Whilst I understand the process. U have put a block on the money and the whole amount is showing on my credit card statement. I will have to see if they charge me interest next month as I have paid mo... See more
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Review summary
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It’s great that you can split the payments, but you can only use a credit card, but be aware, initially the whole amount goes from your balance and stays as pending for some days, so if you rely on th... See more
It was very simple to use and choose the length of time to repay either over 3 months or 6 months. The only thing is though the bank received the request for full payment and the part payment. While t... See more
Was easy process. Did get concerned with the pay part before seeing plan options maybe different wording as not confuse customers
Company details
About Splitit
Written by the company
We aren’t like other “buy now, pay later” options. We’re entirely different—free of fees, applications, and credit checks. For the responsible credit card user who pays diligently and doesn’t want a new loan under their name, Splitit is the smarter, more sensible choice. With Splitit, you choose the number of monthly installments and they show up right on your credit card statement. Best of all? Zero interest is ever added.
Learn more about Splitit
Contact info
211 Perimeter Center Pkwy NE, 30346, Atlanta, United States
- info@splitit.com
- www.splitit.com
4.3
Excellent
23K reviews
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I loved the option to pay later.
6 June 2026
Its was a good way to do business
1 June 2026
Easy service
5 June 2026
It's really easy and usefull to use…
It's really easy and usefull to use Splitit and allows you to organize your budget.
5 June 2026
May use AI-assist with repliesRead more
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
No option for long term installments of…
No option for long term installments of 24. Taking address on it's own like post code, which made fail my payment.
4 June 2026
Reply from Splitit
Greetings,
Thanks for trying our program! We typically only offer plans up to 12 months. We appreciate your understanding.
Unfortunatly i cannot give negative…
Unfortunatly i cannot give negative stars or i would have. Been a nightmare, suppose to be interst free 6 payment, but the took the lot casing card to go overdrawn, took 2 weeks before resolved
1 June 2026
Reply from Splitit
Hi Pete,
Thank you for the opportunity to clarify how Splitit installment plans work.
After checkout, you will see two transactions on your credit card:
1. One is a temporary authorization (hold); this is not a charge and you do not pay this amount.
1. It is simply a pre-authorization, which is standard for many other types of purchases on your credit card (think hotels, gasoline, etc.).
2. The other is the first installment charge.
1. Each month after, your installment payment is automatically charged until your plan is complete.
Splitit installment plans work using your available credit card balance. That is why the temporary hold on your credit is necessary.
For any other questions navigate to the Shopper Portal consumer.splitit.com/active (https://consumer.splitit.com/active) and engage with our 24/7 chat team. We are happy to help!
Buy with confidence!
Worked absolutely perfectly without any complications. Have used this service 3 times now without issue 👌🏼
5 June 2026
Unfortunately the sale never went…
Unfortunately the sale never went through as seller cancelled the sale.
Surprisingly quick! However I would have liked more options. Like a larger amount 1st payment with the balance over option amount of payments. With this option I would then be able to afford to purchase a higher ticket item I’m planning in a few months time.
Best regards
12 May 2026
Thanks for your service
Thanks for your service, your support team is also amazing, keep doing great
31 May 2026
this finamcial arrangment provides…
this finamcial arrangment provides immediate purcharing power without requiring the upfront liquation of our savings. thank you
31 May 2026
Entire amount is preauthorized
I was not expecting preauthorization for the entire purchase to be placed on my credit card. Maybe I missed it? But the whole point of an installment plan is to NOT be charged the entire amount at one time or have 100% your funds held. I’m glad it was only a small amount and the only reason I did it was because I was ordering from China and only wanted to pay on receipt of my order.
4 June 2026
Reply from Splitit
Hi Amanda,
We appreciate you for sharing your experience.
When using the “pay after delivery” option with AliExpress, the entire purchase amount is authorized by your card to guarantee your payment to AliExpress. This will show as a temporary transaction on your card, but is not charged until delivery is completed.
If you are seeing something that doesn't align with this process, or have any other questions about Splitit, please reach out at support@splitit.com (mailto:support@splitit.com) so we can assist you! We are here to help.
No pay upfront pay once you click…
No pay upfront pay once you click receive package great service
4 June 2026
Hello,
Hello,
I set up a payment plan for a purchase of a product in the amount on 2298.08, to be paid in 3 instalments
was charged the whole amount, putting my available credit at risk.
3 June 2026
Reply from Splitit
Hello there,
Thank you for the opportunity to clarify how Splitit installment plans work.
After checkout, you will see two transactions on your credit card:
1. One is a temporary authorization (hold); this is not a charge and you do not pay this amount.
1. It is simply a pre-authorization, which is standard for many other types of purchases on your credit card (think hotels, gasoline, etc.).
2. The other is the first installment charge.
1. Each month after, your installment payment is automatically charged until your plan is complete.
Splitit installment plans work using your available credit card balance. That is why the temporary hold on your credit is necessary.
For any other questions navigate to the Shopper Portal consumer.splitit.com/active (https://consumer.splitit.com/active) and engage with our 24/7 chat team. We are happy to help!
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