Bupa UK Insurance Reviews 42,095

TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 9,603 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the excellent service and the helpful, professional staff. Many people highlight the efficient handling of claims and the quick response times, making the process smooth and reassuring. Reviewers often mention feeling well-cared for and supported throughout their interactions, appreciating the personalized approach. However, some customers also noted issues with claims being rejected or not fully covered, particularly concerning pre-existing conditions or dental treatments. A few other people felt that accessing medical services or getting referrals could be slow, with some experiencing delays in receiving responses or appointments.

What people talk about most

Service

Clients share positive opinions on service, frequently highlighting efficiency and quick responses. Many... See more

Staff

Consumers find staff to be positive, highlighting their professionalism, helpfulness, and compassionate care.... See more

Customer service

Customers had positive experiences with customer service. Many reviewers found the agents helpful, clear, and... See more

Claim

Customers consistently note positive experiences with claim. Many reviewers found the claim process to be... See more

Response time

Reviewers mention positive feedback about response times, with many praising quick responses and efficient... See more

Reviews shaping this summary

Rated 5 out of 5 stars

My GP referred me to see an ENT (ear, nose and throat) consultant and I received a letter from NHS Lothian saying the average wait time is over 2 years!! Thank goodness I have a BUPA policy as was abl... See more

Company replied

Rated 5 out of 5 stars

Very efficient handling of the calls, one to deal with access to a pre-existing Bupa account, the other with a new claim for which they have organised an ALP the same day. All follow up emails and con... See more

Company replied

Rated 5 out of 5 stars

I had a medical concern and couldn't get an appointment with my GP as quickly as I wished. So I rang BUPA and arranged an appointment for that day with their GP facility. The doctor could not have b... See more

Company replied


Company details

  1. Health Insurance Agency

About Bupa UK Insurance

Written by the company

Bupa are one of the UK’s leading health insurance companies. Created in 1947, we are driven by a passion to provide high quality, affordable healthcare. Our purpose is to help people to live longer, healthier, happier lives and make a better world.

We cover healthcare, wellbeing and mental health support for individuals, couples, families and businesses. Alongside health insurance, we also have clinics, care homes and dental centres all over the UK.

At Bupa, our priority is our customers. We have no shareholders so all profits are reinvested into improving the health of millions worldwide.

We’re developing digital tools and solutions to help us achieve our goal of becoming the world’s most customer-centric healthcare company. Perfect for people with busy lifestyles to make it easier for you to book, manage and attend your appointments. You can also build and track your wellbeing plan and see a doctor 24/7, wherever you are in the UK using your computer or mobile device.

As a business we also have a global talent, innovation and sustainability programme called eco-Disruptive. Our goal is to find and support sustainable, scalable start-ups and innovative solutions that will improve people’s health and the health of the planet.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

42K reviews

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Rated 5 out of 5 stars

Bupa has process set up for the win

They are prompt and forthcoming on their advise, appointment, booking and pre-authorisation.

1 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your feedback and are so glad to hear that you found our team prompt and forthcoming with their advice and assistance during your booking.

Rated 5 out of 5 stars

I'm very satisfy of Bupa services

I'm very satisfy of Bupa services, they can resolve most of my inquiry and health problem.

13 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your positive feedback! We are so happy to hear that our services could resolve most of your inquiries and health problems. Thank you!

Rated 5 out of 5 stars

Always great

Always great. Insurance is expensive but is so efficient. I am seen and treated rapidly. Bupa gives me the ability to relax, not worry but get on with addressing any health issues. All is paid already!

1 May 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're happy to hear that you appreciate our efficient service and the peace of mind our health insurance provides. We acknowledge your feedback regarding the cost and appreciate your review.

Rated 5 out of 5 stars

My claim was sent and I received a…

My claim was sent and I received a positive response very quickly and the money went into my account seamlessly, so very happy with such an easy transaction. Thank you.

27 April 2026
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Reply from Bupa UK Insurance

We're happy to hear that your claim was processed quickly and the payment was received without issues. We appreciate you sharing your positive experience with us, thank you!

Rated 5 out of 5 stars

Bupa dental insurance

The dental insurance policy offers good value for money. Bupa's website and app is very easy to use to make claims, claims are assessed quickly and paid promptly. Bupa's customer service is also very helpful and professional.

30 April 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate you sharing your feedback. We're happy to hear that you find the dental insurance policy offers good value for money and that our website and app are easy to use. It's also great to know that you find our customer service helpful and professional.

Rated 5 out of 5 stars

Used the BUPA app to get procedure…

Used the BUPA app to get procedure authorised, on a Sunday would you believe and was authorised within an hour, incredible service. Cannot fault customer service and response from start to finish. Stayed at BUPA approved Chaucer Hospital in Canterbury, all staff brilliant. Excellent outcome after procedure, very happy.

29 April 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're happy to hear that you found the app helpful for quick authorisation, even on a Sunday. It's great to know you received excellent customer service and had a brilliant experience with the hospital staff. Thank you for your positive feedback.

Rated 5 out of 5 stars

I went to the Holly Hospital in…

I went to the Holly Hospital in Buckhurst Hill, couldn't be more appreciative of the reception staff there, especially Zoe, I was in a bit of a state and wasn't sure what to do but she managed to calm me down and help me

6 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're happy to hear that our reception staff were able to assist you during a difficult time. We appreciate you acknowledging their support and kindness. Thank you for your positive feedback.

Rated 5 out of 5 stars

Quick and easy

Quick and easy, Excellent service. i had a visit to the dentist and even though I had to pay in full after the appointment it didn't take long for me to have payment from Bupa. Would definitely recommend.

1 May 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate you sharing your feedback. We're happy to hear that you had a quick and easy experience and that you were reimbursed promptly after your dental visit.

Rated 5 out of 5 stars

It was really easy to get an emergency…

It was really easy to get an emergency appointment and it was straightforward to claim dental insurance

28 April 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're happy that you found it easy to get an emergency appointment and that claiming dental insurance was straightforward. Thank you for your feedback!

Rated 5 out of 5 stars

Quick, friendly and reliable service

Quick and easy to book appointments, staff is helpful and friendly, it’s quick to get to someone on the phone with low wait times (if any). Overall excellent service and worth the price

5 May 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your feedback and are happy to hear that booking appointments was quick and easy. We're also glad you found our staff helpful and friendly, and that wait times were low.

Rated 5 out of 5 stars

Great experience with bupa

Great experience with bupa, it makes getting the care i need much quicker and being able to organise the consultation and scans around my work schedule much less stressful also the staff at park Hill Doncaster have been great.

9 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're happy to hear that you had a great experience and that we could provide you with quicker care. It's also great to know that you found it less stressful to organize consultations and scans around your work schedule and that the staff have been great.

Rated 1 out of 5 stars

Disappointing experience

I went through the video assessment (it was very professional and friendly) to get a referral for my neck problem . The assessment was completed and appeared on the BUPA app next day, stating i do not have to di anything BuPA will be in touch within 48 hours. Unfortunately i never got any response or an actual referral. All on an app and no one to talk to. Not a great experience and not sure what’s the point paying for the cover when i cannot get to see a doctor or even discuss my case to understand how i can get help.

16 March 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate you sharing this. We're sorry you didn't receive a referral or communication after your video assessment. This isn't the experience we want for you. Please give your Member Services team a call on 0345 609 0111 to discuss in more detail. Lines are open 8-8 Monday to Friday and 8-4 on Saturday. Many thanks

Rated 5 out of 5 stars

Perfect insurance for everyone

Every time I need medical help I know I can rely on my Bupa insurance a 100%. I consider myself lucky because my employer pays for my business coverage. I used both my health insurance and my dental insurance this year and they were a great advantage to access the absolute top specialists both in health and in dental care. Submitting claims is super easy and the Bupa app helps me understand what is being paid out and what I need to cover as a co-share. The customer service is always spot on and can answer my queries in a timely and professional manner .I only can recommend it to everyone.

17 April 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're happy to hear that you consider our insurance valuable for accessing top specialists. It's great to know that submitting claims is easy and our app helps you understand your coverage. We appreciate your recommendation.

Rated 5 out of 5 stars

Great service and quick

Great service and quick. Good communication with doctors online and very supporting

8 May 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your positive feedback and 5-star rating. We are so glad to hear you received great and quick service with good communication and support.

Rated 1 out of 5 stars

Experience below expectations

One of the worst health insurance providers I’ve had in the UK. Claims processing takes far too long, mistakes happen far too often, and there are endless follow-up questions sent to doctors as a condition for approving future claims. Overall, the experience has been frustrating, limiting patient recovery, inefficient, and far below expectations.

12 November 2025
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your feedback and are sorry to hear about the difficulties you've experienced with our claims process. We're taking your comments seriously as we look for ways to improve our service and reduce delays.

Rated 5 out of 5 stars

Excellent service

Excellent service. Fast turnaround of medical assessment. Great communication from all concerned during claim process.

12 May 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're delighted to hear about your excellent service experience! We appreciate your feedback regarding the fast turnaround and great communication during the claim process.

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