Desjardins Group Reviews 

202
TrustScore 1.5 out of 5

1.4

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Review summary

Created with AI, based on recent reviews

Looking at 51 reviews, most reviewers were let down by their experience overall. Consumers frequently expressed deep frustration regarding unhelpful customer service agents, excessively long phone hold times, and repeated difficulties when attempting to get various insurance claims properly resolved. Reviewers additionally shared experiencing severe problems involving unexpected payment deductions, unintended account withdrawals processed without proper notifications, and sudden frustrating account lockouts. Some reviewers were happy with the dedicated branch staff who genuinely tried hard to assist clients. Certain consumers also noted that specific local team members and financial advisors consistently provided wonderful integrity and welcoming service during their branch visits.

What people talk about most

Service

Customers had negative experiences with service, consistently reporting disappointment and frustration.... See more

Customer service

Customers consistently note negative experiences with customer service, reporting absolute frustration with... See more

Payment

Reviewers highlight negative aspects of payment and transactions, consistently reporting frustration with... See more

Claim

Consumers find claim experiences deeply frustrating and consistently negative. Reviewers report excessive... See more

Reviews shaping this summary

Rated 1 out of 5 stars

Waste of time. I completed all of the paperwork to transfer my funds out of desjardins and they never sent me my RRSPs or notified me that I still had RRSPs with them. When I called to correct the iss... See more

Rated 1 out of 5 stars

Pathetic customer service department. Did not notify of the auto payment bouncing and without notifying recharged the account again. This time received notification stating that there were 2 trials to... See more

Rated 1 out of 5 stars

One of worst worst companies I have had to deal with in my life !!!! Put you on hold for hours and hours on end !!!also lie saying they can’t cancel a transaction you do from your own account with you... See more

Rated 1 out of 5 stars

I had been a loyal customer for 5 years of travel insurance. When an eye surgery occurred on vacation they simply stalled and refused to pay. They believe that the amount (I only claimed the surgery a... See more


Company details

  1. Bank
  2. Financial Consultant
  3. Insurance Agency

Information provided by various external sources

The Desjardins Group is a Canadian cooperative that is the largest federation of credit unions in North America, and is counted among the World's Strongest Banks according to the Banker magazine.


Contact info

1.4

Bad

TrustScore 1.5 out of 5

202 reviews

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1.4

All reviews

(202)

78 reviews in the last 12 months

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Rated 1 out of 5 stars

Devoid of Humanity and Purpose

I had to take medical leave and have Desjardins group health insurance through my employer. The lack of communication when I submitted medical documents was the first problem. It was well over a month when I filed a complaint regarding the handling of my file. I had to call to inquire on the status of my claim several times, only to find that my file had moved from several claims specialists after being approved. By the three month mark, I was communicating with my claims specialist, Ms. Bacon, who was offering a return to work option which completely contradicted HR and my surgeon. The entire experience was filled with anxiety while being misinformed. In the end, my file was closed, however I continued to enforce my rights under Bill 68. I wish to encourage others who are going through the same situation. Not one pamphlet given to me from HR about the Desjardins STD was accurate. Most insurance companies, including Desjardins, DO NOT CARE ABOUT YOU, YOUR HEALTH OR YOUR FAMILY. They are not your friend or advisor in any sense of the word. Their mission is to close your file ASAP, because it's a money making business. My advice: make sure to call CNESST and get legal advice to become informed about your workers rights.

23 January 2026
Unprompted review
Rated 1 out of 5 stars

Health concerns

My Wife was denied group benefits because her BMI was higher then their metric allows. They straight up fat shamed a person as a reason to deny benefits that could potentially improve their life to make it easier

23 January 2026
Unprompted review
Rated 1 out of 5 stars

Tried to get insurance

Tried to get insurance. Gave all my info. After all that was told they won't insure me. ( i had a seizure for the first time while driving and wrecked a car ) i don't get it . I was given a card for them by someone who they insured. He was charged with drunk driving. MAKES NO SENSE !

8 December 2025
Unprompted review
Rated 1 out of 5 stars

Pathetic customer service department

Pathetic customer service department. Did not notify of the auto payment bouncing and without notifying recharged the account again. This time received notification stating that there were 2 trials to charge the account and they charged the NSF fee and when spoken to the Customer Service they referred to Billing department and they would not waive off the NSF fee. First time the payment bounced and upon requesting they are just straight up rude. Please do not go with these guys. They just increase the premium no matter if you have clean record. Money mongering company. Thats all these guys are. Stay away from these scavengers.

16 December 2025
Unprompted review
Rated 1 out of 5 stars

Terrible Experience with Desjardins Group

I had a credit card application rejected with absolutely no explanation. Despite multiple attempts, I received no response, no resolution, and no guidance from their team. This was a complete waste of my time, especially considering my excellent credit score. Extremely frustrating and unprofessional. I would not recommend dealing with Desjardins if you expect transparency or support.

26 November 2025
Unprompted review
Rated 1 out of 5 stars

Stay Away - Simply Terrible Experience

I had been a loyal customer for 5 years of travel insurance. When an eye surgery occurred on vacation they simply stalled and refused to pay. They believe that the amount (I only claimed the surgery and no incidentals) was low so they could simply ignore it. I litigated it and they still delayed. Stay away from this company. My opinion is they are very unethical.

27 February 2025
Unprompted review
Rated 1 out of 5 stars

Terrible Customer Service

Absolutely disgusted by the so called "Customer Service" at Desjardins Insurance. We were finally contacted by Desjardins after we thought our policy had been automatically renewed, only to be told that our policy was cancelled and a reinstatement fee would be required. We paid it because we had no other choice, but after this experience, we will be shopping around for an insurance company with decent customer service. Incredibly disappointed with these people!

3 December 2025
Unprompted review
Rated 1 out of 5 stars

Waste of time

Waste of time. I completed all of the paperwork to transfer my funds out of desjardins and they never sent me my RRSPs or notified me that I still had RRSPs with them. When I called to correct the issue, they placed blame on my requesting institution and said too bad, while they took years of admin fees. Wasted numerous hours on the phone with them all to just lose those funds and close my account. When I asked to speak to a manager they said their policies wouldn't allow that and I would have to submit a complaint. However, if I submit a complaint, then they won't close my account. Went around and around in circles with them never taking any accountability. Would never work with them again!

17 November 2025
Unprompted review
Rated 1 out of 5 stars

No trust, I received an message regarding my…

I received an message regarding my banking some years ago regarding data breach, I got on it right away I was to call lawyer spoke on the telephone for many many hours to this lawyer (pc mastercard, a card that someone applied for under my name) and Equifax.. Spoke to lawyer several times giving new info and dates from Equifax she informed me that there would be compensation for those who were affected (she called me again and said I wasn't affected) I was shocked I told her oh OK so it just so happen pc mastercard just called me and then this at the same time now that's a big coincidence isn't it (I'm assuming desjardins didn't really want to compensate... Now to yesterday Oct 2025 I received a call from an OPP telling me my identity was compromised yet again apparently during the first identity theft these scammers sold my info to criminals but they r using it for online gambling sites for credit, called my bank again to see if I could get in touch with someone who can help me called 4 times and 4 times call went dead I would never deal with this bank DO NOT open an account with this bank and I hope Desjardins sees this and contacts me because you can't get through to them I spent 3 hours on the phone explaining and explaining to the next person then again to next person... I hope this gets resolved with the OPP and now the waiting game starts......

29 October 2025
Unprompted review
Rated 5 out of 5 stars

“Exceptional Service and Trust — The Miras Difference!”

Anastasio Miras and his team are amazing! They PROVE that Desjardins is a good investment choice by being Professional, Respectful, Valuable, and earning your Trust. My family has been with the Miras Financial Advisors and Investments, and we continue to be impressed by their integrity and service. Highly recommend Anastasio!

22 September 2025
Unprompted review
Rated 1 out of 5 stars

The service is very very very slow and…

The service is very very very slow and there is no accountability. My personal financial rep at the Pointe Claire branch takes weeks to move; he doesnt call back or respond to emails timely. When I called the branch to complain, they took details and asked me to hold on until they can open a case. I was put on hold for 35 minutes just to open a case .... if this is the amount of time it takes them to open a case, what the hell am I complaining about!

21 September 2025
Unprompted review
Rated 1 out of 5 stars

One of worst worst companies I have had…

One of worst worst companies I have had to deal with in my life !!!! Put you on hold for hours and hours on end !!!also lie saying they can’t cancel a transaction you do from your own account with your own money !!! I will be letting and posting on all Social Media Platforms about this they need to better train their STAFF about customer service . It doesn’t even deserve 1 STAR .

19 September 2025
Unprompted review
Rated 5 out of 5 stars

Fast and efficient

I had a small accident the saturday, with all my 4 kids. The sunday everything was done by Desjardins insurrance, the process is very smooth and easy. I'm waiting for the appointment for replace some parts but until now i'm having a great experience with Desjardins. Even today, day of labour day, desjardins contacted me for replace all the kids seats at the actual value of it. Just Amazing.

31 August 2025
Unprompted review
Rated 1 out of 5 stars

Going in circles

I've had to do repeat calls to Desjardins for the same purpose and there is no record between the calls. Agents do not seem to know what they are doing and have advised me wrong multiple times. I've repeated the same process and still don't have a result. I want to move my business away from Desjardins.

30 July 2025
Unprompted review
Rated 1 out of 5 stars

Awful services at Desjardins

Awful services at Desjardins, I asked for a money transfer from my pension plan to another institute and it took over 3 weeks to get it done!!!! I called them 4 times and they keep giving me excuses without any outcome!!! stay away from them.

9 July 2025
Unprompted review
Rated 1 out of 5 stars

Insurance Quote not Honoured

Very disappointed with Jamie Grabell, Desjardins Insurance Agent (Toronto) and Desjardins Insurance (Customer Service, Dissatisfaction Handling Team). I received a quote for vehicle insurance. Then five days later, when I went to finalize it, the annual price had gone up, “just a slight increase” Jamie said, but it was $552 more annually. Apparently, the insurer/Jamie Grabell/Desjardins does not need to honour a quote. It can be changed, by them, at will and with no evidence nor reason provided. In what other industry can a quote be changed with no explanation given? Then, upon cancellation, as a result of this unfounded increase, I am charged “an early termination fee”. We had been with State Farm and then Desjardin for decades. Given this experience, I would not recommend Jamie Grabell, nor Desjardin Insurance.

11 September 2024
Unprompted review
Rated 1 out of 5 stars

I spend 8 hours on multiple calls to…

I spend 8 hours on multiple calls to customer service stuck on hold everytime for over an hour each time, no one answers - does anyone actually work there?
Lost hours of my life and still cannot fix my issue because no one ever answers the call.

7 July 2025
Unprompted review

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