EMaC Ltd Reviews 

7,297
•
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 1,064 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff and advisors for being exceptionally helpful, polite, and efficient when handling various service plan and account queries. People deeply appreciate the quick phone responses and the smooth, professional support received during every direct conversation. Consumers note that representatives take the time to explain details thoroughly, making interactions pleasant and reassuring. However, some customers also noted frustrating delays, unhelpful automated phone menus, and a complete lack of communication regarding specific maintenance requests. Some reviewers were dissatisfied with the very slow email responses and difficulties encountered when trying to get ongoing issues properly resolved.

What people talk about most

Service

Customers consistently note ambiguous experiences with service, as some reviewers praise prompt support,... See more

Staff

Reviewers highlight positive aspects of staff, frequently describing representatives as polite, efficient,... See more

Customer service

Reviewers mention positive feedback about customer service, frequently highlighting helpful, polite, and... See more

Response time

People report ambiguous experiences with response time, as some reviewers praise the quick phone support,... See more

Customer communications

Consumers find customer communications to be ambiguous, while some reviewers noted quick responses by email... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I found the person I spoke to was extremely helpful after I explained the situation regarding the fact that I had not owned the car for over two years. He then assured me that I would be contacted in... See more

Company replied

Rated 4 out of 5 stars

I had a problem with a Direct Debit . It was solved by the Advisor completely and I was given a verbal apology for the error I received the amended Direct Debit within 10 minutes of my conversation... See more

Company replied

Rated 4 out of 5 stars

Apart from having to navigate the ‘push button’ gate guardians at the start of the process my request was swiftly and professionally handled. Many thanks.

Company replied

Rated 5 out of 5 stars

Update to previous review! After leaving my review here I was quickly contacted by Georgina from EMac who explained everything very thoroughly to me regarding the communication problem . The situ... See more

Company replied


Company details

Written by the company

We work in close partnership with vehicle manufacturers and dealerships to strengthen their aftersales relationships with their customers, creating positive experiences that lead to increased loyalty and greater revenues. We call this ‘Ownercare’. The core of the business is service plans: with a live book of 1.8 million customers we are the acknowledged UK leader.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

7K reviews

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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 100% of negative reviews

Typically replies within 24 hours

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4.3

All reviews

(7,297)

1,026 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Dealt with Jason this morning and he…

Dealt with Jason this morning and he was terrific. He dealt with my query efficiently and left me highly satisfied with the outcome.

30 September 2026
Unprompted review
EMaC Ltd logo

Reply from EMaC Ltd

Good Morning,

Many thanks for your fantastic review! We are delighted you are happy with the service we have provided you with.

If we can help you with anything else in the future please do not hesitate to contact us.

Kind Regards,
James at EMaC

Rated 1 out of 5 stars

Not covered in their scope.

I’m disappointed with my experience with this repair plan.

I reported two separate scratches on my car. I was told that neither was covered because the damage was considered to involve ripples or major dents.

I have since taken the car to a body shop for an independent assessment. They confirmed that one scratch does have a slight dent, but the other scratch has no dent at all.

I therefore find it difficult to understand why both repairs were declined on the same basis. I would have expected the two areas of damage to be assessed separately and the terms of the repair plan to be applied accordingly.

I have now cancelled my plan and will not be using this company again.

30 September 2026
Unprompted review
EMaC Ltd logo

Reply from EMaC Ltd

Good Morning,

We are sorry to learn that your experience as an EMaC Plan holder has fallen short of expectation. We pride ourselves on our industry leading customer service levels and are keen to resolve your enquiry.

We have logged your dissatisfaction and will seek to improve our processes where possible.

Kind regards,
James at EMaC

Rated 5 out of 5 stars

I contacted EMAC with a query which was…

I contacted EMAC with a query which was dealt with effectively and efficiently, thank you.

7 September 2026
Unprompted review
EMaC Ltd logo

Reply from EMaC Ltd

Good Morning,

Many thanks for your fantastic review! We are delighted you are happy with the service we have provided you with.

If we can help you with anything else in the future please do not hesitate to contact us.

Kind Regards,
James at EMaC

Rated 5 out of 5 stars

Great company to deal with

Great company to deal with, helpful and friendly staff.
Will use them again today when we pick up our new car

30 September 2026
Unprompted review
EMaC Ltd logo

Reply from EMaC Ltd

Good Morning,

Many thanks for your fantastic review! We are delighted you are happy with the service we have provided you with.

If we can help you with anything else in the future please do not hesitate to contact us.

Kind Regards,
James at EMaC

Rated 4 out of 5 stars

Good Service but rant about SYTNER who sold me the product

The assistant I spoke with was courteous and helpful. I did not like the endless button pressing to get through the whole dial-in process telling the robot-voice exactly what I wanted one button at a time only to be asked what I wanted at the end of the call with the assistant. a total waste of time and money on these types of delay-the-call "systems" because there are not enough staff hired to actually take a call. inhuman, annoying, it delays the call, and asks you questions that you only have to repeat when you get a real person. this is not e-mac's fault only I don't like these systems. the service I received on the phone was first class. as for the product sold to me by SYTNER BRISTOL- service, mot warranty and alloy/colour maintenance, as far this company is concerned they are completely contemptable of their customers. the garage I had to get to do the work on my car would not even consider the warranty I had even though it says it is covered. It does not deliver in this sense. SYTNER delay doing MOTS, then they service the car then charge you for parts covered by the warranty because the MOT was not done first. if they can do one at all that is when you need it done (the "ramp keeps breaking"); you cant get hold of them on the phone (at all); you ask for valet or leak investigation they don't do it and say they have done; you get gaslit by the service manager and they hood-wink you. AVOID AT ALL COSTS (see my other trust pilot reviews re SYTNER. EMAC good; SYTNER bad.

29 September 2026
Unprompted review
EMaC Ltd logo

Reply from EMaC Ltd

Good Morning,

Thankyou for your review! we'll take your feedback on board regarding our IVR to seek improvement where we can and are glad that you are happy with the service received from EMaC.

Kind Regards
James at EMaC

Rated 5 out of 5 stars

Emac customer Service and sales.

My dealings with Emac customer Service and saleshave been easy always get the information I require for the man and the woman that I dealt with they were very pleasant helpful no question was too difficult. 10 out of 10 thanks Emac.

28 September 2026
Unprompted review
EMaC Ltd logo

Reply from EMaC Ltd

Good Morning,

Many thanks for your fantastic review! We are delighted you are happy with the service we have provided you with.

If we can help you with anything else in the future please do not hesitate to contact us.

Kind Regards,
James at EMaC

Rated 5 out of 5 stars

EMaC D/Debit problem

Amy your operator found my record from email and was immediately able to solve my D/D arrangement unlike my bank without any trouble

29 September 2026
Unprompted review
EMaC Ltd logo

Reply from EMaC Ltd

Good Morning,

Many thanks for your fantastic review! We are delighted you are happy with the service we have provided you with.

If we can help you with anything else in the future please do not hesitate to contact us.

Kind Regards,
James at EMaC

Rated 5 out of 5 stars

Excellent service

23 September 2026
Unprompted review
EMaC Ltd logo

Reply from EMaC Ltd

Good Morning,

Many thanks for your fantastic review! We are delighted you are happy with the service we have provided you with.

If we can help you with anything else in the future please do not hesitate to contact us.

Kind Regards,
James at EMaC

Rated 1 out of 5 stars

Puncture resulting in flat tyre on side…

Puncture resulting in flat tyre on side of road. AA attended and said tyre not repairable and needed replacement. Tyres almost new. Great service from the AA. Taken to nearest tyre workshop and tyre replaced. Stressful time as we have young children in the car. Policy would not pay out as work not pre approved and no photo of damaged tyre. The leaflet given to us when we took out the policy does not mention getting pre authorisation. I suggest this be added rather than burying in the T and C’s. AA opinion not counted. Tried to complain through complaints department who just passed it back to the department who dismissed the original request. Why have a complaints department? Email responses very slow. Wish we hadn’t taken out the policy with this company.

26 August 2026
Unprompted review
EMaC Ltd logo

Reply from EMaC Ltd

Good Afternoon Julie,

Thankyou for your review, I'm sorry to hear that you are not satisfied with the service you have received, EMaC strive to provide the best service possible at all stages.

We have identified your plan and have ensured a complaint has been logged for you. You will receive a final response in due course. Please be aware that our complaint department work to a 28 day timescale for response.

Kind Regards

James at EMaC

Rated 1 out of 5 stars

I took out an EMaC warranty expecting…

I took out an EMaC warranty expecting that if I had a serious mechanical problem with my vehicle, I would receive support when I needed it.
Unfortunately, my experience has been very disappointing.
I reported a gearbox/transmission issue with my Kia Niro and contacted EMaC regarding the problem. EMaC directed me to City Fleet Care Ltd for a diagnostic inspection. I followed their instructions and paid £96 (£80 + £16 VAT) for the diagnostic.
City Fleet Care identified an issue relating to the gearbox. I was then referred towards getting the vehicle inspected by a specialist, Driver Transmission in Birmingham. They provided a repair estimate of around £2,500 for a gearbox rebuild and new clutch. However, I was told there were concerns about dismantling the gearbox because EMaC might not authorise the repair, potentially leaving me responsible for the costs.
What I find particularly frustrating is that EMaC later refused to reimburse the £96 diagnostic fee, stating that the repair had not been authorised. This was despite the fact that EMaC had directed me to City Fleet Care for the diagnostic in the first place.
I understand that warranty companies have terms and conditions and that repairs may require authorisation. However, as a customer, I expected clearer communication and proper support throughout the claims process.
I have now cancelled the EMaC warranty because I no longer have confidence in the way my claim was handled.
My experience has been extremely frustrating, particularly after paying for a warranty and then being left uncertain about whether the necessary repair would actually be covered.
I would recommend that anyone considering an EMaC warranty carefully reads the terms and, importantly, understands exactly what diagnostic and repair costs they could potentially be left responsible for.

24 September 2026
Unprompted review
EMaC Ltd logo

Reply from EMaC Ltd

Good Morning,

We are sorry to learn that your experience as an EMaC Plan holder has fallen short of expectation. We pride ourselves on our industry leading customer service levels and are keen to resolve your enquiry.

We have located your plan and a team of our team will be in contact with you in due course to discuss your query.

Kind regards,
James at EMaC.

Rated 5 out of 5 stars

Andrea the agent I spoke to was really…

Andrea the agent I spoke to was really helpful, knew her stuff and my query was dealt with quickly. Thankyou.

25 September 2026
Unprompted review
EMaC Ltd logo

Reply from EMaC Ltd

Good Morning,

Many thanks for your fantastic review! We are delighted you are happy with the service we have provided you with.

If we can help you with anything else in the future please do not hesitate to contact us.

Kind Regards,
James at EMaC

Rated 5 out of 5 stars

Service plan problem

Talked to Jason could not of been more helpful
sorted out direct debit missed payments and rearrange collection date with no fuss made it so easy thank you

25 September 2026
Unprompted review
EMaC Ltd logo

Reply from EMaC Ltd

Good Morning,

Many thanks for your fantastic review! We are delighted you are happy with the service we have provided you with.

If we can help you with anything else in the future please do not hesitate to contact us.

Kind Regards,
James at EMaC

Rated 1 out of 5 stars

£600 plan worst investment ever.

I must say this £600 plan has been my all time most wasted outlay. Alloy wheel and cosmetic cover for my BMW, was told they would rectify any issues with my alloy wheels. Within 4 months of buying my car, the lacquer began peeling from the wheels. Submitted photos, told not covered for that kind of issue. Talked to BMW. sympathetic but couldn't help. Been a year now, in the last week, sent pictures which include mild curbing and pitting, alloy scabs. Told plan doesn't include that either. Under no circumstances would I ever recommend this as a plan. Would have been better off banking the money and getting them done by myself. I was told this cover would sort my wheels for my lifetime with the car. Totally mis-sold.

Have since been asked for further details, sent them to Trust pilot, heard nothing more. Kind of underlines my review....

24 September 2026
Unprompted review
EMaC Ltd logo

Reply from EMaC Ltd

Good Afternoon,

We are sorry to learn that your experience as an EMaC Plan holder has fallen short of expectation.

We pride ourselves on our industry leading customer service levels and are keen to resolve your enquiry. We would like the opportunity to understand your complaint fully and review it further but to do so we would require details of your plan to locate the plan information.

We've asked for additional information to help us find your plan. If possible, please provide your plan number or vehicle registration.

Once we receive this information, we will be happy to review this with urgent attention.

Kind regards,
James at EMaC

Rated 1 out of 5 stars

Up selling a incompatible policy

I was wrongfully sold this policy at the point of sale and I strongly believe that both the dealership and Emac were fully aware that this was not a compatible policy for me for ownership reason. Other issues included not mentioning limitations, exclusions et cetera et cetera at the point of sale so I could make an informed decision.

Fast forward a year and a half later I go to make a claim and one third was not even acknowledged, one third was dismissed and pointed towards making a claim on my insurance and the last third that they wanted to do I could just do myself if I wanted to.

I complained to the dealership they passed me to Emac and in the first communication they basically told me I should’ve cancelled within 14 days and they’re only gonna offer for me just over half of the £700 that I paid. I should’ve taken a note then about how they regard their customers.

Reading through other reviews, I can see their playbook is the same they don’t bother to really look into the issue. They’re not interested in trying to resolve it amicably but they’re quite happy to take money for nothing.

I’m absolutely disguste. Buyer beware.

2 June 2026
Unprompted review
EMaC Ltd logo

Reply from EMaC Ltd

Good Afternoon,

We are sorry to learn that your experience as an EMaC Plan holder has fallen short of expectation.

We pride ourselves on our industry leading customer service levels and are keen to resolve your enquiry. We would like the opportunity to understand your complaint fully and review it further but to do so we would require details of your plan to locate the plan information.

We've asked for additional information to help us find your plan. If possible, please provide your plan number or vehicle registration.

Once we receive this information, we will be happy to review this with urgent attention.

Kind regards,
James at EMaC

Rated 5 out of 5 stars

I would echo some of the thoughts of…

I would echo some of the thoughts of previous contributors. Someone real to speak to extremely good communication really good empathy and fast action to get the problem solved.

23 September 2026
Unprompted review
EMaC Ltd logo

Reply from EMaC Ltd

Good Afternoon,

Many thanks for your fantastic review! We are delighted you are happy with the service we have provided you with.

If we can help you with anything else in the future please do not hesitate to contact us.

Kind Regards,
James at EMaC

Rated 5 out of 5 stars

Efficient

Efficient, helpful & courteous when dealing with my queries. Follow up calls were dealt in a similar fashion

23 September 2026
Unprompted review
EMaC Ltd logo

Reply from EMaC Ltd

Good Afternoon,

Many thanks for your fantastic review! We are delighted you are happy with the service we have provided you with.

If we can help you with anything else in the future please do not hesitate to contact us.

Kind Regards,
James at EMaC

Rated 5 out of 5 stars

Great service.

22 September 2026
Unprompted review
EMaC Ltd logo

Reply from EMaC Ltd

Good Afternoon,

Many thanks for your fantastic review! We are delighted you are happy with the service we have provided you with.

If we can help you with anything else in the future please do not hesitate to contact us.

Kind Regards,
James at EMaC

Rated 5 out of 5 stars

Straight forward dialling system to get…

Straight forward dialling system to get the right person. The advisor who took my call, made me feelat ease and sorted out my Registration transfer to my service plan. The whole process took less than 3 1/2 minutes.Great customer service, A whole lot quicker than the car dealership. Many thanks John

22 September 2026
Unprompted review
EMaC Ltd logo

Reply from EMaC Ltd

Good Afternoon,

Many thanks for your fantastic review! We are delighted you are happy with the service we have provided you with.

If we can help you with anything else in the future please do not hesitate to contact us.

Kind Regards,
James at EMaC

Rated 5 out of 5 stars

Change of home address done easily and…

Change of home address done easily and quickly. Gentleman was very efficient

21 September 2026
Unprompted review
EMaC Ltd logo

Reply from EMaC Ltd

Good Afternoon,

Many thanks for your fantastic review! We are delighted you are happy with the service we have provided you with.

If we can help you with anything else in the future please do not hesitate to contact us.

Kind Regards,
James at EMaC

Rated 4 out of 5 stars

Eventually got past the automated entry…

Eventually got past the automated entry system and spoke to a very helpful human being. I think he was real not AI, but you never know. Anyway I'm sorted.

17 September 2026
Unprompted review
EMaC Ltd logo

Reply from EMaC Ltd

Good Afternoon,

Many thanks for your fantastic review! We are delighted you are happy with the service we have provided you with.

If we can help you with anything else in the future please do not hesitate to contact us.

Kind Regards,
James at EMaC

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