Co-op Insurance Reviews 

4,433
TrustScore 4.5 out of 5

4.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 1,231 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff and customer service team for being exceptionally helpful, polite, and quick to resolve any policy changes or queries with a positive attitude. People find the online application process very straightforward, offering competitive prices and very clear, easy-to-understand cover options without any hassle. However, some people mentioned facing significantly higher prices and unexpected increases when trying to renew their existing policies or make vehicle changes. A few other people also felt that navigating the automated phone system was frustrating, time-consuming, and difficult when trying to speak directly with an advisor.

What people talk about most

Price

Customers report positive experiences with price, often noting that quotes are very competitive and... See more

Service

Clients share positive opinions on service, highlighting how quick and easy it is to arrange and renew... See more

User experience

Customers consistently note positive experiences with user_experience, highlighting a simple and concise... See more

Customer service

Users describe positive interactions with customer service, noting that representatives are helpful, polite,... See more

Staff

Reviewers mention positive feedback about staff, highlighting that phone agents are generally pleasant,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Purchased a travel insurance policy online, very straightforward. Very competitive price to cover a number of pre existing conditions for an older person. Then made some slight changes over the pho... See more

Company replied

Rated 5 out of 5 stars

Extremely straightforward to arrange my renters content insurance,no jargon couldn't believe my luck!!! Compared to comparison sites which in my view is a total nightmare 😞 Good old Co op came to m... See more

Rated 5 out of 5 stars

For some unknown reason my automatic renewal didn't work so rang policy renewal helpline spoke to a really helpful person named sigir ? Might of spelt his name wrong sorry. Really quick to sort out w... See more

Company replied

Rated 5 out of 5 stars

Went with Co op travel insurance as I've been a member for many years even got my funeral sorted with them. Done it online it was quick and easy no hassle at all 5 minutes and I was covered definitely... See more


Company details

  1. Insurance Company
  2. Auto Insurance Agency
  3. Home Insurance Agency
  4. Life Insurance Agency
  5. Pet Insurance Company
  6. Travel Insurance Company

About Co-op Insurance

Written by the company

Protecting what matters most

Co-op Insurance has been protecting what matters most to people for over 150 years.

We see insurance as an opportunity to make a positive difference all over the UK.

We offer a wide variety of insurance including:

Supporting communities, it’s what we do

We support community projects and help to safeguard community spaces. One of the community projects that we support is Neighbourhood Watch.

Through our home insurance we fund Neighbourhood Watch schemes across the UK, helping you and your community look out for each other.

Our Co-op values

Co-op Insurance are part of Co-op Group, one of the world’s largest consumer co-operatives, owned by millions of members.

We’re founded on a set of values and principles that describe a different, fairer, and better way of doing business.

Alongside insurance, Co-op has one of the UK’s leading convenience retailers, the UK’s number one funeral services provider, and a developing legal services business.

With all this and more, you know you can put your trust in a brand that has been doing things the right way since 1867.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

4K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.4

All reviews

(4,433)

1,185 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars
Co-op Insurance logo

Reply from Co-op Insurance

We're so happy to hear that setting up your new policy was a very easy process for you. We truly appreciate your positive feedback!
Kind regards
Jemma
The Co-op Pet Team 🐾

Rated 3 out of 5 stars

The user interface was quite clunky

The user interface was quite clunky, and when I went to get some vital information, I returned to find that I had been logged out and all my previous entries had been lost - not something I expect in 2026. 2FA codes supposedly sent did not arrive. Eventually, however, I ended up with more insurance for significantly less annual premium, so my perseverance did pay off. The acid test, though, is how well or not they deal with any claim in future: not something this review can capture.

3 July 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hello

Thanks for taking the time to leave us your review. We're sorry to hear you was experiencing issues and I'm glad to hear this has now been resolved. Thanks for insuring with us!

Kind regards
Leanne

Rated 5 out of 5 stars

Straightforward

Straightforward, easy to set up the policy, cheaper than my previous company

16 June 2026
Co-op Insurance logo

Reply from Co-op Insurance

We're so glad to hear that setting up your policy was straightforward and that our pricing is competitive. Thank you for your kind words!

Rated 5 out of 5 stars

The website was so easy

The website was so easy . No unnecessary questions. Just insurance and nothing else. And so cheap? One third of the price of the post office. I’m very, very happy.

30 June 2026
Rated 5 out of 5 stars

Great customer service

Had to make a small change to the policy and the process was very easy annd efficient, the admin fee was also waved which was greatly appreciated. Very friendly service.

29 June 2026
Rated 1 out of 5 stars

Cancelled auto-renewal...got charged TWICE!

I got a reminder for the renewal of my Co-op car insurance policy but had a better offer elsewhere. So I logged into my Co-op account and clicked to turn off auto renewal and all seamed well. Later that week I got a meassage saying my policy had been renewed against my wishes and upon checking my bank account saw that not only was there a pending full payment for the unwanted policy but there were TWO pending payments, they charged me TWICE!

I contacted customer services who said they would cancel the policy and sort it all out, unfortunately the first payment has now cleared the second is still pending.

Second call claims I should be refunded once BOTH payments have cleared but it could take up to 14 days!!!

What a shambles, be careful it you try to leave Co-op Insurance they may take unauthorised payments from you.

23 June 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Rob

Thanks for taking the time to leave us your review. I'm sorry to hear your policy was renewed in error and two payments have been taken from your bank account. I have passed your details over to the relevant team who will be in touch to discuss your concerns further.

Kind regards
Leanne

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look