Swoosh Finance Reviews 

2,091
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Looking at 681 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently appreciate the fast and efficient application process, noting that approvals and email replies happen very quickly without any unnecessary complications. People frequently praise the support team for being extremely friendly and helpful, guiding users through every single step to make the entire experience completely seamless and stress-free. Some reviewers were not happy with being repeatedly transferred between multiple different staff members throughout their application journey. Conversely, a small portion of people felt disappointed when applications were declined or struggled to get their specific problems resolved properly by the support agents.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting quick response times and helpful... See more

Customer service

Users describe positive interactions with customer_service, highlighting fast replies and helpful assistance.... See more

Response time

Consumers find response time to be exceptionally positive and efficient. Reviewers consistently mention that... See more

User experience

People report positive experiences with user experience, consistently praising the quick, efficient, and... See more

Service

Clients share positive opinions on service, highlighting fast, efficient, and professional assistance from... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Always a pleasure to deal with Swoosh, easy to apply and they are quick to give you an outcome. The Customer Serivce I received today from Kate made the whole process less stressful.

Company replied

Rated 5 out of 5 stars

Had a good experience with all staff that assisted me ( Baylee, Olivia, Riley. Scott) process was swift and easy to fill in .Staff we're happy to assist me when helpp needed. I would recommend them t... See more

Company replied

Rated 5 out of 5 stars

This is the second time I have used Swoosh, and am so thankful to Jakayla for making it very easy. The communication is fantastic, I have been updated every step of the way. You guys are all great.

Company replied


Company details

  1. #5 of 11 best companies in Loan Agency

Written by the company

Need cash, fast? Swoosh offers easy and quick cash loans, even for those with bad credit. No hidden fees or early repayment charges – just financial help when you need it most. So, what can we do for you? No matter your reason for a loan, we’re here to help. You can get a fast cash loan for any amount between $2,000 and $5,000 using your existing vehicle (fully owned and registered in the borrower’s name) as security. Our online application is so easy, it takes less than 5 minutes to complete. Once approved (usually within 1 business hour), we’ll give you all the information you need to start your loan and sign a contract. Applying is free, and we don’t charge you if your application is unsuccessful. You can get started by calculating what your repayments would be using the calculator on the right. Committed to responsible lending Because we are all about mates helping mates, we are committed to responsible lending in all we do. We use lending criteria, common sense and professional assessors when reviewing your application. We’ll only approve you for a loan we know you have the ability to repay. Our customers recommend us to their family and friends—because they know we can be trusted.


Contact info

4.8

Excellent

TrustScore 5 out of 5

2K reviews

5-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 17% of negative reviews

Typically replies within 1 month

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4.8

All reviews

(2,091)

674 reviews in the last 12 months

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Rated 5 out of 5 stars

Baylee was very quick with responding…

Baylee was very quick with responding back via email which made me feel like I wasn’t just another number and helped the application process progress quicker

10 June 2026
Unprompted review
Swoosh Finance logo

Reply from Swoosh Finance

Thanks for the 5-star review, Kim! We’re so happy that you experienced quick and friendly communication from Baylee.

Rated 5 out of 5 stars

Easy and Quick to deal with

Great service and information from Jakayla, made the process easy

8 June 2026
Unprompted review
Swoosh Finance logo

Reply from Swoosh Finance

Thanks for the 5-star review, Sarah! We are so happy to hear you had a great experience with Jakayla.

Rated 5 out of 5 stars

Always a pleasure to deal with Swoosh

Always a pleasure to deal with Swoosh, easy to apply and they are quick to give you an outcome.
The Customer Serivce I received today from Kate made the whole process less stressful.

9 June 2026
Unprompted review
Swoosh Finance logo

Reply from Swoosh Finance

Thank you so much for taking the time to review, Ian! We are so glad you had a good experience with Kate. We work hard to provide a quick process, so your kind words are greatly appreciated!

Rated 5 out of 5 stars

Great customer service and prompt replies

Baylee was very patient as it took a while for me to get the right documentation. He was quick to respond and very helpful and a pleasure to deal with.

4 June 2026
Unprompted review
Swoosh Finance logo

Reply from Swoosh Finance

Thank you so much for your kind words and for being a returning customer, Prue! We're so thrilled that you had a good experience with Baylee. Helpful and friendly communication is something we greatly value.

Rated 5 out of 5 stars

Baylee my assessor explained how to…

Baylee my assessor explained how to upload my documents and attach to him with clear and precise steps. As an older person I found his explanations extremely helpful. He was a pleasure to correspond to
The application was okay to complete no problems

5 June 2026
Unprompted review
Swoosh Finance logo

Reply from Swoosh Finance

Thank you for the wonderful review, Helen! It's awesome to hear that you experienced clear and helpful communication from Baylee.

Rated 1 out of 5 stars

I have had many loans through Swoosh…

I have had many loans through Swoosh Finance since 2021, always paid out early.
I recently had a message from Swoosh offering to refinance my current loan, as I have a couple hundred left before it is paid out.
So I applied pre-approved.
I accidentally entered the wrong reason for the loan and so it was declined. I spent 3 weeks trying to call and left emails with no assistance or response.
Finally, I managed to get in contact with someone today and she couldn't have given less of a shit.
And advised I would have to wait another month before trying to apply again. Pretty piss poor if you ask me.
If you would like to get a loan, do not bother with Swoosh as they are not genuine or understanding.

4 June 2026
Unprompted review
Rated 5 out of 5 stars

Super easy to deal with

Super easy to deal with, straight forward questions, fast response. Jakayla was absolutely great to deal with, mere minutes between emails, I truly felt like I was a priority customer. Will recommend for those wanting/needing fast finance.

4 June 2026
Unprompted review
Swoosh Finance logo

Reply from Swoosh Finance

Thanks for the review, Mattie! We are so glad you experienced a straightforward and fast process with Jakayla. Your lovely words are very appreciated!

Rated 1 out of 5 stars

Other places are easier

Told you are pre approved then so much documentation is required. Then still more. Three people to contact needed too.
Gave up. Went to a competitor. Approved quickly elsewhere.

3 June 2026
Unprompted review

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