ASB Bank Reviews 

251
TrustScore 1.5 out of 5

1.7

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 33 reviews, most reviewers were let down by their experience overall. Many customers frequently complained about unhelpful customer service, exceptionally long waiting times on the phone, and difficulties reaching a real person for proper assistance. People also experienced deeply frustrating issues when trying to access their online accounts, manage everyday transactions, or resolve urgent financial problems. Reviewers expressed deep disappointment regarding restrictive policies and limitations placed on their own funds. Some reviewers were happy with the helpful assistance received from specific staff members at local branches. Consumers noted that individual branch workers provided truly excellent support, making them feel valued and resolving complicated issues very smoothly.

What people talk about most

Customer service

Consumers find customer service to be frustrating, frequently reporting unhelpful phone support and lengthy... See more

Payment

Customers had ambiguous experiences with payment, highlighting several operational frustrations. Reviewers... See more

Staff

Reviewers mention mixed feedback about staff, with several customers praising helpful and excellent employees... See more

Service

Customers consistently note negative experiences with service, describing the bank as completely useless and... See more

Reviews shaping this summary

Rated 1 out of 5 stars

I have been trying to open a new business account for over 2 weeks and still do not have my new account number. I get the distinct impression they just do not care about customer service. They are fri... See more

Rated 1 out of 5 stars

I Have 3 business account with ASB. Every branch treat differently and Out of those few Branches are very useful. Today I visited Manukau Westfield Branch and the experience I had is one the worst e... See more

Rated 1 out of 5 stars

By trying to add me as signatory to a new account and to an existing account my frustrations have multiplied. My access to a previously existing account has somehow been removed from my computer and... See more

Rated 1 out of 5 stars

Great another reason for people to leave ASB. Now you guys have banned overseas transactions, obviously not realizing what you done to thousands of people 😂 ive been a trusted customer for 9 years bu... See more


Company details

  1. Bank
  2. Financial Consultant
  3. Financial Institution
  4. Non-Bank Financial Service

Information provided by various external sources

ASB Bank, commonly stylised as ASB, is a bank owned by Commonwealth Bank of Australia, operating in New Zealand.


Contact info

1.7

Bad

TrustScore 1.5 out of 5

251 reviews

5-star
4-star
3-star
2-star
1-star

No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

1.7

All reviews

(251)

33 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Stingy with loans

Despite being a loyal customer they don’t want to help with giving loans for those already in debt and struggling with the inflation and gas prices going crazy high. All I asked was for a small car loan to get a very economical car to get to work but was denied. They believe I cannot afford it.

31 August 2023
Unprompted review
Rated 1 out of 5 stars

Bad customer service

On Monday 14/08/2023, I visited Remuera Branch, they helped me register an account online, then book me an appointment at 12:00 PM today 16/08/2023 at Lunn Ave Branch. All good until I got to Lunn Ave Branch today, on time, and it was closed. They did not even inform me. I called the ASB hotline. The lady on the phone helped me book another appointment at 2:45 PM today with the branch in Onehunga.

I went to Onehunga Branch, here was what I provided to get my account verified:
Vietnamese passport;
Australia driver’s licence;
Tenancy agreement with my sister as the head tenant, and a flatmate agreement between me and my sister;

The lady declined to verify my ID, and I don’t know what else to do to get my ID verified because I can’t be on the tenancy agreement since it’s just a temporary address and I will be travelling soon around New Zealand.

Anyway, I hope that you could be more flexible, as there are so many backpackers like me who are on working holiday visas and not living in one place. For the time being, I’ll go with another bank.

16 August 2023
Unprompted review
Rated 1 out of 5 stars

ASB teams are rude and deceitful

I opened a bank account with ASB in 1991 and they won't let me access it today. Their teams (branch, contact centre and customer care) are always right and you - the customer - must be an idiot to leave your money with them.

11 August 2023
Unprompted review
Rated 1 out of 5 stars

Hard to do business with

Can't contact ASB, phones unanswered, branches closed half the week and when you do get thru they cant transfer you. So much profit and no service!
A week long experience because the staff member didn't do what they said they would.
Take your money to a bank that wants to deal with its customers and not make excuses.

10 August 2023
Unprompted review
Rated 5 out of 5 stars

That you can get bank account asap when you really need it

Hi, I just want to say that I was served by an agent in Westfield Manukau City by this lovely lady Arfana Ali. Very attentive to not only me but also the other customers waiting in line. I just came a few days back from a small island in the Pacific and as you can imagine I was overwhelmed, different environment, cultures etc. I'm here on a work visa so I only had a very small time frame to get a bank account and IRD no. Been to all the other banks they said the same thing I had to book (mind you I'm new here in NZ I didn't know) thank God that he brought me to ASB that day and Arfana helped me got my bank account that very day. Thank you for all the staffs working that day you were all helpful.

3 August 2023
Unprompted review
Rated 5 out of 5 stars

Tanya Maxwell from Takapuna branch was Fantastic!!!!!

This morning I called ASB for help regarding opening an Account for my daughter. She was extremely helpful, such a lovely lady she was...and very funny. She's a great example to all Customer Service Agents.
Thank you Tanya for your awesome service and for your help. Really appreciate you and your time.

Segia

9 August 2023
Unprompted review
Rated 1 out of 5 stars

ASB nowadays is horrible

Have been using ASB for ages. Didn’t have any problem until now. Customer service is terrible. I have ordered new credit card 4 times every time they send it to wrong address. I went in to correct this and also tried over the phone. Still having the same issue. Still don’t have my new credit card. Wat a shame. Will stop using this bank.

14 June 2023
Unprompted review
Rated 1 out of 5 stars

The worst customer service

The worst customer service! I was waiting 45 minutes on the phone for an insurance quotation - the CX lady transferred me to another representative - waiting ANOTHER 50 minutes on the phone for the answer - and as soon as the new representative picked up the phone he disconnected!!! really? If you transfer me to someone else, why do I have to wait an hour?!!! I was waiting for a total of 2 hours and got nothing! Why do you have specified for insurance phone number if the answered person can't answer the questions?!! I am fed up and am going to another insurance provider! DO NOT RECOMEND ASB no anyone!

26 July 2023
Unprompted review
Rated 5 out of 5 stars

Sensible and Balanced

I see ASB is backing the project to print and distribute 1.4 million copies of Sir Apirana Ngata’s booklet on the Treaty. This booklet is a sensible and balanced view of the Treaty by very reputable Kiwi. I congratulate ASB on their backing of this worthwhile project!

12 July 2023
Unprompted review
Rated 1 out of 5 stars

ASB is of little help to businesses

My company has used ASB as our business bank for 11 years. Our turnover as increased 10 fold since that time and is very successful. Personally, we sold our home to build another and went to ASB for a mortgage. This was turned down by ASB which was incredible to my wife and I. We applied for a mortgage through ANZ, who we had never had an association with. Not only did they approve this mortgage, they did so at a special lower interest rate. Our company turned over $1.2 million last year. Our income is paid on the 20th of each month. Many customers do not pay on the 20th. This leaves us with peaks and troughs in our cash flow. We have no bad debts, never have, and only have an ASB credit card with a tiny limit of $5k. We asked ASB for an overdraft to smooth these peaks and troughs out and also to increase the size of our business as we are in great demand. This was also refused. So now it begs the question, what use is this bank to us?

7 July 2023
Unprompted review
Rated 1 out of 5 stars

Worst customer service

Worst customer service, they have multiple numbers but hold or waiting time is more then an hour. Good strategy they closed all the branch and work from home culture puts them down. Would urge people not to join this bank.

6 July 2023
Unprompted review
Rated 3 out of 5 stars

You can't bank on ASB

Sadly ASB Bank is no longer the customer focussed bank it used to be. It has systemic issues with procedures and manages to get documents incorrect, destroy loan documents and even delete information on signed forms.

23 June 2023
Unprompted review
Rated 1 out of 5 stars

Have been with this bank since child…

Hi have been with this bank since child hood. Even my parents open the account for me. Now I had forgotten password. Had to call, to get it reset, was hard to here over the phone and, I waited for ages to have someone answer the phone.
She only question me on my security questions, I got a couple wrong, been so long, was told to go to the nearest branch the next day to reset a password and complete some documents. Omg why is it difficult to just get a password reset and for to be able to see what's online and pay my bills. After such a horrible experience, I've put in a complaint form, told them I'm moving my financials to another bank provider. There app is even difficult to use.

22 June 2023
Unprompted review
Rated 1 out of 5 stars

Don’t bank with them over 2 years from…

Don’t bank with them over 2 years from 2018they constantly stole money double charged me when I called them out on it they refused any transaction to show proof of missing money and became lil bit**ss sending people around with a trespass notice!!

19 June 2022
Unprompted review
Rated 1 out of 5 stars

On hold and still waiting....

Have been trying over a period of two days now (a total of almost two hours on hold, and over 50 dollars in phone bills already) to get through from an overseas number to raise my credit card limit in a fairly urgent situation. Still waiting...

6 June 2023
Unprompted review
Rated 1 out of 5 stars

Trying to get a loan from ASB don't touch

My family went to apply for a loan on our trust account with ASb, (we have 2 house's in this and only owe $23,000.00 overall) this went on for 2 weeks and every time there was something to sort out we did, then we where told it was all good to go, then on the last day we were turned down on something that the bank knew from day one.
I would never recommend this bank to anyone. In fact I am telling people to go somewhere else. Totally unprofessional, If we where told this up front we would have gone to another bank but they strung us along for 2 weeks and because of this we could lose my son's house. I will be putting this out there to warn other people of their shoddy work practices. This is not the first time with their unprofessional behavior, I tried to talk to one of their mortgage brokers a couple of years ago, I ran 3 times I even went into their bank and guess what no one ever got back to me.

26 May 2023
Unprompted review

Is this your company?

Claim your profile to access Trustpilot’s free business tools and connect with customers.

Get free account

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look