Everyone at 4Paws is friendly and helpful and my claim last year was dealt with quickly and efficiently. My only criticism is that there was no 'wiggle' room on the renewal price.
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Never claimed but premiums were low till renewal, even with no prior conditions and a new policy quote inflated the price. Went elsewhere for same cover half the price, Sales were awful so pushy kep... See more
Company replied
I have been with 4 paws for several years now, and I am honestly starting to feel trapped within the scheme. I've had no issues with payout, however my price plan seems to increase by £100 yearly, des... See more
Company replied
I have been with 4 paws for 5 years, never made a claim before but Ruby has recently been diagnosed with a spinal issue and needs major surgery. I called, worried, expecting a robot. I got through to... See more
Company replied
Company details
About 4Paws Pet Insurance
Written by the company
Like you, we love our pets, which is why we’ve created a comprehensive range of products providing you and your pet with different levels of cover to suit every budget.
We pride ourselves on our 5 Star Defaqto rated policies and have been awarded the Feefo Platinum Service award for customer excellence for the 4th year in a row with a customer service rating is 4.6/5 from over 3800 reviews.
We go the extra mile and offer our policyholders unlimited free 24/7 video consultations with a registered vet through the FirstVet app.
Our claims are settled in house by our experienced and compassionate UK based advisors. Cover can start from as early as six weeks old and payments can be paid directly to your vet if required.
Find out more about 4Paws Pet Insurance and discover why we’re rated ‘Excellent’ on Trustpilot.
visit the website
Contact info
59 Copthall Bridge, Station Parade, HG1 1TT, Harrogate, United Kingdom
- 01423535040
- petclaims@4paws.co.uk
- 4paws.co.uk
3.8
Great
751 reviews
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Excellent!
Unfortunately, my dog has a life long condition and so this is not our first claim on this policy. As always though, a very swift and painless process to make the claim. I just fill out my party of the claim form, my vet does the rest and sends on to the insurers and then a very prompt claims settlement. Cannot fault them and when we get another dog will not hesitate to insure with 4 paws!
12 August 2024
Reply from 4Paws Pet Insurance
Hello Dawn
Thank you so much for leaving us such a lovely review and a five-star rating, it really means so much to us!
We’re really pleased to hear you found the process easy when you needed to claim for Bella’s spinal cord disorder.
We hope yourself and Bella are doing well.
Kind Regards
Emily
Senior Pet Claims Handler
First time claim in 10 tears
Very happy with claim being approved and paid on time but not happy with premium going up more than double.
12 April 2024
Reply from 4Paws Pet Insurance
Hello,
Thank you for leaving us a review.
It really does mean the world to us when our clients are very happy with the claims process.
I am sorry to hear you are unhappy with the cost of your premiums. Prices are likely to gradually rise over the years – we do consider Bailey’s claims history and health when we calculate the costs of your premiums. We also use lots of other rating factors like your pet’s breed, age or the costs of vet fees in the area you and Bailey live.
I hope this information helps. However, if you do require anything further, please don’t hesitate to contact us.
We hope Bailey is doing well.
Kind Regards,
Dominika
Senior Pet Claims Handler
Reply from 4Paws Pet Insurance
Hello Margaret
Thank you so much for taking the time to leave us your kind review, it really does mean the world to us.
We’re really pleased we could be there for you and Timmy when you needed us.
We hope Timmy is doing well.
Kind Regards
Emily
Senior Pet Claims Handler
Very good experience no quibbling over…
Very good experience no quibbling over the amount and paid out in a short time
11 June 2024
Reply from 4Paws Pet Insurance
Hello Christine
Thank you so much for your review and 5-star rating.
We’re really happy you had a good experience with us when you needed to make a claim for Misty’s claw injury.
We hope Misty has recovered well.
King Regards
Emily
Senior Pet Claims Handler
Reply from 4Paws Pet Insurance
Hi David
Thank you so much for taking the time to leave us a review.
We aim to provide all our customers with the very best service so we’re very pleased to hear you found our staff helpful.
We hope yourself and Teddy are doing well.
Kind regards
Emily
Senior Pet Claims Handler
And finally....
Sadly, my fur baby passed this weekend. 4paws has been sympathetic and explained that I can make a claim for the final bills at,any time. They made it easy to cancel. They also always answer the phone whenever I've needed to clarify something.
Over the course of our two years with our rescue bun we had one claim rejected due to a technicality but thankfully it was a smallish bill.
Thinking about just how much all his bills added up to I'm guessing at least £3000 over just two years so my monthly premium was definitely worth it.
I'm really glad we chose 4paws.
Thanks guys.
6 August 2024
Unprompted review
Reply from 4Paws Pet Insurance
Hi Sally,
Firstly, please accept our most sincere condolences for your loss of Poppy.
We really appreciate you taking the time to leave this review, we aim to provide all of our wonderful customers with the very best service when they need us as we understand it is already a stressful time.
Sadly we can not cover all claims submitted due to multiple factors however, we are glad to see we were able to provide cover for the other claims you had submitted.
Kind Regards
Chloe
Pet Claims Assessment Supervisor
Excellent experience with my recent claim nt…
Excellent experience with my recent claim for my dog's operation.
Very straightforward claim form process and quick feedback and claim payment.
Would highly recommend 4Paws insurance for their reasonable premium and excellent claim process.
14 June 2024
Reply from 4Paws Pet Insurance
Good morning Mr Pemberton,
Wow, thank you so much taking the time to leave us this amazing review!
We are happy to know we were able to be there for you and Teddy when you needed us.
We hope Teddy has recovered well.
Kind Regards
Chloe
Pet Claims Assessment Supervisor
Reply from 4Paws Pet Insurance
Hi Colin,
Thank you so much for leaving this 5-star review!
Here at 4Paws we aim to provide the very best, efficient claims service.
We hope Harmony's ears are getting better, should you need anything at all, please do not hesitate to contact our team.
Kind Regards
Chloe
Pet Claims Assessment Supervisor
4Paws pet insirance Claim
I made a claim through 4Paws pet insurance after our cat was really ill and needed emergency vet treatment - they were quick to respond and refunded the insurance monies (less the excess) with no fuss. I would definitely recommend 4Paws pet insurance to insure your pet with
7 June 2024
Reply from 4Paws Pet Insurance
Good morning Michele,
Thank you so much for taking the time to leave this review. It really warms our hearts to read you found our claims service quick with no fuss.
We hope Elvis is recovering well.
Kind Regards
Chloe
Pet Claims Assessment Supervisor
I cannot praise 4Paws insurance…
I cannot praise 4 Paws insurance enough. They dealt with my claim very promptly and without hesitation. They kept me informed how my claim was progressing and took a big weight off of my mind when faced with a hefty vet bill due to my dog having a nasty injury.
I would recommend them to anyone searching for dog insurance. Many thanks Tracie Healy
6 June 2024
Reply from 4Paws Pet Insurance
Hi Tracie,
Wow 5-stars! Thank you so much for this amazing review.
We aim to provide all of our clients with a stress free claims service as we understand that you want to be able to focus on your pet in their time of need.
From all of us here at 4Paws, we hope Mabel is making a full recovery and should you need anything else please do not hesitate to contact us.
Kind Regards
Chloe
Pet Claims Assessment Supervisor
I had to make a claim
I had to make a claim, which was easy & fast. But the renewal was double the price
7 June 2024
Reply from 4Paws Pet Insurance
Good morning Gillian,
Firstly thank you for taking the time to leave us with your honest feedback, we always take on all feedback from our wonderful clients.
It really means the world to us that you found our claims service easy and fast.
We are sorry that you were not happy with your renewal and decided not to continue your cover for Coal with us.
We hope that in the future you will keep us in mind should you need us.
Kind Regards
Chloe
Pet Claims Assessment Supervisor
Onward third party liability cancelled??
Hoops to jump through are painful. Claim was paid in full was relatively prompt. However, for a dog that was not bitten anybody has her ongoing third party insurance negated. This was from the vet’s notes saying that she reacts to handling and, at times, has needed a muzzle in their care as a precaution.
29 May 2024
Reply from 4Paws Pet Insurance
Hi there
Thanks so much for your comments.
I have checked this for you and can see that we wrote to you to confirm in what instances third party liability would be removed from your cover, just to manage your expectations.
We'd welcome the chance to discuss this with you to avoid any further confusion. Please call us on 01423 535040 at your earliest convenience and we will do what we can to put things right and rebuild your confidence in us.
Kind regards
Craig
Pet Manager
I was charged a £10 late payment fee…
I was charged a £10 late payment fee and was advised that the money could not be collected.
Having checked my bank there were no attempts or notifications of a failed payment.
I advised them to try again whilst I had them on the phone and they said it would only be tried in a few days time.
I do not recommend this company as they will take extra money from you.
29 July 2024
Unprompted review
Reply from 4Paws Pet Insurance
Hi there
Thank you so much for your comments and I am terribly sorry for the delay in coming back to you.
If our customers choose to pay for their policy by Direct Debit, we provide them with a copy of their payment schedule at both the start and every renewal of cover; this is to let our customers know when money will be collected from their account.
In the event that we are unable to collect your monthly payment when it is due, a late payment fee of £10 will be applied to your policy. In the event that our customers are struggling financially, we simply ask that they call us at least 5 days prior to the next payment being collected, so we can see what we can do to help.
I am sorry you have been unhappy with the service provided and I do hope that we are able to rebuild your confidence in us. If you wish to discuss this further, please call us on 01423 535040.
Kind regards
Craig
Pet Manager
Beware company reinvented English language
Very strange company have decided that both ears are effectively one so will not cover a condition treated last month due to an unrelated issue four years ago (not claimed for) in the other ear. It doesn't seem to be the most ethical to say a persistent ear issue regardless of it being the other ear when it was last treated 4 years ago.
15 July 2024
Unprompted review
Reply from 4Paws Pet Insurance
Hi James,
I am sorry to read that you are unhappy that we were unable to provide cover for Zelda's ear issues.
We certainly aim to process all the claims we receive from our valued customers; however, sometimes this sadly is not possible if the condition is not covered under our Policy Terms and Conditions.
I can we sent you an email, explaining the reason why we were unable to accept the claim in this instance. If you wish to discuss this further with a member of our team, please do not hesitate to contact us on 01423 535 040.
Kind regards
Chloe
Pet Claims Assessment Supervisor
Great process
Great process, updated all the way and kept informed of next steps. Prompt assistance and great communication between vet and insurance too. Thank you again for great support!
3 June 2024
Reply from 4Paws Pet Insurance
Hi there
Thank you so much for the 5 star review, we really appreciate it.
We pride ourselves on our service and being there for you when you need us. I am so pleased to hear that you were happy with the claims process and also, with the communication throughout.
If you do need us for anything else, please do not hesitate to let us know.
Kind regards
Craig
Pet Manager
quick and easy claim
15 June 2024
Reply from 4Paws Pet Insurance
Hi Nicole,
Firstly we would like to thank you for taking the time to leave us a review.
We aim to provide all of our wonderful clients with the very best service as we understand claiming can be a stressful time.
We hope Ronald has made a full recovery.
Kind regards
Chloe
Pet Claims Assessment Supervisor
Dealt with very professionally
27 June 2024
Reply from 4Paws Pet Insurance
Good afternoon Mr. Hassall
Thank you so much for your review.
It means the world to us that you found the service you received professional and worthy of 5-stars!
We aim to provide all of our wonderful customers with the very best service.
We hope Ellie has made a full and speedy recovery.
Kind regards
Chloe
Pet claims assessment supervisor
Refusal to pay out
Refusal to pay out
I only claimed twice. First time was easy but the second time my claim was refused - with the claims team deep diving into my pets history - where she was at one time overweight, but she is not any more. She is old for a rabbit and has stiff back legs, she needs pain medication for this and to make sure she is well enough for this medicine a blood test which are very expensive. Even though the vet wrote a supporting letter the claim was still refussed.
4 July 2024
Unprompted review
Reply from 4Paws Pet Insurance
Good morning,
Firstly I would like to thank you for taking the time to leave us your review.
We are sorry that you are not happy that your claim for your pet has been rejected.
If you wish to discuss this further with a member of our team please give us a call on 01423 535 040 and we will be able to look into this further for you.
Kind regards
Chloe
Pet claims assessment supervisor
Tried to cancel auto renewal via email…
Tried to cancel auto renewal via email twice as it was 3 x more expensive than several PCW quotes.
I had no response over a week later so phoned to cancel. On hold for 30 mins
2 July 2024
Unprompted review
Reply from 4Paws Pet Insurance
Good afternoon,
Thank you for taking your time to provide feedback, we really do appreciate it.
I am sorry that you feel that we have missed the mark in terms of service on this occasion.
Whilst we have been experiencing a particularly busy period, this is certainly not the level of service we wish to provide.
Sadly due to limited opening times over the weekend we were unable to reply to your email prior to your phone call.
I have looked into your policy and I can see that although your hold time was just under 10 minutes, this is unusually long and I would like to take this opportunity to apologize for the wait.
I can see that your request was completed during our conversation, but should you require any further assistance or have any questions, please do not hesitate to contact us.
Kind regards,
Graham
Sales & Renewals Team Leader
Impressed with the company and the way…
Impressed with the company and the way I got to speak face time with a vet about my dog..
Payment for claim paid out very quick
25 May 2024
Reply from 4Paws Pet Insurance
Good morning Julie,
Wow thank you so much for this 5-star review! It really does warms our hearts to know we have provided you with our very best service and you were impressed.
First Vet is such a valuable tool to have and we are super happy you were able to use this for Nala.
We hope Nala is making a speedy recovery.
Kind regards
Chloe
Pet Claims Assessment Supervisor
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