Payactiv Inc. Reviews 

2,147
•
TrustScore 4 out of 5

4.0

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Review summary

Created with AI, based on recent reviews

Considering 173 reviews, reviewers had a great experience with this company. People frequently share that incredibly supportive representatives go above and beyond to listen carefully and offer clear solutions. Customers feel genuinely valued when helpful staff members guide them patiently step by step through their account setups. However, some reviewers were not happy with response times and long waiting periods when trying to reach support. Consumers also mentioned receiving generic answers, facing unexpected difficulties with payment transfers, and experiencing trouble updating work hours. A few individuals noted that multiple chat attempts often went completely unanswered before finally getting proper assistance.

What people talk about most

Staff

Users describe positive interactions with staff, frequently highlighting helpful representatives who went... See more

Service

Customers had ambiguous experiences with service, as some reviewers expressed deep frustration regarding... See more

Payment

Consumers find payment processing to be extremely frustrating due to unexpected fees, locked accounts, and... See more

Response time

People report negative experiences with response time, frequently expressing frustration over unreturned... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Please notice date of first experience. Problem not solved until 11-18-25. Way too long! Mrs. Valerie Shaw and Mr. Greg Peterson were very helpful to me and I appreciate them very much. Your other cus... See more

Company replied

Rated 5 out of 5 stars

Mary Queen was the most helpful agent I have had ever, she asked what was the issue I had her check my case out me on hold and like magic my issue was resolved. Please recognize her for her customer... See more

Company replied

Rated 5 out of 5 stars

Been experiencing an issue with accessing funds. Spoke with agent Levi Smith who has gone above and beyond trying to assist my issue. He has spoken to supervisors and tech team for the past 3 days. Is... See more

Company replied

Rated 5 out of 5 stars

Quinn Avery was amazing! He handled my problem in less than 5 minutes I've conversed with several representatives this week & received an email that it was handled but it wasn't. When I informed him a... See more

Company replied


Company details

  1. Business to Business Service

Written by the company

Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial-wellness platform that provides employees on-demand access to earned but unpaid wages. Businesses that partner with Payactiv see significant cost reductions through increased recruitment, engagement and retention. Employees love Payactiv because it eliminates the expensive between-paychecks toll of payday loans, bank overdrafts and late fees. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. Payactiv is the winner of the Innovative Payments Association’s Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. It is also the provider of Earned Wage Access to Walmart and the only EWA Program with an approval order from CFPB. In 2020, Payactiv released a short film titled, "We Heard You." Learn more at www.payactiv.com.


Contact info

4.0

Great

TrustScore 4 out of 5

2K reviews

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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 100% of negative reviews

Typically replies within 24 hours

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4.0

All reviews

(2,147)

165 reviews in the last 12 months

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Rated 1 out of 5 stars

Horrible company

Horrible company. Horrible customer service. They do nothing but lie about errors and blame you and your company for why they can't update hours correctly. Constantly combative and refuse to help. They laugh and lie like they were trained to do so by supervisors. Hang up. Put you on hold until it hangs up. Zero care for customer service. This place should shut down. Nothing but false advertising.

27 July 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi there, we regret the inconvenience. To help resolve your issue, please email us your details, including your employer's name, employee ID, and mobile number, to support@payactiv.com. Be sure to include "App Reviews" in the subject line.

Rated 1 out of 5 stars

Every month i experience an issue with…

Every month i experience an issue with this company. EVERY month. I have been having the same issue for a month where my account is locked. They have asked me to send screenshots and my id which i provided and it still isnt fixed. Supervisors never call you back and Nick does not know anything. This company is a joke and i really hate this companyt
Your team is not going to do anything. my account is still locked after i was told it was fixed. This company just Lies

22 July 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Kimberly, we highly regret the inconvenience. Our team will reach out to you soon and get your issue resolved as soon as possible.

Rated 1 out of 5 stars

Hours do NOT update regularly

Hours do NOT update regularly. Chatting does not help at all. Use at your discretion.

27 July 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Kimberly, we sincerely apologize for the inconvenience we may have caused and are here to help. Kindly share your details, including your Employee ID, and Mobile number at support@payactiv.com, mentioning "App Review" as a subject. We will get your issue resolved on a priority basis.

Rated 5 out of 5 stars

Quinn is always super helpful and kind

Quinn is always super helpful and kind! If you ever need assistance, he works the morning shift and will always do his best.

27 July 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi there, we are pleased that you enjoyed the app. If there is anything we can do for you, just let us know at support@payactiv.com. Have a wonderful day!

Rated 1 out of 5 stars

SSO Aproval waiting status

I have been trying for months to be able to login through the app and never succeed even by changing my password different times. I have also at least changed my phone number 2 years ago and it doesn’t match to none of my information given. I have been logging in through ADP bc the original login way never works, but bc ADP is upgrading there no chance to access any funds of any kind. It alone is not just me but other coworkers I work with having the same issue saying “sorry we can not preform SSO and your account is pending approval “. This is day 3 on a weekend Saturday which will not get solved u til maybe with a hope and prayer Monday. They send you false emails saying it resolved which it is not, and you back at square one with a different reference case code. Just tell the truth to me and do t have me believing it will a day or two later resolved. It’s a one star for liking to me knowing you know better.

25 July 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Laura, we sincerely apologize for the inconvenience we may have caused and are here to help. Kindly share your details, including your Employee ID, and Mobile number at support@payactiv.com, mentioning "App Review" as a subject. We will get your issue resolved on a priority basis.

Rated 5 out of 5 stars

Zach Larson thank you for all your help!!

I had talked to 4 people the first afternoon …and they all “kept forwarding me “ to another person then another person ..and was unable to get help …I then called again the next day got through 3 people then got hung up on …It was a extremely frustrating situation I then called again when I was helped by Zach Larson who went above and beyond to help me with my issue. I really appreciated his positive attitude, I felt like he “actually cared about my issue “ he was extremely helpful and really helped me out after not getting helped by anyone ! I had to make a review because this guy deserves all the awards for his hard work and helping out his customers !! So thank you Zach Larson for all your patience and your kindness and all your help ! ⭐️⭐️⭐️⭐️⭐️

23 July 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Norma, thank you for providing your valuable feedback. Please reach out to us at support@payactiv.com, if you have any suggestions. We would love to hear from you. Have a blessed day.

Rated 5 out of 5 stars

Customer service representative “Ryan…

Customer service representative “Ryan Kane” was patient, kind, professional and resourceful. He is a genuine leader and deserves to know he is appreciated always. May GOD continue to bless, protect, and cover you and your family always Ryan Kane.✨🙏🏾✨
Respectfully

23 July 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Resilient, thank you so much for your encouraging star ratings. If there is anything we can do for you, just let us know at support@payactiv.com. Have a wonderful day!

Rated 5 out of 5 stars

Mary really was phenomenal

Mary really was phenomenal. She went way out of her way to help me resolve my issue with pay active which wasn't really an issue it's that I wasn't at my job long enough. She was very patient very understanding she listened she gave good advice and I really appreciate her thank you Mary.

21 July 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Rasheeda, thank you for your feedback. We are so pleased to learn that you are having a great time with us! :) Have a lovely day ahead.

Rated 5 out of 5 stars

Excellent Customer Service

Thank you to Mr.Kyle Howard for walking me step by step in loading the Paycor card . He was extremely patient and understanding during the phone call. I appreciate you so much Mr. Howard and I wish many blessings to you .

20 July 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Sharon, we are glad that you like our app. If you have any suggestions please let us know at support@payactiv.com. We would love to hear from you.

Rated 1 out of 5 stars

Horrid Experience

Perfect only the first time. Afterwards, it’s a nightmare you can’t seem to wake-up from.

20 July 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Kendall, we highly regret the inconvenience. Our team will reach out to you soon and get your issue resolved as soon as possible.

Rated 1 out of 5 stars

I wish I can rate them a zero this is…

I wish I can rate them a zero this is one of the worst card companies I’ve ever experienced doing business with the customer service is trash. The communication is trash. They take forever to handle things and they let somebody steal money out my account and refuse to give me back my money, they made it easier for them to take my money then it was for me to get my money back. I have been waiting five months NOT DAYS!, months on my own money that they let someone else steal from me I do not recommend this company. I would never recommend this company. I wouldn’t use this company for pay from a job. I wouldn’t use this company out of desperation. I have experienced the worst type of experience I have been hung up on placed on hold for hours no answers no feedback. I had to start threatening them just to get some type of direct help and understanding of how to get my money and I am still waiting. I am still getting the runaround. I am still getting lied to ain’t nothing but a company that wanna hold your money to make money to lend out to other people!! I don’t recommend. Do not keep putting your money and paychecks into Payactiv stay away from that card company. They need to shut down I’ve dealt with a lot of card companies a lot of banks and this by far is one of the worst hands-down. I can’t believe they got good reviews. They probably paid the people because it’s definitely a lie cause the real know.

19 July 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi, we sincerely apologize for the inconvenience we may have caused and are here to help. Kindly share your details, including your Employee ID, and Mobile number at support@payactiv.com, mentioning "App Review" as a subject. We will get your issue resolved on a priority basis.

Rated 5 out of 5 stars

Very helpful and very fast

Very helpful and very fast. Walked me though a step by step to cancel my card but get my advance.

19 July 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Natalie, It is delightful to hear such positive words and it’s always a pleasure to serve our users. Thanks for your feedback.

Rated 5 out of 5 stars

Great Customer Service

Been experiencing an issue with accessing funds. Spoke with agent Levi Smith who has gone above and beyond trying to assist my issue. He has spoken to supervisors and tech team for the past 3 days. Issue is not fixed, but the customer service he has provided to me has been exceptional. I wish more agents were as diligent as him. Thank you Levi!

12 July 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Jaqueline, thank you for your feedback. Our team is always working hard to continuously improve our product for your better experience. Have a blessed day ahead.

Rated 5 out of 5 stars

Good staff

What made my experience great is that when I had an issue Brent T. fixed it.

15 July 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi John, It is delightful to hear such positive words and it’s always a pleasure to serve our users. Thanks for your feedback.

Rated 1 out of 5 stars

Every month it ALWAYS something with…

Every month it ALWAYS something with this company. No one answers the customer service number. And when they do, the csr doesn't know anything. I have talked to Gary and Ash and they absolutely don't know anything. This is the WORST company ever

14 July 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi, we sincerely apologize for the inconvenience we may have caused and are here to help. Kindly share your details, including your Employee ID, and Mobile number at support@payactiv.com, mentioning "App Review" as a subject. We will get your issue resolved on a priority basis.

Rated 5 out of 5 stars

At first my experience was at a 1…

At first my experience was at a 1 until, Ms. Rose gave me a call back and was able to solve my problem. She was very professional and very helpful,.. THANKS SO MUCH MS.ROSE❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️

10 July 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Samie, we are always looking to improve the experience for our users, and really appreciate the feedback.

Rated 5 out of 5 stars

Brent T was an excellent rep

Brent T was an excellent rep! speedy and diligent

9 July 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Mitavius, thank you for your feedback. We are so pleased to learn that you are having a great time with us! :) Have a lovely day ahead.

Rated 5 out of 5 stars

Brett T was quick and got me what i…

Brett T was quick and got me what i needed without and run around.

7 July 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi there, we are glad that you like our app. That's such a boost for all of us at Payactiv. You have an incredible day! :)

Rated 5 out of 5 stars

Brent T was quick to answer

Brent T was quick to answer, efficient and very successful in helping me today with resolving my issue. I sincerely appreciate great help like this!

6 July 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Kellie, thank you for providing your valuable feedback. Please reach out to us at support@payactiv.com, if you have any suggestions. We would love to hear from you. Have a blessed day.

Rated 1 out of 5 stars

Customer service is the worst ..I have…

Customer service is the worst ..I have been transfered 4 times now with no resolution to my issue...starting to believe this entire company is a scam...noone in customer service want to do their job...they are getting paid to scam and lie to ppl...and it's the awful

15 June 2026
Unprompted review
Payactiv Inc. logo

Reply from Payactiv Inc.

Hi Karon, we regret the inconvenience. To help resolve your issue, please email us your details, including your employer's name, employee ID, and mobile number, to support@payactiv.com. Be sure to include "App Reviews" in the subject line.

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