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Pedal Cover Reviews 

1,027
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Considering 74 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the friendly staff for providing exceptionally helpful advice, clear guidance over the phone, and a truly personalized service. Many consumers also appreciate the very efficient, straightforward process when setting up tailored insurance policies, answering inquiries, and settling valid claims rapidly. Though some reviewers experienced significant frustration when claims were refused, tightly disputed, or handled with perceived distrust due to strict policy conditions. A few other people also felt that overall annual premium costs were relatively expensive or mentioned unexpected price increases upon their policy renewal.

What people talk about most

Customer service

Users describe positive interactions with customer_service, noting that representatives are helpful,... See more

Staff

Clients share positive opinions on staff, frequently highlighting their friendly, communicative, and... See more

Service

Consumers find service to be positive, highlighting fast, professional, and efficient assistance. Reviewers... See more

Claim

Reviewers highlight ambiguous aspects of claim experiences, showing a high level of disagreement. Some... See more

Price

Customers consistently note ambiguous experiences with price, featuring starkly contrasting opinions. Many... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I had to knock a star off for the price increase (wishful thinking that it might go down). I have used Pedal Cover for a number of years. In that time I have only had to make one claim when all my b... See more

Company replied

Rated 5 out of 5 stars

I have been contacting Pedal Cover regarding home and cycle insurance for quite a few years now, and have been given lots of valuable advice, cost savings tips etc during that time. The staff are alw... See more

Company replied

Rated 5 out of 5 stars

The team at pedal cover were very communicative and accommodating to the situation I was in (after crashing my bike). The process of providing details was relatively simple and Jonathan was a great he... See more

Company replied


Company details

  1. Cycle Insurance Company
  2. Home Insurance Agency
  3. Insurance Agency
  4. Sports Insurance Company
  5. Travel Insurance Company

About Pedal Cover

Written by the company

Pedal Cover provides specialist insurance for cyclists in the UK.

We arrange bicycle insurance, home insurance for cyclists, and cycle travel insurance.

Our products are designed around how cyclists actually ride, store, and travel with their bikes, rather than generic household or travel assumptions. We work with established UK insurers to provide clear, appropriate cover for different types of cyclists and households.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

1K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.5

All reviews

(1,027)

74 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great Friendly Service

Great friendly service with a personal touch, competitively priced with a thorough coverage package.

18 November 2025
Pedal Cover logo

Reply from Pedal Cover

Hi Stephen, Thanks for the lovely review! I'll be sure to pass your feedback onto Joe who assisted you. Happy Cycling, Team Pedal Cover

Rated 1 out of 5 stars

I wanted cover for a set period of 5…

I wanted cover for a set period of 5 days. I entered the dates I needed cover for, paid the amount quoted and was under the impression that I was paying for that period only. It even shows on my policy as with a start-finish date. Then surprise surprise one month on Pedal cover charge me the same amount again. Auto renew on a time limited policy! Feeling ripped off. Im going to try and get my money back but not hopeful.

7 November 2025
Pedal Cover logo

Reply from Pedal Cover

Hi Magnus, your travel policy documents will show the exact dates you entered for the 5 days of cover, however, our bicycle policies are for a minimum of one months cover, these dates will show on your documents for this policy. Our bicycle policies work on a rolling monthly basis and will keep renewing until auto renewal is switched off, hence the payment that was taken this month. I have cancelled this months bike policy and refunded the payment, please allow up to 5 working days for this to appear in your account. If there is anything further we can assist with, please let us know. Team Pedal Cover

Rated 5 out of 5 stars

Very good customer service and product offering

I’ve used PedalCover for many years now, along with their sister company, Yellow Jersey. When my house was being renovated and empty, I needed to switch to bike-only cover with Yellow Jersey (and specialist home insurance), who were equally excellent.

The customer service from both companies is second to none, by both phone and email. (Touch wood!) I’ve never had to claim with PedalCover, but I did have to claim with Yellow Jersey after an accident, and their support was fantastic... exactly what you need when someone’s injured and an expensive bike is badly damaged!

PedalCover always reply to my emails quickly and in a friendly manner. They even helped me to temporarily insure some borrowed bikes without any fuss.

Compared to standard home insurance with added bike cover, or separate home and bike policies, PedalCover is also highly competitive on price.

Based on my experiences over the last six years, I wouldn’t hesitate to recommend them.

4 November 2025
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Reply from Pedal Cover

Hi Alex, Many thanks for the kind review and for your continued support over the years - it truly is appreciated. Stay safe & Happy Cycling, Team Pedal Cover

Rated 5 out of 5 stars

I’ve never had to make a claim but they…

I’ve never had to make a claim but they answer queries quickly and provide clear policy docs. Premium cost seems inline or cheaper than others that offer the same coverage

18 October 2025
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Reply from Pedal Cover

Hi Nick, Thanks for taking the time to leave us a review, glad you were happy with the service and price! If you need anything further, don't hesitate to ask. Happy Cycling, Team Pedal Cover

Rated 5 out of 5 stars

I needed insurance to cover a bike hire while on holiday.

I needed insurance to cover a bike rental while on holiday. A brief call to Pedal Cover where the agent was really helpful and got me set up with what I needed. Price was very competitive and reasonable. Let us get on with our holiday and biking with peace of mind. Would definitely use again.

12 October 2025
Unprompted review
Pedal Cover logo

Reply from Pedal Cover

Hi, Thanks for the lovely review, if you need anything further, don't hesitate to ask. Enjoy your trip! Team Pedal Cover

Rated 5 out of 5 stars

Easy to arrange bike insurance over the…

Easy to arrange bike insurance over the phone with all my questions answered for piece of mind cover.

10 October 2025
Pedal Cover logo

Reply from Pedal Cover

Hi Darren, Thanks for taking the time to leave us a review, if you need anything further, don't hesitate to ask. Happy Cycling, Team Pedal Cover

Rated 5 out of 5 stars

The experience was good except I would…

The experience was great. Price is reasonable and allows a fair amount of customisation (e.g. include battery theft for ebikes). Initially, I couldn't find an email confirmation of my policy, but following advice from pedal cover, I found it in the span folder.

18 October 2025
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Reply from Pedal Cover

Hi Luis, you're confirmation email would have been sent upon purchase, double check your junk/spam folder in case it has gone there. Any problems, pop us an email to enquiries@pedalcover.co.uk and we can resend the documents. Happy Cycling, Team Pedal Cover

Rated 1 out of 5 stars

Used their website for a quote, spammed

Used their website for a quote, didn't choose to do business with them. Only to be spammed with repeated emails and unwanted calls.

Companies who do this do not deserve my business.

13 October 2025
Unprompted review
Pedal Cover logo

Reply from Pedal Cover

Hello Tom, I am sorry that you are disappointed with our service. I can see that one of our staff members left you a post-quote voicemail and an email. We do this to make sure people understand our offerings and to provide personal service. Our intention was simply to check in and provide a point of contact. I will ensure that you do not receive any further phone calls. Team Pedal Cover.

Rated 5 out of 5 stars

Simply easy

Very easy to do, if you need customer service you speak to real people. Perfect.

24 September 2025
Pedal Cover logo

Reply from Pedal Cover

Hi Daniel, Thanks for taking the time to leave us a review, if you need anything further, don't hesitate to ask. Happy Cycling, Team Pedal Cover

Rated 5 out of 5 stars

Very competitive travel insurance

Very competitive travel insurance

29 September 2025
Pedal Cover logo

Reply from Pedal Cover

Hi Paul, Thanks for taking the time to leave us a review, if you need anything further, don't hesitate to ask. Enjoy your trip, Team Pedal Cover

Rated 5 out of 5 stars

Tricycle insurance

They answered my questions and sorted out my request quickly and efficiently!

24 September 2025
Pedal Cover logo

Reply from Pedal Cover

Hi Pat, Thanks for taking the time to leave us a great review, if you need anything further, don't hesitate to ask. Happy Cycling, Team Pedal Cover

Rated 5 out of 5 stars

Yeah very easy to organise single trip…

Yeah very easy to organise single trip travel insurance for my Mallorca cycling trip! Very friendly and helpful over the phone which I prefer to do it this way. Got all my emails through with the relevant attached pdf documents. Yeah good service! 😀

1 October 2025
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Reply from Pedal Cover

Hi Douglas, Thank you so much for your kind review, we're always happy to help. Enjoy your upcoming trip! Happy Cycling, Team Pedal Cover

Rated 1 out of 5 stars

Very responsive just inflexible

Very responsive just inflexible. You voided the cover because I was already abroad but hadn’t started the cycle

24 September 2025
Pedal Cover logo

Reply from Pedal Cover

Hi Robert, I think it is unfair to have left us a 1* review. As stated in the eligibility criteria at the point of purchase, cover can only be issued where a trip has not yet commenced - you acknowledged you were fully aware of this and purchased the cover regardless. As the policy would not have been valid, we cancelled and issued a full refund immediately. Many thanks, Team Pedal Cover

Rated 5 out of 5 stars

Very easy to navigate and understand…

Very easy to navigate and understand thel website.Overall a good interaction.Even better if the trip goes well!

11 September 2025
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Reply from Pedal Cover

Hi Myles, Thanks for taking the time to leave us a great review! Happy Cycling, Team Pedal Cover

Rated 5 out of 5 stars

No hard sell

Never had to claim thankfully. The coverage beats others and the customer service folks are helpful and there is no hard sell

1 September 2025
Pedal Cover logo

Reply from Pedal Cover

Many thanks for the kind review and for your continued support over the years - it truly is appreciated. Stay safe & Happy Cycling, Team Pedal Cover

Rated 3 out of 5 stars

The increase in premiums in view of the…

The increase in premiums in view of the fact that we have no claims is hard to accept

29 August 2025
Pedal Cover logo

Reply from Pedal Cover

Hi Peter, Thank you once again for choosing to renew with us this year, especially in light of the increase in premium. As we discussed, this change is the result of Canopius applying a different rating model compared with our previous underwriter, NIG, alongside the updates made to your property data. We truly appreciate your continued trust in us. Stay safe & Happy Cycling, Team Pedal Cover

Rated 5 out of 5 stars

great communication and at a fair price

brilliant communication, fair price, quick and easy to sort out. The team have been so helpful and friendly

20 August 2025
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Reply from Pedal Cover

Thank you for such a lovely review - I'll pass your kind words on to the team. Stay safe & Upright :) Team Pedal Cover

Rated 5 out of 5 stars

Really impressed with the fact that I…

Really impressed with the fact that I got a follow up phone call which didn’t pressurise me at all into buying a policy after a quotation. This gives me the confidence that if I ever need to make a claim it’ll be via good communication.

16 August 2025
Pedal Cover logo

Reply from Pedal Cover

Hi Jeremy, Thanks for the great review! Always happy to help if you need anything or have any questions. Stay safe & Happy Cycling, Team Pedal Cover

Rated 5 out of 5 stars

Accurate quote and very competitive…

Accurate quote and very competitive prices! Over £200 cheaper than my previous insurance provider for 2 ebikes. Add ons were easily applied and website easy navigate with online form easy to complete. Logged in very quickly and setup account with ease. Got initial quotes through bikeradar, so recommend!!

13 August 2025
Pedal Cover logo

Reply from Pedal Cover

Hi Kevin, Thanks for taking the time to leave us a review, glad you found the website intuitive and at a better price! If you need anything further, don't hesitate to ask. Happy Cycling, Team Pedal Cover

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