Nucleus Financial Reviews 

1,089
TrustScore 3.5 out of 5

3.6

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Review summary

Created with AI, based on recent reviews

Evaluating 516 reviews, most reviewers had an average experience overall. Many customers consistently praise the staff for their helpfulness and professional approach, often highlighting specific individuals for their excellent support and clear communication. Reviewers frequently report quick responses and efficient handling of their queries, appreciating the ease of contacting advisors and the straightforward processes. People also value the professional service provided, noting that staff are often patient, knowledgeable, and dedicated to achieving successful outcomes. However, some customers also noted significant dissatisfaction with slow service and protracted processes, with many experiencing long waiting times for resolutions or information. People reported issues with contradictory information, unfulfilled commitments, and a lack of follow-up on complaints or complex requests. A few other people also felt that communication was sometimes poor, leading to frustration when trying to resolve problems or transfer funds.

What people talk about most

Staff

Users describe positive interactions with staff, highlighting that many employees are knowledgeable, helpful,... See more

Customer service

People report ambiguous experiences with customer service, with some finding it easy to contact and speaking... See more

Service

Reviewers highlight ambiguous aspects of service, with many expressing significant dissatisfaction, citing... See more

Response time

Reviewers mention ambiguous feedback about response times, with many customers expressing frustration over... See more

Customer communications

Clients share ambiguous opinions on contact, with many reporting protracted, awkward, and difficult... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I wanted to express , the help and assistance I received from 2 of the customer service team Hope and ishika for their help with some. Problems I was experiencing they were both extremely patient and... See more

Company replied


Company details

  1. Non-Bank Financial Service
  2. Investment Service
  3. Retirement Scheme Provider

Written by the company

Nucleus Financial Platforms is one of the leading investment platform groups in the UK, we work with around 5,000 adviser firms to look after over £43bn of their clients’ money. We provide access to products like ISAs and pensions, and a wide range of investments including funds, equities and bonds. Our scale and profitability enable us to invest in products, price and service. This will ensure our platforms meet the needs of advisers in helping them make the retirement of their clients more rewarding. We understand that things like personal circumstances, life altering events, or health can sometimes mean our customers need some extra support from us. For more information on the support we can provide please visit https://nucleusfinancial.com/supporting-customers or speak to one of our team.

Helping to make retirement more rewarding

Written by the company

We have an overarching commitment to support advisers. By harnessing James Hay’s pensions expertise and Nucleus’ digital capability, we’re building the best retirement-focused adviser platform for larger adviser firms in the UK.

Contact info

3.6

Average

TrustScore 3.5 out of 5

1K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 86% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

3.6

All reviews

(1,089)

503 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great customer service

Hannah was very friendly, professional, efficient and extremely helpful - I felt like I was in very safe and capable hands!

19 January 2026
Unprompted review
Nucleus Financial logo

Reply from Nucleus Financial

Dear Karen

We're so pleased to hear this. Thanks for taking to time to leave us a five-star review on it!

Kind regards
Darran

Rated 5 out of 5 stars

Great Customer Experience

I’ve just spoken to Shelby regarding a release of funds. I found her to be not only extremely friendly but very knowledgeable and efficient too.

19 January 2026
Unprompted review
Nucleus Financial logo

Reply from Nucleus Financial

Dear Norman

Thanks so much for leaving us a review. We're glad Shelby was able to support you during your call!

Kind regards
Darran

Rated 5 out of 5 stars

Great service

Customer service is always very good, a real can-do attitude, from friendly, knowledgeable operatives.

30 December 2025
Nucleus Financial logo

Reply from Nucleus Financial

Hello Jon,

Thanks so much for taking the time to leave us a five-star review on our customer service, we really appreciate it!

Kind regards
Lewis

Rated 2 out of 5 stars

down again

I frequently use nucleus financials.
I am surprised at how often it is unavailable.A financial product should not be unexpectedly down as often as this one is.
Reliability should be better

17 January 2026
Unprompted review
Nucleus Financial logo

Reply from Nucleus Financial

Hi Neil,

Thanks for raising this, and I’m sorry for the inconvenience — I understand how frustrating this must have been.

We regularly deploy updates to maintain and improve service levels. These are always communicated in advance and appear as warnings on platforms such as Nucleus Go.

In this instance, a scheduled update took place on Saturday 17th January, with planned downtime from 8am to 6pm. There was also a previous deployment on Sunday 7th December.

If you need any further support, please contact our Client Contact Team on 0131 226 9535 (Option 1) or email our Tell Us How We Did mailbox at Tellushowwedid@nucleusfinancial.com.

Thanks,
Lewis

Rated 5 out of 5 stars

I have dealt with Nucleus for several…

I have dealt with Nucleus for several years now and the service is always first class. No foreign call centre to deal with, just friendly, knowledgeable staff. who are always helpful. Cannot recommend highly enough

16 January 2026
Unprompted review
Nucleus Financial logo

Reply from Nucleus Financial

Dear Norman,

We're so pleased to hear these kind words. Thanks for taking the time to leave us a five-star review!

Kind regards
Lewis

Rated 5 out of 5 stars

Query was dealt with quickly and…

Query was dealt with quickly and efficiently. Thank you for making everything so simple.

16 January 2026
Unprompted review
Nucleus Financial logo

Reply from Nucleus Financial

Hi Pamela,

We're so pleased to hear this. Thanks for taking the time to leave us a five-star review on it!

Kind regards
Lewis

Rated 5 out of 5 stars

Excellent.

Very professional ( and warm ) assistance from Hannah this morning. I am a new client and had some registration issues. Hannah was superbly helpful and attentive.

16 January 2026
Unprompted review
Nucleus Financial logo

Reply from Nucleus Financial

Hello Bill,

Thank you for leaving us a five-star review! We'll be sure to pass your compliments onto Hannah.

Kind regards
Lewis

Rated 1 out of 5 stars

Expensive and opaque

The underlying assets in the fund I was recommended were unrecognisable; I had no idea what I was actually investing in. There was no initial presentation of how to register / login; there doesn't seem to be any easy way to assess investments. The charges are incredibly high. I thus just went for a holding investment in money market fund - this returned circa 2%; way lower than anything similar out there. I am considering sacking my IFA. Ridiculous

15 January 2026
Unprompted review
Nucleus Financial logo

Reply from Nucleus Financial

Hi James,

Thank you for sharing your concerns — I can appreciate how frustrating this experience must have been.

Nucleus are responsible only for safeguarding and administering your assets. We’re not authorised to give financial advice or comment on fund selection, performance, or the underlying assets within any investment.

Your financial adviser is the best point of contact for explaining the funds recommended to you, the expected returns, associated fees, and any supporting information you feel you were missing.

If there’s anything specific you need help with regarding accessing your account or viewing your holdings, please call us on 0131 226 9535 (Option 1) for our Client Contact Team who can assist you to register and view the account online.

Kind regards,
Lewis

Rated 5 out of 5 stars

the operater was very clear and…

the operater was very clear and concise,she helped me with new login!

15 January 2026
Unprompted review
Nucleus Financial logo

Reply from Nucleus Financial

Hi Robert,

We're so pleased we were able to help you resolve the issue. Thank you very much for this five-star review!

Kind regards,
Lewis

Rated 5 out of 5 stars

"Above and beyond...."

I'm the Executor for my late mother in law's Estate. Inevitably there has been much financial admin to deal with. Some of the institutions involved seem to have been needlessly unhelpful. However I have to say that dealing with Hannah today at Nucleus has been exactly the opposite. Hannah went "above and beyond" to help me with my query - ensuring that I had all the information that I needed and offered further assistance if required. Thank you Hannah/Nucleus.

14 January 2026
Unprompted review
Nucleus Financial logo

Reply from Nucleus Financial

Dear Richard

We're so pleased to hear this. Thanks for taking to time to leave us a five-star review on it!

Kind regards
Darran

Rated 5 out of 5 stars

People

People ! Its people who make a business and I have no
quarms in stating that Hannah dealt with my requests
efficiently , politely and in a satisfactory manner.
God help us should Nucleus changes to A1 staff !
Well done Hannah.

14 January 2026
Unprompted review
Nucleus Financial logo

Reply from Nucleus Financial

Dear John

We're so pleased to hear this. Thanks for taking to time to leave us a five-star review on it!

Kind regards
Darran

Rated 5 out of 5 stars

fast and efficient assistance.

Having somehow forgotten my username, I was delighted at the response from the Nucleus team in providing assistance, thanks Jennifer.

14 January 2026
Unprompted review
Nucleus Financial logo

Reply from Nucleus Financial

Dear Brendan

Thanks so much for leaving us a review. We're glad Jennifer was able to support you during your call!

Kind regards
Darran

Rated 5 out of 5 stars

Got the help I required excellent…

Got the help I required excellent service

13 January 2026
Unprompted review
Nucleus Financial logo

Reply from Nucleus Financial

Dear Dave

We're so pleased to hear this. Thanks for taking to time to leave us a five-star review on it!

Kind regards
Darran

Rated 1 out of 5 stars

What a shambles - James Hey or Nucleus?

I am a new customer, caught in the middle of the James Hey migration CHAOS. All Nucleus correspondence (both letters and emails) have a contact number that takes you to James Hey!!! Neither organisation, James Hey or Nucleus (when you finally find them) have any record of my pension. Seriously concerned!

12 January 2026
Unprompted review
Nucleus Financial logo

Reply from Nucleus Financial

Dear Mr Rayner

Thank you for sharing your feedback with us. We’re very sorry to hear about the difficulties you’ve experienced. This isn't the experience we want for our customers, and we understand how concerning this must be for you.

You've since spoken with our colleague Ian but, we'll ask him to contact you again directly for any further queries or concerns you may have. Through this engagement with Ian, I hope we're able to restore your confidence in us.

Many thanks
Angela

Rated 5 out of 5 stars

Great service

I had need to urgently contact Nucleus today with something which was really time critical.
Tina was super helpful and very proactive in contacting the relevant in house team in order to try and reverse an action we had requested in error.
My thanks to Tina who's manner was very calming and the whole team involved at Nucleus for sorting this immediately.
Greatly appreciated.

12 January 2026
Unprompted review
Nucleus Financial logo

Reply from Nucleus Financial

Hello,

Thank you so much for leaving this five-star review. We really appreciate your feedback and will pass on the kind words to Tina!

Kind regards,
Lewis

Rated 5 out of 5 stars

Nucleus carried out our instructions…

Nucleus carried out our instructions promptly and efficiently.

16 December 2025
Nucleus Financial logo

Reply from Nucleus Financial

Hello,

Thanks for leaving us this five-star review! We really appreciate you taking the time to do so.

Kind Regards
Lewis

Rated 5 out of 5 stars

Nicole

Nicole - Nothing seemed too much trouble regarding the questions i was asking and the advice i was given . superb
Also dealt with Shelby on a previous occasion , here again superb service
Both a credit to the company

17 December 2025
Nucleus Financial logo

Reply from Nucleus Financial

Hi Graham,

We’re really pleased to hear that Nicole was able to answer all your questions and provide great advice, and that Shelby also offered superb service previously.

We’ll be sure to pass your kind words on to them.

Thanks again for taking the time to share your feedback!

Kind Regards,
Lewis

Rated 1 out of 5 stars

It took you 6 years after the death of…

It took you 6 years after the death of the policy holder to contact their next of kin. At every stage in proceedings you have requested information, only to come back to request further information that you neglected to ask for to start with, but without which you have been unable to proceed with the claim. Your communication has been inconsistent.

12 December 2025
Nucleus Financial logo

Reply from Nucleus Financial

Hi Simon,

Thank you for taking the time to share your feedback. We’re sorry to hear that your experience hasn’t been positive, particularly regarding the timescale and communication.
There is an ongoing complaint for this case and I've passed this on to the team who are currently reviewing the details. Once everything is reviewed, they will be in touch with a comprehensive response.

In the meantime, if you have any questions or need further assistance, please don’t hesitate to get in touch on 0131 226 9535 (option 1) for our Client Contact Team.

Thanks
Lewis

Rated 5 out of 5 stars

Today I contacted nucleus Financial by…

Today I contacted nucleus Financial by phone. My call was answered promptly and 'Jennifer' talked me through gaining access to my accounts on-line. She made sure I had successfully logged in and advised me how to find the information I needed. A pleasure to deal with. Many thanks

9 January 2026
Unprompted review
Nucleus Financial logo

Reply from Nucleus Financial

Hello Anne,

Thank you for taking the time to share your experience. We're delighted to hear you had such a positive experience dealing with Jennifer and will be sure to pass this on.

Kind Regards,
Lewis

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