Hagerty UK Reviews 8,571

TrustScore 4.5 out of 5

4.7

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for being knowledgeable, helpful, and enthusiastic, often highlighting their expertise in classic cars. The service is frequently described as excellent, efficient, and straightforward, with many appreciating the ease of the online application and the smooth process of obtaining quotes and renewals. People also find the pricing competitive and offering good value for money. However, some customers reported issues with the company's quote system, noting inconsistencies in pricing for the same details. A few people were dissatisfied with the mandatory inclusion of RAC cover in their policies, wishing it were an optional extra. There were also occasional mentions of technical issues and difficulties when dealing with claims, with some garages reportedly refusing to work with the company due to perceived complications.

What people talk about most

Staff

People report positive experiences with staff. Customers consistently praise the helpfulness,... See more

Service

Reviewers highlight positive aspects of service, with many praising the efficiency, friendliness, and... See more

Price

Clients share positive opinions on price, often finding them highly competitive and a good value for money,... See more

Customer service

Consumers find customer service to be positive. Many customers appreciate speaking to actual people, noting... See more

User experience

Customers consistently note positive experiences with user experience. Many reviewers found the process... See more

Based on these reviews

Rated 5 out of 5 stars

I have just taken out insurance with Hagerty and my experience of their initial service has been excellent. Plenty of communication with real people, not automated bots, foreign call centres or staff... See more

Company replied

Rated 5 out of 5 stars

A great professional company and very easy to deal with. Never needed to claim so can't comment on how good they are in an emergency. I didn't renew with them this year as they were a lot more expensi... See more

Company replied

Rated 5 out of 5 stars

Wow, wow, wow. This was certainly a refreshing policy setup. I have many cars with other insurers of classics, fine till you want to speak to them, even Lancaster never called back and when I did I... See more

Company replied

Rated 5 out of 5 stars

First class service, knowledgable and informative, provided all I needed verbally and in writing with no fuss or delay. Real car enthusiasts which is nice, was going to get a second quote but decided... See more

Company replied


Company details

  1. Insurance Company

Written by the company

Your special car deserves special cover. That’s why Hagerty offers unique and customised cover, designed specifically for classic cars and classic motorcycles. Our policies include features designed for classics and collector vehicles such as, UK and EU roadside assistance and recovery, agreed value, salvage retention and more as standard.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

9K reviews

5-star
4-star
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1-star

Replied to 100% of negative reviews

Typically replies within 2 weeks

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Rated 1 out of 5 stars

Inefficient information sharing

Inefficient information sharing, repeatedly incorrect
facts, hopeless communication and endless email
misreading.
Very poor service I wouldn't recomend

31 March 2026
Hagerty UK logo

Reply from Hagerty UK

Thank you for your feedback. We’re very sorry to hear that you feel frustrated.

We take your concerns seriously and would appreciate the opportunity to understand what went wrong and work towards a resolution. Please could you contact us directly at your convenience so we can discuss this further and address the issues you’ve raised.

Thank you for bringing this to our attention.

Rated 5 out of 5 stars

Excellent advisor who was informative…

Excellent advisor who was informative and helpful.

1 April 2026
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Reply from Hagerty UK

Thank you for taking the time to leave us positive feedback. We're delighted you chose Hagerty UK for your classic car insurance, and we’ll pass along your comments to the team.

Rated 5 out of 5 stars

UK Morris 1000 insurance while in UK.

Clear understanding of my request and efficient processing of my required insurance needs.

31 March 2026
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Reply from Hagerty UK

Hello Peter, thank you for your positive feedback and for choosing Hagerty UK for your classic car insurance. We appreciate you taking the time to share your experience.

Rated 4 out of 5 stars

The communication throughout the…

The communication throughout the process was clear and helpful, making it easy to understand exactly what I was getting with the policy. The website was straightforward to navigate, and completing the insurance purchase was quick and hassle-free. Overall, a smooth and simple experience from start to finish.

2 March 2026
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Reply from Hagerty UK

Hello Duncan, thank you for taking the time to leave positive feedback about your experience with us and for choosing Hagerty UK for your classic car insurance.

Rated 5 out of 5 stars

Couldn't be happier

It was quick, easy and very painless :)

2 March 2026
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Reply from Hagerty UK

Hi Ian, thank you for your positive review and for choosing Hagerty UK for your classic car insurance.

Rated 1 out of 5 stars

You never even had the decency to tell…

You never even had the decency to tell me you were not trading with res anymore

28 February 2026
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Reply from Hagerty UK

Hello David, thank you for your feedback, and we're sorry to hear that you feel this way.

We did include details of the change within your renewal documentation, however we do appreciate that there is often a lot of information to review at renewal, and we’re sorry if this wasn’t as clear or prominent as it could have been.

Your feedback is really valuable, and we’ll use it to improve how we communicate important updates like this in the future.

If you’d like, we’d be more than happy to talk this through with you and answer any questions you may have on 0333 323 1138

Rated 5 out of 5 stars

Great help from Phil

Great help from Phil, who helped update the insurance policy, for another’s year of insured driving.

2 March 2026
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Reply from Hagerty UK

Thank you for leaving positive feedback about your experience with us and for choosing Hagerty UK for your classic car insurance.

Rated 5 out of 5 stars

Informed and Responsive people to my…

Informed and Responsive people to my particular requirements

2 March 2026
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Reply from Hagerty UK

Thank you for leaving positive feedback about your experience with us and for choosing Hagerty UK for your classic car insurance.

Rated 4 out of 5 stars

Simplicity

2 March 2026
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Reply from Hagerty UK

Thank you for leaving positive feedback about your experience with us and for choosing Hagerty UK for your classic car insurance.

Rated 1 out of 5 stars

Treated like a thief over claim - took more than 2 months to process it....

Poor, had insurance claim when I hit my classic car on a pothole and damaged the spoiler. Made an insurance claim - was treated like a thief, they went through the quote with the independent garage with fine tooth comb - took over 2 months to agree anything. On the lights which failed due to the pothole they initially refused the claim???? then said they would only approve 2 hours work - Farce - I am going back to Footman James and I suggest you do to unless you like being treated like a thief for making a claim...

I have taken a look at the response from Hagerty above and it does not match the reality of what has happened - Hagerty have looked to change the actions and the reasons for their decision after my original review.

There was an initial mistake adding one item to the claim at the rear, which I asked the garage to complete when then car was in the workshop, however the remainder if the response does not bare resemblance with reality - There was no independent review of what work was needed, the garage said it was caused by the pothole - the Hagerty claims assessor said it was not - the lights worked before the pot hole, the pothole caused significant damage to the area of the car where the lights are, it is a classic Italian car which are susceptible to electric issues when they are hit. We argued over the point for more than 3 months without a resolution, the car being booked in then hagerty changing the claim and their payout more than 3 times. We eventually came to a point where I decided to pay for the claim entirely myself due to delaying and arguing tactics of Hagerty. the garage efused to deal with Hagerty for being so difficult - the garage was forced to rewrite the quote over 4 times with different systems being requested all of which was completed for the same piece of work, then it got stuck in the system for 3 months Eventually we gave ups dealing with them ass you can only spend so much time arguing with insurance companies.I've had over 120 cars and therefore have dealt with quite a number of insurance companies including all of t he usual suspects. And now having done so I can say with clarity that
- If you want cheap insurance they are great - when things go wrong you will ultimately pay the price for your choice as I have done.

22 January 2026
Unprompted review
Hagerty UK logo

Reply from Hagerty UK

We’re sorry to hear you felt dissatisfied with the handling of your claim. We always aim to provide a fair and transparent service, and we’d like to clarify the timeline and decisions to ensure the full context is understood.

Your claim was reported on 17/11/25, relating to damage to the underside of the front spoiler following a pothole incident on 12/10/25. On 18/11/25 we issued repair instructions to your chosen repairer requesting an estimate. After receiving no response, we contacted them on 25/11/25, at which point they advised the vehicle was not with them. Engineers were therefore appointed the same day to arrange an inspection directly with you.

The engineers attempted contact on 26/11/25, 28/11/25 and 03/12/25. Successful contact was made on 03/12/25 and the inspection was scheduled for 10/12/25. Unfortunately, until contact was established, an inspection date could not be agreed, which contributed to the timeframe involved.

Following inspection, the estimate provided included work to multiple areas such as the bonnet, engine cover, rear panel (including rust treatment), blending of wings, and investigation of headlight faults. The independent motor engineer concluded that several of these items – including the bonnet, engine cover, rusted rear panel, and headlight faults – were not related to the reported pothole incident. We confirmed this position in our email of 02/01/26.

After you advised on 05/01/26 that the headlights stopped working at the time of the incident, we referred this back to the engineer. They confirmed there was no evidence linking the headlight issue to the pothole impact and advised such damage would be unusual without an underlying issue. Despite this, and in the interest of resolving matters fairly, we authorised two hours’ labour on 12/01/26 to investigate further. We also confirmed that if evidence showed the fault was incident-related, we would ask the engineer to reconsider.

While standard practice is for customers to initially evidence unrelated faults at their own expense, we agreed to fund this preliminary investigation to support a fair and proportionate outcome.

We understand claims can be frustrating, particularly where there is disagreement over causation, but the decisions made were based on independent engineering assessment and the information available at each stage. We remain committed to treating all customers fairly and transparently.

Please follow the next steps as outlined in the final response you received from us if you are not happy with the outcome of the investigation.

Rated 1 out of 5 stars

Terrible web quoting system.

Please don’t try to use their quote system it is an absolute waste of time. I ended up getting insurance elsewhere.

17 February 2026
Unprompted review
Hagerty UK logo

Reply from Hagerty UK

Thank you for sharing your experience.

We’re sorry to hear that our quote system didn’t meet your expectations. We’re always reviewing and refining our tools, so feedback like this is valuable to us.

We appreciate you considering us and hope we may have the opportunity to assist you in the future.

Rated 5 out of 5 stars

informative

You were helpful informative and very polite without being over bearing Easy to talk to and to ask questions about things without feeling stupid

2 February 2026
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Reply from Hagerty UK

Thank you for taking the time to leave a positive review about your experience with us and for choosing Hagerty UK for your car insurance.

Rated 5 out of 5 stars

Very quick and easy

Very quick and easy, never failed to answer any questions wats so ever!
And getting in touch via phone call is brilliant!
Made a quote online and received a phone call the next day, they gave me time to think and never bothered me until I phoned them back, and had me insured in no time!
Highly recommended!

31 January 2026
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Reply from Hagerty UK

Hello Dean, i'm pleased to hear you had a great experience with us. Thank you for taking the time to leave us a positive review and choosing Hagerty UK for your classic car insurance.

Rated 5 out of 5 stars

Easy quick and cheapest I got

Easy quick and cheapest I got. Thanks.

31 January 2026
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Reply from Hagerty UK

Hello Uno, thank you for taking the time to leave us a positive review and for choosing Hagerty UK for your insurance.

Rated 5 out of 5 stars

Good easy service

2 February 2026
Hagerty UK logo

Reply from Hagerty UK

Thank you for taking the time to leave positive feedback and for choosing Hagerty UK for your insurance.

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