The application process was smooth and was able to be completed all online. The automated statements & accounts was also simple and connected to the bank securely. Applied in the evening and got appro... See more
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See what reviewers are saying
I've used Harmoney for a while now. Initially the unsecured loan percentages where too high for me. Lately, I've been getting better interest rates. The process of getting the loans is really simple a... See more
Loved how quick, efficient, simple and clean Harmoney work. The language they use is clear so that you know all parties roles, expectations, responsibilities and consequences if you don't uphold your... See more
I love Harmoney, the application was quick and the wait was a couple of days but I got it and I am so grateful.The team members kept in touch with me via email.My first loan helped me get my first veh... See more
Company details
Written by the company
Since our beginnings in 2014, Harmoney has sought to transform the way people borrow and lend money. We’ve created Australasia's largest direct online lending experience, having facilitated over $1.6 billions in loans to over 50,000 customers on both sides of the Tasman, giving people more choice and options. Along the way we’ve created over 100 jobs, and created a purpose‑driven culture focusing on helping people do better through technology, big data, and responsible lending.
Contact info
Level 3/110 Customs Street West, 1010, Auckland, New Zealand
- 0800 427 666
- harmoney.co.nz
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 66% of negative reviews
Typically replies within 2 weeks
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The online application is easy to use.
The online application is easy to use.
Kept up to date with messages re application status
Super easy to deal with
Super easy to deal with, quick responses and money was in my bank same day.
Thanks Harmoney
Very happy with their service
Very happy with their service. They came through when I needed the help for my family.
Thank you so much Harmony ❤️
Efficient fast service and well…
Efficient fast service and well informed along the way.
Great Service
Super easy to use, efficient and they call back super fast. Great customer service.
Efficient, friendly, professional service.
I've used Harmoney a couple of times over the last five years. I cannot fault their excellent customer service, always friendly, and helpful, and all while remaining professional. They have extremely efficient processes in place which means your application, including the very important decision making, is quick. They've really helped me out a lot and I have no hesitation in recommending them to you all.
Efficient and Helpful
The staff are so friendly and helpful, made the whole process comfortable.
No fuss
No fuss, easy to understand, great team, definitely will come again if needing funds in future

Reply from Harmoney
Trust and super fast service.
Super fast and stress free service. High standards and trustworthy service. Highly recommend.
So professional
So professional, friendly and understanding. I would most defiantly recommend Harmoney, easy to deal with they understand your needs and make the whole process work without stress. That’s why I keep coming back. Thank you team Harmoney
Super easy quick and helpful people
Super easy quick and helpful people, the best finance company I’ve ever dealt with, would highly recommend Harmoney to others AAA+++
The customer service was great very…
The customer service was great very friendly and very helpful thankyou.

Reply from Harmoney
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