NatWest Cushon Reviews 1,905

TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Looking at 545 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the user-friendly app, highlighting its ease of navigation and the clear overview it provides of their pension information. Many appreciate the seamless process of consolidating multiple pensions into one pot, noting the minimal effort required on their part. The service is often described as excellent, with consumers commending the efficient and straightforward approach to managing their finances. Reviewers also consistently highlight the helpfulness and responsiveness of the staff and customer service, making interactions pleasant and productive. However, some customers reported dissatisfaction with the service, particularly regarding pension transfers, with some experiencing delays of several months. A few people also mentioned issues with the app when attempting to withdraw funds, describing the process as difficult and leading to missed deadlines.

What people talk about most

User experience

Reviewers highlight positive aspects of user experience, with many finding the app and website easy to use,... See more

Service

Customers had positive experiences with service, particularly praising the efficiency and ease of pension... See more

Application

Customers consistently note positive experiences with the app, praising its ease of use and navigation. Many... See more

Customer service

People report positive experiences with customer service. Many customers praise the helpfulness and... See more

Staff

Consumers generally express satisfaction with the staff, highlighting their helpfulness, politeness, and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

We recently changed our workplace pension provider from Nest to Cushon. The process was painless and the implementation team (shout out to Lewis!) was very helpful and quick to respond to any querie... See more

Rated 5 out of 5 stars

First off, the app is easy to navigate. They tracked all my pensions with other company and put them together in one pot. I can also see the estimated amount by the age of 65, which is very much encou... See more

Rated 5 out of 5 stars

A great, helpful and personable company with staff who know the product - which was a breathe of fresh air after the previous provider. It's a big decision to change service both for the company and... See more

Rated 5 out of 5 stars

I have changed jobs a few times and each time I wanted to pull all my pensions together and the transfer process was a nightmare and forms to post and fill out and ids to gather and send off. Just so... See more


Company details

  1. Retirement Scheme Provider
  2. Investment Service

About NatWest Cushon

Written by the company

NatWest Cushon

NatWest Cushon is a fintech workplace savings and pension business, using its world-leading financial technology to bring innovation to workplace savings to help people get comfortable with saving and investing.

In 2023, Cushon was acquired by NatWest Group and has since rebranded to NatWest Cushon.

Contact info

4.6

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
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1-star

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Rated 5 out of 5 stars

Adding employee details in the portal

The service is very faster thanks for all your help.

3 March 2026
Unprompted review
NatWest Cushon logo

Reply from NatWest Cushon

Thanks so much for giving us your feedback, it means a lot and we're glad you are enjoying your experience. Please keep us posted on how you're doing and let us know if there's anything more we can do for you.

Rated 1 out of 5 stars

The Cushon app is shockingly bad

The Cushon app is shockingly bad. Refers you to links that don't exist (no attachments option in documents). Unable to link withdrawal to bank account even after emailing copy of bank statement. Tried to resolve issue by phoning customer services who tell me they'll escalate issue - still unresolved after several attempts. No mention on app that you cannot make a partial withdrawal if the pension is worth less than £10k. Used to bank with NatWest years ago when it was a competent company - the days of competency are in the past. Each person I have spoken to on the phone has been very polite but the issue remains unresolved.

5 March 2026
Unprompted review
NatWest Cushon logo

Reply from NatWest Cushon

Hello,

We are sorry to hear of the difficulties you have experienced and thank you for bringing this to our attention.

You'll see that our team have requested some additional information so we can find your account, investigate further and get this sorted.

Thank you and best regards,

Team NatWest Cushon

Rated 5 out of 5 stars

Very prompt and efficient response to…

Very prompt and efficient response to my queries

27 February 2026
Unprompted review
NatWest Cushon logo

Reply from NatWest Cushon

Hi Paul,

Thanks so much for your review! We're so pleased to hear that our Customer Service team provided an excellent service in helping with your queries. Please continue to share your feedback with us in the future.

Team NatWest Cushon

Rated 5 out of 5 stars

Moving our company pension scheme to Cushon

Moving our company pension scheme to Cushon was easy because we had Cushon employee's helping us with the process and resources we could use. Lewis from Cushon was very knowledgeable and nothing was too much trouble for him. The letter templates and guides were useful. The cushon system is very easy to navigate and linked to our payroll system.

22 December 2025
Unprompted review
NatWest Cushon logo

Reply from NatWest Cushon

Hi Alison,

Thanks so much for your 5 * review. We're so glad you are enjoying your Cushon experience so far! Please continue to leave us feedback as you use the app and engage with your savings.



Team NatWest Cushon

Rated 5 out of 5 stars

Emails were easy to understand.

Emails were easy to understand.
Any Questions were dealt with quickly and explained clearly.

11 February 2026
Unprompted review
NatWest Cushon logo

Reply from NatWest Cushon

Thank you for your recent review. It’s great to hear that you're enjoying your Cushon experience so far and find our email updates useful. Keep us posted on how you're doing and let us know if there's anything more we can do for you.

Rated 5 out of 5 stars

Really quick and helpful responses

Really quick and helpful responses

25 February 2026
Unprompted review
NatWest Cushon logo

Reply from NatWest Cushon

Hi Carol,

Thanks for your review! We're so glad our Customer Service team has been of assistance to you. Please continue to share your feedback with us in the future.

Team NatWest Cushon

Rated 5 out of 5 stars

Was very pleased with cushon

Was very pleased with cushon, the advisors that helped me were very polite and helpful all in all a good experience from start to finish and I extend my gratitude many thanks..

17 February 2026
Unprompted review
Rated 5 out of 5 stars

You can actually speak to people!!!

A great, helpful and personable company with staff who know the product - which was a breathe of fresh air after the previous provider. It's a big decision to change service both for the company and staff, but moving to Cushon was right in so many ways.

3 February 2026
Unprompted review
Rated 1 out of 5 stars

Repeated platform failures and poor communication — cannot recommend for ISA

I would strongly discourage anyone from opening an ISA with Cushon based on my experience.

Across multiple issues, the recurring pattern has been the same: long delays, unclear timelines, and critical failures with little to no proactive communication. In my case:
• An investment/risk switch remained pending well beyond the stated processing timeframe, leaving my account in an “in-flight” state for an extended period.
• A withdrawal request failed because withdrawals cannot be processed while a switch is in progress — but I was not notified by email, in-app message, or phone. I only discovered it after I proactively contacted support.
• I was then told the withdrawal had moved into a permanently failed state and would need to be re-submitted, again creating uncertainty around access to my own funds.
• Support acknowledged that no notification was sent, and updates were vague (e.g., “mid next week”) rather than providing firm dates and clear next steps.

For a provider handling long-term savings, the basics need to be reliable: accurate status updates, predictable turnaround times, and immediate notifications when withdrawals fail or are cancelled. My experience has been the opposite — and that’s not something I’m willing to accept for an ISA.

Until Cushon demonstrates that its platform and communication processes are robust, I cannot recommend them to anyone who values timely access to funds and clear, accountable customer service.

3 February 2026
Unprompted review
NatWest Cushon logo

Reply from NatWest Cushon

Hi Debapratim,

Thank you for visiting our Trustpilot site and leaving a review. We are sorry to hear of the difficulties you have experienced, this does not meet the standard of service we aim to provide at Cushon.

We’ve escalated your concerns internally with our Support Team and a team member will follow up directly as soon as possible.

Team NatWest Cushon

Rated 5 out of 5 stars

Transferring all your pension to one place so easy

I have changed jobs a few times and each time I wanted to pull all my pensions together and the transfer process was a nightmare and forms to post and fill out and ids to gather and send off. Just so many hurdles. But my current job uses natwest cushion for pension and when I logged onto app you give it very basic information and away it goes and finds all your pensions. Does all the heavy lifting. Sorts it that you can approve online through the app. It was so easy. For the first time I now have all my pensions combined into this natwest cushion with very little hassle or time needed from me. Absolutely brilliant. So impressed. Thank you natwest for making everything easy and straightforward.

21 January 2026
Unprompted review

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