Creditfix Reviews 

44,428
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Looking at 3,390 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the dedicated staff members for being exceptionally polite, professional, and thoroughly supportive when answering complex questions about their ongoing payment plans. Many people note that helpful customer service representatives provide clear guidance, prompt responses, and valuable reassurance during difficult and stressful financial situations. However, some people mentioned experiencing frustrating administrative delays and poor communication when attempting to complete their final account closures. Reviewers also noted that payment tracking discrepancies and unexpected charges occasionally caused significant stress and confusion near the very end of their service arrangement.

What people talk about most

Staff

Reviewers mention positive feedback about staff, highlighting helpful and professional customer service.... See more

Customer service

Customers consistently note positive experiences with customer service, praising support agents for being... See more

Service

Users describe positive interactions with service, highlighting helpful and professional support throughout... See more

Payment

People report positive experiences with payment, noting that making their final contributions and settling... See more

Response time

Consumers find response time to be positive, consistently reporting prompt and efficient service from the... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Just into my final year of my IVA with creditfix and missed a payment due to a change of bank details. Spoke to a fantastic young man called Charlie McAteer who helped with taking the payment and... See more

Rated 5 out of 5 stars

I called up to have my account sent to closures. Ruth was absolutely fantastic. Walked me through every step and assured me my certificate would come up to 6 months and there was nothing I need to do... See more

Company replied

Rated 5 out of 5 stars

Called Creditfix earlier with a query, I was assisted by Keertisha Seeram She instantly and precisely dealt with my questions and gave me a more than satisfactory outcome. She was absolutely deligh... See more

Company replied

Rated 5 out of 5 stars

I called today for my closer certificate and was assisted by Roopshita, she was very professional dealing with my situation, explained everything so passionately and in a polite manner, even repeating... See more

Company replied


Company details

  1. Insolvency Service
  2. Credit Counseling Service
  3. Debt Relief Service

About Creditfix

Written by the company

Creditfix and UK Debt Expert are two of the UK's leading debt help companies. As part of the Creditfix Group they provide confidential support to those in need. Talking about debt isn't always easy, that's why our experts are proud to offer friendly, non-judgemental guidance on all the solutions available to help people make informed decisions for a brighter financial future.

Write off up to 81% of your unsecured debts

We've helped over 185,000 people out of debt and we can help you

How much debt do you have?

£0 - £2,000

£2,000 - £6,000

£6,000 - £20,000

£20,000 +


Contact info

4.9

Excellent

TrustScore 5 out of 5

44K reviews

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No recent history of asking for reviews

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4.9

All reviews

(44,428)

3,190 reviews in the last 12 months

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Rated 5 out of 5 stars

Priyamee from creditfix

Priyamee, was the only person ive spoken to who was able to address certain questions i had about my iva and she was very attentive and sent everything i needed in written form aswell via email. Very easy to speak to, great customer service

11 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Hi there,

Thanks for taking the time to share your experience with us. Your feedback is important to us and allows us to continue to support people in a similar situation to you and plays a vital part in encouraging others to find financial help.

If you ever need to speak to a member of the team in the future, you can contact us on:
Telephone: 0800 0431 431
Email - customerservice@creditfix.co.uk
Live Chat - www.creditfix.co.uk

All the best,
Sean – Manager

Rated 5 out of 5 stars

Excellent customer service from… Stephanie Nongogo

Excellent customer service from Stephanie Nongogo today, sorted my issue within minutes and was very polite and helpful 🙂

11 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Hi there,

Thanks for taking the time to share your experience with us. Your feedback is important to us and allows us to continue to support people in a similar situation to you and plays a vital part in encouraging others to find financial help.

If you ever need to speak to a member of the team in the future, you can contact us on:
Telephone: 0800 0431 431
Email - customerservice@creditfix.co.uk
Live Chat - www.creditfix.co.uk

All the best,
Sean – Manager

Rated 5 out of 5 stars

Really helpful and easy to deal with

Really helpful and easy to deal with. Urtika from the closure department was really helpful when my Iva came to an end. So glad I went for this.

11 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Hi there,

Thanks for taking the time to share your experience with us. Your feedback is important to us and allows us to continue to support people in a similar situation to you and plays a vital part in encouraging others to find financial help.

If you ever need to speak to a member of the team in the future, you can contact us on:
Telephone: 0800 0431 431
Email - customerservice@creditfix.co.uk
Live Chat - www.creditfix.co.uk

All the best,
Sean – Manager

Rated 5 out of 5 stars

Ver friendly lady ,polite helpfull…

Ver friendly lady ,polite helpfull pleasure talking to her

11 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Hi there,

Thanks for taking the time to share your experience with us. Your feedback is important to us and allows us to continue to support people in a similar situation to you and plays a vital part in encouraging others to find financial help.

If you ever need to speak to a member of the team in the future, you can contact us on:
Telephone: 0800 0431 431
Email - customerservice@creditfix.co.uk
Live Chat - www.creditfix.co.uk

All the best,
Sean – Manager

Rated 5 out of 5 stars

I can close my IVA account now

I can close my IVA account now. During the hardest period of my life, Creditfix helped me through this long journey, and Vidhee Boyjoo helped me with the final step. I appreciate your support!

11 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Hi there,

Thanks for taking the time to share your experience with us. Your feedback is important to us and allows us to continue to support people in a similar situation to you and plays a vital part in encouraging others to find financial help.

If you ever need to speak to a member of the team in the future, you can contact us on:
Telephone: 0800 0431 431
Email - customerservice@creditfix.co.uk
Live Chat - www.creditfix.co.uk

All the best,
Sean – Manager

Rated 5 out of 5 stars

Very helpful

I reported my situation to EbeneGate and they were immediately on it. They negotiated a payment that worked for me. My supervisor, Dylan Quail was a wonder to me. His leadership led to my completion of my IVA! It was a painful six years, but the end came up surprisingly quick. EbeneGate saw me through it all. Dylan and EbeneGate are to be commended!

Robert Hughes

10 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Hi there,

Thanks for taking the time to share your experience with us. Your feedback is important to us and allows us to continue to support people in a similar situation to you and plays a vital part in encouraging others to find financial help.

If you ever need to speak to a member of the team in the future, you can contact us on:
Telephone: 0800 0431 431
Email - customerservice@creditfix.co.uk
Live Chat - www.creditfix.co.uk

All the best,
Sean – Manager

Rated 5 out of 5 stars

great customer care ,very polite and…

great customer care ,very polite and was all round a good experience.

10 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Hi there,

Thanks for taking the time to share your experience with us. Your feedback is important to us and allows us to continue to support people in a similar situation to you and plays a vital part in encouraging others to find financial help.

If you ever need to speak to a member of the team in the future, you can contact us on:
Telephone: 0800 0431 431
Email - customerservice@creditfix.co.uk
Live Chat - www.creditfix.co.uk

All the best,
Sean – Manager

Rated 5 out of 5 stars

I had received a call from credit fix…

I had received a call from credit fix but couldn’t hear well.
Phoned customer service as I thought from what was said before meant I owed more money after my loan finishes in January.
Mikeal Dhalapah Was extremely patient, helpful and professional through out the call. Not only did
Mikeal Dhalapah Sort out the problem and reassured me that they only wanted august 2026 payment as I did not inform credit fix of my new bank details.
Mikeal Dhalapah Took all my new bank details so that credit fix can take my payments from September 1st 2026. He sent me a link so that I could pay missed August payment, which was very easy.
Then Mikeal Dhalapah ensured that my physical and mental health was ok and that I do not have to to worry about my loan as all is good.
I feel that Mikeal Dhalapah Went above and beyond for me.

10 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Hi there,

Thanks for taking the time to share your experience with us. Your feedback is important to us and allows us to continue to support people in a similar situation to you and plays a vital part in encouraging others to find financial help.

If you ever need to speak to a member of the team in the future, you can contact us on:
Telephone: 0800 0431 431
Email - customerservice@creditfix.co.uk
Live Chat - www.creditfix.co.uk

All the best,
Sean – Manager

Rated 5 out of 5 stars

Harshikha was very helpful on the phone…

Harshikha was very helpful on the phone and answered all my questions in a knowledgeable way.

10 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Hi there,

Thanks for taking the time to share your experience with us. Your feedback is important to us and allows us to continue to support people in a similar situation to you and plays a vital part in encouraging others to find financial help.

If you ever need to speak to a member of the team in the future, you can contact us on:
Telephone: 0800 0431 431
Email - customerservice@creditfix.co.uk
Live Chat - www.creditfix.co.uk

All the best,
Sean – Manager

Rated 1 out of 5 stars

*DO NOT TAKE AN IVA OUT WITH CREDITFIX*

*DO NOT TAKE AN IVA OUT WITH CREDITFIX*

I genuinely cannot emphasise enough how incompetent Creditfix have been. I had a variation meeting arranged to end my IVA early, yet Creditfix failed to attend and withdrew the meeting.

They also failed to update my additional payments and account balance correctly, did not disclose the full information regarding my IVA, and ignored multiple emails despite repeated follow-ups.

When dealing with something as serious as an IVA, this level of incompetence and lack of communication is completely unacceptable.

Hemshika Poonyth, Case officer , was one of the staff members involved.

8 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Thank you for your review. I am sorry to hear about your recent experience with us. We'd like the opportunity to resolve any issues you are experiencing; if you could email the complaints team at complaints@creditfix.co.uk with your contact details we will ensure a member of our complaints team contacts you.

Rated 5 out of 5 stars

Car finance

I phoned today regarding next steps to getting car finance Cassandra bridges from the creditfix team was very helpful and informative

7 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Hi there,

Thanks for taking the time to share your experience with us. Your feedback is important to us and allows us to continue to support people in a similar situation to you and plays a vital part in encouraging others to find financial help.

If you ever need to speak to a member of the team in the future, you can contact us on:
Telephone: 0800 0431 431
Email - customerservice@creditfix.co.uk
Live Chat - www.creditfix.co.uk

All the best,
Sean – Manager

Rated 5 out of 5 stars

5 star service.

When i rang i got through to a mr paul breslin he was extremely helpful and understandable to my situation. Everything was explained perfectly well and even helped me to get the documentation to him by talking me through it , credit to the company 5star service. Thx

7 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Hi there,

Thanks for taking the time to share your experience with us. Your feedback is important to us and allows us to continue to support people in a similar situation to you and plays a vital part in encouraging others to find financial help.

If you ever need to speak to a member of the team in the future, you can contact us on:
Telephone: 0800 0431 431
Email - customerservice@creditfix.co.uk
Live Chat - www.creditfix.co.uk

All the best,
Sean – Manager

Rated 5 out of 5 stars

I’d like to thank Charles McAteer

I’d like to thank Charles McAteer from Creditfix. I’ve been in an IVA for almost 4 years and recently couldn’t make payments for 3 months. I was afraid to even call, but Charles listened carefully to my situation and arranged a repayment plan that I barely notice. Thanks to him I can sleep peacefully again. Highly recommend!

7 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Hi there,

Thanks for taking the time to share your experience with us. Your feedback is important to us and allows us to continue to support people in a similar situation to you and plays a vital part in encouraging others to find financial help.

If you ever need to speak to a member of the team in the future, you can contact us on:
Telephone: 0800 0431 431
Email - customerservice@creditfix.co.uk
Live Chat - www.creditfix.co.uk

All the best,
Sean – Manager

Rated 5 out of 5 stars

Today i made call and spoke with the…

Today i made call and spoke with the lovely
Ishitah. Ishitah confirmed that my last payment was complete today and i will receive confirmation once the closure team complete their checks. Ishitah was very friendly and dealt with me in a professional manner. Ishitah has very good customer interaction.

7 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Hi there,

Thanks for taking the time to share your experience with us. Your feedback is important to us and allows us to continue to support people in a similar situation to you and plays a vital part in encouraging others to find financial help.

If you ever need to speak to a member of the team in the future, you can contact us on:
Telephone: 0800 0431 431
Email - customerservice@creditfix.co.uk
Live Chat - www.creditfix.co.uk

All the best,
Sean – Manager

Rated 5 out of 5 stars

I found the lady on phone very helpful…

I found the lady on phone very helpful and answered all my questions, great service

7 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Hi there,

Thanks for taking the time to share your experience with us. Your feedback is important to us and allows us to continue to support people in a similar situation to you and plays a vital part in encouraging others to find financial help.

If you ever need to speak to a member of the team in the future, you can contact us on:
Telephone: 0800 0431 431
Email - customerservice@creditfix.co.uk
Live Chat - www.creditfix.co.uk

All the best,
Sean – Manager

Rated 5 out of 5 stars

Very friendly and helpful customer…

Very friendly and helpful customer service. Sheik Toraub was able to assist me with everything I required.

7 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Hi there,

Thanks for taking the time to share your experience with us. Your feedback is important to us and allows us to continue to support people in a similar situation to you and plays a vital part in encouraging others to find financial help.

If you ever need to speak to a member of the team in the future, you can contact us on:
Telephone: 0800 0431 431
Email - customerservice@creditfix.co.uk
Live Chat - www.creditfix.co.uk

All the best,
Sean – Manager

Rated 5 out of 5 stars

I had an unexpected call and email…

I had an unexpected call and email saying I had money owed to me which was a nice surprise. The lady I spoke to was very helpful and answered all my questions.
Stephanie Nongogo

7 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Hi there,

Thanks for taking the time to share your experience with us. Your feedback is important to us and allows us to continue to support people in a similar situation to you and plays a vital part in encouraging others to find financial help.

If you ever need to speak to a member of the team in the future, you can contact us on:
Telephone: 0800 0431 431
Email - customerservice@creditfix.co.uk
Live Chat - www.creditfix.co.uk

All the best,
Sean – Manager

Rated 5 out of 5 stars

I spoke to a lovely guy ryan murphy and…

I spoke to a lovely guy ryan murphy and he helped me so much with a problem i had on my IVA and so understanding so thank you again ryan for your services

6 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Hi there,

Thanks for taking the time to share your experience with us. Your feedback is important to us and allows us to continue to support people in a similar situation to you and plays a vital part in encouraging others to find financial help.

If you ever need to speak to a member of the team in the future, you can contact us on:
Telephone: 0800 0431 431
Email - customerservice@creditfix.co.uk
Live Chat - www.creditfix.co.uk

All the best,
Sean – Manager

Rated 5 out of 5 stars

I spoke to a lovely lady called Vidhee…

I spoke to a lovely lady called Vidhee Boyjoo who was very thorough and helpful in making sure my mind was put at ease and I understood the final steps of my completion. She went above and beyond and I’m very grateful for her help

7 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Hi there,

Thanks for taking the time to share your experience with us. Your feedback is important to us and allows us to continue to support people in a similar situation to you and plays a vital part in encouraging others to find financial help.

If you ever need to speak to a member of the team in the future, you can contact us on:
Telephone: 0800 0431 431
Email - customerservice@creditfix.co.uk
Live Chat - www.creditfix.co.uk

All the best,
Sean – Manager

Rated 5 out of 5 stars

THE WHOLE IVA EXPERIENCE WAS HANDLED…

THE WHOLE IVA EXPERIENCE WAS HANDLED PROFESSIONALLY CLEARLY AND WITH FULL SUPPORT. ASHWAN HANDLED THE FINAL CLOSING WHICH WAS ALSO VERY QUICK WITH CONSISTENT UPDATES. RECOMMEND THEM HIGHLY.

7 August 2026
Unprompted review
Creditfix logo

Reply from Creditfix

Hi there,

Thanks for taking the time to share your experience with us. Your feedback is important to us and allows us to continue to support people in a similar situation to you and plays a vital part in encouraging others to find financial help.

If you ever need to speak to a member of the team in the future, you can contact us on:
Telephone: 0800 0431 431
Email - customerservice@creditfix.co.uk
Live Chat - www.creditfix.co.uk

All the best,
Sean – Manager

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