists but a few years ago they would be more clear on what altcoins had potential or not. Now it is not clear what coins they really hold. I would love for them to show us maybe some good opportunities in Defi LP's or Farming besides Lido with ETH. There are so many Defi platforms now that it is overwhelming. Thanks
Honest and professional research
Honest and professional research, humble and good hearted people.
I do not remember the date of my first encounter...over 1 year ago, I guess.
This is "bhodlr". My first encounter with learningcrypto.com was a little confusing because I was expecting to be communicating with a representative or forum of users. It took me a while to realize that communication was via AI. At the time I was not sure I had actually become a member. Now I am comfortable with the AI and find it to be most helpful when clearing up my understanding with Bitcoin issues and managing my Btc in general. One thing that disappointed me is that I have never been able to join the Learningcrypto community in Discord. I have tried many times but neither Learnigcrypto.com nor Discord Support staff have been able to track down the problem. I have received the invitation many times but when I enter it into Discord their system refuses to connect me with the community and tells me my invitation is outdated or invalid. I finally gave up on that and seldom go to Discord. My only interaction goes through the AI on my dashboard. I also find it difficult to follow the protocol so I can navigate around the site.
It pays to learn from the best
Obviously, Toby and Heidi are experts in the field. Always great advice and the website had very relevant tools which I used to invest both for me and my kids. (even looked into second citizenship.) I’ve just qualified for Social Security so not as aggressive anymore but still DCA using learning crypto principles. Thanks guys!
Not as much Value anymore……
Average tbh, Toby has clearly got a lot of knowledge but the repetitive nature of his abhorrence of the Fed becomes a little tiresome. His and Heidi’s portfolio aren’t clear and how they manage their portfolios isn’t clear either. Barely look these days and subscription feeling less valued. Been a member for 3 years……..time to move on unless there’s more value in the content to help me make decisions not just to critique what governments are doing wrong……with the same playbook
Sincere and Accountable
Sincere. Their honest opinion is expressed.
Accountability. When their opions is in error they come back and "own it" openly.
They are NOTa "click bait" site again their honbest opinion is expressed.
Refreshing, they are.
Past subscriber
Past subscriber, to expensive on my limited budget. 1st rate content though!
I enjoy LearningCrypto and CryptoTips/Permissionless…
I enjoy CryptoTips/Permissionless YouTube and Learning Crypto content. It is more than just content it is a community learning together.
Friendly and informative. I have been a member and "moderator"/helper for a few years. Daily reading.
If one has ears to hear about DeFi &…
If one has ears to hear about DeFi & has got the problem on the planet to be Centralized gov & banks, Then one can hear what Toby & Heidi are delivering Daily.. Its a lifestyle change...Thanks...
Built trust over the years.
I’ve been following Heidi and Toby for a long time on social networks. They put out useful content and do not hype things up like most others in this space. I learn from them and they have earned my trust over the years.
Alround excellence…always up to speed…
Alround excellence…always up to speed accurately!!!
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