I'm still figuring out the details, but it's a great platform and my rep Duane Fancy is incredibly helpful and always available to answer any questions I have. 5 stars for him and for the ease of gett... See more
Company replied
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Review summary
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What people talk about most
Based on these reviews
The amount of hassle we have to go through for requesting funds is a lot. Our cost to complete the project is 70% to 75%, while we get 10% upfront and 15% after work has started. It really is a big hu... See more
Company replied
Sales rep and office were great to deal with. Mostly dealt with the rep which is more comfortable because we speak with them often. Josh is our rep, he is knowledgeable and patient with questions or c... See more
Company replied
I have been dealing with Duane F for the last month and I can't thank him enough for his assistance and the relationship we've developed over the phone... so refreshing to get to know somebody vs deal... See more
Company replied
The experience was seamless with the assistance of Josh through the entire process. He answered my multiple calls quickly and was so eager to help. He is definitely an asset !
Company replied
AVOID THIS PREDATORY COMPANY! Want to get locked into a high interest loan taking unexpected payments out your bank account multiple times a month...then charging fees that they can't explain? THAT IS... See more
Company replied
The process from start to finish was extremely easy and convenient for both myself and the customer. The funding process was also very fast, which made the entire experience smooth and enjoyable.
Company replied
Be warned! Finance it is currently involved in several Ontario rebate actions for heat pumps. Promised a rebate and then nothing. They go through JBR associates and act like they know nothing. It star... See more
Company replied
Working with Finance It has been an incredibly smooth and hassle-free experience. Their application process is straightforward, their team is responsive, and they make financing quick and easy from st... See more
Company replied
Super fast and suped easy. It is too bad you raised your service charges so much that I can't offer your service to more of my clients.
Company replied
Quick Decision and everything is online so make dealership job easy. Quick approval and Fast funding.
Company replied
The main reason I continue to use FinanceIt is because of the outstanding support I receive from my representative, Duane Fancy. He was incredibly helpful during the onboarding process and remains con... See more
Company replied
FINANCEIT MAKES THE APPLICATION EASY AND FAST TURNAROUND FOR APPROVALS/DECLINES. ALSO, WONDERFUL FAST SERVICE WHEN FUNDING THE DEALS.
Company replied
Fast and courteous, as always :) Request was dealt with in real time while we were on our call together.
Company replied
Easy to get the loan but the payment schedule and interest are crazy. I am going to look at my initial contracts again because the interest I'm paying is way more than I had signed up for. Once they... See more
Company replied
Waste of time.. Do not qualify if you want to borrow a low amount or have a low credit score. Interest rate is well over 19%. I do not recommend. Recommended by my Electrical service provider Kraun... See more
Company replied
No better than a payday loan. This whole process has been incredibly predatory. When I asked why after 5 years my payment was half interest I was informed that there is a daily interest rate. Turns ou... See more
Company replied
Easy to submit for approvals. Customer did all of the signing and documents online. Fast and easy.
Company replied
Fast approval and turn around. Super fast funding in review of documents. Thank you!!
Company replied
it's easy to work with and love working with Duane over at finance it always there to help great guy
Company replied
Very professional and easy to deal with to help you grow your business they are with you every step of the way. Thank you Finance it.
Company replied
Financeit is great to deal with. Easy steps to follow and funding is almost instant.
Company replied
ALWAYS A PLEASURE TO DEAL WITH FINANCEIT. APPROVALS ARE QUICK AND FUNDING IS QUICK!
Company replied
Amazing lender super easy to deal with. Thank you for making this easy and convenient for us
Company replied
We have an excellent rep. Process is easy to adopt. The business is appreciated.
Company replied
This bank is so easy to deal with and their funding turnaround is the fastest in the West!!!
Company replied
Best financing company I’ve used for my clients by far.
Company replied
Great team, easy to deal with, and fast funding! Great partners that help make financing easy!
Company replied
Quick turn around but be prepared o have most customers accepted for extended credit at higher rate and lower partner commision
Company replied
Answer questions within a timely manner. Financeit support is available weekdays and weekends.
Company replied
I have tried for six months to get someone actually read my repeated emails, update their records to my new email address and send me an account statement to send full payment since their webs... See more
Company replied
Your service in getting the deals done is next to none. I find that loans get booked on a timely manner.
Company replied
I feel deeply misled by Financeit’s lending practices. At the end of my 5-year term, I had about $1,100 remaining on my loan. Without missing any payments, I was shocked to find that the interes... See more
Company replied
Dealing with financeit is always so fast and easy.
Company replied
always helpful people on budget easy and user friendly service
Company replied
I am writing this on behalf of my elderly mother. She was scammed by a GTA heating and cooling company that uses FinanceIt. The original contract came in at $28K for heating cooling and tankless water... See more
Company replied
Making easy to do business ,always there to help me.
Company replied
AWESOME TO DEAL WITH. QUICK TURNAROUND FOR FUNDING.
Company replied
Absolutely terrible....basically legalized loan sharks!! My heat pumps were financed through them with a five yr loan. Ended up being a 230 month amortization which I figured out after a year of maki... See more
Company replied
Be Careful of the the way they do business. I will never deal with them again. They do not warn you via email about payement until they collect one months interest. Dirty way of doing business
Company replied
It amazes me how quickly you fund the deals. The process is easy and Josh my rep is awesome!
Company replied
I called today to request email statements and was told they don’t do that. Asked why and just told because we don’t. Told them that their website does not work and they said they could help! Gave... See more
Company replied
Lots of Options, process is quick and staff are great
Company replied
FINANCEIT IS THE BEST TO DEAL WITH AND FUNDING IS REALLY QUICK.
Company replied
Funding is always trouble free and fast.
Company replied
Company details
Written by the company
Financeit offers a comprehensive suite of tools and technologies designed to simplify complex sales transactions for businesses and their customers. Our point-of-sale financing platform helps businesses of any size close more sales by offering customers affordable monthly payment options for their next big home improvement, vehicle or retail purchase.
Contact info
8 Spadina Avenue #2400, M5V 0S8, Toronto, Canada
- (888) 536-3025
- financeit.io
3.9
Great
454 reviews
Replied to 100% of negative reviews
Typically replies within 1 week
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Easy to get the loan but the payment…
Easy to get the loan but the payment schedule and interest are crazy. I am going to look at my initial contracts again because the interest I'm paying is way more than I had signed up for. Once they made the switch to being Finance It I think they changed interest rates sneakily. I will be connecting with someone once I get my original loan documents together but I was shocked when I logged into my account and I have years and years left and most of my payments are going to interest. Shocking. Definitely feel like a payday loan shark. :(
13 August 2025
Unprompted review
Reply from Financeit
Hi Sue. We apologize that your recent experience with Financeit did not meet your expectations. Transparency in our financing system is important to us and our partners. Please be sure to review our loan agreement for terms and conditions for our open loans, and remember that pre-payments do not incur penalties. Please feel free to contact us at customerfeedback@financeit.io or call 1-888-536-3025, and we will do our best to assist you.
Quick turnaround
It amazes me how quickly you fund the deals. The process is easy and Josh my rep is awesome!
7 August 2025
Reply from Financeit
Hi Manon, we’re glad you had a positive experience with Financeit, and thank you for writing a review!
The customer could not access your…
The customer could not access your system to do the banking or verify their I.D. it took 3 phone calls and 2 days to verify the information and I.D. and no option for us a as a retailer to verify and submit like before.
26 July 2025
Reply from Financeit
We’re sorry that your experience with Financeit was unsatisfactory. We’re committed to providing the best service possible to all of our 12,000+ partners who finance with us, and aim to address any concerns as soon as they appear to the best of our abilities. Please note that the loan application process takes many factors into account, to protect our partners and stakeholders. We want to provide the best experience possible; if there’s anything we can do to assist you, please get in touch with us at 1-888-536-3025 or customerfeedback@financeit.io "Google Review" in the subject line.
Reply from Financeit
Hi Tim, we’re glad you had a positive experience with Financeit, and thank you for writing a review!
Quick Decision and everything is online…
Quick Decision and everything is online so make dealership job easy. Quick approval and Fast funding.
23 July 2025
Reply from Financeit
Hi Guru Auto, we’re glad you had a positive experience with Financeit, and thank you for writing a review!
This bank is so easy to deal with and…
This bank is so easy to deal with and their funding turnaround is the fastest in the West!!!
21 July 2025
Reply from Financeit
Thank you, we’re glad you’ve been enjoying your experience with Financeit!
Reply from Financeit
Thank you Matthew, your feedback and review help us ensure continued positive experiences with our partners and borrows!
Reply from Financeit
Hi Zurab, we’re glad you had a positive experience with Financeit, and thank you for writing a review!
We Have an Excellent Rep
We have an excellent rep. Process is easy to adopt. The business is appreciated.
8 July 2025
Reply from Financeit
Hi Christian, we’re glad you had a positive experience with Financeit, and thank you for writing a review!
Fast and easy
Easy to submit for approvals. Customer did all of the signing and documents online. Fast and easy.
4 July 2025
Reply from Financeit
Thank you, your feedback and review help us ensure continued positive experiences with our partners and borrows!
Reply from Financeit
We appreciate your feedback Vince, thank you for taking the time to write a review!
I have been dealing with Duane F for…
I have been dealing with Duane F for the last month and I can't thank him enough for his assistance and the relationship we've developed over the phone... so refreshing to get to know somebody vs dealing with the big banks. He is always available any hour and always responds to my texts. Thank you Finance it, I love dealing with your company.
27 June 2025
Reply from Financeit
Hi Deany. Thank you for your kinds words and for taking the time to leave us a review! We're thrilled to hear you had a great experience with Duane!
Ongoing unresolved issue with Financeit…
Ongoing unresolved issue with Financeit / Simply Group — poor communication and questionable lending practices
We’ve been trying to resolve a serious issue with Financeit (under Simply Group) for months—and despite multiple calls, written communication, and a formal dispute letter, we have yet to receive any meaningful response or resolution.
Our issue concerns a loan initiated in 2017 for a Jacuzzi hot tub. The agreed interest rate was 6.99%. However, in 2022, we discovered—without any prior notice or consent—that the interest rate had been unilaterally increased to 12.99%. This was never communicated to us in writing, and we never received the letter Financeit claims was sent on August 19, 2022.
Despite speaking with two of their representatives, including an acting supervisor), and sending a detailed formal complaint on May 12, 2025, the company has failed to follow up or address our concerns. To date, we have paid over $11,394.29 on this $9,995 loan—more than $8,300 in interest alone, with a remaining balance of over $6,200. This projects to a total repayment of over $17,500, which is an excessive and unjustifiable amount that we believe violates fair lending practices.
We clearly requested:
• Proof that the interest rate change was lawfully communicated.
• A proposed resolution that includes adjusting the overpaid interest and settling the balance fairly.
To date, we have received no formal response and continue to be told that our matter is “under review”.
This experience has been exhausting, unfair, and highly unprofessional. We would strongly caution anyone considering financing through Financeit or Simply Group. Our experience has been one of poor communication, lack of accountability, and potential breach of contract.
27 June 2025
Unprompted review
Reply from Financeit
Hi Fiorella. We’re sorry your experience with Financeit did not meet your expectations. We’re committed to helping our 12,000+ partners offer financing options that are easy and affordable, and always aim to provide the best experience possible. Please understand interest rates may vary between vendors, and our loan agreement outlines all terms and conditions for our open loans. Also note that pre-payments do not incur penalties and may reduce your payments. To help address your concern, a senior member of our customer service team will be reaching out to assist you.
Reply from Financeit
We appreciate your feedback Mike, thank you for taking the time to write a review!
Reply from Financeit
Hi Mike. Thank you for your feedback. We’re sorry that your relationship with one of our partners did not meet your expectations. Please understand interest rates may vary between vendors, and our loan agreement outlines all terms and conditions for our open loans. Also note that pre-payments do not incur penalties and may reduce your payments. Please feel free to contact us at customerfeedback@financeit.io or call 1-888-536-3025, and we will do our best to assist you.
QUICK AND EASY
10 June 2025
Reply from Financeit
We’re so happy you had a great experience. Thanks for leaving us a review Dale!
Reply from Financeit
Thank you, your feedback and review help us ensure continued positive experiences with our partners and borrows!
Great financial company
it's easy to work with and love working with Duane over at finance it always there to help great guy
2 June 2025
Reply from Financeit
We appreciate your feedback, thank you for taking the time to write a review!
Reply from Financeit
Thank you, your feedback and review help us ensure continued positive experiences with our partners and borrows!
Quick and efficient processing.
28 May 2025
Reply from Financeit
Hi, we’re glad you had a positive experience with Financeit, and thank you for writing a review!
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