I can’t say enough about ACRA Lending, and especially George Noterman. George is one of the best Account Executives I have ever worked with. He truly understands mortgages, the process, and w... See more
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We've been working with Jordan Agosto and he has been amazing with figuring out programs for us and rushing closings when we've had to switch mid contract. Highly recommend Acra! Easily the best for b... See more
I had an excellent experience refinancing my mortgage with Kenny Vong. In a world of automated systems and rigid approval processes, it was refreshing to work with someone so thoughtful, respo... See more
Stephen Salanitri goes over and above and beyond for his clients and customers. He is an outstanding Account Executive! He is knowledgeable, thorough, dependable, and you can be confident he will fo... See more
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Company details
Written by the company
Helping mortgage professionals achieve their clients’ purchase and investment goals, Acra Lending was formed to specialize in alternative income products, such as bank statements, asset depletion and verification of employment programs. Our programs have been developed over years to include fixed and adjustable rate mortgages (ARMs) for residential properties on both an owner-occupied and non-owned occupied basis. Licensed by the National Mortgage Licensing System (NMLS) and operating in 39 states and DC nationwide, we offer our programs and services through four distinct verticals: Wholesale Lending, Consumer Direct Lending, Investor Lending, and Correspondent Lending. Throughout the mortgage industry, Acra Lending is widely known for responsible lending practices, product innovation and operational efficiency.
Contact info
3 Ada Parkway, 92618, Irvine, United States
- 949-900-6630
- sales@acralending.com
- acralending.com
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As a mortgage broker the things you appreciate
As a mortgage broker you cannot but be afraid that once your loan is placed at a Lender, the terms of the product would get changed, the communications with the Rep would go deaf, the underwriter or the appraisal reviewer would come up with unexpected conditions. Let me tell you, it was not the case with Acra Lending, contrary, I found a Rep that cares for your case and honor her promises, a diligent account manager that serves and answers any question with kindness, an Operations that follow up seeking for our interests with reminders and an aligned effort to clear a file. I loved the experience, and I look forward to the next one.
Kenyy Vong He was on top of everything…
Kenyy Vong He was on top of everything and worked hard to help me fix anything I was having trouble with
Acra Is Great
I had an outstanding experience working with Acra Lending, particularly thanks to Amber Beer, who served as my Account Executive. Amber was incredibly professional, responsive, and knowledgeable throughout the entire lending process. She consistently provided clear communication, timely updates, and valuable resources that helped streamline my transaction. Her dedication and attention to detail made everything run smoothly, and I truly appreciated her proactive approach. I highly recommend Amber and Acra Lending to anyone seeking a reliable and efficient lending partner. Thank you, Amber, for your exceptional service!
I'm very happy that kenny Vong and…
I'm very happy that kenny Vong and Kimberly Billings were able to helped with my refinance very professional and fast service I got the best deal thank you both and I will recommend you my friends and family.
Jordan Agosto
Jordan Agosto, our Account Executive, was excellent in communication and coaching to help us refinance a loan for a client that did not qualify for conforming financing. Thanks to Jordan and ACRA, we were able to save this client $300/mo. We believe that ACRA can really open us up to more non-QM lending.
Tracy Brinkley is a Miracle Workers at Acra Lending!
Tracy Brinkley and Michelle Marias-Santa Maria truly saved the day! We had a bank statement loan that was declined by another lender, putting the entire deal at risk. Tracy and Michelle jumped in without hesitation, working quickly and diligently to get the file approved and rushed through in time to meet the closing date. Not only did they make miracles happen, but they were also incredibly responsive—answering every question quickly and guiding us seamlessly through the broker process. Their expertise, dedication, and ability to perform under pressure are unmatched. If you're looking for a lending team that delivers, Tracy and Michelle at Acra Lending are the ones to call!
The Team On The Forefront Can Make or Break The Experience!
We highly recommend Jordan with Acra Lending! The team on the forefront can make or break the experience! We brought a difficult loan to him and he consistently went above and beyond to ensure all our questions were answered and taken care of timely to get it to closing. He was fully involved in the loan process with professionalism, creativity, and a client-focused mindset. Jordan and his team are assets to Acra!
Thank you ACRA!
I have been working as a broker with Acra for quite a while now, and my experience has always been EXCELLENT. My current Account Executive, Marcos Quinones, and my Account Manager, Nicole Linehan, are both outstanding. I am truly impressed by their effective communication, in-depth knowledge of the products, and their dedication to assisting me.
Good Team work Marcos Quinones and…
Good Team work Marcos Quinones and Nicole Linehan,
thanks for everything
Excellent service
Excellent service, great knowledge on the programs, Our account executive is outstanding and stay on top of our loan during the process.
As a broker my experience with Acra was…
As a broker my experience with Acra was very positive. My AE Marcos was very easy to reach and he help me navigate through a file that had multiple intricacies.
Great experience with Tran Le-Nguyen - AcraLending
I had the pleasure of working with Tran Le-Nguyen, a National Account Executive at AcraLending, and I couldn’t be more impressed with her professionalism and efficiency. From the outset, Tran was extremely responsive to our inquiries, both by phone and email, which is crucial during the fast-paced loan process. Her quick turnaround time helped keep things moving smoothly and ensured we never felt out of the loop.
Tran consistently delivered on her promises and worked diligently with her management team to secure the best possible terms for us. She showed genuine care for our needs and went the extra mile to ensure everything was handled efficiently. Her proactive follow-up throughout the loan process was exceptional—keeping us informed every step of the way.
Additionally, Tran provided invaluable support whenever we needed assistance, and her dedication made a significant difference in the overall experience. We truly appreciated her professional attitude, responsiveness, and commitment to client satisfaction. We look forward to doing business with Tran again in the near future!
⭐️⭐️⭐️⭐️⭐️
⭐️⭐️⭐️⭐️⭐️
Jordan Agosto at Acra Lending has been an absolute pleasure to work with! As our Account Executive, Jordan consistently goes above and beyond to ensure our loan process is smooth and efficient. His industry knowledge, responsiveness, and attention to detail are second to none. Jordan understands our unique needs and always offers tailored solutions that make a real difference for our clients. He single handily saved our last deal and went above and beyond on a Saturday to ensure my client was taken care of. With his proactive approach and dedication, Jordan has become an invaluable partner, and I highly recommend him to anyone looking for exceptional service in lending. Thank you, Jordan, for your outstanding support!
As a broker
As a broker, please go away. I submitted four loans. It is more than a month on weekly responding time, wasting time and money, and they do not even transfer appraisal out.
Tracy is amazing and we will only use…
Tracy is amazing and we will only use Acra for non-QM loans because of her. The whole Acra team worked together to get our most recent transaction closed quickly, even after it required an unexpected restrucure (not due to anything on Acra's side) midstream. Thanks again and keep up the great work!
Kenny Vong was very professional and
Kenny Vong was very professional and extremely knowledgeable and nice. Brandy and Beth were awesome as well. I highly recommend their services.

Reply from Acra Lending
Tracy Brinkley went above and beyond to…
Tracy Brinkley went above and beyond to help get our very challenging deal closed. She advocated for our borrower to obtain an exception needed to close and pushed until we had the win! She, along with Michelle, were such great help and was very much appreciated!

Reply from Acra Lending
Outstanding Support
I had the pleasure of working with Marcos Quinones, and I couldn't be more satisfied with my experience. From start to finish, he demonstrated professionalism and expertise. Marcos helped and made the entire process smooth and stress-free, providing clear guidance at every step.
Marcos was ALWAYS available to answer my questions, making what can often be a complicated process incredibly seamless. Working with Marcos Quinones has been a true pleasure!

Reply from Acra Lending
We submitted a very tough loan that must be closed within a period of less than 2 weeks. Mr. Travis and his manager Mr. Shaun took care of the situation and helped to get CTC on time.
Well versed on all loan products. Thanks to Travis AE and Manager Shaun

Reply from Acra Lending
Marcos Quinones is very knowledgeable…
Marcos Quinones is very knowledgeable and attentive. We had a loan that towards the end got a bit tough-challenging; however, he did not hide behind his phone and helped me get to the finish line. Thanks for everything you and your team did (Nicole Linehan - Alejandro Castillo - Carmen Barbor). You guys ROCK!!!

Reply from Acra Lending
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