Lloyds Banking Group Reviews 

241
TrustScore 1.5 out of 5

1.5

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Review summary

Created with AI, based on recent reviews

Looking at 70 reviews, most reviewers were let down by their experience overall. Many consumers expressed deep frustration with extremely long waiting times on the phone and rude branch employees who consistently offered no real solutions to basic problems. People also mentioned broken online banking portals, unexpected payment issues, and sudden account closures that severely disrupted their daily financial lives and caused unnecessary stress. Some reviewers were happy with dedicated staff members who stepped in to provide polite, friendly, and effective assistance during difficult situations. A few customers appreciated when helpful employees managed to sort out complicated verification problems or resolved urgent matters with genuine professionalism and care.

What people talk about most

Staff

Consumers find staff to be negative, with many reporting rude, dismissive, and unhelpful interactions,... See more

Customer service

Reviewers highlight negative aspects of customer service, frequently citing long wait times and unhelpful... See more

Payment

Reviewers mention negative feedback about payment processes, highlighting long wait times and frustrating... See more

Service

Clients share negative opinions on service, describing experiences as frustrating and citing poor handling of... See more

Website

People report negative experiences with website, consistently highlighting significant frustration with... See more

Reviews shaping this summary

Rated 1 out of 5 stars

Had accounts hacked into and money removed, also the person took out a credit card at 4pm and was spending on it within 15 mins - what bank would allow that! Spent almost 2 hours being passed from fr... See more

Rated 1 out of 5 stars

Terrible customer service and ridiculously time consuming processes. There are certain actions you can only take via chat on the app, and the wait times are horrendous. If you phone and get through... See more

Rated 1 out of 5 stars

Since this bank has teamed up with the bank of Scotland its got worse just as I expected it would. And to top all that, this week they have messed with their customers including myself blaming Amazon... See more

Rated 1 out of 5 stars

I made numerous phone calls concerning my debit card replacement. No one was answering the phone calls constantly directed to go on line. Robotic repeat on a loop of no help whatsoever. I made 3 compl... See more


Company details

  1. Bank
  2. Insurance Agency

Information provided by various external sources

Lloyds Banking Group plc is a provider of financial services to individual and business customers in the United Kingdom. The Company's main business activities are retail and commercial banking, general insurance, and long-term savings, protection and ...


Contact info

1.5

Bad

TrustScore 1.5 out of 5

241 reviews

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1.5

All reviews

(241)

69 reviews in the last 12 months

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Rated 5 out of 5 stars

Lovely Lady

I went into the Derby St Peters Branch to change my name and a lovely lady named Preya helped me.

She was a breath of fresh air with a smiley face and happy manner and professional :)

Fran

1 August 2023
Unprompted review
Rated 1 out of 5 stars

Warning

Working at Lloyds Banking Group head office in Leeds.

I am new and working for lloyds as a temporary worker and currently due to the train strikes and personal health problems.

I have been told by my line manager that I cannot work from home or take the day off for this Thursday and Friday.

All because I am in traning but the traning can be done remotely, however, they refused it and told me that my health issues are my personal issues and as a temporary worker i can't.

Then I was told that if I don't like it you know what you can do (leave and find another job). (Encouraging).

When I heard this I was absolutely flabbergasted with my line manager comments and said the choice is yours if you cannot make it via train get a taxi.

Taxi will cost me £50 in total 2way journey and I was told that I will not be reimbursed.

What a total joke, no sense of morals and equality. Sounds like Lloyd's banking group has gone back to the Dark ages!

I am glad that I no longer work there.

This is how they treat their employees think how they treat their customers!

You want people to work for you then have the common decency to treat people fairly.

A total Shambles!

18 July 2023
Unprompted review
Rated 1 out of 5 stars

URGENT - CHECK YOUR MORTGAGE

URGENT - CHECK YOUR MORTGAGE STATEMENT NOW.

After some years of not checking my mortgage statements now nearing the end, I looked to see the balance remaining and to seek a settlement payment.

I have been diagnosed with a serious health condition which is life limiting and want to get my finances in order to make life as simple as possible for my family when I leave this place.

I found a sub account that I knew nothing of, it did not relate to my mortgage and I was told it was an insurance to protect the mortgage, however we were already paying for this on a separate policy.

I was given the run around from HALIFAX (part of the Lloyds banking group) and had to contact many departments including the insurance team at Halifax, all told me "this is nothing to do with us!"

SO on advice i asked for the original documents I signed for the mortgage with the information showing exactly what this was, they "don't keep the information past 5 years" so they cannot prove what I have been paying form. Checking the original mortgage transfer from a previous bank this relates to the original sums transferred but an additional "account" has been set up for a further £10,038.00 which we had no knowledge of and nor does Halifax, apparently opened on 10/10/2003.

Nobody at Halifax can apparently help - I would be interested to hear from anyone with a similar issue with them - I am going to try to resolve this legally before my time to depart arrives, but despite all the TV advertising the company DO NOT CARE about customers from my experience, I did not want spend my remaining time fighting them for a correction I want to use the time to spend with my family.

I will be interesting to see if the directors from HALIFAX / LLOYDS BANKING see this and respond here - come on Look after your customers. Giving this a short time for them to respond before going to the media and TV news teams.

1 July 2023
Unprompted review
Rated 1 out of 5 stars

What can be said about the Lloyds…

What can be said about the Lloyds Banking Group?

- Fraudulent.

* In that they claim to 'lend' money to provide services such as mortgages where the Bank of England state they create it in their document 'Money Creation in the Modern Economy' meaning over 100% profit for them...nice.

* They make false claims & outrightly lie on paperwork provided to courts in cases to take possession of people's homes.

- Incompetent.

* In that they fail to adequately train most of their staff to any useful level therefore customers constantly get the run around.

- Dishonest.

* Even when information is put to them, they continue to deny it.

Anyone considering any form of banking with this bunch (including any subsidiaries - Halifax, BOS etc) should really run in the opposite direction as LBG couldn't demonstrate worse ethics in the sector.

2 January 2023
Unprompted review
Rated 1 out of 5 stars

I will change bank asap

I have unfortunately been victim of a scam so I have been asking for a charge back few times but Lloyds bank did not help me at all, on the website they write '' we are here to help'' all lies! I have been client for over 6 years and I expect help from my bank in situations like this! My credit card company accepted the charge back and refunded the money, so why the Lloyds bank did not do the same??
Very disappointed, I will be closing my account shortly and transfer my funds to another bank!

11 April 2023
Unprompted review
Rated 1 out of 5 stars

interest rates

Constantly raising the interest rate on credit cards, never on savings accounts, and then encourage you to transfer another balance onto your card.
They're not 'By your side', they're the knife in your side

3 April 2023
Unprompted review
Rated 5 out of 5 stars

I must thank Josh

I must thank Josh, Jo et al at Lloyds in Woking as they are always behind the desk waiting to help customers. Not all banks are the same but Lloyds has gone out of its way to make things tick for ordinarey mortals like me whether that be cancelling a direct debit or putting an app on my phone.

11 January 2023
Unprompted review
Rated 1 out of 5 stars

Closed complaint without notifying me or resolving issue

My debit card was to expire at the end of October 2022 and I called up in September 2022 to double check this. They said it'll be issue 5 days before the end of the month. November 2022, still not debit card I asked what's going on and they blamed royal mail strikes. I gave them the benefit of the doubt. They said wait 2 weeks. 2 weeks later still nothing I asked again where is it and they only could say it's been sent out I'll order a new one and cancel this one. This has happened 5 times now I have been chasing this up for almost 3 months. They even said go to the branch and get it sent there but the branch said they don't do that. Great. Also I had raised a complaint and got the letter in the post dated 12 November 2022. I find out today it had been closed and now been reopened and now have to wait 8 weeks for a resolution. I actually already had someone call me in November 2022 from the complaints department saying they will get this sorted asap. I'm so vexed with this company just a bunch of bots. And the moment you show a little bit of stress about it they scare you saying I'll terminate the call. Great, excellent, wow. Still no resolution no idea when I'll have my debit card but I'm sick of having to explain myself again and again to the branch girl about this and they say awww I'm sorry to hear that bla bla bla. Absolutely horrible service, the bank didn't original mess my account up by putting my account with collections which when I call collections the robot says your account is not with collections. Due for this I can't switch banks. Great. Worst bank in the UK and yet they getting awards lmao fake awards deffo.

3 January 2023
Unprompted review
Rated 1 out of 5 stars

What has happened to LLoyds Bank ?

What has happened to LLoyds Bank ?
I will begin my review with the opening comments of another reviewer in August, which incapsulate the issues.
Long wait times on the telephone, customer service non-existent. Banks closed and customer telephone operators working from home with the television on in the background.
My branch used to have a real living and breathing efficient bank manager, now it is all "The computer says No"
I called at my local branch with the intention of opening a Regular Saver account. I was advised that I would need an appointment with an Advisor to do this. However this was not possible as they do not have an Advisor.
I later decided that as I was visiting a larger centre ln a few days I would make an appointment in the city centre branch. Thier system does not allow customers to telephone the branch directly and therefore I went through the automated telephone system, inputting all required information, to be told that all Advisors were busy and my call was terminated.
I tried a different route through the telephone system and did not provide the requested information which resulted in my call at last being routed to a real person. This Advisor advised that she could make the appointment. However, after I had provided all the requested information was offered “the only available appointment” – in three weeks.
When I told the Advisor that I wished to change the telephone call from an Enquiry into a Complaint, I was advised that the only way to do this by telephone was to be transferred to another department and this would take 15 minutes.
So the situation was after trying three different ways, I could only go to an inconvenient location in three weeks time in order to increase my business with Lloyds Bank. Also I could not make a complaint in a timely manner.
I repeat - What has happened to LLoyds Bank ?

9 November 2022
Unprompted review
Rated 1 out of 5 stars

Dreadful Bank

Dreadful service! Aintree branch manger promised to call me within 4 days still no call after 12 days.
Telephone staff unhelpful, refusing to accept complaint, 8 weeks before a manager can call back. Branch closed early, sending people to other branch 2.5 miles away. Ombudsman shall be receiving a letter from me definitely.

4 November 2022
Unprompted review
Rated 5 out of 5 stars

Lloyds & Lorraine - Love It!

Credit where credit is due - Lorraine in Cardiff absolutely nailed it when sorting out my Pay As You Grow options on my Bounce Back Loan.
A truly lovely lady, a real professional, kind & empathetic.
Couldn’t rate you highly enough!

18 October 2022
Unprompted review
Rated 1 out of 5 stars

Bereavement unit are a vile and…

Bereavement unit are a vile and disrespectful bunch of liars. Dealing with my mums death is hard enough, but getting arrogant rudeness on there side wow just wow. How fkn dare you Lloyd's treat grieving siblings like scum. Having to go over things over and over every time I rang? Ground hog day no linked up communications with each other no record's of last call etc utter chaos and confusion. You have no idea what stress you have caused my family and I will sue then things MIGHT change? Utterly disgusted should be ashamed.

28 September 2022
Unprompted review
Rated 1 out of 5 stars

Thinking of using Lloyd's…Don't!

For anyone thinking of using Lloyd's for business, Don't! After over 22 years with Lloyd's I am in the process of moving both business and personal banking to another provider. Lloyd's bank now provides zero business or customer support. It's so called "business advisors" are simply telephone operatives reading a script and ticking boxes. They have no authority or expertise and provide no service for business account holders. Call times are extreme with callback taking 48hrs. No use whatsoever when trying to operate a business. The lack of response to the online negative feedback and customers experience show the apathy they hold towards customers.

22 September 2022
Unprompted review
Rated 1 out of 5 stars

FRAUD COMPLAINT.

Hi,

I have refrained myself for 2 weeks in creating this review. Two weeks ago Myself and my partner had a day off together where we went out to do our usual shopping and spend a nice day out at the beach. We had just got paid that morning so being payday bills were all covered and wanted to have a nice day out.

When getting home at around 7pm that evening i logged online to find that 49 transactions from 5 different companies called Jessport travel, Itai O'cloth and money others had made transactions from my account that day for around £1200. As you can imagine i was absolutely mortified and quite shaken up.

I immediately called fraud where I was on the phone for around 70 minutes. Whilst on loud speaker the team member asked me some unusual questions such as have you been using only fans?, have you been purchasing from unusual sites along this platform?, Have you been gambling?, etc etc...

With my partner being there this made me feel very uncomfortable, as if i had, do you really think that i wouldn't be aware of certain types of transactions on my account?

There very much felt like an insinuation straight from the start. I asked him relevant questions such as how i would of made soo many transactions in one day when me and my partner hadn't even been home or online, but they didn't care. They told me that the transactions were linked to my address?

This did not help as i don't have a specific knowledge of cyber crime and it didn't feel like their team were friendly or polite and intolerably rude to the point that when me and my partner were asking questions they told me that they were closing the case and put the phone down on us.

We were absolutely distraught at this point as frantically pleading them toward the end to listen to us and our questions as they made us feel like criminals.

I made a second call to fraud immediately after where another member of the team looked into our case. The gentleman actually couldn't believe the decision that was made and said it made no sense in how this wasn't resolved more efficiently and appollagised for the upset. He made notes on the account saying that he felt this was the wrong decision and wasn't handled very well.

Since this point me Andy partner have been left in an extremely vulnerable position where not having the ability to cover rent and expenses could essentially force us from our home. No help has been offered from a company who's mission status is to help customers in time of need and a company you can depend on.

We haven't slept well at all for two weeks when this morning i recieved a further text message telling me that they appolagise, and my complaint would not be resolved until the 29th of September and i could take it up with the financial ombudsman in the mean time.

I'm absolutely disgusted in the level of customer relationship management practices and level of PR.

We just don't know how this could actually compromise us now moving forward over the next two weeks.

Damien Roberts
68 Penfilia Road
Swansea
Case Number - NC10141897
Tel no - 07378416297

9 September 2022
Unprompted review
Rated 1 out of 5 stars

Home Insurance Claim

Made a claim on my home insurance taken out with Lloyds. May as well not have bothered. They need to understand that when you pay for Insurance you expect a good service. You don't make claims for the sake of it and when you do, they can be incredibly stressful periods where you turn to these companies for help because that is what you pay for. Had an absolutely dreadful experience when storms of last year brought part of my garage down damaging not only the garage but the drive itself. I was covered for outbuildings but basically felt like the assessment of work was dismissed and offered a payout which was far lower than I could get any local quotes for. Lloyds not prepared to accept this. Stay clear of Lloyds Insurance as there customer service is appalling!

28 November 2021
Unprompted review
Rated 1 out of 5 stars

Lies lies and more lies

This group which includes Halifax are a bunch of absolute wasters! i would get better advice from speaking to a clown on the phone! since October 2020 they have told me countless lies and even admit that the communication internally is shocking! to put your hands up and admit the company is a joke speaks volumes about this Mickey Mouse set up they call a bank. The CEO promised that someone would call me to discuss my complaint, to date no one has, the whole team that works in complaints need getting rid off and train proper people up how to do the job! I couldn’t leave zero stars unfortunately so a 1 is the default for crap!

10 August 2022
Unprompted review
Rated 1 out of 5 stars

What has happened to Lloyds Bank!!!!!

What has happened to Lloyds Bank!!!!!
Long wait times on the telephone, customer service non existent. Banks closed and customer telephone operators working from home with the television on in the background.Bring back the good old days and the professionalism of a bank manager.
After problems accessing money for online purchases since March (my money not the banks from working a hard day) I was promised 'tokens' to verify my existence . The tokens arrived but still I have not received the necessary security numbers so I still cannot purchase anything online. I travelled 20 plus miles to the nearest Lloyds Bank to receive promises that all is now resolved but still I cannot purchase online.
In desperation I again telephoned to try and speak to a Manager, who would be Cara but Cara was not available , she has no ability to telephone me or email me and 'by the way' she is "NOT TRAINED TO SPEAK TO CUSTOMERS". This is Lloyds "BY MY SIDE".

9 August 2022
Unprompted review

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