Veterans United Home Loans Reviews 

13,892
•
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Considering 1,368 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the professional staff for being incredibly friendly, supportive, and consistently available to answer any questions from start to finish during the home purchase. Consumers note that the dedicated team offers exceptional guidance, making complex home loan procedures remarkably smooth, efficient, and much less stressful for first-time buyers navigating the market. Some reviewers were not happy with the overall service, specifically mentioning communication gaps, occasional unresponsiveness, or feeling unsupported during critical moments. Others pointed out that important loan steps felt rushed and lacked the necessary educational guidance and transparency.

What people talk about most

Staff

Consumers find staff to be exceptionally helpful, professional, and responsive throughout the entire... See more

Service

Reviewers highlight positive aspects of service, noting that loan officers and real estate agents go above... See more

Customer service

Customers consistently note positive experiences with customer service, highlighting professional, helpful,... See more

User experience

People report positive experiences with user experience, highlighting how helpful teams and useful digital... See more

Response time

Clients share positive opinions on response time, frequently highlighting that reviewers were always... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Holly Ragan has been a major blessing to our family. She worked relentlessly and jumped every hurdle that we faced! She answered every question we had. There was never a phone call or text that went u... See more

Rated 5 out of 5 stars

We were first time home buyers and Andy and the entire team were awesome!! All were so patient and explained and guided us every step of the way. They answered all our questions without hesitation an... See more

Rated 5 out of 5 stars

Great experience throughout. My process was long with many changes, but through it all the team members especially Lance and Deanna kept me abreast of changes and encouraged. I am so thankful for thei... See more

Rated 5 out of 5 stars

Veterans United were great to work with from start to finish. They were always quick to respond, kept me updated, and took the time to answer every question I had along the way. I never felt li... See more


Company details

  1. Non-Bank Financial Service
  2. also in
  3. Financial Consultant

Information provided by various external sources

Veterans United values customer feedback and reviews. Read Veterans United reviews here on TrustPilot and see what other homebuyers have to say. Veterans United is a full-service mortgage lender that specializes in the VA Loan - a mortgage option backed by the U.S. Department of Veterans Affairs available to active-duty service members, as well as veterans and their families. Veterans United Home Loans is an equal opportunity lender and is not affiliated with any government agencies, including the VA. Customers with questions regarding our loan officers and their licensing may visit the Nationwide Mortgage Licensing System & Directory for more information. NMLS #1907 (nmlsconsumeracess.com)


Contact info

4.9

Excellent

TrustScore 5 out of 5

14K reviews

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Replied to 78% of negative reviews

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4.9

All reviews

(13,892)

1,260 reviews in the last 12 months

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Rated 5 out of 5 stars

Happy New Homeowner

The agents and whole loan team are great. very professional and knowledgeable in helping any qualified veteran with the purchase of a home.
Thank You Sincerely,
Darby R. Long
new home owner

6 August 2026
Rated 5 out of 5 stars

The experience was amazing

The experience was amazing. Samantha walked me through the entire process, she was super responsive and jumped on calls up explain everything to me. Made the experience just so much easier

7 August 2026
Rated 3 out of 5 stars

I would recommend but only if you do your research on the home buying process first!

If it is your first time purchasing a house I would recommend doing a lot of research beforehand. I only would recommend the VA loan because a lot of costs are taken care of prior to closing that you would have to pay for if it was a regular home loan. I didn’t feel they had my best interest in mind when it came to the loan. They were just going to offer me the highest interest rate even though my credit was great.. in the 800s and no issues on my credit report history. Not until I got a better offer with someone else did they try and match it but prior to that the excuse was basically “….due to what’s going on overseas...” Some of the process I felt was done backwards. There was a delay on closing I felt could have been mitigated if those were one of the first things taken care of. It wasn’t a pleasant experience. It definitely could have been worse but I am so glad this process is over! The team did check in to see if I had questions but I don’t know what to ask if it’s my first home buying experience. I asked the lenders if there was anything needed from me and I would get “no we’re good for now…when there actually were things needed and there were documents I had to submit twice because they didn’t know I submitted it prior to when they asked (I guess). So for others I would advise them to research all the important things for purchasing a home and how the process works before starting the home buying process. Know what you can negotiate/ask for, and always shop around for lenders to get better deals. DO NOT ASSUME they have your best interest in mind like we do in the military. It’s a business for them to get the deal. And READ EVERYTHING IN DETAIL before signing especially at closing because there were multiple errors, and last minute changes that were made to the loan that my lender didn’t even know were changed so I wasn’t given any heads up about it. The attorney at closing was visibly annoyed that I had questions or showed him where there were mistakes on the documents. He half explained things to me but when the sellers came he gave them all of his attention and just dismissed me until they were done. He catered to them so that they can go to their next appointment but didn’t apologize for having me wait longer due to the clerk having to fix multiple documents that they had errors on. That’s the gist of it. Oh and there are things you have to pay for throughout the process like inspections earnest money and appraisals so don’t expect to not have to pay anything. Other than that, if you know this process and have done it before, this could be a great service. You just have to be hands on.

7 August 2026
Veterans United Home Loans logo

Reply from Veterans United Home Loans

Hi LaTorie,
I’m sorry your first homebuying experience left you feeling like you needed to navigate so much of the process on your own. Buying a home for the first time comes with a lot of questions, and I understand how frustrating it can be when you don’t know what to ask or when expectations about next steps aren’t clear.

I also hear your concerns about the rate you were initially offered, having to provide documents more than once, delays, and changes you weren’t expecting as you approached closing. Especially for a first-time homebuyer, you shouldn’t have to know every question to ask in order to feel informed. I appreciate your feedback about where more proactive guidance and communication from our team could have helped you feel better prepared throughout the process.

While I don’t have control over the actions or service provided by third parties involved in the closing process, I’m sorry to hear those interactions added to an already frustrating experience.

I’d welcome the opportunity to learn more about your experience with Veterans United. Please reach out to my Client Advocate team at 1-800-212-5200 or ClientAdvocate@vu.com.

The team is available from 9 a.m. to 5 p.m. Central Time, Monday through Friday. Messages received outside those hours are typically answered the next business day.

Sincerely,
Claire S., Client Relations Manager

Rated 5 out of 5 stars

Miles Pivonka was simply the best.

We truly could not have asked for a better loan officer than Miles! From the very beginning, he was incredibly patient, knowledgeable, charismatic, and just genuinely enjoyable to work with. Going through the mortgage process can be stressful and overwhelming, but Miles somehow managed to make the entire experience feel much easier and a lot less intimidating.
One of the things we appreciated most about Miles was his patience. We had plenty of questions throughout the process, and not once did he ever make us feel like we were asking too much or bothering him. He always took the time to explain things in a way that made sense, walked us through what to expect, and made sure we felt comfortable before moving forward. That kind of patience and reassurance means so much when you are making one of the biggest financial decisions of your life.
Beyond being great at his job, Miles has such a charismatic and personable personality that made working with him feel less like a business transaction and more like working with someone we had known for years. He was easy to talk to, always positive, and somehow knew how to keep things light even during the more stressful parts of the process. We genuinely looked forward to talking to him!
What really stood out to us was that we never felt like we were simply another loan or another number. Miles made the experience personal, and we always felt like he genuinely cared about getting us across the finish line and into our new home. Having someone like that in your corner makes such a huge difference.
We are incredibly grateful to Miles for all of his patience, guidance, and support throughout this journey. Buying a home is such an important milestone, and we will always remember the people who helped make it happen.
If we ever decide to buy another home, there is absolutely no question that we will be reaching out to Miles again. We would recommend him without hesitation to our friends, family, or anyone looking for a loan officer they can trust. If you're fortunate enough to work with Miles, you a're in great hands.
Thank you, Miles, for everything you did for us and for helping make this experience such a positive and memorable one. We could not recommend you enough!

7 August 2026
Rated 5 out of 5 stars

Great experience

Great experience. Felt welcomed, guided through the process, felt like I was not pressured or treated like a child. Everyone was extremely friendly and showed that they truly cared about me.

5 August 2026
Rated 5 out of 5 stars

I would give Blake and Julie a 100%

I would give Blake and Julie a 100% , 10 does not come close for the fantastic job they both did. Blake from day 1 was polite and outstanding everytime I spoke to him and explained everything he spoke to me about, Julie was outstanding and went out of her way to help me with several things with the bank that we were running into problems with and Jim and I were both amazed at the outstanding job. We have not had in the past this kind of leadership to help us with the purchase of a home. So happy we Went with Veterand United Home Loan and I will for sure Pass on your information. They both deserve a raise and promotion. Thank you Blake and Julie

5 August 2026
Rated 5 out of 5 stars

Jackson and his team were phenomenal…

Jackson and his team were phenomenal from start to finish. They were there immediately with any questions we had, and hustled to get everything done on a short notice when we were finally able to close. No unnecessary waiting or lags, and constant communication. Would recommend them to anyone, especially first time buyers like we were.

5 August 2026
Rated 1 out of 5 stars

DO NOT USE THIS SERVICE!

DO NOT USE THIS SERVICE!! I was referred to two different real estate agents. They both were worthless. Anthony Giglio owned a condo in the complex I'm going to purchase at. Had 17 years of experience and couldn't handle this simple transaction while the work was mainly done by me.

Sheryl Adan-Castillo
JMG Real Estate was in the Marines supposedly and she was completely unwilling to work and couldn't handle the real estate transactions. Plus I did all the groundwork. I already have my condo picked out.

This was the most pathetic experience I've ever had in my life And I served in the Gulf War. I'd rather have scuds blown up over my head than dealing with these people

5 August 2026
Unprompted review
Veterans United Home Loans logo

Reply from Veterans United Home Loans

Hi Peggy,
I’m sorry this experience has been so frustrating, especially when you had already done so much of the groundwork for your home search. You deserved to feel supported throughout the process, and I appreciate you taking the time to share where the experience fell short for you.

Since your concerns are specifically about your experience with the real estate agents you were connected with, I encourage you to reach out directly to the Veterans United Realty team so they can hear your feedback and look into what happened. If you need help getting connected with the right team, you’re also welcome to contact my Client Advocate team at 1-800-212-5200 or ClientAdvocate@vu.com.

The Client Advocate team is available from 9 a.m. to 5 p.m. Central Time, Monday through Friday. Messages received outside those hours are typically answered the next business day.

Sincerely,
Claire S., Client Relations Manager

Rated 5 out of 5 stars

Taylor and Paige were amazing

Taylor and Paige were amazing! They kept me up to date and explained everything and answered all the questions I had. They made the whole process so easy, it almost doesn't seem real!

4 August 2026

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