1st CENTRAL Insurance Reviews 184,710

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 30,804 reviews, reviewers overwhelmingly had a great experience with this company. Many customers found the pricing to be very competitive and affordable, often significantly cheaper than other providers. The website and overall user experience were frequently praised for being easy to navigate, straightforward, and efficient, making the process of setting up or updating policies simple. People also highlighted the excellent service received, noting the helpfulness and politeness of staff, and the ease of managing policies online without additional fees. However, some customers also noted issues with customer service, mentioning difficulties getting through to agents, encountering unhelpful chat bots, or experiencing rude interactions. A few other people also felt that the process could be complicated, with requests for additional documents or unexpected charges for amendments, leading to frustration and policy cancellations.

What people talk about most

Price

Clients share positive opinions on price, with many reviewers finding the cost for coverage unbeatable and... See more

User experience

Reviewers highlight positive aspects of user experience, with many finding the process easy to understand,... See more

Service

Reviewers mention positive feedback about service, with many describing it as excellent, brilliant, and easy... See more

Website

Users describe positive interactions with the website, finding it easy to navigate, update policies online,... See more

Customer service

Consumers find customer service to be ambiguous, with many reviewers reporting extremely negative... See more

Reviews shaping this summary

Rated 4 out of 5 stars

It is too early to make definitive comments. The contract does not start till 1st June. Being with a new company means differences in how material on line and documents are presented - and contents.... See more

Company replied

Rated 4 out of 5 stars

My Experience great hospitality from your service I call and discuss great service with your customers service. Insurance policy send by email great Reminder. Price is as well. Thank you 😊 A... See more

Company replied

Rated 4 out of 5 stars

Confused.com must be a major agent representing First Central, therefore when I use them to make a successful contact with you, which results in a new contract, not only paid for, but Certificate... See more

Company replied

Rated 4 out of 5 stars

Reasonably pain free to set up my new car insurance with some very good quotes, much cheaper than my previous insurer. Happy days.

Company replied


Company details

  1. Auto Insurance Agency
  2. Home Insurance Agency
  3. Insurance Agency

Written by the company

Get a car insurance quote from 1st CENTRAL and you won’t be disappointed. As experts in UK motor insurance, 1st CENTRAL provides cheap car insurance for new drivers and experienced drivers, along with a high standard of customer service. Our friendly support teams are on hand to help you with your car insurance quote. We can customize your affordable car insurance policy with optional extras including Legal Cover, Personal Accident Cover, Hire Car, Excess Protect and RAC Breakdown Cover.

Who We Are

Written by the company

We offer Defaqto 5-Star rated car insurance
Our car insurance provides quality cover and includes a comprehensive range of features and benefits including a courtesy car, £1500 of key cover and 90 days driving in Europe, as standard
We’re competitive on price
We’ve got some very smart people in our pricing team (and some clever technology) monitoring the market to make sure we’re always giving the best price possible. We’re pretty hot on fraud too, which helps us keep our premiums lower.
We’re not all talk
If you make a claim, we’ll look after you. You'll be assigned a Personal Claims Advisor, enjoy free collection and delivery of your vehicle, a 5 year warranty on all repairs, mobile repairs and estimates where possible, and like for like vehicle replacement.
We’re nice people
All of this is backed up by support from our friendly call centre. Our call centre is open at sensible times including weekends and our claims line is open 24/7, 365 days a year.

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

185K reviews

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Rated 5 out of 5 stars

I have used the portal service on several occasions

I have used the portal service on several occasions now to update and amend my policy.
Each time I have found it quick and easy to navigate and make the necessary changes.
On each occasion I have not been charged an admin fee and love the message that comes up ,"this one's on us , or free" .

26 May 2026
Unprompted review
Rated 1 out of 5 stars

STAY WELL AWAY FROM THIS COMPANY …

After being told I would receive a backdated refund from the date my vehicle was written off , 1st central are now refusing to refund me as I added a named onto the policy to drive the vehicle to start repair work! I was in No position physically or mentally to drive the vehicle.
The treatment from 1st central I have received is absurd ! I strongly recommend you DO NOT GO WITH 1st central ! This is my first ever Non fault accident and it has been a nightmare to deal with this company.
They are incompetent and have absolutely zero empathy or customer care.

29 May 2026
Unprompted review
Rated 5 out of 5 stars

Gggg

👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻

29 May 2026
Rated 1 out of 5 stars

Probably the worst Insurance Company on…

Probably the worst Insurance Company on the market!

Won’t be using again! Even if they were half the price of their nearest competitor!
Would Never recommend!

Customer services are none existent and if you get the “chat bot” Rosie! GOD HELP YOU!

Just don’t do it!

19 May 2026
Unprompted review

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