Surprising exceptions in coverage and impolite treatment
Not only the insurance wasn’t helpful for me, but also the customer service is incompetent and rude. I had an accident, which wasn’t covered by the insurance, which is ok, but I purchased an extra coverage for the glass damage. After the accident I called them and asked whether I can get reimbursed at least for the glass and they said yes. When I brought the car with an evacuator to the partner company of the insurance, it turned out, they need to request an additional permission, because the glass damage was associated with an accident. They took a whole day to respond to the company (not to me directly) that it’s not covered. I only knew that after calling the insurance directly, and when I asked the worker to point me to the specific paragraph in the rules that is stating this exception, he refused and told me that I have to find it myself reading through 50 pages of legal text. In addition, he laughed in my face about me insisting to get a detailed explanation of their reasoning. It made me feel very frustrated and stressed. I read through the conditions and didn’t find this exception. I still haven’t received any official reasoning from them in written form. I never encountered such an impolite and unprofessional behavior in any other bank or insurance.
7 February 2025
Unprompted review