Fairstone Financial Inc. Reviews 

2,034
TrustScore 4 out of 5

3.9

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Review summary

Created with AI, based on recent reviews

Looking at 739 reviews, reviewers had a great experience with this company. Customers frequently highlight the staff as professional, helpful, and compassionate, making the loan application process smooth and stress-free. The service is often described as quick, efficient, and straightforward, with many appreciating the prompt action and fast fund transfers. Reviewers also commend the excellent customer service, noting the polite, attentive, and understanding approach of the team. However, some customers expressed dissatisfaction with the high interest rates and the overall cost of the loans, finding the repayment terms challenging. There were also concerns about payment issues, including unexpected charges and difficulties in understanding the repayment process, with some feeling misled about optional insurance.

What people talk about most

Staff

Users describe positive interactions with staff, often highlighting their professionalism, helpfulness, and... See more

Service

Reviewers highlight positive aspects of service, often describing it as professional, fast, and an excellent... See more

Customer service

People report positive experiences with customer service, highlighting knowledgeable and helpful... See more

Payment

Customers had ambiguous experiences with payment, with some reporting quick fund transfers and good payment... See more

Price

Customers consistently note negative experiences with price, primarily due to very high interest rates that... See more

Reviews shaping this summary

Rated 4 out of 5 stars

i have used them in the past, I find them profesional and fast and a great alternative to the big banks who often say no.

Rated 5 out of 5 stars

The crew at Fairstone in Medicine Hat, Alberta are fantastic. We have used them on and off for many years. The Lady we deal with Pat is fantastic she makes you feel like one of the crew. She has help... See more

Rated 5 out of 5 stars

My two loans with the Saint-Eustache branch was excellent both times, staff was polite and very helpful when I needed it most, I wouldn’t hesitate to recommend Fairstone Financial to anyone. Thank you... See more

Rated 5 out of 5 stars

Dryden staff location was very helpful. They let me Pau off some outstanding debt, and put it into one payment. Thank you so much, it was done


Company details

  1. Financial Institution
  2. Alternative Financial Service
  3. Car Finance and Loan Company
  4. Mortgage Lender

Written by the company

Fairstone Financial Inc. is a wholly owned subsidiary of Fairstone Bank of Canada. Together, the companies form a leading Canadian consumer lending group, offering credit cards and rewards programs, point-of-sale financing through merchant partners, automobile financing via dealerships, and unsecured and secured personal loans and mortgages online and at over 240 Fairstone branches coast to coast. -- La Financière Fairstone inc. est une filiale en propriété exclusive de la Banque Fairstone du Canada. Ensemble, les sociétés forment un important groupe canadien de prêts à la consommaton, offrant des cartes de crédit et des programmes de récompenses, du financement aux points de vente par l’intermédiaire de commerçants partenaires, du financement automobile par l’entremise de concessionnaires, ainsi que des prêts personnels et des hypothèques garantis et non garantis, tant en ligne que dans plus de 240 succursales Financière Fairstone partout au pays.


Contact info

3.9

Great

TrustScore 4 out of 5

2K reviews

5-star
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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 54% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

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3.9

All reviews

(2,034)

887 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars

Everything was professional and…

Everything was professional and exceptional , dealing inhouse with staff . Absolutely no issues .

My only peeve is a simple one :
acessible contact ,
difficult to call and reach staff ,
and appareny company decision
not to be able to contact via email or cell text .

Suggestion to resolve this one issue !

check out Whatsapp for Freedom Mobile

Am able to chat with someone at FM
quickly and efficiently . Problem always resolved .

This is not a "knock" again the staff at FSF .
It seems to be a higher up management decision .

Thanks

2 March 2026
Unprompted review
Rated 5 out of 5 stars

I had a great experience with Fairstone…

I had a great experience with Fairstone from start to finish. I was a bit unsure going in, but the team made the process simple and easy to understand. The application was processed quickly, and I was impressed by how smoothly everything went. They took the time to answer my questions, offered helpful advice without making me feel pressured, and helped me find payment options that fit my budget. I wouldn't hesitate to use Fairstone again or recommend them to anyone looking for a straightforward lending experience

24 April 2026
Unprompted review
Rated 5 out of 5 stars

Fairstone helped me out in my time of…

Fairstone helped me out in my time of need. They offered guidance on improving my credit score. They were kind and nonjudgemental. All staff treated me with respect and kindness. When I went to pay out my loan early, they didn't try to upsell me on a new loan. They congratulated me on early pay out

7 July 2026
Unprompted review
Rated 5 out of 5 stars

Honestly

Honestly, I was in a bad predicament, and I needed help immediately.Did you just pop up and nowhere. Wow , how convenient , how amazing how current how understanding and how easily it is to get approved.... It's intimate, they use it in what you have and a balance.What they can give you from what you can afford to pay.Honestly, this is the best company in the world.Thank you so much for making a difference in my life.I don't know what I would do without them💓

10 September 2025
Unprompted review
Rated 2 out of 5 stars

It is fast and easy to get a loan

It is fast and easy to get a loan. But at what cost? High interest rates like 34.99%. With a good credit rating . And will not work with you to get interest rate down lower. $8000.00 loan over a year and a half. Closer to 14000.00 still owing.

20 November 2025
Unprompted review
Rated 4 out of 5 stars

My experience was as to be expected

My experience was as to be expected. High rates for this place that lends to people with lower scores. If u cant ask your bank ask fairstone u will pay more in intrest because of the high risk of default.

8 July 2026
Unprompted review
Rated 1 out of 5 stars

No customer service

No customer service, they will call from a unknown number which is very shady, and lack of accountability from the staff

7 July 2026
Unprompted review
Rated 5 out of 5 stars

Nothing short of amazing

Getting my loan was super easy. I was working full-time when I got it, but then had a drastic drop if hours after a stroke at work. Since then, they've been incredibly lenient and understanding of my situation, allowing to make smaller regular payments that work with my budget. Paying is as simple as using the online portal. Everyone I've dealt with has honestly just been so wonderful and helpful this whole time. Many thanks to the entire staff at the Hespeler Road location! 🙌

8 July 2026
Unprompted review

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