Acra Lending Reviews 144

TrustScore 4.5 out of 5

4.6

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Rated 5 out of 5 stars

I can’t say enough about ACRA Lending, and especially George Noterman. George is one of the best Account Executives I have ever worked with. He truly understands mortgages, the process, and w... See more

Rated 5 out of 5 stars

We've been working with Jordan Agosto and he has been amazing with figuring out programs for us and rushing closings when we've had to switch mid contract. Highly recommend Acra! Easily the best for b... See more

Rated 5 out of 5 stars

I had an excellent experience refinancing my mortgage with Kenny Vong. In a world of automated systems and rigid approval processes, it was refreshing to work with someone so thoughtful, respo... See more

Rated 5 out of 5 stars

Stephen Salanitri goes over and above and beyond for his clients and customers. He is an outstanding Account Executive! He is knowledgeable, thorough, dependable, and you can be confident he will fo... See more

Company replied

Company details

  1. Mortgage Lender
  2. Financial Consultant
  3. Non-Bank Financial Service

Written by the company

Helping mortgage professionals achieve their clients’ purchase and investment goals, Acra Lending was formed to specialize in alternative income products, such as bank statements, asset depletion and verification of employment programs. Our programs have been developed over years to include fixed and adjustable rate mortgages (ARMs) for residential properties on both an owner-occupied and non-owned occupied basis. Licensed by the National Mortgage Licensing System (NMLS) and operating in 39 states and DC nationwide, we offer our programs and services through four distinct verticals: Wholesale Lending, Consumer Direct Lending, Investor Lending, and Correspondent Lending. Throughout the mortgage industry, Acra Lending is widely known for responsible lending practices, product innovation and operational efficiency.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

144 reviews

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Hasn’t replied to negative reviews

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Rated 5 out of 5 stars

I can’t say enough about ACRA Lending

I can’t say enough about ACRA Lending, and especially George Noterman.

George is one of the best Account Executives I have ever worked with. He truly understands mortgages, the process, and what it takes to get deals closed. In this business, having the right lending partner matters, and George consistently delivers at a very high level.

His team, including Saleena and everyone else at ACRA, is proactive, knowledgeable, responsive, and always willing to help find solutions.

I told George this personally, and I mean it — ACRA Lending is the best NON-QM lender I have worked with.

Thank you, George and team, for always showing up and making a difference for my clients and my business.

15 May 2026
Unprompted review
Rated 5 out of 5 stars

Outstanding Guidance and Exceptional Service

I had an excellent experience refinancing my mortgage with Kenny Vong. In a world of automated systems and rigid approval processes, it was refreshing to work with someone so thoughtful, responsive, and solution-oriented.

From understanding my goals and financial strategy, to guiding me toward the best loan structure for my situation, Kenny was knowledgeable, thorough, and truly attentive throughout. We even navigated four time zones and a timeline that included my personal travel, and everything stayed on track. Kenny is exceptional at what he does.

I also want to recognize Kimberly Billings, who supported the process and helped ensure everything moved smoothly. Her kind and gracious demeanor made the process even easier.

In a process where automated systems and quick yes/no decisions can end a deal before it even begins, I was grateful to work with a team who genuinely listened and problem-solved.

I’m so grateful to have worked with Kenny and Kimberly and would absolutely recommend them.

11 May 2026
Unprompted review
Rated 1 out of 5 stars

This lender is a joke!

This lender is a joke!! Not only the worst communication I've dealt with as a Realtor but it got to a day before the close of escrow and they threw in items that should if bern handed with weeks prior.
My clients moved out of the house Thursday with a close date Friday and Friday the lender completely dropped the ball.
We had 3 appraisal s over value one being 100 thousand over the offer and they made an issue disputing the value ending with a broken transaction.
Buyer beware..
They will have you homeless if you dont watch out..
Horrible customer service and even worse company!!

3 March 2026
Unprompted review
Rated 5 out of 5 stars

ACRA Lending is great to work with—they…

ACRA Lending is great to work with—they do everything possible to close deals, even with tight timelines. Jordan is an excellent AE who truly stands out with his fast responses, professionalism, and availability, even after hours. Highly recommend!

17 December 2025
Unprompted review
Rated 5 out of 5 stars

Excellent Experience!

Kenny Vong and Kimberly Billings were always available, quick to respond and extremely helpful in the loan process. We will continue to do business with Acra and look forward to the next one!

25 November 2025
Unprompted review
Rated 1 out of 5 stars

If I could give zero stars

If I could give zero stars, I would.
Avoid this lender and their team. Communication is extremely slow — responses typically take 24–48 hours, and when you do get one, it often takes another several hours (or even a day) for management or the president to approve anything.

If you’re working on a double closing, save yourself the headache. You’ll be stuck waiting on underwriter or executive approvals while deadlines pass and expenses pile up — sometimes literally waiting in a hotel for the green light to fund.

30 October 2025
Unprompted review
Rated 5 out of 5 stars

I have had the pleasure of working…

I have had the pleasure of working with Jordan Agosta and his team-(Bill Dennis). This is my 2nd transaction with them, and I have to tell you, they are top notch. I came across a challenging loan involving a vesting issue. I provided to Jordan what he needed to be sure they can get this loan done for us. They were able to make it happen. In today's world Integrity goes a very long way. Jordan and Bill you both you are Amazing and I cannot wait until the next loan.

12 September 2025
Unprompted review
Rated 5 out of 5 stars

Thank you to Mindy Cheroke and Marcos…

Thank you to Mindy Cheroke and Marcos Quinones for assisting my client with their bank statement loan. We had a few changes and this team made sure we got to the closing table on time. They went above and beyond to make that possible and for that I’m very grateful. Thank you again for all your hard work.

8 August 2025
Unprompted review
Rated 5 out of 5 stars

Jacob Marolf and his team at ACRA did…

Jacob Marolf and his team at ACRA did an AMAZING job getting this file closed. They were able to close quickly and made a couple of exceptions right up front that no other lender would do. This transaction had a few property and customer issues, but Jacob was able to help us get around those issues and get it to the closing table! Everyone was happy!

27 June 2025
Unprompted review
Rated 5 out of 5 stars

Our loan officer

Our loan officer, Jordan Agusto, was great! He navigated us through the loan process and expeditated all the paperwork to get us to the closing table as quickly as could be imaged.

26 June 2025
Unprompted review
Rated 5 out of 5 stars

Best of the best!

Rose Sodano and her team at Acra Lending — Aggie and Shaun — are absolutely amazing to work with! They’re fast, knowledgeable, and incredibly supportive throughout the entire process. I can bring any scenario to Rose, and she always takes the time to walk me through it, explaining all the different loan options in a way that makes sense. They consistently go above and beyond, and to me, they’re truly the best of the best!

20 June 2025
Unprompted review
Rated 5 out of 5 stars

I had the pleasure of working with…

I had the pleasure of working with Jordan Agosto, Account Executive at ACRA Lending, and I couldn't be more impressed with his level of professionalism and dedication. From start to finish, Jordan was always available, incredibly knowledgeable, and consistently helpful throughout the entire process. His responsiveness and commitment to keeping things on track truly made a difference.

I also want to extend my sincere thanks to Bill Dennis for his support and diligence. Together, Jordan and Bill stayed on top of my file every step of the way, ensuring everything moved smoothly and efficiently. Thanks to their teamwork and attention to detail, we were able to get the file clear to close in just 9 business days—which is nothing short of phenomenal.

Thank you both for your hard work and exceptional service. It was a pleasure working with you!

10 June 2025
Unprompted review
Rated 5 out of 5 stars

Jordan Agosto at ACRA - Rockstar!!!

Jordan Agosto is a top notch account executive and helped me navigate an extremely complex transaction for a client of mine. He was patient, kind, and very knowledgeable. Kept me laughing even during times of stress. Give this man a raise!!! Thank you Jordan and the ACRA team!

22 April 2025
Unprompted review
Rated 5 out of 5 stars

Bill and the entire Processing Team…

Bill and the entire Processing Team were incredibly helpful throughout the entire transaction! Their commitment and diligence made all the difference in seeing it through to a successful close. We truly couldn’t have done it without you. Thank you again for everything!

19 May 2025
Unprompted review
Rated 5 out of 5 stars

Jordan Agosto

This was my very first file working with Jordan Agosto, and I am beyond impressed. In over 10 years in the mortgage industry, I have never worked with an account executive as responsive, helpful, and proactive as Jordan. From start to finish, he was on top of every detail, communicated clearly and consistently, and went above and beyond to ensure everything stayed on track. Even with a documentation-heavy file, he made the entire process smooth and efficient. I am truly grateful for his partnership on this file—Jordan sets the bar incredibly high, and I look forward to working with him again!

8 May 2025
Unprompted review
Rated 5 out of 5 stars

Super great experience

Super great experience! working with Jeffery made this process extremely simple and fast, from initial process to closing. Jeff was always available for questions and guidance through this process. If, you are looking quick and transparent process, reach out to Acra Lending and ask for Jeffery.

16 April 2025
Unprompted review

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