GB Bank Reviews 138

TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Evaluating 122 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness, patience, and professional demeanor, often highlighting their ability to resolve issues quickly and efficiently. The customer service is frequently described as excellent, with many appreciating the personalized approach and the ease of speaking to a real person. The overall service is seen as smooth and efficient, with many finding the account setup process straightforward. However, some people were dissatisfied with aspects related to payments and user experience. Specific concerns included difficulties with depositing funds, issues with authentication codes, and problems with the account setup process, particularly when dealing with security information or name matching systems. A few customers also reported slow responses or complications when trying to access their accounts or transfer money.

What people talk about most

Staff

Clients share positive opinions on staff, frequently highlighting their helpfulness, professionalism, and... See more

Customer service

Users describe positive interactions with customer service. Many customers praise the helpfulness,... See more

Service

Consumers find service to be positive. Many reviewers praise the professional and efficient service,... See more

Payment

People report ambiguous experiences with payment. While some customers found the deposit process easy and... See more

User experience

Reviewers highlight ambiguous aspects of user experience. While some customers found the mobile app very good... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I needed help in logging in, and also guidance re an account. I spoke to an agent called Omar who was extremely helpful, patient and articulate. These qualities are all too often lacking in business d... See more

Company replied

Rated 5 out of 5 stars

Good competitive interest rates. Very accessible by phone and answer without delay. Speak to a real person. Staff all speak English and so no issues in communication. All staff always very helpfu... See more

Company replied

Rated 5 out of 5 stars

GB Bank as usual solved my self generated problem! They are always there to resolve any issues. Quickly, efficiently and professionally. The staff are extremely polite, friendly but more importantly... See more

Company replied


Company details

  1. Bank

Written by the company

GB Bank is a trusted go-to lender for property investments, providing funding solutions directly to customers or via brokers. GB Bank is fully authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for accepting deposits, dealing in investments as a principle and agreeing to carry on a regulated activity under registration number 850286. Our savings accounts offer competitive rates to help you achieve your financial goals and are designed to be easy to manage to fit seamlessly into your life. For further information, get in touch at info@thegbb.co.uk or visit our website gbbank.co.uk


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

138 reviews

5-star
4-star
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2-star
1-star

Replied to 100% of negative reviews

Typically replies within 48 hours

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Rated 4 out of 5 stars

So far so good

They answered the phone quickly when I called with a query before opening my account. The account opening process was then easy enough, if not as slick as some app-only banks I've used (snail mail verification code before withdrawals are allowed). Deposits, including initial small test amount, have been pretty much instantaneous. All good to date.

31 August 2025
Unprompted review
GB Bank logo

Reply from GB Bank

Hi Simon

Welcome to GB Bank!

Thank you for taking the time to leave your review of your account opening experience. We really appreciate your comments and delighted to hear your experience with us has been good to date.

Kind regards

The GB Bank Savings Team

Rated 5 out of 5 stars

Great customer service

The friendly service advice and follow up support received by Claire.

29 August 2025
Unprompted review
GB Bank logo

Reply from GB Bank

Hi John

Thank you for taking the time to leave your 5 star review. We really appreciate your comments and are delighted to hear you received great customer service from Claire.

Kind regards

The GB Bank Savings Team

Rated 5 out of 5 stars

So impressed with this bank

So impressed with this bank. So easy to set up and authenticate account, letter with authentication code arrived a few days after opening account. Chose this bank as reviews stated they were easy to contact and very helpful but so far have not needed to speak to them. Such a refreshing change.

25 August 2025
Unprompted review
GB Bank logo

Reply from GB Bank

Hi Kerry

Welcome to GB Bank!

Thank you for your very kind words and for your 5-star review. We really appreciate you taking the time to share your experience.

Should you need to contact our Customer Service team, they are available Monday - Friday 9.00am - 5.00pm (except bank holidays) on 0808 164 2111.

Kind regards

The GB Bank Savings Team

Rated 5 out of 5 stars

I wrote a review about how difficult it…

I wrote a review about how difficult it was to use gb bank recently. Gb bank contacted we and talked me through the way to use the service. The advisor was very good and made it easy to use

20 August 2025
Unprompted review
GB Bank logo

Reply from GB Bank

Hi John

We are delighted to hear that our Customer Service team have helped you with your recent query and we are delighted to see you have now given us a 5-star review.

Thank you very much for taking the time to come back and update your review based on your recent experience - we really appreciate your comments.

Kind regards

The GB Bank Savings Team

Rated 5 out of 5 stars

Spoke to Steve & Swagf.

Spoke to Steve & Swagf today.

Both were really helpful. Easy to speak with and answered my query. They were brilliant.
Also like to say that to open a new account in addition to the one already held was so simple.

22 August 2025
Unprompted review
GB Bank logo

Reply from GB Bank

Hi Jackie

Thank you for taking the time to leave your 5-star review, we really appreciate your comments.

We are delighted to hear our Customer Service team were brilliant and we are very grateful you have opened a further savings accounts with us.

Kind regards

The GB Bank Savings Team

Rated 5 out of 5 stars

Easy and Polite

Very easy to negotiate site and extremely helpful phone service

21 August 2025
Unprompted review
GB Bank logo

Reply from GB Bank

Hi David

Welcome to GB Bank!

Thank you for taking the time to leave your 5-star review. We really appreciate your comments and sharing your experience.

Kind regards

The GB Bank Savings Team

Rated 5 out of 5 stars

Dealt with Yakub, what a star!!!!

I had a slight issue setting up a 1yr fixed savings account which was my own making, I dealt with Yakub who was superb and delivered what he promised with a professional manner so thank you 👍

19 August 2025
Unprompted review
GB Bank logo

Reply from GB Bank

Hi Mr Reeves

Welcome to GB Bank!

We would like to thank you for taking the time to leave your fantastic 5-star review. We are delighted to hear the service you received from Yakub in our Customer Service team was superb!

Kind regards

The GB Bank Savings Team

Rated 5 out of 5 stars

Precise and patient assistance

Opened a joint account & got 2 authentication codes.Only 1 was required to verify the account.Needed assistance and spoke to Steve who was very patient and clear with the information I needed.
I would recommend this bank to anyone as it was a pleasure to speak to someone who was so polite and extremely helpful.

18 August 2025
Unprompted review
GB Bank logo

Reply from GB Bank

Hi Carol

Welcome to GB Bank!!

Thank you for taking the time to share your experience and leave us a 5-star review. We really appreciate your positive comments.

Kind regards
The GB Bank Savings Team

Rated 1 out of 5 stars

Hard to use

Managed to open an account with help from gb bank Adviser who was very helpfull when i tried to deposit some money it didnt recognise their bank account no have tried again cant even get as far as the last time. I have given up its to complecated

16 August 2025
Unprompted review
GB Bank logo

Reply from GB Bank

Hi John

Thank you for sharing your feedback of your recent experience depositing funds to your account. We are sorry to hear you had some difficulties. However, we understand that you have spoken again with our Customer Service team and the matter is now resolved.

We would like to welcome you to GB Bank and thank you for continuing to choose to save with us.

If we can be of any further help in the future, please contact our Customer Service team who will be delighted to help.
They are available Monday – Friday 9.00am – 5.00pm (except bank holidays) on 0808 164 2111.

Kind Regards

The GB Bank Savings Team

Rated 5 out of 5 stars

Alix was efficient and professional

Alix was efficient and professional. So refreshing to speak with a real person, who knew exactly what to do and did it with confidence and efficiency.

15 August 2025
Unprompted review
GB Bank logo

Reply from GB Bank

Hi Rosemary

Thank you for your 5-star review. We really appreciate you taking the time to let us know about the lovely customer service you received from Alix.

Kind regards
The GB Bank Savings Team

Rated 1 out of 5 stars

Difficulty Opening Fixed Rate Savings Account

I opened a fixed rate savings bond on line which resulted in information REQUIURED to complete the opening of the account being sent by POST?
Why was this information NOT SENT BY EMAIL with all my other information?
I then had CONSIDERABLE DIFFICULTY SETTING UP THE SECURITY INFORMATION. NO INDICATION WAS GIVEN REGARDING SOME OF THE SECURITY questions which entailed ERRORS you were not aware of.
This meant YOU COULD NOT COMPLETE THE APPLICATION and had to telephone GB Bank to ASCERTAIN WHAT ERRORS had been made on application security questions.
If I had known the application was going to be so frustrating and time consuming I would NOT have opened an account!
I will admit to making my own erros which caused self inflicted problems.

11 August 2025
Unprompted review
GB Bank logo

Reply from GB Bank

Hi Alan

Thank you for your feedback. We sincerely apologise for the frustrating and time-consuming experience you had while opening your fixed-rate savings account. We understand your concerns and appreciate you bringing these issues to our attention.

We apologize for the delay caused by sending the secure authentication code via post. This is a crucial step in our security protocol, and for your protection, this code is only sent through postal mail, not email. This process ensures the highest level of security for your account and future withdrawals.

Thank you again for your valuable feedback, as it helps us improve our services for all customers.

Rated 5 out of 5 stars

GB bank Service

I had the good fortune to be connected to a very delightful person named Swag to help me with my problem.She was not only efficient but perfect in the way she assisted me.A model for others to follow.

11 August 2025
Unprompted review
GB Bank logo

Reply from GB Bank

Hi Customer

Thank you for your 5-star review. We really appreciate you taking the time to let us know about the lovely customer service you received from Swag.

Kind regards
The GB Bank Savings Team

Rated 5 out of 5 stars

Clear and concise information provided…

Clear and concise information provided by telephone representative. First class customer service.

7 August 2025
Unprompted review
GB Bank logo

Reply from GB Bank

Hi Stephen

Thank you for your 5-star review. We really appreciate you taking the time to let us know about the lovely customer service you received.

Kind regards
The GB Bank Savings Team

Rated 5 out of 5 stars

I applied for a 1 Yr fixed rate bond…

I applied for a 1 Yr fixed rate bond and sat on the activation code delivered by snail mail for a fortnight as I was uncertain about the deposit process. Swag talked me though the process and patiently sat on the end of the phone whilst I activated my account. Having got 21 days to deposit my cash from the date of original application I tested the deposit process by sending across a nominal amount after 2pm. Was pleased to receive an immediate notification on my phone and via the web app could see it had reached my account.Over several days plan now to send across my deposit. Very satisfied.

7 August 2025
Unprompted review
GB Bank logo

Reply from GB Bank

Hi Caroline

Welcome to GB Bank!!

Thank you for taking the time to share your experience and leave us a 5-star review. We really appreciate your positive comments.

Kind regards
The GB Bank Savings Team

Rated 5 out of 5 stars

My experience with GB Bank.

Second time using GB Bank, first time through Rasin portal, second time directly as the rate was better.
Setting up the account for my wife was very easy, my mistake was paying in the first amount of monies I used a savings account instead of the current account, because of that the money got rejected. I had to contact customer services and explain what I had done wrong to an extremely helpful lady. It took very little time to get through and the problem was delt with very easily. I don't understand why there are so many bad ratings for this bank.
My experience has been very positive, I expect a lot of the bad ratings are mistakes made by the customers just like myself.
There interest rates are very good, customer service excellent. There are much worst banks around.
Quite happy to use GB Bank in the future with my own funds when available.

5 August 2025
Unprompted review
GB Bank logo

Reply from GB Bank

Hi David

Thank you for leaving such a great review and rating us 5-stars. We really appreciate you taking the time to share your experience of opening an account and contacting our Customer Service team for help.

We are delighted to hear that your experience was positive, and you found our customer service excellent.

Thank you for continuing to save with us.

Kind regards

The GB Bank Savings Team

Rated 5 out of 5 stars

Lovely customer service from Helen

Lovely customer service from Helen, really helped me. Great bank and easy to open account.

31 July 2025
Unprompted review
GB Bank logo

Reply from GB Bank

Hi Ispy

Thank you for your 5-star review. We really appreciate you taking the time to let us know about the lovely customer service you received from Helen.

We are delighted to hear you found it easy to open an account, and we are very pleased to welcome you to GB Bank.

Kind regards

The GB Bank Savings Team

Rated 5 out of 5 stars

No problem opening account

Just to balance the negative comments. I applied Monday evening; accepted Tuesday; physical letter with nominated account code today (Thursday); money deposited and shows as in my account Thursday.
Thank you.

31 July 2025
Unprompted review
GB Bank logo

Reply from GB Bank

Hi RR

Welcome to GB Bank!

Great to hear your account opening journey has gone very smoothly. Thank you for taking the time to share your experience and leave us a 5-star review. We really appreciate your positive comments

Kind regards

The GB Bank Savings Team

Rated 1 out of 5 stars

GB Bank, a bank only for Brits?

I recently came across the GB Bank, while looking for a better interest rate for two fixed rate bonds that are maturing soon! My experience has been excruciating, and finding out how they discriminate against foreigners like me very demeaning, therefore I would like to know if others have had the same experiences and how it felt like for them!

Their demands go on and on and on. First they did not accept my long, foreign name, very normal in many countries around the world, so I accepted to abbreviate it, no problem. Tried all possible combinations, but.... then, of course, none matched the full name in my nominated account! Not my fault, right???? Therefore I had to submit a copy of my passport and a bank statement. I didn't really want to, because I feel that if no British person has to do it, why me and those "like" me? But I did, as I need the best return on my money that I can get! Two days went by with no answer, so I presumed that all was well!

Worried, I phoned the bank! Oh no, they had even more demands. As my bank puts initials on the bank statement, probably the same for everybody and legal in the UK, they didn't accept it! They demanded I contacted my bank and got one with my name in full! I did, my bank told me that I had to go to the Highstreet! It was raining and cold, my husband offered to drive me there, but OK, this time my account would be opened, right? Oh no! Not with the GB Bank... two days later, meaning, this morning, I received a call and presumed that it was from the complaints department!!! No, it was someone who wished to tell me that the bank had even more demands. They wanted proof that I have the right to live here! And what next????? So I refused! Still waiting to hear from the complaints department and while I do, my Welsh husband, opened an account with them in a matter of minutes!

Interestingly enough, a lady, from the customer service had a good excuse to make it seem as if they are not discriminating against foreigners. She told me that when she wanted to open an account, and didn't want to include her full name, as she didn't want to use her grandmother's name, she had to show all kinds of documents. I tried to tell her that this was a completely different situation, to which she put down the phone. The lack of respect towards prospective clients is horrendous!

The only thing I wanted to do was to open a savings account, using my legal name and money obtained legally! The lady on the phone today kept telling me not to take it personally! What did she mean? That us foreigners have to put up with more, just because of who we are and where we come from? I feel humiliated, am angry, frustrated and with good reason. I didn't get to this ripe old age to be treated badly, because of having been born in a different country and having a name that is longer than the average British name, but then there are millions like me in this country, some even born here, from foreign parents! Why is this not talked about??? Some discrimination is still very well tolerated! At one of the main banks I was told that maybe my best option is to change my name and adapt it to the British norms. Still, no bank has been as bad as the GB Bank!

31 July 2025
Unprompted review
GB Bank logo

Reply from GB Bank

Hi Francisca

We are so sorry to hear about your recent experience opening a Savings account with us.

We value all our customers and can assure you that GB Bank does not discriminate against anyone, and we are very sorry that you have been made to feel this way.

We genuinely want to offer a great service for our customers, so it is very disappointing to hear of your experience on this occasion.

We have contacted our Complaints Team who have confirmed they are investigating the points you have raised. We have been advised that our Customer Service advisor did not put down the phone, it appears the connection was lost, however, we should have called you back to explain and we are sorry that this did not happen and this left you feeling disrespected.

We do have an obligation to confirm our customer’s identity and if this cannot be done electronically, we do have to ask for additional documents. However, we are investigating to see how this could have been handled better.

We take all feedback very seriously so we would like to thank you for raising your concerns as this gives us the opportunity to make improvements to our processes and service.

Our Complaints Team will be in touch with you directly soon, however, if you would like to speak with one of our Team in the meantime you can contact them on 0808 164 2111. They are available Monday – Friday 9.00am – 5.00pm (except bank holidays).

Kind regards

Rated 5 out of 5 stars

Opened a 1 year fixed rate bond as…

Opened a 1 year fixed rate bond as interest rate good - account very easy to open & received verification letter within a couple of days - have just made the deposit & had confirmation to say funds received & can see them on my account. Not sure why all the negative reviews, but maybe as one person said "there was an issue with the app a little while ago".

30 July 2025
Unprompted review
GB Bank logo

Reply from GB Bank

Hi Mr John

Welcome to GB Bank!!

We are delighted to hear you found our account opening very easy and you have successfully funded your savings account.

We would like to confirm that our mobile app is fully functioning and further details including how to download it can be found on the Savings page of our website if you haven't already done so.

We appreciate you taking the time to share your experience and we are very grateful for your 5-star review.


Kind regards

The GB Bank Savings Team

Rated 3 out of 5 stars

Conflicting information.

When I logged into my account for the first time I received a welcome letter with the following statement:-

"Before you can transact using your nominated account you must first authenticate the account. We will shortly send you a letter containing a unique code for use to authenticate your details online."

However, your website FAQs have this statement, under the heading "Where do I find my account details to make a deposit?:-

"• you can make a deposit before you receive your Secure Authentication Code"

So, the above statements are conflicting since if I can make a deposit without authenticating my nominated account I can indeed "transact" and, if that is true, the welcome letter is incorrect.

Additionally, I received my welcome "letter" electronically. If the authentication code is to be posted to me, as is stated elsewhere on your website, the welcome letter needs to be clear that the code will be posted.

As things stand I will not send my deposit until I receive my authentication code (by post!). Even though possibly maybe according to your FAQs I could.

30 July 2025
Unprompted review
GB Bank logo

Reply from GB Bank

Hi John

Thank you for taking the time to leave your review and share your comments regarding authenticating your nominated account.

To confirm, you can make a deposit to your savings account before you authenticate your nominated account. All deposits must come from the nominated account you have registered. You will need to activate your account with your Secure Authentication Code, before you can make a withdrawal which will be sent to you by post.

You may wish to make a small deposit first to your new savings account to ensure the funds are received.

We welcome your feedback, and we are sorry that you have found the information conflicting. We will ensure your points are looked into to make the information clearer and consistent.

If you would like to discuss this with our Customer Service team you can contact them on 0808 164 2111. They are available Monday - Friday 9.00am - 5.00pm (except bank holidays).

Kind regards

The GB Bank Savings Team

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