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GBI Direct (Formerly Hard Assets Alliance) Reviews 364

TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their knowledge, helpfulness, and the time they dedicate to assisting with inquiries. The overall service is frequently described as excellent, with many appreciating the simplicity and efficiency of processes like purchasing and selling. Reviewers also highlight the positive user experience, noting the ease of navigating the website and managing accounts. However, some customers expressed dissatisfaction with aspects of the payment process. A few people mentioned issues with funds not being applied immediately or experiencing delays in transfers, leading to frustration. There were also occasional concerns about the waiting period for funds to clear.

What people talk about most

User experience

Consumers find the user experience to be positive, highlighting the platform's ease of use and intuitive... See more

Staff

Customers consistently note positive experiences with staff, highlighting their courtesy, knowledge, and... See more

Service

Users describe positive interactions with service, highlighting its ease of use and efficiency. Many... See more

Customer service

Clients share positive opinions on customer service, frequently highlighting the professionalism, efficiency,... See more

Payment

Customers had ambiguous experiences with payment. While some reviewers found transactions simple,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Navigating the site is easy. Idid have a problem in that I had funds available that were not used to pay my storage fees. I was informed my fees were unpaid so I quickly had funds transferred to my ac... See more

Rated 5 out of 5 stars

Prices on silver coins are consistently cheaper than other large dealers like APMEX or JM Buillon. Usually $1-2.5 cheaper retail price even when these dealer offer lower prices when one is buying larg... See more

Company replied

Rated 5 out of 5 stars

Samantha was fantastic and furthered my education on what the words on line during market closed hours really mean regarding what can reasonably be expected for the price when markets open. I Greatly... See more

Rated 5 out of 5 stars

Samantha was incredible today. She not only answered all my questions on how storage fees are billed and calculated but she also educated me on related topics such as options for taking any RMDs from... See more


Company details

  1. Gold and Silver Trading Company

About GBI Direct (Formerly Hard Assets Alliance)

Written by the company

GBI Direct, formerly Hard Assets Alliance – Precious Metals Investing Made Simple

Whether your goal is to preserve wealth, protect against currency risk, or build long-term stability, GBI Direct delivers a secure and convenient way to invest in physical metals—backed by technology, transparency, and a customer-first approach. Our leading online platform is used by some of the world's largest financial institutions and is available to individual investors aiming to diversify their portfolios with tangible assets like gold, silver, platinum, and palladium.

We understand the critical role that precious metals play in investment strategies as a hedge against inflation and economic uncertainty. That's why our platform allows investors to easily browse, compare, and purchase a wide selection of bullion products from reputable global dealers who bid against each other to give you the best price.

Through our trusted vaulting partners, we offer secure storage options in multiple international locations, giving you peace of mind that your assets are safe.

Transparency and trust are at the core of everything we do. With real-time pricing and a straightforward fee structure, investors can make informed decisions without worrying about hidden costs or surprises.

GBI Direct is committed to educating and empowering investors through expert research, market insights, and in-depth educational content. Our team regularly publishes articles, guides, and reports to help you navigate the precious metals market with confidence.

We strive to make your precious metals investing experience the best it can be and welcome your feedback—leave a review at GBIDirect.com and let us know about your experience.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

364 reviews

5-star
4-star
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1-star

Replied to 66% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

The HAA/GBI Direct Team are awesome

The HAA/GBI Direct Team are awesome. The app and the website are so easy to use and the asset can be delivered or vaulted. I have done both with zero issues. My favorite aspect is their seamless ROTH IRA, which is backed via Equity Trust with real Au and Ag. Spectacular service, partners, and commitment to excellence.

30 January 2026
Unprompted review
Rated 2 out of 5 stars

I don't like how you don't provide cost…

I don't like how you don't provide cost basis and you cannot select which lots you want to sell. Furthermore, your premiums on the buy then sell are egregious. I plan on selling at some point my entire porfolio and going somewhere else. Travis, is great, so this is not an evaluation of him.

30 January 2026
Unprompted review
Rated 1 out of 5 stars

I don't like how Metalstream trades are…

I don't like how Metalstream trades are handled. I sold silver and that trade was immediate. I wanted to buy gold and that was delayed until the 23rd I think. In the meantime, everything went up and I basically lost money in the process.

13 January 2026
Unprompted review
GBI Direct (Formerly Hard Assets Alliance) logo

Reply from GBI Direct (Formerly Hard Assets Alliance)

We appreciate this feedback Russ!
Metalstream currently handles sales immediately but processes purchases once a month as that is our automation. This is a tech limitation we're working to eliminate.
Your input is helping us prioritize continuous purchasing capability so clients aren't locked into monthly dates. Thank you for sharing what needs improvement.

Rated 5 out of 5 stars

The Hard Assets Alliance platform is a…

The Hard Assets Alliance platform is a great place to purchase a variety of precious metals products at a competitive price. Purchases and sales are processed quickly, and safeguards are in place to ensure the security of investor assets.

27 January 2026
Unprompted review
GBI Direct (Formerly Hard Assets Alliance) logo

Reply from GBI Direct (Formerly Hard Assets Alliance)

We’re so pleased that you feel confident in the security of your account! Protecting our clients’ assets with trusted vaulting partners and strict security protocols is something we take very seriously.

Rated 5 out of 5 stars

Easy to use

Easy to use. Help if needed. Good reporting. Feel secure.

29 January 2026
Unprompted review
Rated 5 out of 5 stars

Efficient process with excellent service

I set up my account for monthly automatic deposits years ago and gradually increased the amount, now to $500 gold and $500 silver and am getting very good returns. I like using custody in Salt Lake City. I did have need for access to cash a couple of years ago and process was quick and efficient. Right now with the rapid rise in gold and silver prices I am happy to keep in the vault and let value build! Quick access to account data is appreciated!

30 January 2026
Unprompted review
Rated 5 out of 5 stars

Prices on silver coins are consistently…

Prices on silver coins are consistently cheaper than other large dealers like APMEX or JM Buillon. Usually $1-2.5 cheaper retail price even when these dealer offer lower prices when one is buying large quantities. Can’t speak about gold because I have only bought silver from HAA. On the negative side I do not like waiting five days for funds to clear.

29 January 2026
Unprompted review
GBI Direct (Formerly Hard Assets Alliance) logo

Reply from GBI Direct (Formerly Hard Assets Alliance)

Thanks for sharing your experience! Providing transparent, market-driven pricing on precious metals investments is something we work hard to maintain for all order sizes.

We appreciate your feedback regarding the five-day funding clearance. Clearing times are in place to ensure secure transactions and protect both our clients and our platform, but we understand that speed matters. We’re always evaluating ways to improve efficiency while maintaining security.

Thank you for choosing us for your precious metals purchases — we truly value your business.

Rated 5 out of 5 stars

Hard Assets, A safe and reliable enterprise

Your email site is safe and easy to navigate. Instructions are simple and straight forward. You offer a good variety of metal for purchase.

29 January 2026
Unprompted review
GBI Direct (Formerly Hard Assets Alliance) logo

Reply from GBI Direct (Formerly Hard Assets Alliance)

We’re pleased you appreciate the variety of metals we offer Richard! Providing a broad selection of gold and silver products with secure transactions and transparent pricing is central to our commitment as an online precious metals provider.

Rated 5 out of 5 stars

The program is on auto-pilot

The program is on auto-pilot! A withdrawal is made from my checking account every month and automatically invested in gold and silver. The storage fees are much lower than other services I have used!

26 January 2026
Unprompted review
Rated 5 out of 5 stars

Pretty easy to access my account…

Pretty easy to access my account without having to deal with complicated passkeys or facial recognition. Purchase and sale actions are quick and accurate. Receiving sale proceeds requires a few days, but that is understandable.

6 January 2026
Unprompted review
Rated 5 out of 5 stars

A Real Person at the other end!

Prompt response and generousy understanding of the issue at hand. I felt I was communicating with a kind and fair person with solutions that allowed me to also be willing to accept. Five star experience!

29 January 2026
Unprompted review
Rated 1 out of 5 stars

Funds Transfer

I requested a transfer of $1843.68 to my checking account on 1/14/26. I have not yet received the funds as of 1/24/26. The transfer still shows as "Pending".

14 January 2026
Unprompted review

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