I will FOREVER associate this company with scams. My wife was scammed online and convinced to take out a loan. The scammers recommended Lightstream as their preferred loan company. I filed a police... See more
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See what reviewers are saying
Don't use these people. I have a credit score over 750 and a perfect credit payment history. They consistently WASTE an inquiry on my credit report, never approve loans, so I am not sure what they are... See more
I recently used LightStream to finance an out-of-state vehicle purchase, and the convenience was unmatched. I prefer to handle things digitally (online, emails) without having to call and talk to some... See more
Terrible! I have excellent credit, been a SunTrust customer for over 15 years applied for a loan to help pay off a credit card balance of just over $6000 and instantly got turned down! Friends have t... See more
Company details
- Non-Bank Financial Service
- Alternative Financial Service
- Car Finance and Loan Company
- Financial Consultant
- Loan Agency
Information provided by various external sources
LightStream online lending offers loans for auto, home improvement and practically anything else, at low rates for those with good credit.
Contact info
Peachtree Street Northwest 303, 30308, Atlanta, United Kingdom
- www.lightstream.com
SCAM Lender, Consumer beware!
SCAM! CONSUMER BEWARE! I have excellent credit and wanted a debt consolidation loan. Lending Tree said I was Pre-Approved through several lenders. I choose LightStream under the pretense that I was pre-approved because BOTH LENDING TREE AND LIGHTSTREAM websites said I was pre-approved. But atlas, my loan application was denied. I would've never applied had the websites not said I was Pre-Approved. Absolute SCAM. Stay away!
18 June 2020
Unprompted review
You'll regret it!
Cheap now, Pay later! Easy process of getting money....downhill from there. Look elsewhere! All reviews are from them processing payments, but have you ever seen a review afterward?! Min $100 payments, some payments take up to 4 days to pull and they charge you interest in the meantime! There system messed up, called in for final payoff, clicked the "payoff final amount", and my loan is still having problems! Rep told me to just make another payment and ask for a refund later! Seriously!
1 May 2020
Unprompted review
Terrible- Rejected excellent credit loan application
Terrible! I have excellent credit, been a SunTrust customer for over 15 years applied for a loan to help pay off a credit card balance of just over $6000 and instantly got turned down! Friends have told me that everybody that applies online will get rejected, they say I should have applied in person...Thats terrible customer service, I'm a client, they should know my reputation by my history in their file system. They claim to help people in need during this corona virus pandemic- except for me! I applied somewhere else and got approved immediately, took less than 3 days to get funds in my account! Applied ONLINE!!! Better rate too. I don't need Lightstream!
31 March 2020
Unprompted review
Best financial company I’ve dealt with ever!
Wow wow wow! They’re by far the best financial company I’ve ever dealt with. My loan was approved within hours (talk about fast approvals!) I received a super competitive fixed interest rate and the term that I wanted. I’m extremely satisfied and I highly recommend LightStream to anyone looking for a competitive interest rate, flexible terms, fast approval, and a hassle-free experience.
12 October 2019
Unprompted review
The best loan I've ever had
The best loan I've ever had. For openers they'll give you $100 if it isn't the best loan you've ever had. If their rate isn't the lowest they give you a credit as well. I have a high credit score so they gave me the loan with absolutely no documentation.
In the three years I never had the slightest problem. AMAZING
30 April 2019
Unprompted review
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