Personal Touch Kent Reviews 130

TrustScore 5 out of 5

4.9

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Rated 5 out of 5 stars

I can’t recommend PTK highly enough. From the very beginning, they guided us through every step of the process, from providing clear mortgage information right through to securing full application... See more

Company replied

Rated 5 out of 5 stars

Right from the very first phone call with Neil and his team, the service has been absolutely superb. As a first-time buyer they helped me secure a mortgage and made the whole process stress and probl... See more

Company replied

Rated 5 out of 5 stars

We have used Personal Touch for buying three houses now and for sorting out our life insurances etc, Neil is really professional but also simplifies everything for us so that we know exactly what h... See more

Company replied

Rated 5 out of 5 stars

Where do I start? Luis at PTK has unknowingly been my rock this year. Through many failed attempts of securing a property, swapping and changing my requirements more than I've had hot meals and not on... See more

Company replied

Company details

  1. Mortgage Broker
  2. Financial Consultant

Written by the company

We are Independent Whole of Market Mortgage Brokers and can help you source a competitive mortgageremortgage deal for your own home or buy-to-let properties. We will guide you through the home-buying process; whether you are a first time buyer, home mover, first time buyer or an experienced landlord. We can also assist if you are self employed. We will ensure that you are fully informed throughout your mortgage journey. Our Brokers able to give advice on Life Assurance, Critical illness and Income Protection Insurance for individuals and businesses too. Secured loans, Bridging Finance, Commercial Finance and Buildings/Contents Insurance. We are able to offer a fully holistic approach referring our clients onto our recommended conveyancers, surveyors and will writers. We offer various levels of service from over the phone advice to home/office visits. A MORTGAGE IS SECURED AGAINST YOUR HOME, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. We normally charge a fee for mortgage advice, however this will be dependent on your circumstances. Our typical fee is £295.00. Personal Touch Kent is a trading name of PTK Ltd which is authorised and regulated by the Financial Conduct Authority FCA No. 754672. PTK Ltd t/a Personal Touch Kent acts as a credit broker not a lender. Please note The Financial Conduct Authority do not regulate Wills, Commercial Funding or most Buy to Let Mortgages.


Contact info

4.9

Excellent

TrustScore 5 out of 5

130 reviews

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Rated 5 out of 5 stars

I can’t recommend PTK highly enough

I can’t recommend PTK highly enough. From the very beginning, they guided us through every step of the process, from providing clear mortgage information right through to securing full application approval. They made what could have been a stressful experience feel straightforward and well-managed.

On top of arranging our mortgage, they also took care of our home and life insurance, giving us complete peace of mind that everything was properly covered. Their professionalism, responsiveness, and attention to detail were excellent throughout.

We’re extremely pleased with the service we received and would happily recommend them to anyone looking for reliable and supportive specialist mortgage advice.

20 May 2026
Unprompted review
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Reply from Personal Touch Kent

Thank you Chloe for your very kind and thoughtful feedback. We really appreciate you taking the time to share your experience with PTK. Its been a pleasure to work with you and Eddie

Rated 5 out of 5 stars

Great service and timely turnaround

Great service and timely turnaround. Thanks for all your help

28 April 2026
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Reply from Personal Touch Kent

Thank you so much for the kind feedback. We are really glad the service and turnaround met your expectations. It was a pleasure helping you, and we are here if you need anything else.

Rated 5 out of 5 stars

First class, Saint-like service.

Right from the very first phone call with Neil and his team, the service has been absolutely superb. As a first-time buyer they helped me secure a mortgage and made the whole process stress and problem free. What really stood out was the personal and tailored approach, taking the time to listen to and understand my situation. Their professionalism and communication was fantastic throughout the process. I would highly recommend Personal Touch Kent to anyone looking for a mortgage advisor.

27 February 2026
Unprompted review
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Reply from Personal Touch Kent

Thank you so much for your kind words and for taking the time to leave such a wonderful review.

It was an absolute pleasure helping you with your first home purchase, and we’re delighted to hear that Neil and the team were able to make the mortgage process smooth and stress-free for you. We always aim to provide a personal and tailored service, so it’s great to know that this stood out during your experience with us. Of course Saints fans do always get preferential treatment!

Your recommendation means a great deal to us, and we wish you every happiness in your new home. If we can help with anything in the future, please don’t hesitate to get in touch.

Rated 5 out of 5 stars

Exceptional Customer Service

Neil and the team have been exceptionally helpful in helping us sort everything out for our mortgage. We’ve worked through a number of different scenarios with different properties and they’ve always managed to find the right solution, fully recommend.

17 March 2026
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Reply from Personal Touch Kent

Thank you so much for your kind words. Neil and the team will be delighted to hear this. They work incredibly hard to make the mortgage process as smooth as possible, so it’s great to know their support made a difference. We really appreciate the recommendation.

Rated 5 out of 5 stars
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Reply from Personal Touch Kent

Thank you so much for your kind words! We’re delighted to hear that you found our service friendly and helpful. It really means a lot to us, and we truly appreciate you taking the time to share your experience. We look forward to helping you again in the future!

Rated 5 out of 5 stars

I honestly cannot recommend Luis highly enough

I honestly cannot recommend Luis highly enough. Luis came highly recommended to me by a family member, who he had already helped secure two mortgages for. After working with him myself, I can see why she recommended him so strongly.

He has been absolutely incredible throughout my Right to Buy mortgage process. My case has not been straightforward at all, the Right to Buy journey can be complex in itself, and there has been delays and issues at the seller’s end, which made it a long road. Despite all of this, Luis has been nothing short of exceptional.

From start to finish, he has gone above and beyond to support me. His communication has been outstanding, he always keeps me informed, responds quickly, and takes the time to explain everything clearly. Whenever challenges arose, Luis always had a solution and worked tirelessly to keep things moving forward.

What really stands out is not just his professionalism, but the kind of person he is. He is patient, caring, genuinely supportive, and you can tell he truly wants the best outcome for his clients. Having someone like Luis in your corner during such an important process makes all the difference.

I am incredibly grateful for everything he has done to help me. I already know that when I look to purchase another property in the next 18 months, Luis will be the first person I call.

I would highly recommend both Luis and Personal Kent to anyone looking for a mortgage broker. Truly a 5-star service from start to finish.

13 March 2026
Unprompted review
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Reply from Personal Touch Kent

Thank you so much for taking the time to share such an incredible review. It truly means a lot.

Supporting you through each step and making sure you always felt informed and reassured was a priority, and I’m really glad that came through.

Knowing that you would come back to me for your next purchase is one of the greatest compliments I could receive.

Thank you once again for the 5‑star feedback — it’s truly appreciated.

Rated 5 out of 5 stars

I can highly recommend Neil at PTK if…

I can highly recommend Neil at PTK if you are looking for a mortgage advisor. He made the process very straightforward, explains everything and lovely to chat to! 😃

6 March 2026
Unprompted review
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Reply from Personal Touch Kent

Thank you Ellie, its really kind of you to write such a lovely review.

Rated 5 out of 5 stars

Great Mortgage Broker-Luis

Luis helped secure a corporate BTL mortgage for an auction property within a very limited timeframe as well as, re-mortgage residential with best rates for my circumstance. Professional, knowledgeable, strategic and high level thinker which really comes in beneficial. Really goes above and beyond to deliver, I'm very glad to have found a firm that delivers great service and is reliable.

6 February 2026
Unprompted review
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Reply from Personal Touch Kent

Thank you Jessica what a fantastic review! We are so pleased you had such a positive experience and really appreciate that you have taken the time to give us feedback

Rated 5 out of 5 stars

Smooth Experience - 100% Recommend PTK!

Brilliant experience had with PTK! Luis has been fantastic and supported us throughout the whole process! As first time buyers, myself and my partner were pretty clueless to be honest, but Luis is very patient and always explained things clearly, sometimes more than once so that we understood! We always had lots of questions to ask, and were seeking reassurance (to the point that I felt like a pest), but Luis was very responsive and nothing was ever too much. We felt like we built up a rapport, that we weren’t just clients. Overall, we are extremely happy with the service received!

3 February 2026
Unprompted review
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Reply from Personal Touch Kent

Thank you, Shan — what a lovely review. It was great to see you asking lots of questions throughout the process; it’s such an important way to make sure our clients feel informed and confident every step of the way. Congratulations on buying your first home!

Rated 5 out of 5 stars

Anyone looking for a mortgage broker?

Anyone looking for a mortgage broker?

I can recommend Neil and his company. I'm a first time buyer and needed everything explaining. I've had my hand held through the whole process and mortgage agreement came through in a week.

There were lots of options suggested to me to suit my personal circumstances and all offers were a better deal than what the bank was offering.

Just like the company name suggests, they offer a personal touch and shared my excitement when the offer on the house was accepted.

14 January 2026
Unprompted review
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Reply from Personal Touch Kent

Hi Angela, what a lovely review - thank you. Neil has been in this business for many years but still gets excited for his clients especially those like yourself who are setting up home for the first time.

Rated 5 out of 5 stars

Neil is very helpful and has been…

Neil is very helpful and has been helping me with securing various mortgages over the years. I always get an efficient and friendly service from PTK and would highly recommend it.

15 January 2026
Unprompted review
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Reply from Personal Touch Kent

Thank you Lin for taking the time to leave us a review. We really appreciate it.

Rated 5 out of 5 stars

Excellent

Nothing but good things to say about Neil and his team. Professional, conscientious & always available when you need them. I am happy to endorse them

7 January 2026
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Reply from Personal Touch Kent

Thank you James. Its very kind of you to leave us such a glowing review.

Rated 5 out of 5 stars

Thoroughly recommended

Luis was outstanding throughout the entire process of buying our first home and coordinated the entire process seamlessly. He is extremely knowledgeable and provided excellent support when any questions came up - we truly can't thank him and the team enough.

20 November 2025
Unprompted review
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Reply from Personal Touch Kent

Hi Oliver we are so pleased you had such a positive experience and very grateful for your kind review.

Rated 5 out of 5 stars

Mortgage experience

Excellent experience from start to finish. Luis has been supportive throughout, and no question is off limits. Brilliant all-round! Can highly recommend.

19 November 2025
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Reply from Personal Touch Kent

Thank you Ross we really appreciate you leaving a review and are so pleased you felt well looked after.

Rated 5 out of 5 stars

Would high recommend PTK!

Luis was amazing helping us get a mortgage for buying our first home. He is very patient, knowledgeable and explains things very clearly. We felt in safe hands with Luis and we really appreciate all his hard work. Thank you Luis! Would highly recommend ⭐️⭐️⭐️⭐️⭐️

15 November 2025
Unprompted review
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Reply from Personal Touch Kent

Thank you Louise we are really pleased that you had such a positive experience buying your first home.

Rated 5 out of 5 stars

Luis was very helpful and gave us very…

Luis was very helpful and gave us very good advice re our re-mortgage. We would 100% recommend him he is knowlegable without being pushy.

6 November 2025
Unprompted review
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Reply from Personal Touch Kent

Thank you for your review and we are pleased that you had a positive experience.

Rated 5 out of 5 stars

Exceptional service from the team

Exceptional service from the team, their understanding and advice is second to none.

10 October 2025
Unprompted review
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Reply from Personal Touch Kent

Thanks Hannah its really kind of you to take the time to share your experience with us. Its been a pleasure to advise you.

Rated 5 out of 5 stars

We have just used PTK to buy our first…

We have just used PTK to buy our first home and both Kelly and Neil are so lovely, they are so helpful and even though we had so many questions, they were happy to answer any of them and have made the process very smooth sailing. It has been a pleasure working with them, and we would definitely recommend them and use them in the future.

9 October 2025
Unprompted review
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Reply from Personal Touch Kent

Thank you Megan we are pleased we made the house buying process easy for you. You look forward to working with you again in the future. Congratulations on your first home!

Rated 5 out of 5 stars

First time buyer

Neil has been incredible during the whole process and due to my circumstances this has taken a while. There every step of the way, with honest, clear, unbiased advice and assistance. Patience of a saint as I have bombarded with questions and queries being a first time buyer and not once have I felt a burden or a problem. Reassuring, incredibly helpful and transparent. And as of today have secured my first mortgage offer so I can’t speak highly enough. Also a shout out to Kelly who has also been very prompt with anything that she’s been needed for.

16 September 2025
Unprompted review
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Reply from Personal Touch Kent

Thank you for such a lovely and thoughtful review and your special mention to Kelly, clients don't normally think of the admin team who work really hard for our clients so this has made her day.

Rated 5 out of 5 stars

Neil has given me clear and patient…

Neil has given me clear and patient advice over the past two years as my circumstances have changed. He explains everything well, keeps positive, and it’s reassuring to know he’ll be there when the time comes for me to take my first steps onto the property ladder. Highly recommend.

22 August 2025
Unprompted review
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Reply from Personal Touch Kent

Thank you Hannah. We look forward to helping you buy your first property in the future.

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