Fairstone Financial Inc. Reviews 

So far so good until I learned that his was a Facebook mining ploy

Happy Canada Day , Canada...!
Saved by the Fairstone Belles, Kayla and Gurleen in Winnipeg who have made me a Happy Camper today , literally.
Cheers !

We have previously dealt with Fairstone. The experience went well. We had the funds in 24 hours.

Their decision was fast!! The rate of interest very reasonable!! The staff were very nice!! Thank you!!

Good service and very professional

I got a loan for like $44K… I paid $1000 a month for approx 20 months. $0 of that went to the principal. SO on a $44K Fairstone profited $20,000.

THEN when I tried to close out the loan, they wanted another 6 months interest (approx $6000)…

So in ONE YEAR, Fairstone got their original $44K back PLUS $26,000 in interest. lol

F*ING SCAAAAAM.

Also they hound you weekly with calls trying to offer you more money.

They should be shut down. DO NOT GET A LOAN WITH FAIRSTONE

Helped me In my time of need. I’m very grateful

I think their advertising marketing is deceptive. And their interest rates are very high.

I was preapproved instantly. Now I need to figure out how to accept the loan

Solid positive experience with Temiskaming shores branch.

This company is in the field of its own. It beats lining up at the bank hoping and asking if you can get approved. When you could do it right over the phone in your underwear having a coffee or anything like that from the comfort of your own home. And the rates they have is very comparable to other financial institutions if not better than some. Also the period they give you to pay back the loan, is worth checking out. And comparing two other financial institutions. Fairstone is a company that I will and would suggest to others to try.

Excellent service
Very knowledgeable customer service
Right on spot

I needes a loan and I visited Fairston Financial namao. The process of the application was faster than I could imagine. Hassan was the one who took care of me. I was amazed by his level of customer service and his knowledge about loans. Hassan was very professional, he explained how interests were calculated to make sure it met my needs. In just hours, the money was in my account. I would recommend friends or family members. Thank you

For anyone with new or potential Walmart Mastercard accounts be aware that when you receive your card and paperwork, no matter what your paperwork says that amount you are allowed for cash withdrawals is zero for the first five months. It took me three days, 6 trips to the bank and 7 phone calls to customer service in which they require you to be put on hold twice in addition to the initial wait time to find out I could not do a cash withdrawal despite what my contract says. Every time I called to unlock my account again after being locked out for attempting a cash withdrawal they said they removed the lock and I could now do the cash withdrawal. The first time it happened the customer service rep should have known what the seventh one new about no cash withdrawals allowed. They just change the rules of your contract at will and don't inform their costumer service people I guess. Also customer service follows a stringent script which takes a lot of time to verify your identity even if you have called multiple times in the same couple of hours. Worst experience with a creditor I have ever had.

​I started with a simple $2,000 loan for a couch. During the COVID pandemic, while I was on leave and only making 60% of my normal pay, Fairstone contacted me to offer more money. I accepted the offer hoping to get help with my credit card bills, but that decision completely ruined my finances.
​Your staff never clearly explained how the interest rates would work, the hidden fees, or the harsh penalties for a late payment. When my leave pay was delayed and I missed just one payment, my monthly bill suddenly jumped almost $1000 from around $200. The interest rate when from below 10% to almost 40%.
​When I called to explain my situation, nobody cared. I was dealing with delayed pay, a severe car accident, and eventually losing my job, but your team offered zero empathy or help. This tanked my credit and forced me to take out payday loans just to afford groceries.
​Because of your massive interest hikes, my original $2,000 loan turned into $15,000 of debt. I no longer even own the couch, I had to sell it to help pay the interest hike. I had to spend almost 6 years in a debt consolidation program to fix a problem your company caused in a matter of months. Targeting vulnerable people during a pandemic and trapping them in debt is awful. Everyone I know warns others to stay away from Fairstone because you use hidden fees and interest increases to keep people in debt forever. You need to start being clear with your customers upfront and offer real help for people going through hard times, instead of burying them financially.

I had a very good experience with Fairstone. The loan process was straightforward, and the payments were easy to manage. I recently received confirmation that my loan was fully paid off, which was a great feeling.

The customer service team was helpful whenever I had questions, and the entire process was transparent from start to finish. I appreciate having had the opportunity to rebuild and manage my credit successfully with Fairstone.

Thank you, Fairstone, for helping me reach this financial milestone.

The staff Amy was so nice and helpful

I found dealing with Fairstone was very pleasant and easy. The person I dealt with was very professional and made sure I understood everything.

Our Rep was Zoe Lynn in the Hawkesbury Branch. She was extremely courteous, professional, patient & knowledgeable. Zoe made the whole process seamless and stress free. She is to be commended for a job well done.

Very fast, direct and effecient