Bajaj Finserv Reviews 16

My experience with Bajaj Finance has been very disappointing. My OD account was suspended within just six months without any clear explanation or prior communication.

Customer support has been extremely difficult to reach. Most calls are handled through an IVR system, making it nearly impossible to speak with a representative. In addition, my emails have gone unanswered, and I have received no satisfactory response regarding my concerns.

The lack of communication, transparency, and customer support has been very frustrating. Based on my experience, I would not recommend Bajaj Finance for any type of loan or credit facility. I expected better service and a more professional approach to resolving customer issues. Bajaj Finance should improve its customer support and communication processes to provide a better customer experience.

My husband passed away 18 may 2021. he opened OD account on 15 april 2021. i went and process the same. they gave insurance company after manipulated amount. then take insurance amount after that insurance amount take EMI with me and inform me that your insurance has been rejected. i inquiry and then complaint the RBi also. even take the Pre closure loan charge. is this pre closure or shut the loan

Fraud....Fraud...Fraud

Bajaj Housing Finance runs on manipulative and misleading practices. I was committed an ROI of 7.5%, but after wasting my time with repeated document collection, CIBIL check, and endless follow-ups, the approval suddenly changed to 8.15% (Home Loan) and 9% (BT).

On top of that, they charged me ₹1499 ₹1,500 for MOF, which are non-refundable, even though the loan was never processed as per the promised terms. My CIBIL score was unnecessarily impacted because of their mismanagement.

This looks like a business model built to mislead customers – lure with false ROI, push CIBIL checks, collect non-refundable fees, and then impose higher interest rates.

Extremely disappointed and feel cheated. I strongly warn others to stay cautious before dealing with Bajaj Housing Finance.

I’ve had a frustrating experience with my Bajaj card. The customer service is extremely slow and unhelpful; resolving any issue requires multiple follow-ups. They even blocked my card without providing proper notice or explanation, which caused a significant inconvenience.

I really recommend this to all who want consumer loan it's very good app also Bajaj EMI card is very perfect

overcharging, and Unexplained deductions. I don't know what they got signed on to on so many papers. Never gives complete information on SMS

Be very careful and avoid using the services of these scammers. I requested a refund for my travel insurance after my visa was rejected, but even after two years, I have yet to receive it. They have shown no consideration for my situation as a student.

When I applied to travel to another country previously, I chose a different insurance company. When my visa was rejected, they processed my refund the very same day I emailed them. This time, I opted for Bajaj because I believed that choosing a company from our own country would ensure better service. Unfortunately, the experience has been disappointing

I applied for a personal loan at Bajaj Finance. The amount I wanted was FAR less than what I was allocated and I was told it would be an "OD". It would just rest there in my BAjaj Finserv account and I could withdraw it anytime in the future. I'm paying a VERY hefty fee just for the amount to REST as an "Annual Maintenance". The amount I didn't even ask for. Something that I was just slapped with by the sales team. They call THRICE a day to push the OD limit from different numbers.

worst service. they think they are gods if you apply .my credit score is superb no bounces for 10 years and 10m lakhs transactions with GST and all that the credit manager called me a fraud and companies doing ecommerce as fake

They spam you left-right-center over Robot and Marketing Calls, SMS and Whatsapp. You block one number and then you receive from another. Wonder where they get our personal numbers from, undoubtably STEALING! I’ve never registered or used their service and NEVER WILL given the annoying spamming they do!

I’m not sure if this flooding of such marketing offers over people’s mobiles really helps them as for myself, I blacklist such spammers and make sure I do not use their services even if they are the last ones left on earth!

Bajaj Finance is a fraud company. Please don't take any loan from this company. Even after paying interest, EMI for years, when I went to foreclosure, they charged me hefty money. Highly dangerous. Please be cautious.

NEVER TAKE LOAN FROM THEM EVEN FOR FREE! one of the most fraud company I ever seen...totally fraud...!!!

I puchase a mobile phone from this company by loan. I had paid all 10 instalment so my loan shuld be complet but company has charge one extra instalment till now. I am not sure about next charge they will charge something else. I trid to contact so many time no one responding of my call. They people are doing fraud like that. I advising all the people plese don't use it.
Pradeep kumar mob no. 9412519029

Bajaj Finance is Worst and Dangerous than Cancer. This Providing No cost of
EMI Poor People in India Generally they are providing 10000 to 50000 Loan on Product Goods, Poor People Are not Educated and their terms and condition is very though and hidden, They are charging cheque bounce Charge in one month 16 to 20 Time means total charges 300 by Bajaj Finance and bank 295 Per day mensa 16*595=9520, Many People Not have Knowledge They are providing money to the government for making fool to people.

SCAM and Fastrack worldwide.

This is an worst, ridiculous

In India Bajaj Finance more Dangerous then Cancer, This Providing No cost of
EMI Poor People in India Generally they are providing 10000 to 50000 Loan on Product Goods, Poor People Are not Educated and their terms and condition is very though and hidden, They are charging cheque bounce Charge in one month 16 to 20 Time means total charges 300 by Bajaj Finance and bank 295 Per day mensa 16*595=9520, Many People Not have Knowledge They are providing money to the government for making fool to people.