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Review summary

Created with AI, based on recent reviews

Looking at 334 reviews, most reviewers were let down by their experience overall. Customers frequently complained about unhelpful customer service representatives, confusing automated phone systems, and extremely long waiting times when trying to reach someone for help. Many individuals also experienced unexpected extra fees, delayed fund transfers, and frustrating account restrictions that made managing their daily money very difficult. Some people were satisfied with helpful staff members who provided kind assistance, clear information, and professional guidance during their branch visits. Certain reviewers truly appreciated friendly representatives who successfully resolved specific banking questions and made complex financial processes much easier to navigate successfully.

What people talk about most

Customer service

People report negative experiences with customer_service, highlighting unprofessional treatment and unhelpful... See more

Staff

Clients share ambiguous opinions on staff, reflecting a high level of disagreement regarding their... See more

Service

Users describe negative interactions with service, highlighting widespread frustration and disappointment... See more

Payment

Customers had negative experiences with payment, reporting frustrating issues and complicated processes.... See more

Customer communications

Reviewers highlight negative aspects of contact, expressing frustration over long wait times and the... See more

Reviews shaping this summary

Rated 1 out of 5 stars

So I've been a customer since 1998, had a business and private account with RBS Recently they have been sending me text messages to say they are reducing my overdraft, then a few months later they r... See more

Rated 1 out of 5 stars

Somebody internal at RBC changed the address on my accounts with no authorization. Two months worth of M/C statements were mailed to an incorrect address, breaching my confidentiality, they confirmed... See more

Rated 1 out of 5 stars

If i could give them a negative 200 I would, RBC is by far the worst bank I've ever dealt with. Constantly holding my money and allowing money to be removed from my account without consent and then I... See more

Rated 1 out of 5 stars

Stop hiring incompetent, rude people to answer calls or at the very least train them better before putting them on the floor. I've been fed false information too many times to count, leading to hour... See more


Company details

  1. Insurance Agency
  2. Alternative Financial Service
  3. Bank
  4. Financial Consultant
  5. Mortgage Broker
  6. Non-Bank Financial Service

Information provided by various external sources

Explore the personal and business financial services and products that RBC offers to individuals, small businesses and commercial clients in Canada.


Contact info

1.4

Bad

TrustScore 1.5 out of 5

2K reviews

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No history of asking for reviews

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1.4

All reviews

(1,940)

337 reviews in the last 12 months

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Rated 1 out of 5 stars

Honestly a joke

Honestly a joke, lock out anyone who wants to deposit their check online, but keep a skeleton crew in the banks, LITERALLY 2 people behind 8 counters, what? Are you guys happy as a bank to waste people's time, honestly... ducking joke of a company been with you for a couple months and you already work worse than TD, yeah td overcharged me, but they also didnt tie my hands behind my back and restricted my account as much as u people have, make online deposits not locked out and maybe ill remove this review

17 February 2026
Unprompted review
Rated 1 out of 5 stars

RBC will universally refuse to provide…

RBC will universally refuse to provide any service that helps the customer consolidate debt if it means they can gouge less interest payments. They are the most predatory bank in Canada, avoid them.

16 February 2026
Unprompted review
Rated 1 out of 5 stars

Subject: Formal Complaint Regarding Account Fees and NSF Charges

I am writing to formally express my concerns regarding recurring fees applied to my account.
Over time, I have noticed what appear to be unexpected or poorly timed service charges applied to my account. On multiple occasions, these fees have caused my balance to drop below zero shortly before scheduled pre-authorized payments, such as my car payment and insurance. As a result, I have incurred additional Non-Sufficient Funds (NSF) charges on top of the original fees.
This cycle has placed me in significant financial strain. At times, I felt compelled to seek short-term borrowing solutions simply to prevent further penalties. In the past year alone, I have incurred over $180 in NSF fees, in addition to regular account service charges.
I acknowledge that I am responsible for managing my account; however, the timing and structure of these fees have contributed to ongoing financial hardship. The experience has led me to move my primary banking activities — including payroll deposits — to a local credit union that offers fee structures and support services better aligned with my financial situation. I now maintain my RBC account strictly for limited bill payments as I transition away from it.
I hope RBC will review its fee practices and consider how they impact clients who are actively working to manage their finances responsibly.
Thank you for your time and attention to this matter. I look forward to your response.

29 January 2026
Unprompted review
Rated 1 out of 5 stars

Worst experience ever have had

Worst experience ever have had. Tried to contact with RBC dispute department regarding disputed transaction but the person don’t listen me, my problem carefully just say what he want to say than cut the number.

14 February 2026
Unprompted review
Rated 1 out of 5 stars

An awful bank

Truly, a horrible bank, lousy, customer service, terrible retail banking, high fees. When you have an issue, they take forever to deal with anything and mysteriously. It’s never in the customers favor.

Avoid this bank at all costs they don’t care about their customers, especially small business customers, but I truly horrible bank for small business.

13 February 2026
Unprompted review
Rated 1 out of 5 stars

The service is horrible

The service is horrible. I would not be a client at the branch. I cancelled my appointment. I will keep my current back but will maybe try another RBC branch. This one is impersonal you are just a number not a client they care for and to keep. It is good for immigrants and students not professionals like myself. I just wanted to transfer my credit card for a low interest rate one at rbc and the girl made was not experienced and not theral. They lack professionalism . When I was was waiting for my appointment one women called her coworkers "cocotte ". Very demeaning and unprofessional.
Is she stuck in the 80s??? It is politically incorrect and unprofessional to speak to your coworkers like that .
Amateurs ! On top of the fact I could not even understand what she was telling me
She needs to go back to french lessons. Just with their ratings you can tell that they need to do a big change or close .

2 February 2026
Unprompted review
Rated 1 out of 5 stars

Arognat and non-responsive

Arognat and non-responsive. If you put a lot of money into the account, they waste all the investment, but do not charge a $4 fee. If you withdraw money, they charge a $ 4 fee. I went to complain, and they told me that I can close the bank account if I want, which I am going to do.

11 February 2026
Unprompted review
Rated 1 out of 5 stars

Banking in Canada

In Canada, you have to pick between worse and the worst for your banking.
There is no standard bank. Interesting.

13 February 2026
Unprompted review
Rated 1 out of 5 stars

Extremely disappointed with RBC 😡

I am extremely disappointed with the customer service experience I received from RBC. The telephone representatives demonstrated little to no product knowledge, which made it very difficult to get accurate information about the service I was inquiring about. In addition, the hold times were excessively long, and after waiting, I was repeatedly transferred between departments that did not handle my request. This created unnecessary frustration and wasted a significant amount of time.

As a customer, I expect efficiency, competence, and proper direction when seeking assistance. Unfortunately, my experience reflected the opposite. RBC should invest in better staff training and improve their call routing system so clients are connected to the right department the first time.

10 February 2026
Unprompted review
Rated 1 out of 5 stars

If I could give 0 I would

If I could give 0 I would. This bank does not care about you as a customer. I was a loyal customer for years and years only to have my accounts closed with no reason at all. Nothing I was doing was illegal but they closed my 2 business accounts and personal accounts. Credit card and safe deposit box. I asked why, the response I got was we dont need to give you a reason. Horrible bank. Even the staff was blown away and apologized and said RBC is doing this to alot of people lately. I will never recommend this bank to anyone.

8 February 2026
Unprompted review
Rated 1 out of 5 stars

Very bad service I am sure froud…

Very bad service I am sure froud happened to me account from staff RBC I try called last 2 day 6 hour not get any answer also appointment at dunds and dixe after 2 hour not found out how charged me account funy appointment online but person not there at time

12 February 2026
Unprompted review
Rated 1 out of 5 stars

RBC Customer Service SUCKS!!!

RBC uses an absolutely awful robotic "telephone assistant" that is a terrible excuse for Customer Service. The options are mostly useless, the system hangs up on people, AND it will only allow you to make an appointment for a call back from a customer service agent IF you you select one of the very limited options! I was "migrated" to RBC from HSBC. I thought HSBC had become too automated and impersonal, but WOW, RBC IS SO MUCH WORSE!!!

Expect a nightmare loaded with B.S. just to do the simplest thing, such as correcting your mailing address because RBC keeps screwing it up!!

ZERO STARS is better suited as a rating for RBC.

10 February 2026
Unprompted review
Rated 1 out of 5 stars

I am writing to formally express my…

I am writing to formally express my extreme disappointment and frustration with the service I have received from your fraud and investigation team. I am a victim of a $1,500 fraud, and despite reaching out multiple times, I have received little to no meaningful assistance.

The representatives keep insisting that the fraud occurred from my device and repeatedly promise to call back, but no follow-up has occurred. Furthermore, there seems to be no real investigation into the $1,500 in question. This lack of support and urgency is completely unacceptable and has caused me considerable stress and frustration.

This has been a highly negative experience.

30 November 2025
Unprompted review
Rated 1 out of 5 stars

I gave some wrong information on a…

I gave some wrong information on a phone call that I thought was Rbc and lost $30,000 to my company and they will not reimburse me to the fraud agency even though I’m from Canada and these charges were taken out in India. I’ve never been to India why would they not have put a hold on that?

28 January 2026
Unprompted review
Rated 1 out of 5 stars

Breach of Confidentiality and Rudeness

Somebody internal at RBC changed the address on my accounts with no authorization. Two months worth of M/C statements were mailed to an incorrect address, breaching my confidentiality, they confirmed this. Then customer care told the branch to print all of the statements I wanted so I could pick them up the next day. Next day, go to the branch. "Helped" by branch manager. No statements printed and very rude behavior. I called customer care again, they made him call to apologize which he did but very defensively. I did remind him that we live in a very small town but he didn't care. Rubbish organization.

3 February 2026
Unprompted review
Rated 1 out of 5 stars

Called RBC to find out what warranty…

Called RBC to find out what warranty coverage a Visa card has with them, I was not asking them to touch any money or move any money, just what coverage you have when using a RBC visa to purchase something, she asks me a bunch of questions you could only answer if you had you banking open, there fore she could not advise what kind of coverage the visa card would have, as I said I never asked them to touch any account, it was just a question, she then told me to go to the website for the answer, the answer was not available,

This is the 2nd bad experience I have had with RBC and not impressed for someone who has banked with them for 40 years,

may be it is time to move on if your people cannot give answers about the products you have

3 February 2026
Unprompted review
Rated 1 out of 5 stars

Jarred Bathen is very racist and should…

Jarred Bathen is very racist and should not be leading any business ventures. Check that man's social media page. It tells you everything you need to know about this guy and gives the business a horrible name.

30 January 2026
Unprompted review

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