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Rated 4 out of 5 stars

The only two things that stood between Harmoney and five stars: 1) Interest rates are a bit on the steep side; 2) Their customer service staff, while absolute gold, are located in New Zealan... See more

Company replied

Rated 4 out of 5 stars

Easy, straightforward application. Response was quick and hassle-free. Funds deposited quickly, within hours. Only negative is the high interest rate, espcially since i have a very good credit rati... See more

Rated 5 out of 5 stars

After a glitch downloading my bank statements which turned out to be the CBA not Harmoney everything went smoothly. Completing the info on the quote request = 10 mins. Waiting for the assessment o... See more

Rated 5 out of 5 stars

Smooth, seamless, hassle free, super quick and super duper easy experience from beginning till end. Thanks a lot to everyone who’s behind this brilliant customer journey creation!

Company details

  1. #17 of 19 best companies in Car Finance and Loan Company

Written by the company

Since our beginnings in 2014, Harmoney has sought to transform the way people borrow and lend money. We have created Australasia's largest personal loan marketplace, having facilitated over $2.1 billion in loans to nearly 50,000 customers on both sides of the Tasman, giving people more choices and options. Along the way, we have created over 100 jobs and created a purpose-driven culture focusing on helping people do better through technology, big data, and responsible lending.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

154 reviews

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Replied to 33% of negative reviews

Typically replies within 24 hours

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Rated 1 out of 5 stars

3 weeks to be accepted

3 weeks to be accepted. Staff had no idea how to help. Submitted the same documents over and over because they are dumb. Website is terrible. I wish I never applied to be honest. Horrible experience

14 April 2024
Unprompted review
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Reply from Harmoney

Hi Scott, we're sorry for the frustration you experienced. Your feedback is crucial to us. We've reached out for more details to address your concerns promptly. We apologise for any inconvenience and are committed to improving our services.

Rated 5 out of 5 stars

Efficient and reliable

What made my experience great was the efficiency. This is my third loan now. I applied on the Wednesday and by the Friday afternoon I had the funds in my bank account.

26 March 2024
Rated 5 out of 5 stars

Excellent all round the staff we're…

Excellent all round the staff we're great to talk to and easy to understand. All paperwork was made very simple to do. I would highly recommend the company and in the near future look forward to getting other loan.

26 March 2024

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