I signed up and so no change in my credit. Then they stopped paying for my platforms and my account was disconnected from their payment system. None of my platforms would allow access due to nonpaymen... See more
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See what reviewers are saying
I was deceived into filling out their information during an application to buy a bike. It wasn’t needed at all. Then when trying to cancel the company makes sure it can’t be done online and basically... See more
Like many folks, I didn't properly manage my credit while in college. Didn't realize what an impact this would have as I got older. I couldn't get an apartment without my parents cosigning even though... See more
Grow Credit is a great program. They could make it even better by increasing credit limits and adding more subscriptions faster. I’ve had this program for at least 2 years now and non of the requeste... See more
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My GF and I used grow creditband we…
My GF and I used grow creditband we both have our highest life scores. They really teach you credit education. With the ability to improve your credit score with subscription services repayment is amazing. Highly recommend!
3+ Year Member
I have been a long time subscriber to GC and I’ve seen my score increase by 50+ points. Super easy.
One of the easiest ways to build credit…
One of the easiest ways to build credit that I wish I knew about sooner. Amazing product I highly recommend.
With the help of Grow Credit my credit…
With the help of Grow Credit my credit score has gone up and continues to keep going up. This is great!!
Amazing app
Amazing app. Got my credit over 750 and lowered my car insurance! Thank you guys!
Boosted my score
This app has been amazing for me to build my credit score. I was surprised at how quickly I saw results from using it. Really grateful that a service like this exists.
It works as expected and it’s free!!
Since I first got grow credit I have…
Since I first got grow credit I have seen my credit score grow. I would have to say what I like most is how every month like clock work ya’ll report my payments.
GROW CREDIT SAID IT COULD HELP WITH…
GROW CREDIT SAID IT COULD HELP WITH RAISING MY CREDIT SCORE AND IT DID JUST THAT! FAST, SIMPLE & EASY. NO GIMMICKS!
Grow Credit is Awesome
With the help of Grow Credit my credit score has gone up and continues to keep going up. It's so easy to use Grow Credit. I would definitely recommend this app to anyone who needs help raising their credit score.
Grow builds your credit with subscriptions.
Grow Credit is the best way to build your credit. They report to all three credit agencies. Just hook up your Netflix, Spotify or cell phone bill and it just works. Just make sure to pay on time.
So-so company with so-so results
So-so company with so-so results. Hard to decipher if this account actually helps credit scores increase. The best and fastest way to go about doing such is to apply for several different credit score increasing accounts/companies. You can tell rather quickly which ones make the most difference. This doesn't seem to be a major factor in that. Not all subscriptions can be added that show on their list I have come to find as well. Which in my opinion should be removed but have not been.
I’ve been using this app for over a…
I’ve been using this app for over a year!
Best and most effective app i've ever…
Best and most effective app i've ever tried! my score has gone up more than 25 points since I started using it last year.
Love this app it has helped me build my…
Love this app it has helped me build my credit monthly and I love it
My experience...
My experience since 07/2023 has been amazing! My credit score has increased by 25 points. Thank you so much!
Effortless!
I sit back and do absolutely nothing (other than make sure there’s money in my bank account to pay the bill each month, and GrowCredit let’s me know if there isn’t before the due date) and watch my credit score increase each month. It’s that easy.
Great app really helps add positive…
Great app really helps add positive credit history
Horrible lies automated emails big cap…
Horrible lies automated emails big cap on increasing

Reply from growcredit.com
So far, so NOT good
So far, so NOT good. My bill is due in 10 days and I can't pay it early manually? What the heck? I am ready to do my bill-paying. This is the ONLY account I can't pay. I am extremely vigilant about paying my bills on time, since I am recovering from a major financial setback and horrible credit. I often have my cards locked to prevent fraud, which means autopay is not a great option for me.
I have 100% on-time payment history for the last year on my credit report, and now I've opened this account a couple of months ago and it's already driving me nuts that I have no control over being able to pay early. There's a balance of $15.99 on the account, so why the heck can't I pay it?? Like some others have said, I see the "statement in progress" note in the app, which is just ridiculous. The amount is clearly there. I should absolutely be allowed to pay it when I'm ready to pay it!
Now, reading some of these reviews I'm thinking the best thing to do is to cancel it as my payment method for the $15.99 streaming service I've used it for twice, so at least it will have a zero balance and I can't "accidentally" end up with late payment due to the debacles I'm now reading about from people who found out their autopay wasn't working and ended up being reported for late payments.
At worst, this company is malicious, but I think their real problem is their technology is garbage, doesn't work right, and combining that with people who are trying to fix their credit is a disaster waiting to happen. They need to get their tech team together and make an app that actually WORKS.
Even when I *could* go in and pay it manually last month (I guess I must have done it only a couple of days before the due date so the option was finally available), it is really hard to find where to pay in the app. In every other app there's a "make a payment" button. Duh. On this app, they make you hunt. It's like they don't want you to be able to pay!
I can't imagine them deliberately trying to ruin people's credit (what's in it for them?) but they are definitely one of those companies who need to get their act together or they're going to fold, fast.

Reply from growcredit.com
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