Being able to lock in a rate with Smart Currency Exchange took the unpredictability out of the sale of my house in France. Matthew Lane-Miller and his team were always readily available to give sound... See more
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Heard about Smart Currency from Beau Villages and found them to be totally reliable and our house sale transfer of funds went ahead without any problems. Many thanks, especially to Rhys after his we... See more
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The service we have received from Matt in the process of selling our French houses and bringing the funds back to a UK account has been efficient and exemplary. Matt talked us through each step, kept... See more
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I recently used Smart Currency to transfer money from Australia back to the UK. I dealt with Danny Cook and honestly couldn’t ask for more. Through an introductory phone call Danny explained the... See more
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Company details
About Smart Currency Exchange
Written by the company
All of your currency exchange requirements - covered.
Get a free quote
Speak to the currency experts.
Foreign exchange doesn’t have to be a hassle or a risk. Smart Currency make money transfers simple. Whatever your reason for sending money overseas, we will help you to take control of your currency transfers.
Trusted by over 50,000 customers to transfer more than £12 billion overseas - our currency experts are on hand to support you.
Smart Currency Exchange helps individuals and people transfer money overseas with confidence, clarity and control.
Whether you’re buying a property overseas, emigrating, managing regular payments or simply moving money between international bank accounts, we’re here to guide you every step of the way. Our experienced currency specialists take the time to understand your situation and help you make informed decisions, rather than leaving things to chance.
Our mission is simple: to help you reduce the risk that comes with currency fluctuations. Recent global events have seen currencies move by as much as 10% per-year, so transferring at the wrong time can lead to a significant impact on the amount you receive.
We provide practical tools and expert support to help you plan ahead and protect your budget.
Clients use us for a wide range of needs, including:
- Overseas property purchases
- Emigration and relocation
- Regular international payments such as pensions or mortgages
- Business transactions and supplier payments
We offer a range of services designed to give you greater control, including the ability to fix an exchange rate in advance, set up regular payment plans and receive market guidance to help you time your transfers more effectively.
With Smart Currency Exchange, you’re not just making a transfer - you’re making a well-informed decision with the support of a dedicated expert.
Contact info
1 Lyric Square, Hammersmith, W6 0NB, London, United Kingdom
- 020 7898 0541
- info@smartcurrencyexchange.com
- www.smartcurrencyexchange.com
Quick, easy and secure money transfers
4.8
Excellent
2K reviews
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Replied to 100% of negative reviews
Typically replies within 24 hours
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Excellent service throughout
From the start Matthew was clear and helpful about the service offered. We were able to fix the rate we would receive and when there was a slight delay Matthew helped to extend the date required. great service.
5 December 2025
Reply from Smart Currency Exchange
Hi Colin,
Thank you for your positive feedback. We are delighted to hear you had a positive experience using a forward contract!
If you know someone who could use our help, you can recommend us to them through our referral scheme and earn rewards: smartcurrencyexchange.com/tp-refer
Thanks again, and we hope to speak again soon.
Best regards,
The Smart Currency Exchange Team
Great service with sensible analysis of current situation
From the initial contact to the successful completion of the transfer of fund in Euros to my French bank account I received courteous and efficient help. The vacillating exchange rate was a concern but a phone call from Arron enabled me to take advantage of a higher rate than I was was expecting. Thank you
25 November 2025
Reply from Smart Currency Exchange
Hello,
Thank you for taking the time to leave your lovely review. We're so pleased to hear you were happy with the service you received.
We look forward to helping you again soon.
Best regards,
The Smart Currency Exchange Team
Matthew was very clear with his…
Matthew was very clear with his communication and the funds were processed expeditiously. He is warm and made me feel comfortable
27 November 2025
Unprompted review
Reply from Smart Currency Exchange
Hi Esther,
We're so pleased you were happy with the service you received and the experience with Matthew.
We hope to speak soon and help you the next time you need to transfer money abroad!
Best regards,
The Smart Currency Exchange Team
Owned by Barclays Bank (so no worries about them disappearing!)
From my initial inquiry they were very helpful and spent time explaining my options for spot rates and forward dated rated rates. Always had lots of time to talk through where currency rates stood. The actual process of transferring funds was straight forward and easy to do. Can't fault them. Great service. Friendly and helpful.
12 November 2025
Unprompted review
Reply from Smart Currency Exchange
Hi Jonathan,
We appreciate your kind words and the time you took to share your experience. We're so pleased you were happy with the service you received.
Should you have any more questions please don't hesitate to reach out. If you know someone who would also benefit from our services, refer them to us and get rewarded! Visit: smartcurrencyexchange.com/tp-refer
Thanks again, and we look forward to working with you again in the future.
Best regards,
The Smart Currency Exchange Team
A pleasure to do business with
A pleasure to do business with, our account manager Rory Haloran was truly professional and helpful
28 November 2025
Reply from Smart Currency Exchange
Hi Ann,
Thank you for your lovely words, and for taking the time to leave a review of your experience with Rory.
We hope to help with any needs to transfer money again in the future!
Best regards,
The Smart Currency Exchange Team
Great service from Matthew Lane-Miller
Great service from Matthew Lane-Miller, straight forward and efficient process.
26 November 2025
Unprompted review
Reply from Smart Currency Exchange
Hi Johanna,
Thank you for taking the time to leave your review. We'll be sure to pass your kind words on to Matt.
We look forward to helping you with your next transfer soon!
Best regards,
The Smart Currency Exchange Team
smart currency came out tops between…
smart currency came out tops between the three quotes i got the contact i had with Danny cook was superb any questions i was able to call him
24 November 2025
Reply from Smart Currency Exchange
Hi Steven,
Thank you for taking the time to leave your review. We're so pleased to hear that we were able to deliver on the service expected when requesting a quote.
We hope to help you again the next time you need to transfer money abroad.
Best regards,
The Smart Currency Exchange Team
Reply from Smart Currency Exchange
Hi Matthew,
Thank you for your kind words about your experience with our team.
If you ever need further assistance, we'd be happy to help.
Best regards,
The Smart Currency Exchange Team
Despite a long and complicated sale…
Despite a long and complicated sale procedure the transfer of funds was completed within hours of my Bulgarian estate agent depositing the proceeds of sale with Smart. My representative kept in touch by phone regularly throughout the waiting period (proving heirs and their identities etc.,) and I was guided through the transfer quickly and clearly when the sale was complete. It was such a relief to have one less stage in the process to worry about.
21 November 2025
Reply from Smart Currency Exchange
Hi Heather,
We’re delighted to hear that you were happy with our service and are so pleased we were able to reduce the stress for at least one part of the process!
If you ever need further assistance, we'd be happy to help.
Best regards,
The Smart Currency Exchange Team
Reply from Smart Currency Exchange
Hi Stan,
Thank you for your positive feedback. We are delighted to hear that you've been pleased with our service.
We look forward to helping with your next transfer soon!
Best regards,
The Smart Currency Exchange Team
Excellent service and very informative…
Excellent service and very informative over the initial movement of our money to Spain. Danny Cook provided an outstanding service from the initial contact and throughout our buying process. Thank you Danny.
10 October 2025
Unprompted review
Reply from Smart Currency Exchange
Hi Jon,
We appreciate your kind words and the time you took to share your experience. We've passed your kind words on to Danny.
Should you have any more questions, please don't hesitate to reach out. We look forward to working with you again in the future.
Best regards,
The Smart Currency Exchange Team
Gary was great throughout the process…
Gary was great throughout the process of sending various amounts of money to two different countries. Even when a problem arose with one payment Gary and the team did everything they could to sort out what was happening. He keeps in touch and checks in regularly. The exchange rates were good and the process simple and easy to use. Highly recommended.
12 September 2025
Unprompted review
Reply from Smart Currency Exchange
Hi Tracey,
Thank you for your kind feedback. We're so pleased you had a good experience with our service.
If you know someone who might be interested in our services, you can recommend them to us and earn rewards: smartcurrencyexchange.com/tp-refer
Thanks again, and we look forward to speaking soon.
Best regards,
The Smart Currency Exchange Team
Reply from Smart Currency Exchange
Hi Eric,
Thank you for taking the time to leave your review. Customer service is extremely important to us.
If you have any questions or any further need to transfer money abroad, please don't hesitate to contact our team.
Best regards,
The Smart Currency Exchange Team
I would highly recommend this company for 'de-stressing' the process of sending currency abroad.
I came across these guys through 'Your Overseas Home', when I was starting my property search in Portugal.
Buying a property abroad can be hugely stressful, as the process can be completely different and of course there is the additional worry of exchange rate fluctuations.
Danny helped us through the process of transferring the deposit and then fixing the rate so that when we were ready to complete, we knew exactly what we were paying. The rate offered seemed OK at the time (seemingly fairly similar to the current tourist rates), but with no additional fees on top. Although your high street bank may offer a better exchange rate, they often charge huge fees to make the transfer (which I experienced when sending a previous, smaller amount). However, the main reason for using Smart Currency Exchange was to protect us against any huge economic shocks, which we have seen in the past. Just a 1% devaluation of the £ would cost us several thousand ££'s. Of course, this could work the other way - but would you want to gamble?
The portal made things really easy to set up recipients and to check the balance (as due to constraints with our bank, we had to make frequent smaller transfers). On the completion day, everything was transferred across to our lawyer, very promptly with no issues. (I think around 24hours from the UK to Portugal)
I will continue using Smart Currency Exchange for transferring ££'s to my €€ monthly bills account. Thanks Danny!
24 October 2025
Unprompted review
Reply from Smart Currency Exchange
Hi Glen,
We’re delighted to hear about your experience with us. Congratulations on your purchase in Portugal!
We'll be sure to pass on your kind words to Danny and the team, and look forward to helping with your monthly payments to come.
Best regards,
The Smart Currency Exchange Team
Everybody at Smart Currency Exchange…
Everybody at Smart Currency Exchange has been great. Very professional and helpful in arranging money transfers to a novice at this type of thing and providing helpful information on currency values. I would especially like to thank Matt who has been particularly helpful to us. I would certainly recommend Smart Currency Exchange to anybody wanting to use this type of service. Thank you
8 November 2025
Unprompted review
Reply from Smart Currency Exchange
Hi Colin,
Thank you for your kind feedback. We're so pleased you had a good experience with Matt.
If you have any other queries or questions, please reach out to our team. If you do think of someone who might be interested in our service, refer them to us and earn rewards: smartcurrencyexchange.com/tp-refer
Thanks again, and we look forward to speaking soon.
Best regards,
The Smart Currency Exchange Team
Great service by Matthew Lane-Miller
Great service by Matthew Lane-Miller, explained everything in our initial call and gave us time to think about the amount we wanted to send and no pressure was put on us. We were worried about sending a large amount and Matthew explained that we could send smaller amounts which we did and all came across to our Australian accounts within 2 working days. Thank you for your help and support with our transactions, your a credit to Smart Currency Exchange.
13 October 2025
Unprompted review
Reply from Smart Currency Exchange
Hi Nathan,
Thank you for your positive feedback.
We know sending large amounts can be daunting and we're so pleased to hear that you had a good experience with Matthew.
We hope to speak again soon.
Best regards,
The Smart Currency Exchange Team
Excellent service
Rory was extremely helpful and available throughout the process of buying my property abroad, which proceeded seamlessly.
20 October 2025
Unprompted review
Reply from Smart Currency Exchange
Hi Karen,
Congratulations on your purchase!
We're so pleased you were happy with your experience with our service, via Rory. We'll be sure to pass on your kind words.
Thanks once again, and we can’t wait to assist you again soon.
Best regards,
The Smart Currency Exchange Team
Great service from Matt.
The service we have received from Matt in the process of selling our French houses and bringing the funds back to a UK account has been efficient and exemplary. Matt talked us through each step, kept in close contact and ensured that the transfer happened promptly. We had already checked out other companies, then Smart was recommended to us, and they proved to be the best. Thanks Matt, we will recommend and refer others to you in future.
27 October 2025
Unprompted review
Reply from Smart Currency Exchange
Hi Helen,
Thank you so much for your kind words. I'm so please that Matt was able to help and provided a great experience through our service.
If you do think of someone to recommend us to, you can refer them to us and get rewarded! Visit: smartcurrencyexchange.com/tp-refer
Thanks again, and we look forward to working with you again in the future.
Best regards,
The Smart Currency Exchange Team
Have never needed to use such a service…
Have never needed to use such a service before and moving large amounts of money always makes me nervous. Needed this service to enable us to buy our retirement home in Spain. Was helped all the way through and never tried to persuade me into different things. All went well and the transaction was very smooth. Would definitely use the service again if needed.
6 October 2025
Unprompted review
Reply from Smart Currency Exchange
Hi Stewart,
Thank you for your positive feedback. We were so pleased to hear that you had a positive experience with us.
We understand that we're often dealing with large sums which can be daunting at times. We've worked hard so that our service (and our team) ensure things go as smoothly and as transparently as possible.
Thanks again, and we hope to speak again soon.
Best regards,
The Smart Currency Exchange Team
Sam was extremely helpful and made the…
Sam was extremely helpful and made the transfer of funds from overseas very seamless.
Thank you
17 October 2025
Unprompted review
Reply from Smart Currency Exchange
Hi Robert,
We're so pleased you had a pleasant experience using our service.
Thank you for taking the time to leave your review and we look forward to helping you again soon!
Best regards,
The Smart Currency Exchange Team
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