Payactiv Inc. Reviews 

2,147
•
TrustScore 4 out of 5

4.0

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Review summary

Created with AI, based on recent reviews

Considering 173 reviews, reviewers had a great experience with this company. People frequently share that incredibly supportive representatives go above and beyond to listen carefully and offer clear solutions. Customers feel genuinely valued when helpful staff members guide them patiently step by step through their account setups. However, some reviewers were not happy with response times and long waiting periods when trying to reach support. Consumers also mentioned receiving generic answers, facing unexpected difficulties with payment transfers, and experiencing trouble updating work hours. A few individuals noted that multiple chat attempts often went completely unanswered before finally getting proper assistance.

What people talk about most

Staff

Users describe positive interactions with staff, frequently highlighting helpful representatives who went... See more

Service

Customers had ambiguous experiences with service, as some reviewers expressed deep frustration regarding... See more

Payment

Consumers find payment processing to be extremely frustrating due to unexpected fees, locked accounts, and... See more

Response time

People report negative experiences with response time, frequently expressing frustration over unreturned... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Please notice date of first experience. Problem not solved until 11-18-25. Way too long! Mrs. Valerie Shaw and Mr. Greg Peterson were very helpful to me and I appreciate them very much. Your other cus... See more

Company replied

Rated 5 out of 5 stars

Mary Queen was the most helpful agent I have had ever, she asked what was the issue I had her check my case out me on hold and like magic my issue was resolved. Please recognize her for her customer... See more

Company replied

Rated 5 out of 5 stars

Been experiencing an issue with accessing funds. Spoke with agent Levi Smith who has gone above and beyond trying to assist my issue. He has spoken to supervisors and tech team for the past 3 days. Is... See more

Company replied

Rated 5 out of 5 stars

Quinn Avery was amazing! He handled my problem in less than 5 minutes I've conversed with several representatives this week & received an email that it was handled but it wasn't. When I informed him a... See more

Company replied


Company details

  1. Business to Business Service

Written by the company

Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial-wellness platform that provides employees on-demand access to earned but unpaid wages. Businesses that partner with Payactiv see significant cost reductions through increased recruitment, engagement and retention. Employees love Payactiv because it eliminates the expensive between-paychecks toll of payday loans, bank overdrafts and late fees. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. Payactiv is the winner of the Innovative Payments Association’s Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. It is also the provider of Earned Wage Access to Walmart and the only EWA Program with an approval order from CFPB. In 2020, Payactiv released a short film titled, "We Heard You." Learn more at www.payactiv.com.


Contact info

4.0

Great

TrustScore 4 out of 5

2K reviews

5-star
4-star
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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 100% of negative reviews

Typically replies within 24 hours

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4.0

All reviews

(2,147)

165 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Brent was very quick and helpful

Brent was very quick and helpful. Non confrontational and assisted to every request.

5 November 2025
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Tom, It is delightful to hear such positive words, and it’s always a pleasure to serve our users. Thanks for your feedback.

Rated 5 out of 5 stars

Waller Lee was awesome

Waller Lee was awesome! He helped to answer every one of my questions! Professional, courteous and very knowledgeable! Very friendly guy!

28 October 2025
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Thank you for providing your valuable feedback. Please reach out to us at support@payactiv.com, if you have any suggestions. We would love to hear from you. Have a blessed day.

Rated 5 out of 5 stars

Zach Larson was very helpful and very…

Zach Larson was very helpful and very sufficient. He was wander full.

18 October 2025
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Kina, thank you for your feedback and the 5-star rating. If you have any suggestions, please write to us at support@payactiv.com. We would love to hear from you!

Rated 5 out of 5 stars

ROSE WAS AMAZINGGGGGG !!!!!!!!!!!!!

ROSE WAS AMAZINGGGGGG !!!!!!!!!!!!!! THANK YOU ROSE SOOOOOO MUCH YOU NEED A PAY RAISE ASAP . ROSE DID WHAT 30 PPL I TALKED TO COULD NOT DO SHE WAS PATIENT WITH ME SHE UNDERSTOOD ME SHE GOT ME MY MONEY !!!! SHOUT OUT TO ABBY AS WELL YOU TWO LADIES ARE A BLESSING

17 October 2025
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi ShaDominique, thank you so much for letting us know how you feel about Payactiv. That's such a boost for all of us at Payactiv. You have an incredible day! :)

Rated 5 out of 5 stars

Waller Lee was my service provider this…

Waller Lee was my service provider this morning . In less than 5 minutes he fixed the problem. Thank you again sincerely.

17 October 2025
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Allison, thank you for your feedback and the 5-star rating. If you have any suggestions, please write to us at support@payactiv.com. We would love to hear from you!

Rated 5 out of 5 stars

I haven't been able to access my funds…

I haven't been able to access my funds and Emory L helped me with in 10Min and im so grateful and appreciative of the help Emory gave me I wish I can give 10 stars for the quick help

15 October 2025
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Tameka, thanks for taking the time to rate us. It helps us to keep going and deliver the best. Have a blessed day.

Rated 4 out of 5 stars

Valarie shaw was awesome at costumer…

Valarie shaw was awesome at costumer service, when there was a problem that she herself couldnt solve she talked to her team and found a solution for me. Went above and beyond to help me. Was very patient with me even when i was being inpatient and grumpy myself.

14 October 2025
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Lukas, we are glad to hear that Payactiv is helping you the way we intended it to. Have a lovely day ahead. :)

Rated 5 out of 5 stars

Valarie Shaw excellent service

I have been in a battle for two weeks trying to get my account worked out and funds transferred . It’s been such a headache to deal with but Valarie Shaw helped me in no time. She listened to my concerns and handled everything with upmost satisfaction. When I first called in I was not thrilled but after speaking with her I was put at so much ease with everything handled immediately. Thank you again for your help!

13 October 2025
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Jessica, thank you so much for your encouraging star ratings. If there is anything we can do for you, just let us know at support@payactiv.com. Have a wonderful day!

Rated 5 out of 5 stars

Zach Larson was the representative who…

Zach Larson was the representative who assisted me. He was patient, calm and used a calm professional voice and manner of helping me with my issue which made the whole process very smooth. Thank you!

12 October 2025
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Jessica, we are always looking to improve the experience for our users, and really appreciate the feedback.

Rated 5 out of 5 stars

Derek Williams was the only one who…

Derek Williams was the only one who could solve my problem and took the time to do so

9 October 2025
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Patricia, we are glad to hear that Payactiv is helping you the way we intended it to. Have a lovely day ahead. :)

Rated 5 out of 5 stars

A huge thank you to Zack Larson he…

A huge thank you to Zack Larson he helped me went the extra mile to fix the situation.. I kept getting rude people who didn’t want to help thru the chat and he fixed a simple issue

11 October 2025
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Thank you for providing your valuable feedback. Please reach out to us at support@payactiv.com, if you have any suggestions. We would love to hear from you. Have a blessed day.

Rated 5 out of 5 stars

EMOry is the best chat agent.

Emory is the best chat agent.

8 October 2025
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Michael, It is delightful to hear such positive words and it’s always a pleasure to serve our users. Thanks for your feedback.

Rated 5 out of 5 stars

Thank you for Sam Will,

Thank you for Sam Will,
Excellent customer service. I tried all last year to a get a new card because I never used it. Sam guided me away to get the money by loading to my atm card. Thank you Sam

4 October 2025
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Wanda, thank you so much for letting us know how you feel about Payactiv. That's such a boost for all of us at Payactiv. You have an incredible day! :)

Rated 5 out of 5 stars

She was amazing her voice was beautiful…

She was amazing her voice was beautiful she sounded like a goddess helping me she was very calm and respectful if i could tip her I would she was amazing !!!!

3 October 2025
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Curtaveous, thank you for your feedback and the 5-star rating. If you have any suggestions, please write to us at support@payactiv.com. We would love to hear from you!

Rated 5 out of 5 stars

The best always comes through

The best always comes through

2 October 2025
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Damion, It is delightful to hear such positive words, and it’s always a pleasure to serve our users. Thanks for your feedback.

Rated 5 out of 5 stars

Emory was great

Emory was great, very attentive and cared enough to actually try to fix the issue I was having with my account.

2 October 2025
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Bria, thanks for taking the time to rate us. It helps us to keep going and deliver the best. Have a blessed day.

Rated 4 out of 5 stars

Appreciative

I would like to say the representative Mr. Fredrick Chester helped me with me an issue that I was having with tranfering funds on to another bank card.. He was so helpful. Thank you

2 October 2025
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Brooklyn, thank you so much for your encouraging star ratings. If there is anything we can do for you, just let us know at support@payactiv.com. Have a wonderful day!

Rated 5 out of 5 stars

Hello my name is Michael

Hello my name is Michael Derrick Williams was nothing but professional and wonderful to me every time I called and talked to him he treated me with the upmost respect

1 October 2025
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Michael, thank you for your feedback and the 5-star rating. If you have any suggestions, please write to us at support@payactiv.com. We would love to hear from you!

Rated 1 out of 5 stars

Going on almost 2 weeks without access…

Going on almost 2 weeks without access to my money. Absolutely do not recommend.

19 September 2025
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Malinda, we sincerely regret any inconvenience caused. Please rest assured that our team will contact you shortly to assist you in resolving your issue.

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