Credit Acceptance Corporation Reviews 

4,921
•
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Looking at 2,860 reviews, reviewers overwhelmingly had a great experience with this company. People frequently mention that the staff members are exceptionally helpful, friendly, and always ready to go above and beyond to solve issues successfully. Consumers also enthusiastically praise the reliable overall service and the user-friendly online tools that make handling monthly payment schedules completely seamless. However, some customers also noted considerable frustration regarding unexpected extra fees required just to submit regular payments. Reviewers additionally described receiving overwhelming phone calls regarding billing or dealing with impolite representatives when calling for clarification. A few people expressed that receiving conflicting answers from different representatives created unnecessary confusion during their inquiries.

What people talk about most

Payment

Clients share ambiguous opinions on payment, with many reviewers praising the ease of using the app, helpful... See more

Customer service

Users describe positive interactions with customer service, noting that representatives are kind, take their... See more

Staff

Customers had positive experiences with staff, frequently describing representatives as kind, professional,... See more

Service

Customers consistently note positive experiences with service, highlighting fast funding and helpful... See more

User experience

Reviewers mention positive feedback about user experience, highlighting an easy online account management... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Well the experience would have been better if I could have gotten forgiveness for past late payments or good will for paying over 3,000$ to get it all caught up. I had a unexpected loss of income due... See more

Rated 5 out of 5 stars

Walter made all the difference in making my interactions a success. When all the other agents couldn't help me or hung up the phone, Walter went above and beyond and figured out a solution to my issue... See more

Rated 5 out of 5 stars

It was my first time purchasing a car through a credit company. The first time I had to cal, the representative was kind and answered my questions she took her time with me. She made sure I underst... See more

Rated 5 out of 5 stars

Yes because we got behind and I was scared of losing my truck. Glad you’re an understanding company. When you’re on a fixed income and unexpected things happen it causes problems with the finances wit... See more


Company details

  1. Non-Bank Financial Service
  2. also in
  3. Financial Consultant

Written by the company

Since 1972, Credit Acceptance has offered automobile dealers financing programs to help them sell vehicles to consumers, regardless of their credit history. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

5K reviews

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4.3

All reviews

(4,921)

2,760 reviews in the last 12 months

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Rated 1 out of 5 stars

This company is a big rip off I…

This company is a big rip off I purchased a car and got a loan through them well I took it back to the people they made me go to to have a car fixed they screwed up the car which it was no longer drivable and I got sick and could not afford the payment so I called them and told them to come and get that car well this was in June of 2020 and I have been disputing this on my credit because it's way over the time they're allowed to keep it on there but they only put it on my credit a year ago I don't know how this is allowed but this is ridiculous these people we're told they came to my door and I told him where the car was to get it and they did not come and get it it is sitting at this point 6 years later at the same junkyard these people do not care about you they are nothing but corporate greed. I purchased the car in early of 2019

24 September 2026
Unprompted review
Rated 5 out of 5 stars

Credit acceptance has been awesome from…

Credit acceptance has been awesome from the start they have great rates I pay everything online and their app is very user friendly and they keep you informed about when your payment is due days ahead of time im just super happy with them.

21 September 2026
Rated 2 out of 5 stars

Major complications paying my car note…

Major complications paying my car note from the hospital, apps didn't work and then to pay as a guest I needed my account number. Didn't have account number with me, to do this over the phone it cost $11. There should be a way to make a payment that doesn't cost this much. Don't punish your customers for being sick!!!!

21 September 2026
Rated 3 out of 5 stars

I don’t like the multiple phone calls a…

I don’t like the multiple phone calls a day when you are late on payment. Call and leave a voicemail and let it be the end

21 September 2026
Credit Acceptance Corporation logo

Reply from Credit Acceptance Corporation

Dear Valued Customer,
Thank you for reaching out to Credit Acceptance. We understand your concern. For us to resolve your issue please call us at 1-800-235-7682. Hours of operation are Monday- Friday, 8am -7pm EST

Rated 3 out of 5 stars

Sometimes I run into struggles with…

Sometimes I run into struggles with bills and it's hard to pay and the last time I missed a payment the next time I had to pay almost 450 dollars and now I'm back on bills I wish we could add a little to each upcoming payment to make up for it or add it on the end of my payment plan if I'm at least making an effort to pay so if once in awhile I need to skip one I'm not getting calls about it

21 September 2026

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