I can’t say enough about ACRA Lending, and especially George Noterman. George is one of the best Account Executives I have ever worked with. He truly understands mortgages, the process, and w... See more
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We've been working with Jordan Agosto and he has been amazing with figuring out programs for us and rushing closings when we've had to switch mid contract. Highly recommend Acra! Easily the best for b... See more
I had an excellent experience refinancing my mortgage with Kenny Vong. In a world of automated systems and rigid approval processes, it was refreshing to work with someone so thoughtful, respo... See more
Stephen Salanitri goes over and above and beyond for his clients and customers. He is an outstanding Account Executive! He is knowledgeable, thorough, dependable, and you can be confident he will fo... See more
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Company details
Written by the company
Helping mortgage professionals achieve their clients’ purchase and investment goals, Acra Lending was formed to specialize in alternative income products, such as bank statements, asset depletion and verification of employment programs. Our programs have been developed over years to include fixed and adjustable rate mortgages (ARMs) for residential properties on both an owner-occupied and non-owned occupied basis. Licensed by the National Mortgage Licensing System (NMLS) and operating in 39 states and DC nationwide, we offer our programs and services through four distinct verticals: Wholesale Lending, Consumer Direct Lending, Investor Lending, and Correspondent Lending. Throughout the mortgage industry, Acra Lending is widely known for responsible lending practices, product innovation and operational efficiency.
Contact info
3 Ada Parkway, 92618, Irvine, United States
- 949-900-6630
- sales@acralending.com
- acralending.com
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Sr Loan Processor
The mortgage industry has always been very stressful, today's market its desperate. Having a Rep who is very knowledgeable, helpful and understanding of not only the program guidelines but of our very cautious borrowers'. They make themselves available, they are friendly...and hopefully with a sense of humor!
Mike Kirk a great guy.
Rose Sodano
The account rep. Rose Sodano was great went above and beyond to answer my reps. questions and always available. As branch manager having multiple loan officers under me she took a lot off my plate answering the loan officers questions, so I could continue to manage the rest of the branch. Service to me is number one and you delivered.
Excellent Service!
Jacob is always very quick to respond to my loan scenarios and answer any questions I may have. They are my go to for harder to place loans because they can either do it or will refer me to an investor that will.
Jacob & Michelle ARE the reason I use Acra Lending!!!
I absolutely love working with Jacob Arko and Michelle Marias-Santamaria. Superb team!!
Always extremely helpful, courteous and efficient. Their service is top notch and that is more important to me as a broker because that allows me to provide the same excellent service to my clients, no excuses!
THEY are the reason, I only use Acra Lending as my only Non-Conforming lender ☺
The Account Executive I worked with
The Account Executive I worked with, Chris Cazarez, was exceptional, no doubt! However, your process is NOT user friendly by any means. I'm a veteran Loan Officer. I know more about Non-QM than the Lenders who offer them. And Acra took a loyal, previous Borrower, and found every reason to hammer higher rates and fees in the 11th hour of the loan. I was never allowed to discuss items directly with the Underwriter...BIG NO NO! Who ever is the one who created your loan process, obviously has no clue as to what is going on in the trenches. You're just not worth the risk, with the exception of a scenario you offer that nobody else does. You wanted to know, well here you have it!
I appreciate working with Ryan Barrus
I appreciate working with Ryan Barrus - he is a great representative of your company
I've had the pleasure to work with…
I've had the pleasure to work with Jacob and Michelle on a few loans and they were super helpful and easy to communicate with. I look forward to closing more deals with Acra lending.
Great Partnership for Lenders
I appreciate the pricing Acra offers its clients. Sometime in Non QM people pay way beyond prime pricing. I appreciate The rep we have. Stephen has made the process so much easier. We love him!
I absolutely love working with Acra…
I absolutely love working with Acra Lending. I do several deals a month and my team at Acra is amazing. Jacob Arko is my AE and he never not answers his phone or helps me go through scenarios to find the best for our clients. I will continue to use you guys forever!!!!
The account executive was great
The account executive was great! Jacob is very knowledgeable and professional.
The account rep and inside account…
The account rep and inside account manager team we have are exceptional due to their expertise and reliability. The company has unique guidelines which are stable which is important in this business. I highly recommend.
Working with Acra was simply amazing!
Working with Acra, and especially Mr. Jesse Kopeny, was simply amazing! The entire process was smooth as silk, constant communication, and great team work within. The client was also very pleased with the service that we were able to provide due to the exemplary job by Mr. Kopeny as his team. Truly looking forward to doing more business with Acra again soon.
Communication with Acra account rep at…
Communication with Acra account rep at all times and great ops team/processing
My first loan with Acra on an ITIN…
My first loan with Acra on an ITIN buyer. They handled it perfectly! Well under 30 days from start to finish. Great Great bank!!
Vincent Ramos is always great to work…
Vincent Ramos is always great to work with! Extremely knowledge and helpful!
I love my AE Chris Cazares!
I love my AE Chris Cazares!! He answers my calls and my questions. He’s always willing to help with every situation, and we always have a situation!! The company is very good, but Chris is the best at making Acra what is is to us brokers!!
My biz bank stmnt loans with Acra Lending
anytime i have a non QM loan i send it to Acra. Anna Jenson and her team are super to work with. If Anna tells me we need a condition, i get it to her and it gets done. I have a lot of trust in Anna and her team knowing my loan will close and my referral partners are happy. And if its something she's not sure on, she checks with upper mngmt and they do what they can to work with us.
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