XTB Online Investing 

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See what reviewers are saying

Rated 1 out of 5 stars

Terrible brokerage, once you put your money in they will make it immensely hard to get it back out. Advertises false deals to get you to join then once you join the deal miraculously disappears. Custo... See more

Rated 1 out of 5 stars

Misleading Intro offer - hard to get money out. Signed up for the free share offer with a view to moving my portfolio, then once funds deposited it took two days for them to show despite bein... See more

Rated 5 out of 5 stars

I was wary at first as XTB's cash ISA offer is very new. Account easy to open and once you get your head around adding money to free cash, then moving it to the cash ISA. Transfering £15k was held and... See more

Company replied

Rated 5 out of 5 stars

Investment platform which is very easy to get started and use. Customer care is nice, and their fees are relatively low for starters.

Company replied

Company details

  1. Finance Broker
  2. Stock Broker

About XTB Online Investing

Written by the company

XTB is a global leading Brokerage house and provider in retail trading of investment solutions, committed to delivering cutting-edge and accessible options for clients worldwide. Licensed and regulated by the UK Financial Conduct Authority, XTB Group has gained over 1.7 million customers.

With over two decades of industry expertise, XTB has secured its position among the biggest Stock and CFD brokers registered on the stock exchange.


XTB specialises in providing market access, by offering 10,900+ instruments, including Stocks & ETFs, a Flexible Stocks & Shares ISA, CFDs, Commodities, Investment Plans, and more, tailored to the needs of both institutional and retail investors. You can also earn 4.25% interest on your GBP uninvested funds! Since its inception in 2004, the company continues to strive to be the most open and transparent on the market, while also offering its clients innovative technological solutions.


With the aid of cutting-edge technology and immediate order execution, XTB is now able to provide access to thousands worldwide markets and the freedom to trade from any location.

XTB is currently one of the fastest growing FinTech in the investment industry and has the experience in providing world-class trading services. Each branch is authorised and regulated by the appropriate inspection body, including CMB, KNF, BaFin, and the Financial Conduct Authority.

VISIT OUR WEBSITE

Contact info

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Rated 4 out of 5 stars

I miss info about state of my accont in…

I miss info about state of my accont in custom period

22 November 2025
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Reply from XTB Online Investing

Thank you for your feedback! We’ve noted your request for viewing account information over a custom period and will share it with our product team as we work to improve the app.

Rated 5 out of 5 stars

Is functioning well and is…

Is functioning well and is comprehensive and user friendly.

21 November 2025
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Reply from XTB Online Investing

Thank you for your comment! We're glad to hear you're enjoying the app.

Rated 5 out of 5 stars

Great application

Great application

30 November 2024
Unprompted review
XTB Online Investing logo

Reply from XTB Online Investing

Thank you for your comment! We’re glad to hear you’re enjoying the app.

Rated 5 out of 5 stars

Good

Good. Trustworthy

21 November 2025
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Reply from XTB Online Investing

Thank you for your comment! We’re glad to hear that you find our platform trustworthy.

Building confidence and reliability for our users is very important to us, and your feedback confirms we’re on the right track. 💪

Rated 5 out of 5 stars

Difficile de parier

On doit se tenir au courant dès sujets internationaux

20 November 2025
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Reply from XTB Online Investing

Bonjour,
Nous vous remercions pour ce retour positif !
C’est un plaisir de savoir que vous êtes satisfait par nos services.
À bientôt sur XTB !

Rated 5 out of 5 stars

Perfect platform.

Perfect platform.

20 November 2025
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Reply from XTB Online Investing

Thank you very much for your kind words! We’re delighted to hear that you consider our platform perfect!

Rated 3 out of 5 stars

Sometimes is really hard to understand…

Sometimes is really hard to understand how your robot make me loose

20 November 2025
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Reply from XTB Online Investing

Thank you for your feedback. We’re sorry to hear about your experience with automated features. Please contact our support team through the app so they can review your trades and provide a clear explanation.

Rated 1 out of 5 stars

Money at Risk — Extremely Poor Service

Hands down the most dishonest and unprofessional platform I’ve ever dealt with. Avoid at all costs.

After verifying my account, they immediately pushed me to deposit money. I deposited a small amount just to test them — and the moment I did, they magically switched my account back to “Unverified.”

Their support is a disaster: extremely slow, barely available, and completely useless. I closed my account without even using it and requested a refund.
It’s been days, and they still haven’t returned my money. Every time I ask, they repeat the same empty line: “We are working on it.”

Their aggressive advertising makes them look legit, but don’t be fooled.
This platform is sloppy, misleading, and you’re genuinely risking your money. Customer support is a joke, and the whole operation feels shady.

13 November 2025
Unprompted review
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Reply from XTB Online Investing

Thank you for your feedback. We’re sorry to hear about your experience with verification, support and your refund request. Please contact our team through the app or via email so they can review your case in detail and provide an update as soon as possible.

Rated 3 out of 5 stars

Easy to put money in and a mission to…

Easy to put money in but found it hard to withdraw. It was finally done but it put me off using the app. I hope others have a better experience

19 November 2025
Unprompted review
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Reply from XTB Online Investing

Thank you for your feedback. We’re sorry to hear about the difficulties you’ve experienced with withdrawals. Please contact our support team through the app so they can review your case and ensure the withdrawal details are verified correctly.

Rated 4 out of 5 stars

It would be useful to be able

It would be useful to be able to open and close positions before the market starts

13 November 2025
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Reply from XTB Online Investing

Thank you for your suggestion!
We will forward your feedback to our product team for consideration in future updates. Your input is very valuable in helping us improve the platform to better meet the needs of our users. Have a nice day!

Rated 1 out of 5 stars

Scammers

Scammers!

Let you deposit using bank details but when trying to withdraw they need every document under the sun. They also proceed to reject the ID and use the ‘unclear’photo excuse to get away with it.

DO NOT DEPOSIT

14 November 2025
Unprompted review
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Reply from XTB Online Investing

Thank you for your feedback. We’re sorry to hear about your experience. Please note that withdrawal and ID checks are required for regulatory reasons. Kindly contact our support team through the app so they can review your documents and help you complete the process.

Rated 1 out of 5 stars

Terrible experience at all

Terrible experience at all! I tried to login into my account and suddenly (as I forgot my password and tried to reset it), I was locked out for nearly a week without having any access to my own money. When I was contacting the customer support I was getting all the time the same response, that I need to wait without explaining me the reason of their technical issue. As I contacted the Financial Ombudsman service, they said to me that i could go further if the issue was there after 8 weeks. Overall very bad experience, stay away!!!

11 November 2025
Unprompted review
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Reply from XTB Online Investing

Thank you for your feedback. We’re sorry to hear about the difficulties you faced during the password reset process and the delay in regaining access. Please contact our support team through the app so they can review your case and make sure everything is resolved as quickly as possible.

Rated 1 out of 5 stars

I can't withdraw my money - 2 months

I can't withdraw my money it's been already 2 months, I've contacted them I don't receive the SMS, and keep calling them to remind them about the problem, it's been fixed for 24h and now it's not working again, literally 2 months and it's not fixed. THEY ARE TAXING ME 3% INSTEAD OF 1% , again 7 weeks and they are just telling me "they are looking at it"

14 November 2025
Unprompted review
Rated 1 out of 5 stars

Makes withdrawals unnecessarily hard

I topped up my account using my Visa card, and when i tried to withdraw to the same Visa card that i used to fund the accountn but they wouldn't allow it, they say that "virtualpay" doesn't allow withdrawals,

so my money is stuck there because they wouldn't allow me to withdraw to the same card i used to top-up.

13 November 2025
Unprompted review
XTB Online Investing logo

Reply from XTB Online Investing

Thank you for your feedback. We’re sorry to hear about your withdrawal issue. Please contact our support team through the app so they can review your case and advise you on the available withdrawal options for your card.

Rated 1 out of 5 stars

I ask to withdraw money since…

I ask to withdraw money since 14/10/2025 and till date i don't know where is my money . I contact my bank they said no amount has been received from the xtb company . I tried many time to withdraw with different bank but none was successful till date . I'm waiting to receive my money or back to my xtb account ! Or its a scam company ?

14 October 2025
Unprompted review
XTB Online Investing logo

Reply from XTB Online Investing

Thank you for your feedback. We’re sorry to hear about your withdrawal issue. Please rest assured that XTB is a fully regulated broker supervised by the FCA. Kindly contact our support team through the app — they’ll review your case and provide you with an update on your withdrawal status.

Rated 1 out of 5 stars

Not transparent. Am opening complaint with financial ombudsman

Tried to open an account with them as their ISA offer looked good. I already have accounts with 2 other providers, which i am happy with...but just wanted to diversify a little bit.

Completed the account opening form, then was struggling with the verification process, so contacted them. They basically told me it's because my account application has been rejected. After querying why, they said "business reasons". I asked them to clarify, and they reiterated "business reasons.

I opened a formal complaint to them, saying i can't fix whatever issues they have with my application without actually know what the problem is. Their complaints department said "business reasons", and they can't tell me anymore. As they are still offering account openings (and advertising on youtube), they are clearly still offering applications, so clearly they have some unknown issue with me.

I am escalating this to the financial ombudsman, as i feel in the current era of debanking, it could be anything....including my race, gender or nationality. I would accept a valid reason...but they are unwilling to give it

12 September 2025
Unprompted review
XTB Online Investing logo

Reply from XTB Online Investing

Thank you for your feedback. We understand your concern. Please note that application outcomes are based on internal assessment criteria, and for security and regulatory reasons we’re unable to share specific details. Your complaint will be reviewed in line with FCA guidelines to ensure a fair process.

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