Pen Underwriting Reviews 123

TrustScore 4 out of 5

4.0

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Rated 1 out of 5 stars

Appalling 3rd party home insurer. Going to FCA and Ombusman and have no doubt I will win given all the evidence. To avoid them writing the generic response "please give us your claim reference" to fei... See more

Rated 5 out of 5 stars

Chris jumped straight on an urgent new business policy for me, offered perfect terms at a price that was acceptable for the client. I was about to tell the client I had nothing to offer them but Chris... See more

Rated 4 out of 5 stars

As a business we have used PEN for a number of years and they look after us very well. We have a good relationship with our account manager and she always gets back to us, if she misses a call. The on... See more

Rated 5 out of 5 stars

Pen u/w are easy to deal with. Always able to speak with an underwriter by email or telephone and if no joy the BDM is happy to help and point you in the right direction. Competitive rates and helpf... See more

Company details

  1. Insurance Company

Written by the company

Pen is one of the UK’s leading MGAs with a bold vision to become a £1.75bn GWP underwriting and distribution business.


Contact info

4.0

Great

TrustScore 4 out of 5

123 reviews

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Replied to 100% of negative reviews

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Rated 1 out of 5 stars

Appalling 3rd party home insurer

Appalling 3rd party home insurer. Going to FCA and Ombusman and have no doubt I will win given all the evidence. To avoid them writing the generic response "please give us your claim reference" to feign sympathy ... HERE YOU GO: PEN208978. Please feel free to publically explain why you will not cover the leak detected in the doorway between my hallway and kitchen.

20 April 2026
Unprompted review
Rated 5 out of 5 stars

Gabbie couldn't have been more helpful

Gabbie couldn't have been more helpful in resolving a potentially tricky cancellation situation involving a transferred policy / multiple brokers. Quickly resolved without hassle to a satisfying conclusion for all parties.

26 February 2026
Rated 1 out of 5 stars

Shocking and horrible 3rd party agents

Shocking and horrible 3rd party agents. They are not the actual insurers however they get paid commissions. Avoid any home insurance from this company even if it’s free of charge.

12 February 2026
Unprompted review
Pen Underwriting logo

Reply from Pen Underwriting

Thanks for sharing your feedback. We’re sorry you didn’t get the experience you expected.
We’d appreciate the opportunity to look in to this further for you. Could you email your policy details to feedback@penunderwriting.com?

Rated 5 out of 5 stars

Amazing !

The Pen Team are always so helpful and efficient
They offer a wide range of products
Special Thanks to Gabbie & Georgina 😘

18 February 2026
Rated 5 out of 5 stars

Lapsing renewal for client

Gabbie was most helpful with dealing with this case and was quick and efficient with her response. Made it very easy to communicate with and recommend people to deal with her if anything needs resolving

12 February 2026
Rated 5 out of 5 stars

Great Partnership

Consistently approachable and supportive, they collaborate with us rather than opposing us, focusing on finding solutions instead of creating barriers. It truly feels like a partnership between two businesses working together to achieve the best outcomes for our customers.

11 February 2026
Rated 5 out of 5 stars

Proactive & Supportive

I find the underwriters at Pen very proactive and supportive in retaining existing business, but also to win new business. Always looking at ways to work together to achieve the best outcome for the client.

19 November 2025
Rated 5 out of 5 stars

Pen u/w are easy to deal with

Pen u/w are easy to deal with. Always able to speak with an underwriter by email or telephone and if no joy the BDM is happy to help and point you in the right direction. Competitive rates and helpful knowledgeable team. Helped me out on few cases

11 November 2025
Rated 1 out of 5 stars

Worst insurance company

Incredibly poor company. Any substantial claim and they refuse to pay out citing whatever reason they can - in the case of the current claim they are literally lying to get out of paying out a genuine escape of water claim from a burst pipe, stating that it was due to failed silicon and then refusing to ensure the property in future stating it wasn't as described. Absolute useless company and strongly suggest you do not touch them with a barge pole

10 November 2025
Unprompted review
Pen Underwriting logo

Reply from Pen Underwriting

Thanks for sharing your feedback. We’re sorry you didn’t get the experience you expected.
We’d appreciate the opportunity to look in to this further for you. Could you email your policy details to feedback@penunderwriting.com?

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